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HSBC Home Value Loan

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $15,000,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $15,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $15,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $15,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $750,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $750,000 and $15,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $15,000,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $15,000,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $750,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $750,000 and $15,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $15,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $50,000 and $750,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $750,000 and $15,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $50,000 and $15,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 60% $50,000 $15,000,000
Owner Occupier Principal & Interest 60%-70% $50,000 $15,000,000
Owner Occupier Principal & Interest 70%-80% $50,000 $15,000,000
Owner Occupier Principal & Interest 80%-90% $50,000 $15,000,000
Owner Occupier Interest Only < 80% $50,000 $750,000
Owner Occupier Interest Only < 80% $750,000 $15,000,000
Investor Principal & Interest < 60% $50,000 $15,000,000
Investor Principal & Interest 60%-70% $50,000 $15,000,000
Investor Principal & Interest 70%-80% $50,000 $750,000
Investor Principal & Interest 70%-80% $750,000 $15,000,000
Investor Principal & Interest 80%-90% $50,000 $15,000,000
Investor Interest Only < 80% $50,000 $750,000
Investor Interest Only < 80% $750,000 $15,000,000
Investor Interest Only 80%-90% $50,000 $15,000,000
  • Owner Occupier (Principal & Interest)
    LVR < 60%
    Loan: $50,000 $15,000,000
  • Owner Occupier (Principal & Interest)
    LVR 60%-70%
    Loan: $50,000 $15,000,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $50,000 $15,000,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan: $50,000 $15,000,000
  • Owner Occupier (Interest Only)
    LVR < 80%
    Loan: $50,000 $750,000
  • Owner Occupier (Interest Only)
    LVR < 80%
    Loan: $750,000 $15,000,000
  • Investor (Principal & Interest)
    LVR < 60%
    Loan: $50,000 $15,000,000
  • Investor (Principal & Interest)
    LVR 60%-70%
    Loan: $50,000 $15,000,000
  • Investor (Principal & Interest)
    LVR 70%-80%
    Loan: $50,000 $750,000
  • Investor (Principal & Interest)
    LVR 70%-80%
    Loan: $750,000 $15,000,000
  • Investor (Principal & Interest)
    LVR 80%-90%
    Loan: $50,000 $15,000,000
  • Investor (Interest Only)
    LVR < 80%
    Loan: $50,000 $750,000
  • Investor (Interest Only)
    LVR < 80%
    Loan: $750,000 $15,000,000
  • Investor (Interest Only)
    LVR 80%-90%
    Loan: $50,000 $15,000,000
Rate
5.99% p.a.
Comparison Rate
5.99% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.04% p.a.
Comparison Rate
6.04% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.09% p.a.
Comparison Rate
6.09% p.a.
Service fee
$0.00
Upfront fee
$0
Talk to a broker
Rate
6.39% p.a.
Comparison Rate
6.39% p.a.
Service fee
$0.00
Upfront fee
$0
Talk to a broker
Rate
6.59% p.a.
Comparison Rate
6.23% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.59% p.a.
Comparison Rate
6.23% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.19% p.a.
Comparison Rate
6.19% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.24% p.a.
Comparison Rate
6.24% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.29% p.a.
Comparison Rate
6.29% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.29% p.a.
Comparison Rate
6.29% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.59% p.a.
Comparison Rate
6.59% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.59% p.a.
Comparison Rate
6.42% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.59% p.a.
Comparison Rate
6.42% p.a.
Service fee
$0.00
Upfront fee
$0
Rate
6.89% p.a.
Comparison Rate
6.72% p.a.
Service fee
$0.00
Upfront fee
$0

Mozo editorial review HSBC Home Value Loan - last updated: 14 February 2024

binocular icon
What's hot
  • Variable rates starting at 5.99% p.a. (5.99% comparison rate*)
  • Free extra repayments
  • Fee-free redraw facility (no minimum)
  • No up-front or ongoing fees
What's not
  • $300 discharge fee
  • No offset account option
Mozo snapshot

HSBC’s Home Value Loan comes with competitive interest rates starting at 5.99% p.a. (5.99% comparison rate*), no up-front or ongoing fees (except for a $300 discharge fee), and the option to make free extra repayments if you’re trying to pay off your mortgage sooner.

key icon
Key features

The HSBC Home Value Loan is there for owner-occupiers and investors for loan amounts between $50,000 and $15,000,000. Whether you’re buying to live in, or if you’re purchasing property as an investment, there are both principal and interest, and interest-only options on the table. 

The home loan interest rates with HSBC’s Home Value Loan do vary depending on your loan-to-value ratio (LVR), but the lowest rates on offer at the moment with this product are:

  • Owner-occupier with an LVR <60%: 5.99% p.a. (5.99% comparison rate*) 

  • Investor with an LVR <60%: 6.19% p.a. (6.19% p.a. comparison rate*).

