Black credit cards

Do you like a little luxury with your spending experience? With a black credit card you can enjoy all the high class perks and rewards life has to offer, from frequent flyer points to exclusive event tickets booked through your very own concierge service. See below a listing of black card deals or compare all rewards cards with our rewards revealer.

Black credit card comparisons on Mozo - rates updated daily

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Rewards Credit Card Resources

Views, news, tips and guides to help find the best rewards card for you.

Black credit card essentials

The pinnacle of premium credit cards, black credit cards offer plenty of rewards and perks, and guarantees cardholders a little extra luxury with their spending. These cards are all about status, prestige and VIP treatment.

The cards are provided by either VISA, MasterCard or AMEX, depending on the bank and what package you opt for, and give you a sky-high credit limit, uncapped rewards points and access to plenty of exclusive services. But they also have higher fees and interest rates, not to mention some pretty strict eligibility criteria.

A quick google search will tell you that black credit cards are shrouded in mystery - on purpose. It all adds to the allure of the luxe, high end credit card. But Mozo have cut through the smoke and mirrors to bring you the details of what a black credit card is all about.

    Who should choose a black credit card?

    How do black credit cards compare with standard rewards credit cards?

    How do I make the most of a black credit card?

    What traps should I avoid with a black credit card?

    What’s the difference between black vs platinum credit cards?

    How do I best compare black credit cards?

    What will I need to apply for a black card?

Rewards Credit Card Reviews

Commonwealth Bank
Commonwealth Bank Awards Credit Card credit card review
Overall
3/10
Subpar

It's really not that good. Idk about it just was the bank I signed up with.

It's really not that good. Idk about it just was the bank I signed up with.

Price
2/10
Features
4/10
Customer service
3/10
Convenience
2/10
Trust
2/10

Charlotte | NSW

reviewed 2 months ago

Bankwest
Bankwest credit card review
Overall
10/10
Excellent service

As a pensioner with a walking disability, the staff always offer me a chair. Just excellent.

As a pensioner with a walking disability, the staff always offer me a chair. Just excellent.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10

Maxwell | WA

reviewed 2 months ago

Commonwealth Bank
Commonwealth Bank Low Fee Credit Card credit card review
Overall
7/10
Have been looked after for over 30 years

I chose the low rate card because I thought it would cost less, but there could be better cards...

I chose the low rate card because I thought it would cost less, but there could be better cards available now.

Price
5/10
Features
5/10
Customer service
9/10
Convenience
9/10
Trust
8/10

Suzanne | TAS

reviewed 2 months ago

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