Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 80% | $50,000 | $7,500,000 |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $50,000 | $7,500,000 |
|
|
Owner Occupier | Interest Only | < 80% | $50,000 | $7,500,000 |
|
|
Investor | Principal & Interest | < 80% | $50,000 | $7,500,000 |
|
|
Investor | Principal & Interest | 80%-90% | $50,000 | $7,500,000 |
|
|
Investor | Interest Only | < 80% | $50,000 | $7,500,000 |
|
|
Investor | Interest Only | 80%-90% | $50,000 | $7,500,000 |
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.19% (7.52%*) |
|
|
6.09% (7.36%*) |
|
|
5.99% (7.19%*) |
|
|
5.99% (7.06%*) |
|
|
5.99% (6.95%*) |
|
|
n/a |
|
|
n/a |
|
|
7.61% p.a. |
|
$600.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$50,000 |
|
|
$7,500,000 |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.49% (7.81%*) |
|
|
6.39% (7.65%*) |
|
|
6.29% (7.49%*) |
|
|
6.29% (7.36%*) |
|
|
6.29% (7.24%*) |
|
|
n/a |
|
|
n/a |
|
|
7.91% p.a. |
|
$600.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$50,000 |
|
|
$7,500,000 |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.49% (7.55%*) |
|
|
6.39% (7.42%*) |
|
|
6.29% (7.28%*) |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.61% p.a. |
|
$600.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$50,000 |
|
|
$7,500,000 |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.39% (7.72%*) |
|
|
6.39% (7.58%*) |
|
|
6.19% (7.39%*) |
|
|
6.19% (7.26%*) |
|
|
6.19% (7.14%*) |
|
|
n/a |
|
|
n/a |
|
|
7.81% p.a. |
|
$600.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$50,000 |
|
|
$7,500,000 |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.69% (8.01%*) |
|
|
6.69% (7.87%*) |
|
|
6.49% (7.69%*) |
|
|
6.49% (7.55%*) |
|
|
6.49% (7.44%*) |
|
|
n/a |
|
|
n/a |
|
|
8.11% p.a. |
|
$600.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$50,000 |
|
|
$7,500,000 |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.49% (7.73%*) |
|
|
6.39% (7.58%*) |
|
|
6.29% (7.42%*) |
|
|
6.29% (7.30%*) |
|
|
6.29% (7.19%*) |
|
|
n/a |
|
|
n/a |
|
|
7.81% p.a. |
|
$600.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$50,000 |
|
|
$7,500,000 |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.79% (8.02%*) |
|
|
6.69% (7.87%*) |
|
|
6.59% (7.71%*) |
|
|
6.59% (7.59%*) |
|
|
6.59% (7.48%*) |
|
|
n/a |
|
|
n/a |
|
|
8.11% p.a. |
|
$600.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$150.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$300.00 |
|
$50,000 |
|
|
$7,500,000 |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Talking to foreign call centres who don't understand your question. Not like HSBC in UK at all where I've been a customer for over 10 years. Short-sighted staff who don't care about business retention. I got no follow up from "Relationship Managers". Infuriating customer service
Read full reviewTalking to foreign call centres who don't understand your question. Not like HSBC in UK at all where I've been a customer for over 10 years. Short-sighted staff who don't care about business retention. I got no follow up from "Relationship Managers". Infuriating customer service
This bank is friendly, great service and always smile when I enter the building.
Read full reviewThis bank is friendly, great service and always smile when I enter the building.
Getting our HSBC home loan approved and up and running was so simple and the customer service we received was excellent.
Read full reviewGetting our HSBC home loan approved and up and running was so simple and the customer service we received was excellent.
After shopping around at lots of banks I had started to lose faith that I would ever find the perfect home loan that suited my needs. HSBC completely restored my faith in banks. They were professional, friendly, helpful and most importantly - honest. They gave me advice as if they were my friend, and not just trying to win my business. Their rates were also the best I'd come across. I have since recommended them to two friends, who have each agreed with me.
Read full reviewAfter shopping around at lots of banks I had started to lose faith that I would ever find the perfect home loan that suited my needs. HSBC completely restored my faith in banks. They were professional, friendly, helpful and most importantly - honest. They gave me advice as if they were my friend, and not just trying to win my business. Their rates were also the best I'd come across. I have since recommended them to two friends, who have each agreed with me.
I find it a good bank although difficult at times as as the call centers are now offshore.
Read full reviewI find it a good bank although difficult at times as as the call centers are now offshore.
Home Value Loan
6.04% p.a.
6.04% p.a.
$0.00
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.14% p.a. variable
6.14% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.97% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.97% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Express Home Loan
6.01% p.a. variable
6.14% p.a.
Elevate
6.13% p.a. variable
6.14% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.01% p.a.
6.14% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.13% p.a.
6.14% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.97% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.99% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
