How to survive cost of living crisis, cheapest Easter Show Showbags & Optus SubHub: This week’s best banking news

- 10 Ways to Survive the Cost of Living Crisis
- Cash rate to rise in June, peak at 2% in mid-2023: Westpac
- Cheapest Easter Show showbags 2022
- Why do investors pay more for a home loan?
- Everything you need to know about Optus SubHub
- Sydney & Melbourne’s national housing values showed a decline, says CoreLogic
All in this week’s best banking news recap: editor’s pick.
10 Ways to Survive the Cost of Living Crisis
From sky-high petrol prices to the rising cost of just about everything but the kitchen sink (TBH, that’s probably gone up too), Aussies just can’t catch a break.
For real, though. You’re probably just as sick of hearing about the rising cost of living as I am writing about it.
Nonetheless, I’d say it shan't be leaving the news cycle anytime soon (apologies to the both of us). So the least we can do is share some of our top tips to help you get through it - united we stand!
Read the full article: 10 Ways to Survive the Cost of Living Crisis to help you keep going while the going gets tough.
Cash rate to rise in June, peak at 2% in mid-2023: Westpac
Well, folks. After a surprise shift in messaging by the Reserve Bank of Australia at its latest policy meeting, Westpac economists have brought forward their initial interest rate hike expectations.
Westpac now anticipates a 15 basis point increase in June and an additional four cuts in 2022, ending the year with a 1.25% cash rate.
“The Reserve Bank Governor surprised us on Tuesday with the Board’s decision to abandon its patient approach to monetary policy,” said Westpac chief economist Bill Evans.
Read the full article: Cash rate to rise in June, peak at 2% in mid-2023: Westpac for the full scoop.
Cheapest Easter Show showbags 2022

Ladies and gentlemen, boys and girls. Come one, come all - the 2022 Sydney Royal Easter Show has officially begun! It’s time to get your annual Dagwood Dog and $2 toastie fix.
But what’s a day out at the Show without a showbag or two to take home? Lucky for you, we’ve just compiled a massive list of all the cheapest showbags - we even broke them down into categories!
Read the full article: Cheapest Easter Show showbags 2022 so you can walk into the showbag pavilion like you own the dang place!
Why do investors pay more for a home loan?
Whether you’re buying your first investment property or you’re on your way to becoming the next Chuck Bass in the Aussie property scene - investing in real estate has many benefits.
However, you might be wondering why investors seem to cop much higher home loan interest rates (sometimes as much as 40 basis points) than owner-occupiers?
Read the full article: Why do investors pay more for a home loan? for the full rundown.
Everything you need to know about Optus SubHub

Netflix, Amazon Prime - it seems like a new streaming service pops up every day! But one’s never enough…
It’s great having access to endless content, but staying on top of multiple subscriptions can be a real chore. That’s where Optus SubHub comes in!
At the end of last year, Optus launched ‘SubHub’, a subscription bundling platform that helps eligible Optus customers manage and save on their subs by combining them all into one payment.
Read the full article: Everything you need to know about Optus SubHub for your guide to managing your subscriptions.
Sydney & Melbourne’s national housing values showed a decline, says CoreLogic
With Australian property prices going through the roof for what feels like yonks, news from CoreLogic’s latest home value index that the market is finally slowing down is sure to be welcomed with open arms.
According to the report, in the first quarter of 2022, national dwelling values went up by 2.4%, less than half of 2021’s 5.8% first-quarter rise.
The report also revealed that the Sydney market is starting to slow down with just a 0.3% growth rate (versus 9.3% this time last year). Similarly, Melbourne saw a growth of just 0.1%, quite a difference from last year’s first quarter when it was at 5.8%.
Read full article: Sydney & Melbourne’s national housing values showed a decline, says CoreLogic for all the deets.
On the hunt for a hot new home loan? Jump on our free home loan comparison tool below to compare home loan options today.
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Promoted