Competitive rates aside, the HSBC Home Value Loan also comes with the option of a fee-free redraw facility, flexible repayment frequencies (weekly, fortnightly, and monthly), as well as the option of a split account. 


snapshot
Who is it good for

The flexibility (like your choice of repayments frequency) and features (like the split account and free redraw facility) offered with HSBC’s Home Value Loan makes it a great option for borrowers of all stripes. However, those who will really benefit from the competitive and low rates on offer are those that can scrape together enough of a deposit to fall beneath the 60% LVR threshold. That being said, the other home loan rate tiers on offer are still competitive options for many.

question icon
Any catches

Unfortunately, there is no offset account available with the HSBC Home Value Loan. So, if this is a feature that you’re after, it might be worth having a look at the offset home loans available in the Mozo database. 

You should also be aware of the $300 discharge fee that applies at the end of your loan. While it is not the largest exit fee on a home loan that we’ve seen, it’s still worth keeping in mind, rather than finding a nasty surprise at the end.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

5.99% p.a.

n/a

n/a

n/a

5.99% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$300.00

Other financial bits

$50,000

$15,000,000

none

60.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

no

Interest only payment option is for a maximum of 5 years.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.04% p.a.

n/a

n/a

n/a

6.04% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$300.00

Other financial bits

$50,000

$15,000,000

60.00%

70.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

no

Interest only payment option is for a maximum of 5 years.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.09% p.a.

n/a

n/a

n/a

6.09% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$300.00

Other financial bits

$50,000

$15,000,000

70.00%

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

no

Interest only payment option is for a maximum of 5 years.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.39% p.a.

n/a

n/a

n/a

6.39% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$300.00

Other financial bits

$50,000

$15,000,000

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

no

Interest only payment option is for a maximum of 5 years.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.59% p.a.

n/a

n/a

n/a

6.23% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$300.00

Other financial bits

$50,000

$750,000

none

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

no

Interest only payment option is for a maximum of 5 years.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.59% p.a.

n/a

n/a

n/a

6.23% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$300.00

Other financial bits

$750,000

$15,000,000

none

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

no

Interest only payment option is for a maximum of 5 years.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.19% p.a.

n/a

n/a

n/a

6.19% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$300.00

Other financial bits

$50,000

$15,000,000

none

60.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.24% p.a.

n/a

n/a

n/a

6.24% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$300.00

Other financial bits

$50,000

$15,000,000

60.00%

70.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.29% p.a.

n/a

n/a

n/a

6.29% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$300.00

Other financial bits

$50,000

$750,000

70.00%

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.29% p.a.

n/a

n/a

n/a

6.29% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$300.00

Other financial bits

$750,000

$15,000,000

70.00%

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.59% p.a.

n/a

n/a

n/a

6.59% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$300.00

Other financial bits

$50,000

$15,000,000

80.00%

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.59% p.a.

n/a

n/a

n/a

6.42% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$300.00

Other financial bits

$50,000

$750,000

none

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.59% p.a.

n/a

n/a

n/a

6.42% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$300.00

Other financial bits

$750,000

$15,000,000

none

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 May 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.89% p.a.

n/a

n/a

n/a

6.72% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$300.00

Other financial bits

$50,000

$15,000,000

80.00%

90.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are HSBC home loans rated by the Mozo community?

Overall
6.5/10
Price
6.7/10
Features
6.4/10
Customer service
6.6/10
Convenience
6.1/10
Trust
6.7/10
Based on 139 HSBC home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of HSBC Home Value Loan Home Loan

About HSBC

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

Thumbnail icon for HSBC
HSBC

Home Value Loan

6.09% p.a. variable

6.09% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

Thumbnail icon for ANZ
ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a. variable

6.17% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

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Unloan

Variable

6.29% p.a. variable

6.20% p.a.

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ubank

Flex Home Loan

6.24% p.a. variable

6.48% p.a.

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Aussie

Elevate

6.09% p.a. variable

6.20% p.a.

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ubank

Flex Home Loan

6.19% p.a. variable

6.43% p.a.

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ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

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Macquarie

Offset Home Loan (Package)

6.14% p.a. variable

6.39% p.a.

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Unloan

Variable

5.99% p.a.

5.90% p.a.

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Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

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ubank

Flex Home Loan

6.19% p.a.

6.43% p.a.

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Aussie

Elevate

6.09% p.a.

6.20% p.a.

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ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

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Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

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ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.35% p.a.
fixed 3 years

6.26% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

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G&C Mutual Bank

First Home Buyer Loan

5.90% p.a.

5.93% p.a.

$0.00

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Community First Bank

Basic Variable Home Loan

5.94% p.a.

5.99% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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