How to build your own Barbie Dreamhouse with a home renovation loan

While your dream house might not be Barbie pink or feature a three level slide from the bedroom, it’s easy to get wrapped up in your wishlist when it comes to home renovations. Though you might have tamer goals than everyone’s favourite doll, there’s no reason your home shouldn’t be your own Dreamhouse.
Whether or not you take inspiration from Margot Robbie’s Architectural Digest tour of the Barbie Dreamhouse, there are plenty of lessons to learn from the queen of pink. If you’re looking into using a personal loan to turn your home into a dream home, there are some major lessons to learn:
These Barbie-inspired renovations can add value to your home
In the same way you’d pay more for the dollhouse with the pool and the elevator than the basic model, the right home renovations can add value to your home.
- Barbie’s pool may have been in-appearance-only, but homes with pools can add hundreds of thousands dollars to the value of your home (dependent on the area you live in and the size of your house).
- A fresh coat of paint can make a real difference, refreshing your headspace and your physical surroundings. While Barbieland might have been a bit intense for your tastes (and caused a national shortage of pink paint!), take that inspiration and add a slick of paint to modernise your space.
- Loved the concept of Barbie’s top-storey bedroom? Adding a level to your home, or an extra bedroom, can add significant value to your house. Not only does it increase your home’s square footage, but it can also create extra storage and possibilities. When it comes to selling your home, you’ve also expanded your market.
- We all know that life in plastic is fantastic. In this case, we’re talking about fake plants. If you’re not the best at caring for fussy plants, but know how much impact greenery makes to a space, adding some fake plant life is one of our favourite cheap ways to makeover our space.
- If all of this has you thinking about consumerism and how you can do something good for the environment, consider going green. Switching to solar power or converting to an electric vehicle could put you in line for a green loan, which often have lower interest rates. There may also be government rebates available, and long-term savings on your energy bills.
How a home renovation loan can help you
There are a range of ways to finance your home renovations, with a home renovation loan offering one of the most flexible ways to access funds.
A home renovation loan is a type of personal loan used specifically for changing up your home. Whether that means a kitchen remodel, adding a storey, doing some landscaping, or just a fresh coat of paint, generally once your loan has been funded you can use it on the project of your choosing.
Home renovation loans are repaid over time, usually in monthly instalments, but some personal loan providers offer different repayment plans. Loans will be offered for different terms to be paid back with interest at fixed or variable rates, and can be unsecured or secured against a valuable asset.
Start comparing loans below, or find a snapshot of Mozo’s best personal loans right now. If you're looking for some other Barbie-themed goodies, check out our Barbie shopping list or find out how much it would cost to travel to Barbieland in real life.
Personal loan comparisons on Mozo
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Promoted

Unsecured Personal Loan
- Fixed
Go to site- Interest rate from
-
5.76
%
p.a.
to24.03 % p.a.
- Comparison rate from
-
5.76
%
p.a.
to24.98 % p.a.Based on $30,000 over 5 years
- Monthly repayment
-
$606
Fast, easy and 100% online, this is a low cost loan with no ongoing fees or extra repayment penalties. It's perfect for savvy borrowers with great credit. If you’re over 18 and earn above $30,000, you could qualify (other eligibility criteria may apply).
- Interest rate
-
5.76
%
p.a.
to24.03 % p.a.
- comparison rate
-
5.76
%
p.a.
to24.98 % p.a.Based on $30,000 over 5 years
- Upfront fees
-
$575
- Monthly fee
-
$0.00
- Exit fee
-
$0.00
- Early repayment penalty
-
$0.00
- Minimum loan amount
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$2,000.00
- Maximum loan amount
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$100,000.00
- Minimum loan term
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3 Years
- Maximum loan term
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7 Years
- Security required
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Unsecured
- Repayment options
-
Weekly, Fortnightly, Monthly
- Extra repayments allowed
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yes
- Redraw allowed
-
no
- Other restrictions
-
Establishment fee is added to the loan amount and interest is charged on the total amount.
- Other benefits
-
Establishment fee is $0 for customers that qualify for the lowest rate, and up to $575 for everyone else.
Read reviews and learn more about Harmoney personal loans
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Promoted

