BankSA Mobile Banking app review

About BankSA
BankSA is a member of the Westpac Group and one of the most widely used banks in South Australia, offering customers a range of banking, insurance and other financial services. Many of BankSA’s banking products are also award winners, with the bank having taken out recent Mozo Experts Choice Awards for its credit cards and home loans.
What does the BankSA app do?
For customers looking for a way to manage their money and various accounts from the palm of their hand, the BankSA Mobile Banking app will fit the bill. Named an Excellent Banking App winner in the 2022 Mozo Experts Choice Bank Account and Savings Awards, BankSA’s app allows users to do everything from simple tasks like looking up their account balance and making transfers, to splitting expenses and requesting payments from multiple friends - as well as everything in between.
Features we love
So what makes the BankSA Mobile Banking app stand out? Well as you’d expect from an award-winning app, it’s got all the staples you need to easily manage your money, plus a tonne of extra features and tools which go beyond the norm.
The first of these is the level of transaction insights it provides. As apps have become more advanced, banks have gone down the path of providing greater transparency and more details about purchases, with BankSA app users able to zoom in on an individual transaction to see the date it was made on, as well as the address and name of the merchant.
Speaking of purchases, we bet you’ve been out to a dinner with friends which has ended in confusion when it came time to split the bill. It’s a pain, but BankSA’s expense splitter makes it easier. Just create a new expense, then add costs (via transaction history or manually), contacts (from your address book or manually), as well as the account to be paid into and then send out the payment request.
The app also makes life easier for anyone wanting to leave their wallets at home. With the cardless cash feature, cash can be withdrawn from a BankSA, Bank of Melbourne, St.George or Westpac ATM via BankSA Mobile Banking app (up to $500/day and $1,000/week.)
Aside from the features above, the BankSA app also allows users to:
- Make mobile paymentst via Apple Pay, Google Pay or Samsung Pay
- Set up a PayID and make transfers over the New Payments Platform (NPP) via Osko
- Log in either with a PIN or via biometric payment options like a fingerprint or FaceID
- Lock their card (for up to 15 days) in the event that it goes missing
- Set up notifications and alerts for everything from low balances to withdrawals and deposits
- Let BankSA know if they’re travelling overseas
What we’re not so hot on
While the BankSA Mobile Banking app has a lot going for it, including many of the fundamental app features we expect, it doesn’t have any upcoming bills feature or useful savings tools like a roundup feature.
Other banking app reviews by Mozo
Fancy comparing BankSA’s app to some of the other 2022 Mozo Experts Choice Award winners in the Excellent Banking App category? Get started by checking out the BankSA app or the CommBank app.
Compare bank accounts
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Everyday Account
$0.00
Apple Pay, Google wallet
0% p.a.
In addition to $0 monthly account-keeping fees and 24/7 real human support, you can turn your everyday banking into Qantas Points. Link your Qantas Frequent Flyer account to your AMP Bank Everyday Account, in the new AMP Bank app and earn 1 point for every $10 on your average monthly balance. T&Cs apply.
CompareCompareEveryday Account
In addition to $0 monthly account-keeping fees and 24/7 real human support, you can turn your everyday banking into Qantas Points. Link your Qantas Frequent Flyer account to your AMP Bank Everyday Account, in the new AMP Bank app and earn 1 point for every $10 on your average monthly balance. T&Cs apply.
- account fee
- $0.00
- Payment Options
- Apple Pay, Google wallet
- interest rate
- 0% p.a.
- ATM networks
- ANZ, CBA, Westpac and atmx branded ATMs in Australia
- What kind of card?
- Debit Mastercard
- Interest rate
- Balances from $0: 0.00% p.a.
- Fee free transactions
- Unlimited free transactions from internet, phone, cheque, EFTPOS, AusPost deposit.
Read reviews and learn more about AMP Bank bank accounts
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Mozo experts choice awards won:
- Exceptional Everyday Account - 2025
- Travel Debit Card - 2025
Everyday Edge Account
$0.00
Apple Pay, Google Pay, PayID, Samsung Pay
0% p.a.
This bank account has no account keeping fees to pay. There are unlimited fee-free domestic transactions. Safe and secure digital banking. Fee-free card purchases and cash-out transactions in-store. Free access to thousands of ATMs nationwide. For customers 18 or over.
