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Macquarie Offset Home Loan (Package)

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $10,000,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $10,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $10,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $150,000 and $10,000,000 with an LVR below 60%
The details shown below are for an investor taking out a interest only loan between $150,000 and $10,000,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan between $150,000 and $10,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 60% $150,000 $10,000,000
Owner Occupier Principal & Interest 60%-70% $150,000 $10,000,000
Owner Occupier Principal & Interest 70%-80% $150,000 $10,000,000
Owner Occupier Principal & Interest 80%-90% $150,000 $10,000,000
Owner Occupier Principal & Interest 90%-95% $150,000 $10,000,000
Owner Occupier Interest Only < 60% $150,000 $10,000,000
Owner Occupier Interest Only 60%-70% $150,000 $10,000,000
Owner Occupier Interest Only 70%-80% $150,000 $10,000,000
Investor Principal & Interest < 60% $150,000 $10,000,000
Investor Principal & Interest 60%-70% $150,000 $10,000,000
Investor Principal & Interest 70%-80% $150,000 $10,000,000
Investor Principal & Interest 80%-90% $150,000 $10,000,000
Investor Interest Only < 60% $150,000 $10,000,000
Investor Interest Only 60%-70% $150,000 $10,000,000
Investor Interest Only 70%-80% $150,000 $10,000,000
  • Owner Occupier (Principal & Interest)
    LVR < 60%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Principal & Interest)
    LVR 60%-70%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Principal & Interest)
    LVR 90%-95%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Interest Only)
    LVR < 60%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Interest Only)
    LVR 60%-70%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Interest Only)
    LVR 70%-80%
    Loan: $150,000 $10,000,000
  • Investor (Principal & Interest)
    LVR < 60%
    Loan: $150,000 $10,000,000
  • Investor (Principal & Interest)
    LVR 60%-70%
    Loan: $150,000 $10,000,000
  • Investor (Principal & Interest)
    LVR 70%-80%
    Loan: $150,000 $10,000,000
  • Investor (Principal & Interest)
    LVR 80%-90%
    Loan: $150,000 $10,000,000
  • Investor (Interest Only)
    LVR < 60%
    Loan: $150,000 $10,000,000
  • Investor (Interest Only)
    LVR 60%-70%
    Loan: $150,000 $10,000,000
  • Investor (Interest Only)
    LVR 70%-80%
    Loan: $150,000 $10,000,000
Rate
6.15% p.a.
Comparison Rate
6.40% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Go to site
Rate
6.15% p.a.
Comparison Rate
6.40% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Go to site
Rate
6.19% p.a.
Comparison Rate
6.44% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Rate
6.39% p.a.
Comparison Rate
6.64% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Rate
7.19% p.a.
Comparison Rate
7.43% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Rate
6.55% p.a.
Comparison Rate
6.80% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Rate
6.59% p.a.
Comparison Rate
6.84% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Rate
6.75% p.a.
Comparison Rate
6.99% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Rate
6.34% p.a.
Comparison Rate
6.59% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Rate
6.34% p.a.
Comparison Rate
6.59% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Rate
6.45% p.a.
Comparison Rate
6.70% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Rate
7.29% p.a.
Comparison Rate
7.53% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Rate
6.55% p.a.
Comparison Rate
6.80% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Rate
6.59% p.a.
Comparison Rate
6.84% p.a.
Service fee
$248.00 yearly
Upfront fee
$350
Rate
6.75% p.a.
Comparison Rate
6.99% p.a.
Service fee
$248.00 yearly
Upfront fee
$350

Mozo editorial review Macquarie Offset Home Loan (Package) - last updated: 14 February 2024

binocular icon
What's hot
  • Variable rates from 6.15% p.a. (6.40% p.a. comparison rate*)
  • 100% offset account
What's not
  • $248 yearly service fee
Mozo snapshot

The Offset Home Loan (Package) from Macquarie is made for borrowers wanting the lot from their home loan. Not only does it come with competitive variable rates starting from just 6.15% p.a. (6.40% p.a. comparison rate*), it boasts an offset account, redraw facility and the ability to make extra repayments among its features, along with a number of additional package perks.

