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No matter where you live in Australia, Auswide Bank is committed to delivering great products backed by exceptional service. Operating for nearly 50 years and formerly known as Wide Bay Australia, they offer competitive pricing and fully featured home and personal loans, credit cards, term deposits and savings accounts including access to an Australian-wide ATM network.
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Last updated 16 July 2025
Important disclosures
Auswide Bank bank accounts
Everyday Access Account
Account fee
$5.00
$0 if you hold an eligible mortgage or shareholder package or are a student
Payment options
Apple Pay, Google Pay, PayTo
Interest rate
0.00
%
p.a.
No Partner link
Standard interest rate
Balances from $0: 0.00% p.a.
Maximum interest rate
-
Maximum rate conditions
n/a
Account fee
$5.00
$0 if you hold an eligible mortgage or shareholder package or are a student
Payment options
Apple Pay, Google Pay, PayTo
What kind of card?
Visa Debit or EFTPOS
Access
ATM, EFTPOS, Visa Debit, BPay, Branch access, Bank@Post
ATM networks
Auswide
Network ATM fee
$0.00
Over the counter deposit fee
$0.00
Over the counter withdrawal fee
$0.00
EFTPOS fee
$0.00
Phone fee
$0.00
Internet fee
$0.00
Overseas ATM fee
-
Overseas purchase fee
$0.00
Foreign exchange commission
3.00%
Branch access
yes
BPAY
yes
Australia Post banking
yes
Other restrictions
Account available for children aged 11+
Other benefits
Autosweep - sweeps funds from your other Auswide accounts if the account is overdrawn.
Fee free transactions
Unlimited free transactions from network ATMs, EFTPOS, cheque, counter deposits/withdrawals, phone and internet, direct debit, Bank@Post, BPAY and periodic payments
Instant Access Account
Account fee
$0.00
Payment options
Apple Pay, Google Pay, PayTo
Interest rate
0.00
%
p.a.
No Partner link
Standard interest rate
Balances from $0: 0.00% p.a.
Maximum interest rate
-
Maximum rate conditions
n/a
Account fee
$0.00
Payment options
Apple Pay, Google Pay, PayTo
What kind of card?
Visa Debit or EFTPOS
Access
ATM, EFTPOS, Visa Debit, BPay, Branch access, Bank@Post
Join the 35K+ subscribers who receive our weekly Moneyzone newsletter, showcasing the latest rate movements, exclusive deals, money-saving hacks, and expert insights from Mozo.
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Important disclosures
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We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Important disclosures
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Disclaimer
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Important information on terms, conditions and sub-limits
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