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Newcastle Permanent Real Options Home Loan

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan of at least $5,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $5,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $5,000 with an LVR below 95%
The details shown below are for an investor taking out a interest only loan of at least $5,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 95% $5,000
Owner Occupier Interest Only < 90% $5,000
Investor Principal & Interest < 95% $5,000
Investor Interest Only < 90% $5,000
  • Owner Occupier (Principal & Interest)
    LVR < 95%
    Loan: $5,000
  • Owner Occupier (Interest Only)
    LVR < 90%
    Loan: $5,000
  • Investor (Principal & Interest)
    LVR < 95%
    Loan: $5,000
  • Investor (Interest Only)
    LVR < 90%
    Loan: $5,000
Rate
8.50% p.a.
Comparison Rate
8.55% p.a.
Service fee
$0.00
Upfront fee
$595
Rate
8.99% p.a.
Comparison Rate
9.21% p.a.
Service fee
$0.00
Upfront fee
$595
Rate
8.84% p.a.
Comparison Rate
8.89% p.a.
Service fee
$0.00
Upfront fee
$595
Rate
9.29% p.a.
Comparison Rate
9.34% p.a.
Service fee
$0.00
Upfront fee
$595

Details

Rates and fees information correct as at 8 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.50% p.a.

n/a

n/a

n/a

8.55% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$595.00

n/a

$0.00

$0.00

n/a

$0.00

$250.00

Other financial bits

$5,000

none

none

95.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - fees apply

$0.00

yes

no

Settlement fee is variable and depends on Solicitor costs. Redraw fee is $25 through branch network.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.99% p.a.

n/a

n/a

n/a

9.21% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$595.00

n/a

$0.00

$0.00

n/a

$0.00

$250.00

Other financial bits

$5,000

none

none

90.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - fees apply

$0.00

yes

no

Settlement fee is variable and depends on Solicitor costs. Redraw fee is $25 through branch network.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.84% p.a.

n/a

n/a

n/a

8.89% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$595.00

n/a

$0.00

$0.00

n/a

$0.00

$250.00

Other financial bits

$5,000

none

none

95.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

yes

yes - fees apply

$0.00

yes

no

Settlement fee is variable and depends on Solicitor costs. Redraw fee is $25 through branch network.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

9.29% p.a.

n/a

n/a

n/a

9.34% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$595.00

n/a

$0.00

$0.00

n/a

$0.00

$250.00

Other financial bits

$5,000

none

none

90.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

yes

yes - fees apply

$0.00

yes

no

Settlement fee is variable and depends on Solicitor costs. Redraw fee is $25 through branch network.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Newcastle Permanent home loans rated by the Mozo community?

Overall
8.5/10
Price
8.5/10
Features
7.5/10
Customer service
8.6/10
Convenience
8.3/10
Trust
8.7/10
Based on 221 Newcastle Permanent home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of Newcastle Permanent Real Options Home Loan

About Newcastle Permanent

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5.99% p.a. variable

5.90% p.a.

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Greater Bank

Great Rate Home Loan

5.99% p.a. variable

6.01% p.a.

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Macquarie

Basic Home Loan (Fixed)

5.39% p.a.
fixed 3 years

5.95% p.a.

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Home Value Loan

6.09% p.a. variable

6.09% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.21% p.a.

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Variable

6.29% p.a. variable

6.20% p.a.

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3 Year Fixed Rate Home Loan (Special Offer)

5.49% p.a.
fixed 3 years

6.62% p.a.

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OMG Home Loan

5.99% p.a. variable

6.02% p.a.

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

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Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

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Police Credit Union

3 Year Fixed Rate Home Loan (Special Offer)

5.49% p.a.
fixed 3 years

6.62% p.a.

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Greater Bank

Great Rate Home Loan

5.99% p.a. variable

6.01% p.a.

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Unloan

Variable

6.29% p.a. variable

6.20% p.a.

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ubank

Flex Home Loan

6.14% p.a. variable

6.38% p.a.

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Bendigo Bank

Express Home Loan

6.09% p.a. variable

6.22% p.a.

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Aussie

Elevate

6.18% p.a. variable

6.18% p.a.

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Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

5.99% p.a.

6.01% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.09% p.a.

6.22% p.a.

Thumbnail icon for BCU Bank
BCU Bank

OMG Home Loan

5.99% p.a.

6.02% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.18% p.a.

6.18% p.a.

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

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Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.39% p.a.
fixed 3 years

5.95% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.21% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

3 Year Fixed Rate Home Loan (Special Offer)

5.49% p.a.
fixed 3 years

6.62% p.a.

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SWSbank

Fixed Home Loan Rate

5.59% p.a.
fixed 3 years

6.31% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.49% p.a.
fixed 3 years

6.02% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

3 Year Fixed Rate Home Loan (Special Offer)

5.59% p.a.
fixed 3 years

6.64% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan

5.79% p.a.
fixed 3 years

6.07% p.a.

Thumbnail icon for ANZ
ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

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Unloan

Variable

5.99% p.a.

5.90% p.a.

$0.00

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

5.99% p.a.

6.01% p.a.

$0.00

Thumbnail icon for HSBC
HSBC

Home Value Loan

6.09% p.a.

6.09% p.a.

$0.00

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a.

6.20% p.a.

$0.00

Thumbnail icon for BCU Bank
BCU Bank

OMG Home Loan

5.99% p.a.

6.02% p.a.

$0.00

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.09% p.a.

6.22% p.a.

$10.00 monthly

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Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

$0.00

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SMSF Home Loan (Variable)

6.99% p.a.

7.00% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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