key icon
Key features

Macquarie’s Offset Home Loan (Package) is available to owner occupiers and investors on loan amounts from $150,000 to $10,000,000, with both principal and interest and interest-only repayment options available. There are a whole range of variable interest rates on offer depending on the size of the loan and the repayment type you’re after, as well as your loan-to-value ratio (LVR). But the lowest rates currently available for different borrowers are: 

  • 6.15% p.a. (6.40% p.a. comparison rate*) for owner occupiers making principal and interest repayments with an LVR below 60% 

  • 6.34% p.a. (6.59% p.a. comparison rate*) for investors making principal and interest repayments with an LVR below 60% 

There’s no shortage of features available to Macquarie mortgage customers who will be able to make free extra repayments and online redraws, split their loan into variable and fixed rate portions and even take a repayment holiday. 

And as the name suggests, the loan also comes equipped with a 100% offset account which allows borrowers to reduce the amount of interest they’re paying while still having access to any money they offset. In fact, individual or joint borrowers will be able to open up to ten offset accounts per loan account. 

How about the package perks? Offset Home Loan (Package) customers can receive an annual fee waiver and reduced purchase rate (for a limited time) on a number of Macquarie credit cards, plus they’ll have access to a linked debit card which can be used in Australia and abroad.

snapshot
Who is it good for

With its extensive feature list and additional perks, plus some competitive variable rates, Macquarie’s Offset Home Loan (Package) could prove good value for owner occupier and investor borrowers alike. 

question icon
Any catches

While there are no upfront fees to worry about budgeting for, this is a package loan, so there is a $248 yearly fee to consider. You'll also encounter a $350 legal fee and a $400 discharge fee. If you’re looking for a lower cost offer from Macquarie you may be interested in the Basic Home Loan or Basic Home Loan (Fixed) instead. 

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.15% p.a.

n/a

n/a

n/a

6.40% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

none

60.00%

Features

Owner Occupier

Principal & Interest

Monthly

yes - free

yes

yes - free

none

yes

yes

none

Waived annual fee for credit card added to the home loan.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.15% p.a.

n/a

n/a

n/a

6.40% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

60.00%

70.00%

Features

Owner Occupier

Principal & Interest

Monthly

yes - free

yes

yes - free

none

yes

yes

none

Waived annual fee for credit card added to the home loan.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.19% p.a.

n/a

n/a

n/a

6.44% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

70.00%

80.00%

Features

Owner Occupier

Principal & Interest

Monthly

yes - free

yes

yes - free

none

yes

yes

none

Waived annual fee for credit card added to the home loan.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.39% p.a.

n/a

n/a

n/a

6.64% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Monthly

yes - free

yes

yes - free

none

yes

yes

none

Waived annual fee for credit card added to the home loan.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.19% p.a.

n/a

n/a

n/a

7.43% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

90.00%

95.00%

Features

Owner Occupier

Principal & Interest

Monthly

yes - free

yes

yes - free

none

yes

yes

none

Waived annual fee for credit card added to the home loan.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.55% p.a.

n/a

n/a

n/a

6.80% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

none

60.00%

Features

Owner Occupier

Interest Only

Monthly

yes - free

yes

yes - free

none

yes

yes

none

Waived annual fee for credit card added to the home loan.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.59% p.a.

n/a

n/a

n/a

6.84% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

60.00%

70.00%

Features

Owner Occupier

Interest Only

Monthly

yes - free

yes

yes - free

none

yes

yes

none

Waived annual fee for credit card added to the home loan.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.75% p.a.

n/a

n/a

n/a

6.99% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

70.00%

80.00%

Features

Owner Occupier

Interest Only

Monthly

yes - free

yes

yes - free

none

yes

yes

none

Waived annual fee for credit card added to the home loan.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.34% p.a.

