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Newcastle Permanent Fixed Rate Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan of at least $5,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan of at least $5,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $5,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $5,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $5,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $5,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $5,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan of at least $5,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $5,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $5,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $5,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $5,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $5,000

  • Owner Occupier (Interest Only)

    LVR < 90%

    Loan: $5,000

  • Investor (Principal & Interest)

    LVR 80%-95%

    Loan: $5,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $5,000

Fixed 3 year rate
2.28% p.a.
Comparison Rate
3.78% p.a.
Service fee
$0.00
Upfront fee
$0
Go to site
Fixed 3 year rate
2.68% p.a.
Comparison Rate
4.20% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
2.78% p.a.
Comparison Rate
4.16% p.a.
Service fee
$0.00
Upfront fee
$595
Fixed 3 year rate
2.78% p.a.
Comparison Rate
4.48% p.a.
Service fee
$0.00
Upfront fee
$595
Fixed 3 year rate
2.58% p.a.
Comparison Rate
3.82% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
2.98% p.a.
Comparison Rate
4.28% p.a.
Service fee
$0.00
Upfront fee
$0
Fixed 3 year rate
3.08% p.a.
Comparison Rate
4.23% p.a.
Service fee
$0.00
Upfront fee
$595
Fixed 3 year rate
3.08% p.a.
Comparison Rate
4.56% p.a.
Service fee
$0.00
Upfront fee
$595

Mozo editorial review Newcastle Permanent Fixed Rate Home Loan

Last updated: 16 November 2020.

binocular icon
What's hot
  • Competitive fixed rates across a variety of terms
  • Fixed terms up to 10 years
  • Cashback offer for refinancers (conditions apply)
What's not
  • No redraw
Mozo snapshot

Fixed rate home loans are hot and Newcastle Permanent has some of the hottest value for borrowers - so hot that it provides fixed terms up to 10 years and you can borrow up to 95% of the property's value, plus some handy flexibility when it comes to repayments. And if you are refinancing from a loan outside of Newcastle Permanent, you could receive $2,000 cashback. 

key icon
Key features

The Newcastle Permanent Fixed Rate Home loan is available for 1 up to 10 years, though the most competitive rates are in 1 - 4 year range. Owner occupiers making principal & interest repayments will receive rates of 2.08% (4.09% comparison rate*) for 1 year, 2.28% (3.94% comparison rate*) for 2 years, and 2.28% (3.78% comparison rate*) for 3 years. 

You can borrow up to 95% of the property value but anything over 80% will require lender's mortgage insurance. This is a loan that everyone can apply for whether you are a first time buyer or looking to purchase a multimillion dollar property but there is a maximum loan term of 30 years. 

Lets talk refinancing. If you are looking to switch loans from your current provider to Newcastle Permanent you may be eligible for a $2,000 cashback offer. Just ensure you apply by 31 January 2021 and are funded by the 31 March 2021. 

The loan establishment fee of $595 is currently waived for owner occupier loans and there are no ongoing account keeping fees so you can be sure that all of your hard earned money will go towards paying down your home loan and not going towards unnecessary fees.

You'll also be able to tailor your repayments to suit you with weekly, fortnightly or monthly repayment options available.

You can make extra repayments or lump sum repayments with the Fixed Rate Home Loan but they are capped at $25,000 p.a. during the fixed rate period. If you have made additional repayments you can take a "repayment holiday" so long as the extra repayments will cover the regular required repayments.

snapshot
Who is it good for

Borrowers looking for peace of mind knowing that their interest rate or repayments aren't going to change for a set term. Or refinancers looking for a great cashback offer - just remember you'll need to set up a Newcastle Permanent Everyday Account to receive the funds. 

snapshot
Any catches

No, you don't have to live in Newcastle to be able to take advantage of Newcastle Permanent's great fixed rates. You can do your banking online or over the phone. 

While you can make additional repayments just keep in mind that as with most fixed rate home loans there isn't a redraw facility and if you pay out the loan early you could be up for break costs.

