One of the few online banks with top savings interest rates, great user-friendly website, easy to follow instructions. Can notify them online of overseas travel, fast response to online questions. No complaints about ING at all.
ING can't be trusted in paying the bonus interest on your Macimiser account. The Bonus is only paid if the end of the month balance is more than last month but it looks at the lowest amount on the last day of the month not the closing balance at the end of the last day of the month. It is a rip off and they are getting as greedy as the big banks. Time to change banks!
ING bank customer service is better than any other bank I have had an account with. No fees at all and easy to use app. ING regularly email offers as well. Excellent bank.
My partner and I have separate ING Savings Maximiser accounts. We also used to love the flexibility and fairness of this Saving Maximiser account. But ING seems to be getting greedier. Initially, they implemented ‘make 5+ card purchases a month’ and now this unrealistic ‘grow their nominated Savings Maximiser balance’ scheme makes it impossible to consistently achieve their criteria’s. So, they are statistically implementing criteria’s to make it almost impossible to achieve your interest which is best for their bottom line to increase their Hugh profitability while deviously giving it a positive spin... O! we are helping you save. Devious and most disappointing, what a shame ING is so desperate that they are willing to trade their reputation for profit only.
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From 1 Feb 2022, minimum deposit of at least $250 in the previous month.
Bonus rate of 1.20%. Deposit $2,000 each month and make 5 eligible payments from your Go Account. If you are between 18 and 25 deposit $1,000.
Bonus rate when at least $20 is deposited each month and five Visa Debit transactions are made each month using linked Glide transaction account.
Make at least 1 deposit and no more than 1 withdrawal, including internal transfers or external payments.
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