Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 80% | $5,000 | |
|
|
Owner Occupier | Principal & Interest | < 95% | $5,000 | |
|
|
Owner Occupier | Interest Only | < 80% | $5,000 | |
|
|
Owner Occupier | Interest Only | < 90% | $5,000 | |
|
|
Investor | Principal & Interest | < 80% | $5,000 | |
|
|
Investor | Principal & Interest | 80%-90% | $5,000 | |
|
|
Investor | Interest Only | < 80% | $5,000 | |
|
|
Investor | Interest Only | 80%-90% | $5,000 |
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.89% (8.26%*) |
|
|
5.59% (7.93%*) |
|
|
5.59% (7.68%*) |
|
|
5.69% (7.48%*) |
|
|
5.69% (7.28%*) |
|
|
n/a |
|
|
n/a |
|
|
8.50% p.a. |
|
$595.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$250.00 |
|
$5,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $25,000 p.a. |
|
|
yes |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Settlement fee is variable and depends on Solicitor costs. |
|
|
Rate Lock Option available for a fee of $750 per loan account. |
|
|
$2,000 online cashback for new purchase or refinance loans of $250,000 -$499,999.99, $3,000 for loan amounts of $500,000 or more. Up to 80% LVR. |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.99% (8.27%*) |
|
|
5.69% (7.95%*) |
|
|
5.69% (7.71%*) |
|
|
5.79% (7.52%*) |
|
|
5.79% (7.33%*) |
|
|
n/a |
|
|
n/a |
|
|
8.50% p.a. |
|
$595.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$250.00 |
|
$5,000 |
|
|
none |
|
|
none |
|
|
95.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $25,000 p.a. |
|
|
yes |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Settlement fee is variable and depends on Solicitor costs. |
|
|
Rate Lock Option available for a fee of $750 per loan account. |
|
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.29% (8.30%*) |
|
|
5.99% (8.02%*) |
|
|
5.99% (7.81%*) |
|
|
6.09% (7.65%*) |
|
|
6.09% (7.48%*) |
|
|
n/a |
|
|
n/a |
|
|
8.50% p.a. |
|
$595.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$250.00 |
|
$5,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $25,000 p.a. |
|
|
yes |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Settlement fee is variable and depends on Solicitor costs. |
|
|
Rate Lock Option available for a fee of $750 per loan account. |
|
|
$2,000 online cashback for new purchase or refinance loans of $250,000 -$499,999.99, $3,000 for loan amounts of $500,000 or more. Up to 80% LVR. |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.49% (8.32%*) |
|
|
6.19% (8.06%*) |
|
|
6.19% (7.86%*) |
|
|
6.29% (7.72%*) |
|
|
6.29% (7.57%*) |
|
|
n/a |
|
|
n/a |
|
|
8.50% p.a. |
|
$595.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$250.00 |
|
$5,000 |
|
|
none |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $25,000 p.a. |
|
|
yes |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Settlement fee is variable and depends on Solicitor costs. |
|
|
Rate Lock Option available for a fee of $750 per loan account. |
|
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.99% (8.57%*) |
|
|
5.69% (8.22%*) |
|
|
5.69% (7.94%*) |
|
|
5.79% (7.72%*) |
|
|
5.79% (7.51%*) |
|
|
n/a |
|
|
n/a |
|
|
8.84% p.a. |
|
$595.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$250.00 |
|
$5,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $25,000 p.a. |
|
|
yes |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Settlement fee is variable and depends on Solicitor costs. |
|
|
Rate Lock Option available for a fee of $750 per loan account. |
|
|
$2,000 online cashback for new purchase or refinance loans of $250,000 -$499,999.99, $3,000 for loan amounts of $500,000 or more. Up to 80% LVR. |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.09% (8.58%*) |
|
|
5.79% (8.24%*) |
|
|
5.79% (7.97%*) |
|
|
5.89% (7.76%*) |
|
|
5.89% (7.55%*) |
|
|
n/a |
|
|
n/a |
|
|
8.84% p.a. |
|
$595.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$250.00 |
|
$5,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $25,000 p.a. |
|
|
yes |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Settlement fee is variable and depends on Solicitor costs. |
|
|
Rate Lock Option available for a fee of $750 per loan account. |
|
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.09% (8.58%*) |
|
|
5.79% (8.24%*) |
|
|
5.79% (7.98%*) |
|
|
5.89% (7.79%*) |
|
|
5.89% (7.59%*) |
|
|
n/a |
|
|
n/a |
|
|
8.84% p.a. |
|
$595.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$250.00 |
|
$5,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $25,000 p.a. |
|
|
yes |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Settlement fee is variable and depends on Solicitor costs. |
|
|
Rate Lock Option available for a fee of $750 per loan account. |
|
|