Unsecured Personal Loan
- Fixed
Go to site- Interest rate from
-
5.95
%
p.a.
to26.95 % p.a.
- Comparison rate from
-
5.95
%
p.a.
to26.95 % p.a.Based on $30,000 over 5 years
- Monthly repayment
-
$608
Borrow up to $50,000 unsecured. Perfect if you earn more than $22,100 p.a. and have good to excellent credit. Multi-year winner of Mozo’s Experts Choice Unsecured Personal Loan Award, 2021, 2022, 2023, 2024 & 2025^'
- Interest rate
-
5.95
%
p.a.
to26.95 % p.a.
- comparison rate
-
5.95
%
p.a.
to26.95 % p.a.Based on $30,000 over 5 years
- Upfront fees
-
$0
- Monthly fee
-
$0.00
- Exit fee
-
$0.00
- Early repayment penalty
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0
- Minimum loan amount
-
$5,000.00
- Maximum loan amount
-
$50,000.00
- Minimum loan term
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2 Years
- Maximum loan term
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7 Years
- Security required
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Unsecured
- Repayment options
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Weekly, Fortnightly
- Extra repayments allowed
-
yes
- Redraw allowed
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no
- Other restrictions
-
Rates based on borrower with excellent credit score. Maximum 3 year term for loan amounts $8,000 or less.
- Other benefits
-
-
Read reviews and learn more about NOW Finance personal loans
Go to site -
Promoted

Low Rate Personal Loan
- Exceptional Credit, $5,000 - $75,000, or up to $100,000 for eligible purposes
Go to site- Interest rate from
-
5.95
%
p.a.
to18.99 % p.a.
- Comparison rate from
-
5.95
%
p.a.
to21.78 % p.a.Based on $30,000 over 5 years
- Monthly repayment
-
$608
Competitive low rates for borrowers with exceptional credit on 1-7 year loans from $5,000 up to $75,000 (or up to $100K for home improvements or car loans); no monthly account keeping fees, no exit fees and no early repayment fees. Winner of Mozo's Experts Choice Excellent Credit Unsecured Personal Loan 2024 and Excellent Credit Secured Personal Loan 2024 awards ^. Min. income of 25k after tax, to apply.
- Interest rate
-
5.95
%
p.a.
to18.99 % p.a.
- comparison rate
-
5.95
%
p.a.
to21.78 % p.a.Based on $30,000 over 5 years
- Upfront fees
-
$0
- Monthly fee
-
$0.00
- Exit fee
-
$0.00
- Early repayment penalty
-
$0.00
- Minimum loan amount
-
$5,000.00
- Maximum loan amount
-
$75,000.00
- Minimum loan term
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1 Year
- Maximum loan term
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7 Years
- Security required
-
Unsecured
- Repayment options
-
Weekly, Fortnightly, Monthly
- Extra repayments allowed
-
yes
- Redraw allowed
-
no
- Other restrictions
-
Rate for Exceptional Credit. Upfront fee varies from 0% to 6% of the loan amount and is based on your OurMoneyMarket loan grade. The fee is added to the principal amount and paid over the loan term.
- Other benefits
-
Loan amounts up to $100,000 are available for vehicle purchase or home improvement purposes.
Read reviews and learn more about OurMoneyMarket personal loans
Go to site
-

Unsecured Personal Loan
- Fixed
Go to site- Interest rate from
-
5.76
%
p.a.
to24.03 % p.a.
- Comparison rate from
-
5.76
%
p.a.
to24.98 % p.a.Based on $30,000 over 5 years
- Monthly repayment
-
$606
Fast, easy and 100% online, this is a low cost loan with no ongoing fees or extra repayment penalties. It's perfect for savvy borrowers with great credit. If you’re over 18 and earn above $30,000, you could qualify (other eligibility criteria may apply).
- Interest rate
-
5.76
%
p.a.
to24.03 % p.a.
- comparison rate
-
5.76
%
p.a.
to24.98 % p.a.Based on $30,000 over 5 years
- Upfront fees
-
$575
- Monthly fee
-
$0.00
- Exit fee
-
$0.00
- Early repayment penalty
-
$0.00
- Minimum loan amount
-
$2,000.00
- Maximum loan amount
-
$100,000.00
- Minimum loan term
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3 Years
- Maximum loan term
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7 Years
- Security required
-
Unsecured
- Repayment options
-
Weekly, Fortnightly, Monthly
- Extra repayments allowed
-
yes
- Redraw allowed
-
no
- Other restrictions
-
Establishment fee is added to the loan amount and interest is charged on the total amount.
- Other benefits
-
Establishment fee is $0 for customers that qualify for the lowest rate, and up to $575 for everyone else.
Read reviews and learn more about Harmoney personal loans
Go to site -