Mozo experts choice awards won:
- Low Cost Home Loan - 2025
Unloan Variable Home Loan
- Owner occupier
- Principal & Interest
- 20% min deposit
- Redraw available
Go to site- Interest rate
-
5.19
%
p.a.
Variable
- Comparison rate
-
5.10
%
p.a.
- Initial monthly repayment
-
$2,742
- The first home loan with an automatic loyalty discount (conditions apply)
- No application or banking fees
- Built by CommBank
- interest rate
-
5.19% p.a. (5.10% p.a. comparison rate)
- Fixed loan revert rate
-
n/a
- Upfront fees
-
$0.00
- Ongoing fees
-
$0.00
- Discharge Fee
-
$0.00
- Package
-
-
- Maximum loan to value ratio
-
80.00%
- minimum borrowing amount
-
$10,000
- maximum borrowing amount
-
$10,000,000
- type of mortgage
-
Variable
- Repayment types
-
Principal & Interest
- Availability
-
Owner Occupier
- Repayment options
-
Weekly, Fortnightly, Monthly
- Extra repayments
-
yes - free
- Redraw facility
-
yes - free
- Minimum redraw amount
-
-
- Offset account
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no
- Split account
-
no
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-
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Rate automatically discounted by 0.01% p.a. every year up to a maximum discount of 0.30% p.a..
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First Home Buyer Loan
- Owner occupier
- Principal & Interest
- 5% min deposit
- For first home buyers
- Offset available
- Redraw available
Go to site- Interest rate
-
4.99
%
p.a.
Variable
- Comparison rate
-
5.04
%
p.a.
- Initial monthly repayment
-
$2,681
- Competitive interest rate – 4.99% p.a. (comparison rate* 5.04% p.a.)
- Offset account to reduce interest and save on repayments
- No establishment or monthly fees, plus valuation fees waived up to $1,000 (limited time)
- interest rate
-
4.99% p.a. (5.04% p.a. comparison rate)
- Fixed loan revert rate
-
n/a
- Upfront fees
-
$0.00
- Ongoing fees
-
$0.00
- Discharge Fee
-
$300.00
- Package
-
-
- Maximum loan to value ratio
-
95.00%
- minimum borrowing amount
-
-
- maximum borrowing amount
-
$5,000,000
- type of mortgage
-
Variable
- Repayment types
-
Principal & Interest
- Availability
-
Owner Occupier
- Repayment options
-
Weekly, Fortnightly, Monthly
- Extra repayments
-
yes - free
- Redraw facility
-
yes - free
- Minimum redraw amount
-
$100.00
- Offset account
-
yes
- Split account
-
yes
- Other restrictions
-
First home buyers only. Legal, valuation and settlement fees at cost. New rate offer for new business only offer ends on 15th Dec 2025.
- Other benefits
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-
- Special Offers
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Read reviews and learn more about G&C Mutual Bank home loans
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Fixed Rate Home Loan
- Fixed rate
- Owner occupier
- Principal & Interest
- 5% min deposit
Go to site- Interest rate
-
5.09
%
p.a.
Fixed 2 years
- Comparison rate
-
5.43
%
p.a.
- Initial monthly repayment
-
$2,712
- No ongoing annual fees
- Make up to $25,000 extra repayments during a fixed period, fee free (T&Cs apply)
- Lock in for up to 5 years.
- interest rate
-
1 year - 5.24% p.a. (5.48% p.a. comparison rate)
2 years - 5.09% p.a. (5.43% p.a. comparison rate)
3 years - 5.29% p.a. (5.46% p.a. comparison rate)
4 years - 5.69% p.a. (5.58% p.a. comparison rate)
5 years - 5.69% p.a. (5.60% p.a. comparison rate)
- Fixed loan revert rate
-
5.48% p.a.
- Upfront fees
-
$300.00
- Ongoing fees
-
$0.00
- Discharge Fee
-
$395.00
- Package
-
-
- Maximum loan to value ratio
-
95.00%
- minimum borrowing amount
-
$20,000
- maximum borrowing amount
-
$5,000,000
- type of mortgage
-
Fixed
- Repayment types
-
Principal & Interest
- Availability
-
Owner Occupier
- Repayment options
-
Weekly, Fortnightly, Monthly
- Extra repayments
-
yes - free up to $25,000 during fixed period
- Redraw facility
-
no
- Minimum redraw amount
-
-
- Offset account
-
no
- Split account
-
yes
- Other restrictions
-
Additional repayments allowed up to $25,000 during the fixed period.
- Other benefits
-
-
- Special Offers
-
-
Read reviews and learn more about BCU Bank home loans
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Mozo experts choice awards won:
- Low Cost Home Loan - 2025
Unloan Variable Home Loan
- Owner occupier
- Principal & Interest
- 20% min deposit
- Redraw available
Go to site- Interest rate
-
5.19
%
p.a.
Variable
- Comparison rate
-
5.10
%
p.a.
- Initial monthly repayment
-
$2,742
- The first home loan with an automatic loyalty discount (conditions apply)
- No application or banking fees
- Built by CommBank
- interest rate
-
5.19% p.a. (5.10% p.a. comparison rate)
- Fixed loan revert rate
-
n/a
- Upfront fees
-
$0.00
- Ongoing fees
-
$0.00
- Discharge Fee
-
$0.00
- Package
-
-
- Maximum loan to value ratio
-
80.00%
- minimum borrowing amount
-
$10,000
- maximum borrowing amount
-
$10,000,000
- type of mortgage
-
Variable
- Repayment types
-
Principal & Interest
- Availability
-
Owner Occupier
- Repayment options
-
Weekly, Fortnightly, Monthly
- Extra repayments
-
yes - free
- Redraw facility
-
yes - free
- Minimum redraw amount
-
-
- Offset account
-
no
- Split account
-
no
- Other restrictions
-
-
- Other benefits
-
Rate automatically discounted by 0.01% p.a. every year up to a maximum discount of 0.30% p.a..
- Special Offers
-
-
Read reviews and learn more about Unloan home loans
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Mozo experts choice awards won:
- Low Cost Home Loan - 2025
- Investor Home Loan - 2025
Discount Great Rate Home Loan
- Owner occupier
- Principal & Interest
- 20% min deposit
- Redraw available
- Cashback
Go to site- Interest rate
-
5.19
%
p.a.
Variable
- Comparison rate
-
5.20
%
p.a.
- Initial monthly repayment
-
$2,742
- Get up to $3,000 cashback when you apply online (T&Cs apply)
- No paperwork or payslips required (see site for details)
- Low variable rate
- interest rate
-
5.19% p.a. (5.20% p.a. comparison rate)
- Fixed loan revert rate
-
n/a
- Upfront fees
-
$180.00
- Ongoing fees
-
$0.00
- Discharge Fee
-
$300.00
- Package
-
-
- Maximum loan to value ratio
-
80.00%
- minimum borrowing amount
-
$150,000
- maximum borrowing amount
-
-
- type of mortgage
-
Variable
- Repayment types
-
Principal & Interest
- Availability
-
Owner Occupier
- Repayment options
-
Weekly, Fortnightly, Monthly
- Extra repayments
-
yes - free
- Redraw facility
-
yes - free
- Minimum redraw amount
-
$0.00
- Offset account
-
no
- Split account
-
yes
- Other restrictions
-
Legal fees charged at cost.
- Other benefits
-
-
- Special Offers
-
Apply online cashback offer $2,500 for new loans of $250,000-$499,999 or $3,000 cashback for $500,000 or more for purchases or refinancing, LVR <80%. Up to $2,500 cashback for refinancers or first home buyers for applications made with lenders. T&Cs apply
Read reviews and learn more about Greater Bank home loans
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Mozo experts choice awards won:
- First Home Buyer Loan - 2025
Variable Home Loan 90
- Owner occupier
- Principal & Interest
- 10% min deposit
- Offset available
- Redraw available
Go to site- Interest rate
-
5.29
%
p.a.
Variable
- Comparison rate
-
5.33
%
p.a.
- Initial monthly repayment
-
$2,773
- No monthly or ongoing fees
- Option to add an offset for 0.10% p.a.
- interest rate
-
5.29% p.a. (5.33% p.a. comparison rate)
- Fixed loan revert rate
-
n/a
- Upfront fees
-
$530.00
- Ongoing fees
-
$0.00
- Discharge Fee
-
$0.00
- Package
-
-
- Maximum loan to value ratio
-
90.00%
- minimum borrowing amount
-
$50,000
- maximum borrowing amount
-
$2,000,000
- type of mortgage
-
Variable
- Repayment types
-
Principal & Interest
- Availability
-
Owner Occupier
- Repayment options
-
Weekly, Fortnightly, Monthly
- Extra repayments
-
yes - free
- Redraw facility
-
yes - free
- Minimum redraw amount
-
$0.00
- Offset account
-
yes
- Split account
-
yes
- Other restrictions
-
Offset sub-account available for additional +0.10%. $300 discharge fee and $250 discharge documentation fee applicable if loan doesnt go to full term.
- Other benefits
-
-
- Special Offers
-
-
Read reviews and learn more about loans.com.au home loans
Go to site -

