If you’re after a rewards credit card and program that gives a little more, the Bankwest More Rewards program could be the ticket. But before you sign the dotted line, there are a few things you’ll need to know.
With the Bankwest More Rewards program, spenders can earn points on everyday spending, which can then be redeemed for rewards. There are a range of rewards on offer with Bankwest, from movie tickets to travel perks and even gift cards to your favourite stores.
Add up to three additional card holders and pool your points to reach your goal faster, plus shop freely knowing your points are never capped. And not only do Bankwest kickstart your points balance with a whole heap of bonus points once you’re approved and meet the spending criteria, you’ll also receive annual bonus points.
Five cards are eligible for the Bankwest More Rewards program:
More Classic Mastercard
More Platinum Mastercard
More World Mastercard
Qantas Platinum Mastercard
Qantas World Mastercard
One of the great things about the Bankwest More Rewards program is that there’s something for everyone! Some of the rewards and freebies you can redeem your Bankwest points for include:
For most freebie lovers, the goal is to build a hefty points stash, and the Bankwest Rewards program can help you get there. There are two main ways to earn points:
So, the more you spend the more points you earn, right? Well, yes, but the number of points and annual bonus points you’ll earn will also depend on the type of Bankwest rewards card you have. Here are the points earn rate across the Bankwest More Rewards card range at the moment:
|Card||Point per $1 spent (uncapped)|
|Bankwest More||1.5 points, up to 150000 points per year|
|Bankwest More Platinum||2 points, up to 400,000 points per year|
|Qantas Platinum Mastercard||0.75 Qantas Points per $1 on the first $2,500 spent per month (then 0.3 points per $1 uncapped)`|
|Qantas World Mastercard||1 point, up to $5,000 a month (then 0.5 points per $1 uncapped)|
You’ll need to open a Bankwest More Rewards account in order to redeem your points. Once you’re ready to use your points, browse and select the item you’d like to redeem by adding it to your shopping cart.
If you’re thinking of using your points for flights, you can get there through the Bankwest More Rewards website, or visit Webjet website directly. Then when you’re ready to pay for your flight, you’ll be given the option to log in to your Bankwest More Rewards account to pay for some or all of your booking.
While there is no points cap on the Rewards Transaction Account and the Bankwest More World card, there is a 150,000 annual points cap on the Bankwest More card and 400,000 annual points cap on the Bankwest More Platinum card.
Yes, your points will expire three years after they have been earned, so be sure to redeem them all before then. A great way to avoid wasting points and maximise its usage is to plan your spend in advance.
If you’re a new customer, you will have to wait 60 days before you can start redeeming Bankwest More Rewards points. It’s also worth mentioning, that if you have made a late payment on your account, you will not be allowed to redeem points until your next statement. Not to mention that paying interest on a lingering balance can often cancel out the value of points - so make sure you stay on top of your repayments!
Yes, you’ll be able to add up to three additional card holders onto your account. And with the Bankwest More Rewards program, you have the option to pool all your points together, so you’re able to reach rewards faster.
Just remember that all card holders are responsible for the spending they do, so make sure you stay on top of your spending and are remembering to pay the balance off before the due date.
Still on the fence about whether a Bankwest rewards card is the right choice for you? You can compare with others in the market by heading over to our rewards card comparison tool.