Details

Rates and fees information correct as at 27 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.08% (4.09%*)

  • 2.28% (3.94%*)

  • 2.28% (3.78%*)

  • 2.28% (3.60%*)

  • 2.09% (3.43%*)

  • 4.09% (4.16%*)

  • 4.09% (4.14%*)

  • 4.25% p.a.

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • n/a

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • no

  • none

  • yes

  • no

  • Settlement fee is variable and depends on Solicitor costs.

  • none

  • $2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 January 2021 and are funded by 31 March 2021, min $250k, LVR <80%

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.48% (4.53%*)

  • 2.68% (4.37%*)

  • 2.68% (4.20%*)

  • 2.68% (4.05%*)

  • 2.49% (3.83%*)

  • n/a

  • n/a

  • 4.74% p.a.

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • n/a

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • no

  • none

  • yes

  • no

  • Settlement fee is variable and depends on Solicitor costs.

  • none

  • $2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 January 2021 and are funded by 31 March 2021, min $250k, LVR <80%

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.58% (4.44%*)

  • 2.78% (4.30%*)

  • 2.78% (4.16%*)

  • 2.78% (4.02%*)

  • 2.59% (3.82%*)

  • 4.19% (4.41%*)

  • 4.19% (4.35%*)

  • 4.59% p.a.

Fees
  • $595.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • no

  • none

  • yes

  • no

  • Settlement fee is variable and depends on Solicitor costs.

  • none

  • $2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 January 2021 and are funded by 31 March 2021, min $250k, LVR <80%

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.58% (4.84%*)

  • 2.78% (4.66%*)

  • 2.78% (4.48%*)

  • 2.78% (4.31%*)

  • 2.59% (4.08%*)

  • n/a

  • n/a

  • 5.04% p.a.

Fees
  • $595.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • no

  • none

  • yes

  • no

  • Settlement fee is variable and depends on Solicitor costs.

  • none

  • $2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 January 2021 and are funded by 31 March 2021, min $250k, LVR <80%

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.38% (4.08%*)

  • 2.58% (3.95%*)

  • 2.58% (3.82%*)

  • 2.58% (3.70%*)

  • 2.39% (3.51%*)

  • 4.19% (4.22%*)

  • 4.19% (4.21%*)

  • 4.25% p.a.

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

Other financial bits
  • $5,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • no

  • none

  • yes

  • no

  • Settlement fee is variable and depends on Solicitor costs.

  • none

  • $2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 January 2021 and are funded by 31 March 2021, min $250k, LVR <80%

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.78% (4.55%*)

  • 2.98% (4.42%*)

  • 2.98% (4.28%*)

  • 2.98% (4.15%*)

  • 2.79% (3.95%*)

  • n/a

  • n/a

  • 4.74% p.a.

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

Other financial bits
  • $5,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • no

  • none

  • yes

  • no

  • Settlement fee is variable and depends on Solicitor costs.

  • none

  • $2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 January 2021 and are funded by 31 March 2021, min $250k, LVR <80%

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.88% (4.47%*)

  • 3.08% (4.35%*)

  • 3.08% (4.23%*)

  • 3.08% (4.12%*)

  • 2.89% (3.94%*)

  • 4.29% (4.47%*)

  • 4.29% (4.42%*)

  • 4.59% p.a.

Fees
  • $595.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

Other financial bits
  • $5,000

  • none

  • 80.00%

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • no

  • none

  • yes

  • no

  • Settlement fee is variable and depends on Solicitor costs.

  • none

  • $2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 January 2021 and are funded by 31 March 2021, min $250k, LVR <80%

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 November 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.88% (4.87%*)

  • 3.08% (4.72%*)

  • 3.08% (4.56%*)

  • 3.08% (4.41%*)

  • 2.89% (4.20%*)

  • n/a

  • n/a

  • 5.04% p.a.

Fees
  • $595.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

Other financial bits
  • $5,000

  • none

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • no

  • none

  • yes

  • no

  • Settlement fee is variable and depends on Solicitor costs.

