Black credit cards

Do you like a little luxury with your spending experience? With a black credit card you can enjoy all the high class perks and rewards life has to offer, from frequent flyer points to exclusive event tickets booked through your very own concierge service. See below a listing of black card deals or compare all rewards cards with our rewards revealer.

Black credit card comparisons on Mozo - rates updated daily

Want more? Compare all 122 rewards credit cards in the Mozo comparison engine.

Rewards Credit Card Resources

Views, news, tips and guides to help find the best rewards card for you.

Black credit card essentials

The pinnacle of premium credit cards, black credit cards offer plenty of rewards and perks, and guarantees cardholders a little extra luxury with their spending. These cards are all about status, prestige and VIP treatment.

The cards are provided by either VISA, MasterCard or AMEX, depending on the bank and what package you opt for, and give you a sky-high credit limit, uncapped rewards points and access to plenty of exclusive services. But they also have higher fees and interest rates, not to mention some pretty strict eligibility criteria.

A quick google search will tell you that black credit cards are shrouded in mystery - on purpose. It all adds to the allure of the luxe, high end credit card. But Mozo have cut through the smoke and mirrors to bring you the details of what a black credit card is all about.

    Who should choose a black credit card?

    How do black credit cards compare with standard rewards credit cards?

    How do I make the most of a black credit card?

    What traps should I avoid with a black credit card?

    What’s the difference between black vs platinum credit cards?

    How do I best compare black credit cards?

    What will I need to apply for a black card?

Credit Card Reviews

Bank of Melbourne
Bank of Melbourne credit card review

Overall rating   9 / 10

The customer service is great

I don't dislike the bank. The customer service is great

Full review

Melissa (WA), reviewed about 12 hours ago

Commonwealth Bank
Commonwealth Bank Platinum Awards Credit Card credit card review

Overall rating   10 / 10

Great

I have always banked with Commonwealth and never had a problem in 50 years

Full review

Fred (QLD), reviewed about 12 hours ago

NAB
NAB Low Rate Card credit card review

Overall rating   8 / 10

Meets my needs.

I have always had good service and help from my bank.

Full review

Jannine (NSW), reviewed about 12 hours ago

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