Offset Home Loan
- Owner occupier
- Principal & Interest
- 40% min deposit
- Offset available
- Redraw available
Go to site- Interest rate
-
5.39
%
p.a.
Variable
- Comparison rate
-
5.42
%
p.a.
- Initial monthly repayment
-
$2,805
- No ongoing monthly loan maintenance fees to pay.
- Pre-approval valid for 3 months
- interest rate
-
5.39% p.a. (5.42% p.a. comparison rate)
- Fixed loan revert rate
-
n/a
- Upfront fees
-
$300.00
- Ongoing fees
-
$0.00
- Discharge Fee
-
$395.00
- Package
-
-
- Maximum loan to value ratio
-
60.00%
- minimum borrowing amount
-
$20,000
- maximum borrowing amount
-
$5,000,000
- type of mortgage
-
Variable
- Repayment types
-
Principal & Interest
- Availability
-
Owner Occupier
- Repayment options
-
Weekly, Fortnightly, Monthly
- Extra repayments
-
n/a
- Redraw facility
-
yes - free
- Minimum redraw amount
-
$0.00
- Offset account
-
yes
- Split account
-
-
- Other restrictions
-
-
- Other benefits
-
-
- Special Offers
-
-
Read reviews and learn more about BCU Bank home loans
Go to site
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** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
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