  • none

  • $2,000 cashback when you refinance your home loan from another financial institution when you apply by 31 January 2021 and are funded by 31 March 2021, min $250k, LVR <80%

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Newcastle Permanent home loans rated by the Mozo community?

Overall
8.6/10
Price
8.5/10
Features
7.5/10
Customer service
8.6/10
Convenience
8.3/10
Trust
8.7/10

Latest reviews of Newcastle Permanent Fixed Rate Home Loan

  • Overall 10/10
    Great customer service & greeted with a smile

    The staff are fantastic, customer service is prompt & efficient. You don't have to wait long periods of time like other banks, you walk in the door & you are served straight away ,as they always have plenty of staff to assist you with whatever you need.

    Read full review

    The staff are fantastic, customer service is prompt & efficient. You don't have to wait long periods of time like other banks, you walk in the door & you are served straight away ,as they always have plenty of staff to assist you with whatever you need.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Melissa, New South Wales reviewed over 5 years ago
  • Overall 9/10
    Fantastic personal customer service

    Newcastle Permanent has always offered us a personal service for which we are very greatful

    Read full review

    Newcastle Permanent has always offered us a personal service for which we are very greatful

    Price
    8/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Lynaire, New South Wales reviewed almost 6 years ago
  • Overall 7/10
    Community-minded banking

    I love Newcastle Permanent and its products. It gives back to local communities and is run for members.

    Read full review

    I love Newcastle Permanent and its products. It gives back to local communities and is run for members.

    Price
    10/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Melissa, New South Wales reviewed almost 6 years ago
  • Overall 10/10
    Fantastic service and very competitive rate

    The staff at Newcastle Permanent have been exceptionally helpful from a pre approved loan to the loan we received for the purchase of our property. They have assisted us through the entire process of our purchase and have been available to answer any queries that we have had at all times of the day and evenings. We have banked with them for over 30 years and will continue to do so.

    Read full review

    The staff at Newcastle Permanent have been exceptionally helpful from a pre approved loan to the loan we received for the purchase of our property. They have assisted us through the entire process of our purchase and have been available to answer any queries that we have had at all times of the day and evenings. We have banked with them for over 30 years and will continue to do so.

    Price
    9/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Allison, New South Wales reviewed about 6 years ago
  • Overall 10/10
    Excellent customer service , great deals

    This building society is excellent. The staff in my local branch are always helpful and give me all information I need to make informed decisions about their products. When I first went for my home loan they explained interest rates, fixed and variable. All extras that we weren't aware of. When I went to renew the fixed rate after my first one was finished I asked how to go about getting the best rates. They explained what to do and what I needed to get if I wanted them to match any rate I found. So thanks to their assistance I found a rate that was slightly better and they improved on that deal. Needless to say with that kind of assistance and personal service I went with their best offer. I am not a financial whiz but do like to get the best deal possible. Thanks to the staff at Newcastle Permanent I get friendly, helpful service and the best available rate. I don't need bells and whistles but they do have deals with extras if that is what you are after. Trust me the staff there will make sure you are well informed and work out what you are after and make sure you get the best for what you want.

    Read full review

    This building society is excellent. The staff in my local branch are always helpful and give me all information I need to make informed decisions about their products. When I first went for my home loan they explained interest rates, fixed and variable. All extras that we weren't aware of. When I went to renew the fixed rate after my first one was finished I asked how to go about getting the best rates. They explained what to do and what I needed to get if I wanted them to match any rate I found. So thanks to their assistance I found a rate that was slightly better and they improved on that deal. Needless to say with that kind of assistance and personal service I went with their best offer. I am not a financial whiz but do like to get the best deal possible. Thanks to the staff at Newcastle Permanent I get friendly, helpful service and the best available rate. I don't need bells and whistles but they do have deals with extras if that is what you are after. Trust me the staff there will make sure you are well informed and work out what you are after and make sure you get the best for what you want.

