Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 95% | $5,000 | |
|
Owner Occupier | Interest Only | < 90% | $5,000 | |
|
Investor | Principal & Interest | < 95% | $5,000 | |
|
Investor | Interest Only | < 90% | $5,000 |
8.50% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
8.55% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$595.00 |
|
n/a |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$5,000 |
|
none |
|
none |
|
95.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - fees apply |
|
$0.00 |
|
yes |
|
no |
|
Settlement fee is variable and depends on Solicitor costs. Redraw fee is $25 through branch network. |
|
none |
|
$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
8.99% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
9.21% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$595.00 |
|
n/a |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$5,000 |
|
none |
|
none |
|
90.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - fees apply |
|
$0.00 |
|
yes |
|
no |
|
Settlement fee is variable and depends on Solicitor costs. Redraw fee is $25 through branch network. |
|
none |
|
$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
8.84% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
8.89% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$595.00 |
|
n/a |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$5,000 |
|
none |
|
none |
|
95.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - fees apply |
|
$0.00 |
|
yes |
|
no |
|
Settlement fee is variable and depends on Solicitor costs. Redraw fee is $25 through branch network. |
|
none |
|
$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
9.29% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
9.34% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$595.00 |
|
n/a |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$250.00 |
$5,000 |
|
none |
|
none |
|
90.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - fees apply |
|
$0.00 |
|
yes |
|
no |
|
Settlement fee is variable and depends on Solicitor costs. Redraw fee is $25 through branch network. |
|
none |
|
$3,000 cashback when you refinance your home loan online, with at least $250,000 of new borrowing with Newcastle Permanent, LVR <80%. T&Cs apply. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Great customer service, great interest rates and you are made to feel like part of a family.
Read full reviewGreat customer service, great interest rates and you are made to feel like part of a family.
The Newcastle Permanent treats you and cares about you, like you are family.
Read full reviewThe Newcastle Permanent treats you and cares about you, like you are family.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Offset Home Loan (Package)
6.15% p.a. variable
6.40% p.a.
Basic Home Loan (Fixed)
5.99% p.a.
fixed 3 years
6.13% p.a.
Offset Home Loan (Package)
6.15% p.a.
6.40% p.a.
Basic Home Loan
6.15% p.a.
6.17% p.a.
Elevate
6.09% p.a.
6.20% p.a.
Basic Home Loan (Fixed)
5.99% p.a.
fixed 3 years
6.13% p.a.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
Basic Home Loan (Fixed)
6.09% p.a.
fixed 3 years
6.19% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Home Value Loan
6.09% p.a.
6.09% p.a.
$0.00
Offset Home Loan (Package)
6.15% p.a.
6.40% p.a.
$248.00 yearly
Basic Home Loan
6.15% p.a.
6.17% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.