Debt Consolidation Loan
Go to site- Interest rate from
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5.76
%
p.a.
to24.03 % p.a.
- Comparison rate from
-
5.76
%
p.a.
to24.98 % p.a.Based on $30,000 over 5 years
- Monthly repayment
-
$606
Roll multiple debts into one loan to streamline your finances with one set of repayments and one interest rate. Competitive fixed interest rates with no monthly or early repayment fees and flexible repayment options. Easy online application and funding in as little as 24 hours (subject to approval).
- Interest rate
-
5.76
%
p.a.
to24.03 % p.a.
- comparison rate
-
5.76
%
p.a.
to24.98 % p.a.Based on $30,000 over 5 years
- Upfront fees
-
$575
- Monthly fee
-
$0.00
- Exit fee
-
$0.00
- Early repayment penalty
-
0
- Minimum loan amount
-
$2,000.00
- Maximum loan amount
-
$100,000.00
- Minimum loan term
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3 Years
- Maximum loan term
-
7 Years
- Security required
-
Unsecured
- Repayment options
-
Weekly, Fortnightly, Monthly
- Extra repayments allowed
-
yes
- Redraw allowed
-
no
- Other restrictions
-
-
- Other benefits
-
Establishment fee is $0 for customers that qualify for the lowest rate, and up to $575 for everyone else.
-

Unsecured Personal Loan
- Fixed
Go to site- Interest rate from
-
5.95
%
p.a.
to26.95 % p.a.
- Comparison rate from
-
5.95
%
p.a.
to26.95 % p.a.Based on $30,000 over 5 years
- Monthly repayment
-
$608
Borrow up to $50,000 unsecured. Perfect if you earn more than $22,100 p.a. and have good to excellent credit. Multi-year winner of Mozo’s Experts Choice Unsecured Personal Loan Award, 2021, 2022, 2023, 2024 & 2025^'
- Interest rate
-
5.95
%
p.a.
to26.95 % p.a.
- comparison rate
-
5.95
%
p.a.
to26.95 % p.a.Based on $30,000 over 5 years
- Upfront fees
-
$0
- Monthly fee
-
$0.00
- Exit fee
-
$0.00
- Early repayment penalty
-
0
- Minimum loan amount
-
$5,000.00
- Maximum loan amount
-
$50,000.00
- Minimum loan term
-
2 Years
- Maximum loan term
-
7 Years
- Security required
-
Unsecured
- Repayment options
-
Weekly, Fortnightly
- Extra repayments allowed
-
yes
- Redraw allowed
-
no
- Other restrictions
-
Rates based on borrower with excellent credit score. Maximum 3 year term for loan amounts $8,000 or less.
- Other benefits
-
-
Read reviews and learn more about NOW Finance personal loans
Go to site -

Low Rate Personal Loan
- Exceptional Credit, $5,000 - $75,000, or up to $100,000 for eligible purposes
Go to site- Interest rate from
-
5.95
%
p.a.
to18.99 % p.a.
- Comparison rate from
-
5.95
%
p.a.
to21.78 % p.a.Based on $30,000 over 5 years
- Monthly repayment
-
$608
Competitive low rates for borrowers with exceptional credit on 1-7 year loans from $5,000 up to $75,000 (or up to $100K for home improvements or car loans); no monthly account keeping fees, no exit fees and no early repayment fees. Winner of Mozo's Experts Choice Excellent Credit Unsecured Personal Loan 2024 and Excellent Credit Secured Personal Loan 2024 awards ^. Min. income of 25k after tax, to apply.
- Interest rate
-
5.95
%
p.a.
to18.99 % p.a.
- comparison rate
-
5.95
%
p.a.
to21.78 % p.a.Based on $30,000 over 5 years
- Upfront fees
-
$0
- Monthly fee
-
$0.00
- Exit fee
-
$0.00
- Early repayment penalty
-
$0.00
- Minimum loan amount
-
$5,000.00
- Maximum loan amount
-
$75,000.00
- Minimum loan term
-
1 Year
- Maximum loan term
-
7 Years
- Security required
-
Unsecured
- Repayment options
-
Weekly, Fortnightly, Monthly
- Extra repayments allowed
-
yes
- Redraw allowed
-
no
- Other restrictions
-
Rate for Exceptional Credit. Upfront fee varies from 0% to 6% of the loan amount and is based on your OurMoneyMarket loan grade. The fee is added to the principal amount and paid over the loan term.
- Other benefits
-
Loan amounts up to $100,000 are available for vehicle purchase or home improvement purposes.
Read reviews and learn more about OurMoneyMarket personal loans
Go to site -

