Youi Comprehensive Car Insurance offers some great flexible features for a reasonable price. This provider offers protection in the event of theft, offering a rental car so you can get around for two weeks whilst your car is getting replaced. Better yet, if you’re within two years of your purchase of a new car, Youi will replace your car with a brand new set of wheels if it’s stolen or written off.
Youi Comprehensive Car Insurance goes all out to give you peace of mind that you’re covered in the event things go wrong. It offers the option of choosing your excess level, giving you flexibility to control your premium according to your budget. You’re also covered in the event of accidental and intentional damage, damage due to natural occurrences such as storms, earthquakes and floods, and fire damage.
Other features the policy comes with include roadside assistance and 24/7 claims service. And if you’re worried about the car’s contents, don’t fret, Youi has your personal property covered up to the value of $750, and offers reasonable replacement for additions to the car such as baby seats.
In the case of an emergency, Youi Comprehensive Car Insurance will cover reasonable towing costs, and when you’re more than 100km away from home, will give you up $1,000 for emergency accommodation or other travel arrangements.
Access to a rental car after an accident is an optional extra that comes with Youi Comprehensive Car Insurance and, if you've modified your car, there’s also the opportunity to cover those modifications for a price - but you’ll need approval from Youi first.
If you're a NSW driver who's also in the market for compulsory third party insurance (CTP), you can organise this essential cover through Youi too.
Youi Comprehensive Car Insurance is worth a look for those over 25 looking for great cover with the flexibility of choosing their own excess.
You won’t be rewarded for your safe driving with a no claims discount, which is something that other insurance companies may offer. Additionally, if monthly premiums better suit your budget, you could be stuck paying more for the option.
|
Yes costs extra |
|
|
$400 - $2,500 |
|
|
Unlisted and aged 25 and over: $700, Unlisted and aged under 25: $2,000, Listed and aged under 25: $600 |
|
|
None (TAS) |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
No |
|
|
n/a |
|
Yes |
|
|
Optional Extra |
|
|
Yes |
|
|
n/a |
|
|
n/a |
|
|
SA VIC TAS NSW ACT QLD WA |
|
Agreed or Market |
|
|
Yes - within 2 years and a listed driver is the first registered owner |
|
|
Up to $750 total or $150 per item if damaged or stolen. |
|
|
Yes - standard excess. Option to reduce windscreen excess to $50 for an additional premium. |
|
|
Up to $1,000 combined with emergency options |
|
|
Towing costs. Up to $1,000 travel, accommodation and emergency repair costs if greater than 100 km from home. |
|
|
Yes - Up to 14 days. |
|
|
Not at fault - Yes. At fault - Optional Extra. Up to 14 days. |
|
|
Yes - legal liability cover when using a substitute vehicle. |
|
|
Up to $1,500. |
|
|
Up to $1,000 if stolen. |
|
|
Reasonable cost |
|
|
Covered only if agreed in writing. |
|
|
No |
|
|
Optional Extra |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.
They were extremely helpful and step by step let us know what we had to do, car came back very quickly and never had any trouble .
Read full reviewThey were extremely helpful and step by step let us know what we had to do, car came back very quickly and never had any trouble .
Things I like from YOUI: -Friendly customer service -Trustworthy -Do not wait long when calling them up Things can be improved more: -Give more competitive price to renewal clients -Genuine bottom price when existing clients ask for better renewal price
Read full reviewThings I like from YOUI: -Friendly customer service -Trustworthy -Do not wait long when calling them up Things can be improved more: -Give more competitive price to renewal clients -Genuine bottom price when existing clients ask for better renewal price
I have been with Youi for a number of years now and always been very happy with them over that time .I called them when I had an accident and they just did everything for me without any hasslesso thats why I have stayed with them
Read full reviewI have been with Youi for a number of years now and always been very happy with them over that time .I called them when I had an accident and they just did everything for me without any hasslesso thats why I have stayed with them
Hi I love this provider because it's a cheap way for me and I like their customer service is excellent
Read full reviewHi I love this provider because it's a cheap way for me and I like their customer service is excellent
YOUI has been adding extras (charges) for the last 5 years, someone has only just told to me from the service so now it is changed. They over charge A LOT. I would never recommend YOUI to anyone.
Read full reviewYOUI has been adding extras (charges) for the last 5 years, someone has only just told to me from the service so now it is changed. They over charge A LOT. I would never recommend YOUI to anyone.