n/a

n/a

n/a

6.59% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

none

60.00%

Features

Investor

Principal & Interest

Monthly

yes - free

yes

yes - free

none

yes

yes

none

Waived annual fee for credit card added to the home loan.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.34% p.a.

n/a

n/a

n/a

6.59% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

60.00%

70.00%

Features

Investor

Principal & Interest

Monthly

yes - free

yes

yes - free

none

yes

yes

none

Waived annual fee for credit card added to the home loan.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.45% p.a.

n/a

n/a

n/a

6.70% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

70.00%

80.00%

Features

Investor

Principal & Interest

Monthly

yes - free

yes

yes - free

none

yes

yes

none

Waived annual fee for credit card added to the home loan.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.29% p.a.

n/a

n/a

n/a

7.53% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

80.00%

90.00%

Features

Investor

Principal & Interest

Monthly

yes - free

yes

yes - free

none

yes

yes

none

Waived annual fee for credit card added to the home loan.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.55% p.a.

n/a

n/a

n/a

6.80% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

none

60.00%

Features

Investor

Interest Only

Monthly

yes - free

yes

yes - free

none

yes

yes

none

Waived annual fee for credit card added to the home loan.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.59% p.a.

n/a

n/a

n/a

6.84% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

60.00%

70.00%

Features

Investor

Interest Only

Monthly

yes - free

yes

yes - free

none

yes

yes

none

Waived annual fee for credit card added to the home loan.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.75% p.a.

n/a

n/a

n/a

6.99% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$248.00 yearly

$400.00

Other financial bits

$150,000

$10,000,000

70.00%

80.00%

Features

Investor

Interest Only

Monthly

yes - free

yes

yes - free

none

yes

yes

none

Waived annual fee for credit card added to the home loan.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

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Latest reviews of Macquarie Offset Home Loan (Package)

About Macquarie

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Macquarie

Basic Home Loan (Fixed)

p.a.

6.13% p.a.

$0.00

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Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

$0.00

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Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

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Athena

Straight Up with AcceleRATES Variable Home Loan

6.24% p.a. variable

6.24% p.a.

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ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

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BCU Bank

Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

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Athena

Straight Up with AcceleRATES Variable Home Loan

6.34% p.a. variable

6.34% p.a.

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Up

Home Variable Rate

5.95% p.a. variable

5.95% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

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Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

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Athena

Straight Up with AcceleRATES Variable Home Loan

6.24% p.a. variable

6.24% p.a.

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ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

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Unloan

Variable

6.29% p.a. variable

6.20% p.a.

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Athena

Straight Up with AcceleRATES Variable Home Loan

6.34% p.a. variable

6.34% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.37% p.a.

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Unloan

Variable

5.99% p.a.

5.90% p.a.

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Sucasa

Ultra Low Rate

6.30% p.a.

6.58% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

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BCU Bank

OMG Home Loan

5.99% p.a.

6.00% p.a.

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Athena

Straight Up with AcceleRATES Variable Home Loan

6.24% p.a.

6.24% p.a.

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ubank

Neat Home Loan

6.14% p.a.

6.16% p.a.

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Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

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Athena

Straight Up with AcceleRATES Variable Home Loan

6.34% p.a.

6.34% p.a.

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Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

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ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

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BCU Bank

Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.09% p.a.
fixed 3 years

6.19% p.a.

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ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

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Unloan

Variable

5.99% p.a.

5.90% p.a.

$0.00

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ubank

Neat Home Loan

6.14% p.a.

6.16% p.a.

$0.00

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Up

Home Variable Rate

5.95% p.a.

5.95% p.a.

$0.00

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BCU Bank

OMG Home Loan

5.99% p.a.

6.00% p.a.

$0.00

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HSBC

Home Value Loan

6.09% p.a.

6.09% p.a.

$0.00

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Aussie

Elevate

6.09% p.a.

6.20% p.a.

$0.00

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G&C Mutual Bank

First Home Buyer Loan

5.90% p.a.

5.93% p.a.

$0.00

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Community First Bank

Basic Variable Home Loan

5.94% p.a.

5.99% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Compare other home loans