Bendigo Bank Basic Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan of at least $5,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $5,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $5,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $5,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $5,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $5,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $5,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $5,000

4.48% p.a.

4.65% p.a.

$10.00 monthly

Bendigo Bank Basic Home Loan

4.48% p.a.

4.65% p.a.

$10.00 monthly

5.54% p.a.

5.71% p.a.

$10.00 monthly

Bendigo Bank Basic Home Loan

5.54% p.a.

5.71% p.a.

$10.00 monthly

4.71% p.a.

4.88% p.a.

$10.00 monthly

Bendigo Bank Basic Home Loan

4.71% p.a.

4.88% p.a.

$10.00 monthly

5.16% p.a.

5.33% p.a.

$10.00 monthly

Bendigo Bank Basic Home Loan

5.16% p.a.

5.33% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 4.48% p.a.

  • n/a

  • 0 Months

  • none

  • 4.65% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $295.00

  • $205.00

  • $100.00

  • none

  • $10.00 monthly

  • $250.00

Other financial bits
  • $5,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 5.54% p.a.

  • n/a

  • 0 Months

  • none

  • 5.71% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $295.00

  • $205.00

  • $100.00

  • none

  • $10.00 monthly

  • $250.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 4.71% p.a.

  • n/a

  • 0 Months

  • none

  • 4.88% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $295.00

  • $205.00

  • $100.00

  • none

  • $10.00 monthly

  • $250.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 5.16% p.a.

  • n/a

  • 0 Months

  • none

  • 5.33% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $295.00

  • $205.00

  • $100.00

  • none

  • $10.00 monthly

  • $250.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • no

  • none

  • none

Customer Reviews

How are Bendigo Bank home loans rated by the Mozo community?

Overall customer rating
8.6/10
Price
7.8/10
Features
7.5/10
Customer service
8.8/10
Convenience
8.8/10
Trust
8.7/10

Latest reviews of Bendigo Bank Basic Home Loan

  • Overall
    10/10
    Local bank working for local people

    I like this bank because they are locals dealing with locals

    I like this bank because they are locals dealing with locals

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Rynn | NSW

    08 Feb 2018

  • Overall
    9/10
    Very helpful and friendly

    I find Bendigo bank to be very helpful.

    I find Bendigo bank to be very helpful.

    Price
    8/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Wayne | QLD

    30 Jan 2018

  • Overall
    9/10
    Great bank and Staff

    Great bank in all aspects of service staff and product!

    Great bank in all aspects of service staff and product!

    Price
    10/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Bob | QLD

    27 Jun 2017

  • Overall
    8/10
    Good communication with management

    Intetest rate could be a little less which would make for a more easy payment.

    Intetest rate could be a little less which would make for a more easy payment.

    Price
    6/10
    Features
    3/10
    Customer service
    9/10
    Convenience
    6/10
    Trust
    7/10

    Rhonda | VIC

    26 Jul 2016

Bendigo Bank

About Bendigo Bank

Bendigo Bank is a community focused bank that's all about customer satisfaction. Over the past 20 years, Bendigo Bank has given back $165 million to help communities build the things they need to thrive. With a national presence and an innovative digital experience, Bendigo Bank offers a full range of financial services including credit cards, personal loans, home loans, savings and bank accounts to help Aussies meet their money goals.

See Bendigo Bank home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.