CompareCompareEveryday Edge Account
This bank account has no account keeping fees to pay. There are unlimited fee-free domestic transactions. Safe and secure digital banking. Fee-free card purchases and cash-out transactions in-store. Free access to thousands of ATMs nationwide. For customers 18 or over.
- account fee
- $0.00
- Payment Options
- Apple Pay, Google Pay, PayID, Samsung Pay
- interest rate
- 0% p.a.
- ATM networks
- -
- What kind of card?
- Visa Debit or
EFTPOS
- Interest rate
- Balances from $0: 0.00% p.a.
- Fee free transactions
- Unlimited free transactions from counter deposit, phone, internet and EFTPOS. Free counter withdrawals.
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Choice
$5.00$0 monthly account fee for 12 months when you open an account by 30 May 2025. Account fee is also waived for customers that deposit at least $2,000 per month.
Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, Digital Card
0% p.a.
Enjoy no monthly account-keeping fees for the first 12 months, for deposits of $2,000 a month or for eligible customers. No withdrawal fees at branded and select non-branded ATMs. No international transfer fees when sending foreign currency overseas via Online Banking or the Westpac App. Unlimited free transactions and account enquiries.
CompareCompareChoice
Enjoy no monthly account-keeping fees for the first 12 months, for deposits of $2,000 a month or for eligible customers. No withdrawal fees at branded and select non-branded ATMs. No international transfer fees when sending foreign currency overseas via Online Banking or the Westpac App. Unlimited free transactions and account enquiries.
- account fee
- $5.00$0 monthly account fee for 12 months when you open an account by 30 May 2025. Account fee is also waived for customers that deposit at least $2,000 per month.
- Payment Options
- Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, Digital Card
- interest rate
- 0% p.a.
- ATM networks
- Westpac, St.George, BankSA, Bank of Melbourne
- What kind of card?
- Debit Mastercard
- Interest rate
- Balances from $0: 0.00% p.a.
- Fee free transactions
- Unlimited free transactions from internet, phone, network ATMs, EFTPOS, BPAY, branch deposits and withdrawals, and cheque.
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Orange Everyday
$0.00
Apple Pay, Google Pay, PayID, PayTo
0% p.a.
ING’s Orange Everyday bank account offers no monthly fees and 1% cashback on eligible utility bills up to $100 (T&Cs apply). Experts Choice Awards Highly Commended Everyday & Savings Bank 2025^
CompareCompareOrange Everyday
ING’s Orange Everyday bank account offers no monthly fees and 1% cashback on eligible utility bills up to $100 (T&Cs apply). Experts Choice Awards Highly Commended Everyday & Savings Bank 2025^
- account fee
- $0.00
- Payment Options
- Apple Pay, Google Pay, PayID, PayTo
- interest rate
- 0% p.a.
- ATM networks
- None
- What kind of card?
- Visa Debit
- Interest rate
- Balances from $0: 0.00% p.a.
- Fee free transactions
- Access 1% cashback on eligible utility bill payments (up to $100 per financial year), rebates on ATM fees for the first 5 fee incurring withdrawals (domestic). When you deposit at least $1,000 from an external bank account and make at least 5 card purchases using your ING debit card each month.
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Everyday Global Account
$0.00
Apple Pay, Google Pay
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Enjoy $0 monthly account fees and international fees, with no minimum deposit or balance requirements. Buy, hold and spend in 10 currencies (AUD included) and earn 2% cashback for purchases under $100 (T&C’s apply). Mozo's Experts Choice 2025 winner for Exceptional Everyday Account.^
CompareCompareEveryday Global Account
Enjoy $0 monthly account fees and international fees, with no minimum deposit or balance requirements. Buy, hold and spend in 10 currencies (AUD included) and earn 2% cashback for purchases under $100 (T&C’s apply). Mozo's Experts Choice 2025 winner for Exceptional Everyday Account.^
- account fee
- $0.00
- Payment Options
- Apple Pay, Google Pay
- interest rate
- 0% p.a.
- ATM networks
- HSBC
- What kind of card?
- Visa Debit
- Interest rate
- Balances from $0: 0.00% p.a.
- Fee free transactions
- Unlimited free transactions from HSBC ATMs, EFTPOS, phone, internet, BPAY and direct debits
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^See information about the Mozo Experts Choice Bank Account Awards
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