$2,000 online cashback for new purchase or refinance loans of $250,000 -$499,999.99, $3,000 for loan amounts of $500,000 or more. Up to 80% LVR. |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.19% (8.59%*) |
|
|
5.89% (8.26%*) |
|
|
5.89% (8.01%*) |
|
|
5.99% (7.82%*) |
|
|
5.99% (7.63%*) |
|
|
n/a |
|
|
n/a |
|
|
8.84% p.a. |
|
$595.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$250.00 |
|
$5,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $25,000 p.a. |
|
|
yes |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Settlement fee is variable and depends on Solicitor costs. |
|
|
Rate Lock Option available for a fee of $750 per loan account. |
|
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
The staff are fantastic, customer service is prompt & efficient. You don't have to wait long periods of time like other banks, you walk in the door & you are served straight away ,as they always have plenty of staff to assist you with whatever you need.
Read full reviewThe staff are fantastic, customer service is prompt & efficient. You don't have to wait long periods of time like other banks, you walk in the door & you are served straight away ,as they always have plenty of staff to assist you with whatever you need.
Newcastle Permanent has always offered us a personal service for which we are very greatful
Read full reviewNewcastle Permanent has always offered us a personal service for which we are very greatful
I love Newcastle Permanent and its products. It gives back to local communities and is run for members.
Read full reviewI love Newcastle Permanent and its products. It gives back to local communities and is run for members.
The staff at Newcastle Permanent have been exceptionally helpful from a pre approved loan to the loan we received for the purchase of our property. They have assisted us through the entire process of our purchase and have been available to answer any queries that we have had at all times of the day and evenings. We have banked with them for over 30 years and will continue to do so.
Read full reviewThe staff at Newcastle Permanent have been exceptionally helpful from a pre approved loan to the loan we received for the purchase of our property. They have assisted us through the entire process of our purchase and have been available to answer any queries that we have had at all times of the day and evenings. We have banked with them for over 30 years and will continue to do so.
This building society is excellent. The staff in my local branch are always helpful and give me all information I need to make informed decisions about their products. When I first went for my home loan they explained interest rates, fixed and variable. All extras that we weren't aware of. When I went to renew the fixed rate after my first one was finished I asked how to go about getting the best rates. They explained what to do and what I needed to get if I wanted them to match any rate I found. So thanks to their assistance I found a rate that was slightly better and they improved on that deal. Needless to say with that kind of assistance and personal service I went with their best offer. I am not a financial whiz but do like to get the best deal possible. Thanks to the staff at Newcastle Permanent I get friendly, helpful service and the best available rate. I don't need bells and whistles but they do have deals with extras if that is what you are after. Trust me the staff there will make sure you are well informed and work out what you are after and make sure you get the best for what you want.
Read full reviewThis building society is excellent. The staff in my local branch are always helpful and give me all information I need to make informed decisions about their products. When I first went for my home loan they explained interest rates, fixed and variable. All extras that we weren't aware of. When I went to renew the fixed rate after my first one was finished I asked how to go about getting the best rates. They explained what to do and what I needed to get if I wanted them to match any rate I found. So thanks to their assistance I found a rate that was slightly better and they improved on that deal. Needless to say with that kind of assistance and personal service I went with their best offer. I am not a financial whiz but do like to get the best deal possible. Thanks to the staff at Newcastle Permanent I get friendly, helpful service and the best available rate. I don't need bells and whistles but they do have deals with extras if that is what you are after. Trust me the staff there will make sure you are well informed and work out what you are after and make sure you get the best for what you want.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
