Newcastle Permanent home loans

4.3
Based on 222 Newcastle Permanent home loan product reviews.
Fact Checked

With over 325,000 customers and close to 1,000 dedicated staff, Newcastle Permanent is one of the largest building societies in Australia. It has more than 110 years experience providing financial services to Australians, and in that time has won multiple awards for its home loans and other financial products. 

While you don’t have to live in Newcastle to be able to sign up for a home loan with Newcastle Permanent, you must be prepared to do your banking entirely online or over the phone.

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can compare more home loans here.
Last updated 25 October 2024 Important disclosures and comparison rate warning*

Newcastle Permanent home loans

  • Special Fixed Rate Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <80%
    Interest rate
    5.49 % p.a.
    Fixed 3 years
    Comparison rate
    7.46 % p.a.
    Initial monthly repayment
    $2,836
    Link not supplied

  • Special Discounted Fixed Rate Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <80%
    Interest rate
    5.59 % p.a.
    Fixed 3 years
    Comparison rate
    7.68 % p.a.
    Initial monthly repayment
    $2,867
    Link not supplied

  • Special Fixed Rate Home Loan

    • Investor
    • Principal & Interest
    • LVR <80%
    Interest rate
    5.59 % p.a.
    Fixed 3 years
    Comparison rate
    7.71 % p.a.
    Initial monthly repayment
    $2,867
    Link not supplied

  • Fixed Rate Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <95%
    Interest rate
    5.69 % p.a.
    Fixed 3 years
    Comparison rate
    7.71 % p.a.
    Initial monthly repayment
    $2,899
    Link not supplied

  • Special Discounted Fixed Rate Home Loan

    • Investment
    • Principal & Interest
    • LVR <80%
    Interest rate
    5.69 % p.a.
    Fixed 3 years
    Comparison rate
    7.94 % p.a.
    Initial monthly repayment
    $2,899
    Link not supplied

  • Special Real Deal Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <80%
    Interest rate
    5.99 % p.a.
    Variable
    Comparison rate
    6.03 % p.a.
    Initial monthly repayment
    $2,995
    Link not supplied

  • Discounted Variable Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <80%
    Interest rate
    6.09 % p.a.
    Variable
    Comparison rate
    6.43 % p.a.
    Initial monthly repayment
    $3,027
    Link not supplied

  • Special Real Deal Home Loan

    • LVR<80%
    • Investment
    • Principal & Interest
    Interest rate
    6.19 % p.a.
    Variable
    Comparison rate
    6.24 % p.a.
    Initial monthly repayment
    $3,059
    Link not supplied

  • Discounted Variable Home Loan

    • Investor
    • Principal & Interest
    • LVR <80%
    Interest rate
    6.28 % p.a.
    Variable
    Comparison rate
    6.62 % p.a.
    Initial monthly repayment
    $3,088
    Link not supplied

  • Variable Home Loan

    • Owner Occupier
    • Principal & Interest
    Interest rate
    7.97 % p.a.
    Variable
    Comparison rate
    8.29 % p.a.
    Initial monthly repayment
    $3,658
    Link not supplied

  • Base Real Deal Home Loan

    • Owner Occupier
    • Principal & Interest
    • LVR <95%
    Interest rate
    8.10 % p.a.
    Variable
    Comparison rate
    8.15 % p.a.
    Initial monthly repayment
    $3,704
    Link not supplied

  • Variable Home Loan

    • Investment
    • Principal & Interest
    Interest rate
    8.31 % p.a.
    Variable
    Comparison rate
    8.62 % p.a.
    Initial monthly repayment
    $3,777
    Link not supplied

  • Real Options Home Loan

    • Owner Occupier
    • Principal & Interest
    Interest rate
    8.50 % p.a.
    Variable
    Comparison rate
    8.55 % p.a.
    Initial monthly repayment
    $3,845
    Link not supplied

  • Premium Variable Home Loan

    • Owner Occupier
    • Principal & Interest
    Interest rate
    8.72 % p.a.
    Variable
    Comparison rate
    8.72 % p.a.
    Initial monthly repayment
    $3,923
    Link not supplied

  • Real Options Home Loan

    • Investment
    • Principal & Interest
    Interest rate
    8.84 % p.a.
    Variable
    Comparison rate
    8.89 % p.a.
    Initial monthly repayment
    $3,966
    Link not supplied

  • Premium Variable Home Loan

    • Investment
    • Principal & Interest
    Interest rate
    9.06 % p.a.
    Variable
    Comparison rate
    9.06 % p.a.
    Initial monthly repayment
    $4,045
    Link not supplied

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Newcastle Permanent home loan ratings

Overall customer rating for Newcastle Permanent home loans

4.3
Based on 222 product reviews.

Customer reviews

Important disclosures

Newcastle Permanent products

Home loan quick links


* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.