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BankVic Line of Credit (Premium Package)

The details shown below are for an owner occupier taking out a no set repayments loan between $50,000 and $249,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a no set repayments loan between $250,000 and $749,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a no set repayments loan between $750,000 and $1,000,000 with an LVR below 95%

The details shown below are for an investor taking out a no set repayments loan between $50,000 and $249,999 with an LVR below 95%

The details shown below are for an investor taking out a no set repayments loan between $250,000 and $749,999 with an LVR below 95%

The details shown below are for an investor taking out a no set repayments loan between $750,000 and $1,000,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (No set repayments)

    LVR < 95%

    Loan: $50,000 $249,999

  • Owner Occupier (No set repayments)

    LVR < 95%

    Loan: $250,000 $749,999

  • Owner Occupier (No set repayments)

    LVR < 95%

    Loan: $750,000 $1,000,000

  • Investor (No set repayments)

    LVR < 95%

    Loan: $50,000 $249,999

  • Investor (No set repayments)

    LVR < 95%

    Loan: $250,000 $749,999

  • Investor (No set repayments)

    LVR < 95%

    Loan: $750,000 $1,000,000

Rate
3.67% p.a.
Comparison Rate*
n/a
Service fee
$375.00 yearly
Upfront fee
$0
Rate
3.52% p.a.
Comparison Rate*
n/a
Service fee
$375.00 yearly
Upfront fee
$0
Rate
3.42% p.a.
Comparison Rate*
n/a
Service fee
$375.00 yearly
Upfront fee
$0
Rate
4.39% p.a.
Comparison Rate*
n/a
Service fee
$375.00 yearly
Upfront fee
$0
Rate
4.24% p.a.
Comparison Rate*
n/a
Service fee
$375.00 yearly
Upfront fee
$0
Rate
4.14% p.a.
Comparison Rate*
n/a
Service fee
$375.00 yearly
Upfront fee
$0

Details

Rates and fees information correct as at 15 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.67% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $375.00 yearly

  • $295.00

Other financial bits
  • $50,000

  • $249,999

  • none

  • 95.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • yes

  • no

  • Legal fees payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.52% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $375.00 yearly

  • $295.00

Other financial bits
  • $250,000

  • $749,999

  • none

  • 95.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • yes

  • no

  • Legal fees payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.42% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $375.00 yearly

  • $295.00

Other financial bits
  • $750,000

  • $1,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • yes

  • no

  • Legal fees payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.39% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $375.00 yearly

  • $295.00

Other financial bits
  • $50,000

  • $249,999

  • none

  • 95.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • yes

  • no

  • Legal fees payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $375.00 yearly

  • $295.00

Other financial bits
  • $250,000

  • $749,999

  • none

  • 95.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • yes

  • no

  • Legal fees payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 15 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.14% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $375.00 yearly

  • $295.00

Other financial bits
  • $750,000

  • $1,000,000

  • none

  • 95.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • none

  • yes

  • no

  • Legal fees payable at cost

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are BankVic home loans rated by the Mozo community?

Overall customer rating
8.5/10
Price
7.9/10
Features
6.9/10
Customer service
8.4/10
Convenience
7.6/10
Trust
8.9/10

Latest review of BankVic Line of Credit (Premium Package)

  • Overall 10/10
    More than a Bank. Customers always come first.

    Very customer oriented. BankVic originally established as a Co Operative with a fundamental philosophy of returning profits to its member base. That ideal has continued since recently becoming a Bank. Very competitive Interest Rates on all Savings and Loan Accounts. Nil Annual or Administrative Fees.

    Read full review

    Very customer oriented. BankVic originally established as a Co Operative with a fundamental philosophy of returning profits to its member base. That ideal has continued since recently becoming a Bank. Very competitive Interest Rates on all Savings and Loan Accounts. Nil Annual or Administrative Fees.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10
    Less
    John, Victoria reviewed almost 5 years ago
BankVic

About BankVic

BankVic, formerly the Police Credit Union VIC, is a mutual bank wholly owned by its members. BankVic offers financial services for people working in police, health, emergency and public services along with their family and friends. Personal banking products available at BankVic include credit cards, home loans, insurance and financial advice.

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