Secured Personal Loan
- Exceptional Credit, $5,000-$75,000 or up to $100,000 for eligible purposes
Go to site- Interest rate from
-
5.95
%
p.a.
to18.99 % p.a.
- Comparison rate from
-
5.95
%
p.a.
to21.78 % p.a.Based on $30,000 over 5 years
- Monthly repayment
-
$608
Get a secured personal loan with competitive low rates for borrowers with exceptional credit. A simple fixed interest rate that can be repaid weekly, fortnightly or monthly, over 1 to 7 years (10 years for Green Loans). Managed entirely online, at any time. No monthly account keeping fees, no exit fees and no early repayment fees. Quick and easy, 100% online application. Establishment fees apply.
- Interest rate
-
5.95
%
p.a.
to18.99 % p.a.
- comparison rate
-
5.95
%
p.a.
to21.78 % p.a.Based on $30,000 over 5 years
- Upfront fees
-
$0
- Monthly fee
-
$0.00
- Exit fee
-
$0.00
- Early repayment penalty
-
$0.00
- Minimum loan amount
-
$5,000.00
- Maximum loan amount
-
$75,000.00
- Minimum loan term
-
1 Year
- Maximum loan term
-
7 Years
- Security required
-
Vehicle
- Repayment options
-
Weekly, Fortnightly, Monthly
- Extra repayments allowed
-
yes
- Redraw allowed
-
no
- Other restrictions
-
Rate for Exceptional Credit. Upfront fee varies from 0% to 6% of the loan amount and is based on your OurMoneyMarket loan grade. The fee is added to the principal amount and paid over the loan term.
- Other benefits
-
Loan amounts up to $100,000 are available for vehicle purchase or home improvement purposes.
Read reviews and learn more about OurMoneyMarket personal loans
Go to site -

Unsecured Personal Loan
Go to site- Interest rate from
-
6.17
%
p.a.
to21.99 % p.a.
- Comparison rate from
-
6.17
%
p.a.
to22.79 % p.a.Based on $30,000 over 5 years
- Monthly repayment
-
$610
Competitive fixed rates for borrowers on 1-7 year loans from $5,000 up to $50,000. $0 monthly fees and no early repayment fees to pay. Fast application process on the Revolut app. According to Revolut and subject to loan approval, you'll receive your money into your Revolut account straight away.
- Interest rate
-
6.17
%
p.a.
to21.99 % p.a.
- comparison rate
-
6.17
%
p.a.
to22.79 % p.a.Based on $30,000 over 5 years
- Upfront fees
-
$499
- Monthly fee
-
$0.00
- Exit fee
-
$0.00
- Early repayment penalty
-
0
- Minimum loan amount
-
$5,000.00
- Maximum loan amount
-
$50,000.00
- Minimum loan term
-
1 Year
- Maximum loan term
-
7 Years
- Security required
-
Unsecured
- Repayment options
-
Monthly
- Extra repayments allowed
-
yes
- Redraw allowed
-
no
- Other restrictions
-
-
- Other benefits
-
For 6 and 7 year loan terms, rates are available from Revolut on request. Establishment fees range from $0-$499, are quoted on application and added to the loan amount.
Read reviews and learn more about Revolut personal loans
Go to site -

Personal Loan
- Fixed
Go to site- Interest rate from
-
8.99
%
p.a.
to29.39 % p.a.
- Comparison rate from
-
10.11
%
p.a.
to30.29 % p.a.Based on $30,000 over 5 years
- Monthly repayment
-
$636
A Latitude Personal Loan offers flexibility and control for your major purchases, debt consolidation, or renovation plans. Get a personalised rate in two minutes without impacting your credit score. You'll enjoy a fixed rate, a repayment schedule that suits your budget. Plus, for Mozo customers, the $395 establishment fee is permanently waived. Latitude offers borrowing options from $5,000 over terms of 2 to 7 years. Repayments can be weekly, fortnightly, or monthly.
- Interest rate
-
8.99
%
p.a.
to29.39 % p.a.
- comparison rate
-
10.11
%
p.a.
to30.29 % p.a.Based on $30,000 over 5 years
- Upfront fees
-
$0
- Monthly fee
-
$16.50
- Exit fee
-
$0.00
- Early repayment penalty
-
$500 up until the last 3 months of the loan term.
- Minimum loan amount
-
$5,000.00
- Maximum loan amount
-
-
- Minimum loan term
-
2 Years
- Maximum loan term
-
7 Years
- Security required
-
Unsecured, Various, Vehicle
- Repayment options
-
Weekly, Fortnightly, Monthly
- Extra repayments allowed
-
no
- Redraw allowed
-
no
- Other restrictions
-
-
- Other benefits
-
$395 Establishment fee waived. T&Cs apply.
Your selected personal loans
* WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
^See information about the Mozo Experts Choice Personal Loan Awards
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.