    Price
    9/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Jennie, New South Wales reviewed about 6 years ago
Newcastle Permanent

About Newcastle Permanent

Newcastle Permanent is an independent, mutual retail financial services provider which offers a genuine alternative to traditional banks. It has comprehensive range of retail banking products and services such as savings accounts, bank accounts, home loans, personal loans, credit cards, and insurance. Newcastle permanent also provides meaningful support for the communities it serves.

See Newcastle Permanent home loans

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

2.59% p.a.

2.63% p.a.

$0.00

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

2.94% p.a.

3.34% p.a.

$395.00 yearly

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

p.a.

3.70% p.a.

$395.00 yearly

loans.com.au

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Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a. variable

2.47% p.a.

Athena

Athena

AcceleRATES Variable Home Loan

2.19% p.a. variable

2.19% p.a.

UBank

UBank

UHomeLoan - Discount Offer

2.34% p.a. variableApply now to get this rate from 29 Nov

2.34% p.a.Apply now to get this rate from 29 Nov

Suncorp

Suncorp

Fixed Home Loan (Home Package Plus)

1.99% p.a.
fixed 3 years

2.90% p.a.

Bank of Queensland

Bank of Queensland

Fixed Rate

2.09% p.a.
fixed 3 years

3.01% p.a.

UBank

UBank

UHomeLoan (Fixed)

1.95% p.a.
fixed 3 years

2.36% p.a.

Illawarra Credit Union

Illawarra Credit Union

The Works Home Loan

1.99% p.a.variable for 24 months and then 2.50% p.a. variable

2.93% p.a.

loans.com.au

loans.com.au

Smart Home Loan

2.48% p.a. variable

2.50% p.a.

loans.com.au

loans.com.au

Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a. variable

2.47% p.a.

Athena

Athena

AcceleRATES Variable Home Loan

2.19% p.a. variable

2.19% p.a.

UBank

UBank

UHomeLoan (Fixed)

1.95% p.a.
fixed 3 years

2.36% p.a.

Suncorp

Suncorp

Back to Basics

2.54% p.a. variable

2.55% p.a.

loans.com.au

loans.com.au

Smart Home Loan

2.48% p.a. variable

2.50% p.a.

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

2.59% p.a. variable

2.63% p.a.

UBank

UBank

UHomeLoan - Discount Offer

2.34% p.a. variableApply now to get this rate from 29 Nov

2.34% p.a.Apply now to get this rate from 29 Nov

HSBC

HSBC

Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

loans.com.au

loans.com.au

Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a.

2.47% p.a.

Athena

Athena

AcceleRATES Variable Home Loan

2.19% p.a.

2.19% p.a.

UBank

UBank

UHomeLoan - Discount Offer

2.34% p.a.Apply now to get this rate from 29 Nov

2.34% p.a.Apply now to get this rate from 29 Nov

Suncorp

Suncorp

Back to Basics

2.54% p.a.

2.55% p.a.

Bank of Queensland

Bank of Queensland

Economy

2.59% p.a.

2.76% p.a.

Illawarra Credit Union

Illawarra Credit Union

The Works Home Loan

1.99% p.a.variable for 24 months and then 2.50% p.a.

2.93% p.a.

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

2.59% p.a.

2.63% p.a.

HSBC

HSBC

Home Value Loan

2.59% p.a.

2.60% p.a.

loans.com.au

loans.com.au

Fixed Home Loan

1.99% p.a.
fixed 3 years

2.70% p.a.

UBank

UBank

UHomeLoan (Fixed)

1.95% p.a.
fixed 3 years

2.36% p.a.

Bank of Queensland

Bank of Queensland

Fixed Rate

2.09% p.a.
fixed 3 years

3.01% p.a.

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.18% p.a.
fixed 3 years

3.62% p.a.

HSBC

HSBC

Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

Qudos Bank

Qudos Bank

Fixed Rate Home Loan

2.19% p.a.
fixed 3 years

2.68% p.a.

loans.com.au

loans.com.au

Fixed Home Loan

2.88% p.a.
fixed 3 years

2.89% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.