BankSA Mobile Banking app review
About BankSA
BankSA is a member of the Westpac Group and one of the most widely used banks in South Australia, offering customers a range of banking, insurance and other financial services. Many of BankSA’s banking products are also award winners, with the bank having taken out recent Mozo Experts Choice Awards for its credit cards and home loans.
What does the BankSA app do?
For customers looking for a way to manage their money and various accounts from the palm of their hand, the BankSA Mobile Banking app will fit the bill. Named an Excellent Banking App winner in the 2021 Mozo Experts Choice Awards, BankSA’s app allows users to do everything from simple tasks like looking up their account balance and making transfers, to splitting expenses and requesting payments from multiple friends - as well as everything in between.
Features we love
So what makes the BankSA Mobile Banking app stand out? Well as you’d expect from an award-winning app, it’s got all the staples you need to easily manage your money, plus a tonne of extra features and tools which go beyond the norm.
The first of these is the level of transaction insights it provides. As apps have become more advanced, banks have gone down the path of providing greater transparency and more details about purchases, with BankSA app users able to zoom in on an individual transaction to see the date it was made on, as well as the address and name of the merchant.
Speaking of purchases, we bet you’ve been out to a dinner with friends which has ended in confusion when it came time to split the bill. It’s a pain, but BankSA’s expense splitter makes it easier. Just create a new expense, then add costs (via transaction history or manually), contacts (from your address book or manually), as well as the account to be paid into and then send out the payment request.
The app also makes life easier for anyone wanting to leave their wallets at home. With the cardless cash feature, cash can be withdrawn from a BankSA, Bank of Melbourne, St.George or Westpac ATM via BankSA Mobile Banking app (up to $500/day and $1,000/week.) BankSA also supports mobile payment options like Apple Pay, Google Pay and Samsung Pay.
Aside from the features above, the BankSA app also allows users to:
- Set up a PayID and make near-instant transfers over the New Payments Platform (NPP) via Osko
- Log in either with a PIN or via biometric payment options like a fingerprint or FaceID
- Lock their card (for up to 15 days) in the event that it goes missing
- Set up notifications and alerts for everything from low balances to withdrawals and deposits
- Let BankSA know if they’re travelling overseas
What we’re not so hot on
While the BankSA Mobile Banking app has a lot going for it, including many of the fundamental app features we expect, it doesn’t have any upcoming bills feature or useful savings tools like a roundup feature.
Other banking app reviews by Mozo
Fancy comparing BankSA’s app to some of the other 2021 Mozo Experts Choice Award winners in the Excellent Banking App category? Get started by checking out the Macquarie app or the CommBank app.
Compare bank accounts - last updated February 26, 2021
Glide Account
account fee
Payment Options
interest rate
$0.00Apple Pay, Google Pay, PayID, Samsung Pay, FitBit Pay, Garmin0% p.a.Unlimited free internet transactions. Super fast transfers & use Apple Pay, Google Pay and Samsung Pay. No account keeping fees or ATM fees.
CompareCompareGlide Account
Unlimited free internet transactions. Super fast transfers & use Apple Pay, Google Pay and Samsung Pay. No account keeping fees or ATM fees.
- ATM networks
- MyState
- What kind of card?
- Visa Debit
- Interest rate
- Balances from $0: 0.00% p.a.
- Fee free transactions
- Unlimited free internet transactions.
Read our Mozo Review to learn more about the Glide Account
Everyday Global Account
account fee
Payment Options
interest rate
$0.00Apple Pay, Google Pay, PayID0% p.a.No overseas ATM fees & up to 10 currencies in one account. Switch between currencies instantly 24/7 wherever you are using the mobile app.$100 Bonus for new HSBC customers and earn 2% cashback on tap and pay under $100 (T&Cs apply)
CompareCompareEveryday Global Account
No overseas ATM fees & up to 10 currencies in one account. Switch between currencies instantly 24/7 wherever you are using the mobile app.$100 Bonus for new HSBC customers and earn 2% cashback on tap and pay under $100 (T&Cs apply)
- ATM networks
- HSBC
- What kind of card?
- Visa Debit
- Interest rate
- Balances from $0: 0.00% p.a.
Balances from $9,000: 0.00% p.a.
- Fee free transactions
- Unlimited free transactions from HSBC ATMs, EFTPOS, phone, internet, Bank@Post, BPAY and direct debits
Read our Mozo Review to learn more about the Everyday Global Account
Everyday Options
account fee
Payment Options
interest rate
$0.00Apple Pay, Google Pay, PayID0.01% p.a.An easy, everyday banking account packed with flexible options to help you spend, budget and save better. Create up to 9 sub accounts.
CompareCompareEveryday Options
An easy, everyday banking account packed with flexible options to help you spend, budget and save better. Create up to 9 sub accounts.
- ATM networks
- Suncorp, RediATM
- What kind of card?
- Visa Debit
- Interest rate
- Balances from $0: 0.00% p.a.
Balances from $1: 0.01% p.a.
- Fee free transactions
- Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone and internet
Read our Mozo Review to learn more about the Everyday Options
& Transaction Account
account fee
Payment Options
interest rate
$0.00Apple Pay, Google Pay, PayID, Samsung Pay0% p.a.An everyday transaction account where you can enjoy fee-free transactions and a range of convenient payment options, including Apple Pay, Google Pay, or Samsung Pay. Open your account online and instantly access your card details securely to transact online or add to your Digital Wallet to make purchases instore.
CompareCompare& Transaction Account
An everyday transaction account where you can enjoy fee-free transactions and a range of convenient payment options, including Apple Pay, Google Pay, or Samsung Pay. Open your account online and instantly access your card details securely to transact online or add to your Digital Wallet to make purchases instore.
- ATM networks
- None
- What kind of card?
- Visa Debit or
EFTPOS
- Interest rate
- Balances from $0: 0.00% p.a.
- Fee free transactions
- Unlimited free transactions from EFTPOS, network ATMs, counter withdrawals, phone, internet, BPAY and visa transactions.
Read our Mozo Review to learn more about the & Transaction Account
Classic Banking Account
with Standard Visa Debit Card
account fee
Payment Options
interest rate
$0.00Apple Pay, Google Pay, PayID, Samsung Pay0.01% p.a.No monthly account fees ever, with no conditions. Free use at over 7,000 ATMs around Australia. No overdrawn fees if you happen to go over your account balance. Open an account in less than 7 minutes.
CompareCompareClassic Banking Account
No monthly account fees ever, with no conditions. Free use at over 7,000 ATMs around Australia. No overdrawn fees if you happen to go over your account balance. Open an account in less than 7 minutes.
- ATM networks
- NAB
- What kind of card?
- Visa Debit or
EFTPOS
- Interest rate
- Balances from $0: 0.01% p.a.
- Fee free transactions
- Unlimited free transactions from own-bank ATM, EFTPOS, counter withdrawals, counter deposits, phone, internet and Visa debit purchases
Read our Mozo Review to learn more about the Classic Banking Account
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