Bendigo Bank Basic Home Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $5,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $5,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $5,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $5,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $5,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $5,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $5,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $5,000

3.79% p.a.

3.97% p.a.

$10.00 monthly

Bendigo Bank Basic Home Loan

3.79% p.a.

3.97% p.a.

$10.00 monthly

5.34% p.a.

5.51% p.a.

$10.00 monthly

Bendigo Bank Basic Home Loan

5.34% p.a.

5.51% p.a.

$10.00 monthly

4.49% p.a.

4.66% p.a.

$10.00 monthly

Bendigo Bank Basic Home Loan

4.49% p.a.

4.66% p.a.

$10.00 monthly

4.99% p.a.

5.16% p.a.

$10.00 monthly

Bendigo Bank Basic Home Loan

4.99% p.a.

5.16% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.79% p.a.

  • n/a

  • 0 Months

  • none

  • 3.97% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $295.00

  • $205.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.34% p.a.

  • n/a

  • 0 Months

  • none

  • 5.51% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $295.00

  • $205.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.49% p.a.

  • n/a

  • 0 Months

  • none

  • 4.66% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $295.00

  • $205.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.99% p.a.

  • n/a

  • 0 Months

  • none

  • 5.16% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $295.00

  • $205.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bendigo Bank home loans rated by the Mozo community?

Overall customer rating
8.3/10
Price
7.5/10
Features
7.2/10
Customer service
8.5/10
Convenience
8.4/10
Trust
8.5/10

Latest reviews of Bendigo Bank Basic Home Loan

  • Overall
    5/10
    Average

    Very adequate but it does the job.

    Very adequate but it does the job.

    Price
    3/10
    Features
    3/10
    Customer service
    4/10
    Convenience
    5/10
    Trust
    5/10

    Colleen | Queensland

    reviewed 7 months ago

  • Overall
    6/10
    Great home loan

    Everything has been very good with my home loan so far.

    Everything has been very good with my home loan so far.

    Price
    8/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    7/10
    Trust
    7/10

    Georgia | Victoria

    reviewed 7 months ago

  • Overall
    10/10
    Local bank working for local people

    I like this bank because they are locals dealing with locals

    I like this bank because they are locals dealing with locals

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Rynn | New South Wales

    reviewed over 1 year ago

  • Overall
    9/10
    Very helpful and friendly

    I find Bendigo bank to be very helpful.

    I find Bendigo bank to be very helpful.

    Price
    8/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Wayne | Queensland

    reviewed over 1 year ago

  • Overall
    9/10
    Great bank and Staff

    Great bank in all aspects of service staff and product!

    Great bank in all aspects of service staff and product!

    Price
    10/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Bob | Queensland

    reviewed almost 2 years ago

Bendigo Bank

About Bendigo Bank

Bendigo Bank is a community focused bank that's all about customer satisfaction. Over the past 20 years, Bendigo Bank has given back $165 million to help communities build the things they need to thrive. With a national presence and an innovative digital experience, Bendigo Bank offers a full range of financial services including credit cards, personal loans, home loans, savings and bank accounts to help Aussies meet their money goals.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.