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P&N Bank Hi Saver

Interest rate
0.30% p.a.(for $5,000 and over)
Maximum rate
1.70% p.a. (for $5,000 and over)

Details

Rates and fees information correct as at 13 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • Balances from $0: 0.00% p.a.
    Balances from $5,000: 0.30% p.a.

  • Balances from $0: 0.00% p.a.
    Balances from $5,000: 1.70% p.a.

  • Bonus rate for the first 4 months from account opening

Fees
  • $0.00

  • n/a

  • Unlimited counter deposits/withdrawals, phone, internet, BPAY and direct debit.

  • n/a

  • n/a

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

Other financial bits
  • $0.00

  • $0.00

  • Monthly

Features
  • no

  • none

  • no

  • no

  • no

  • yes

  • no

  • yes

  • yes

  • yes

  • no

  • none

  • none

  • none

Customer Reviews

How are P&N Bank savings accounts rated by the Mozo community?

Overall customer rating
8.2/10
Price
7.5/10
Features
6.8/10
Customer service
8.4/10
Convenience
7.9/10
Trust
8.4/10

Latest reviews of P&N Bank Hi Saver

  • Overall 9/10
    Great customer service

    I have found the P&N Bank to be very customer service based and any enquiry made is always dealt in a friendly and polite manner. This is at a branch, online or by web chat. The staff go out of their way to provide me with the best banking experience of all time. They have the most competitive rates around and will look at any product I may have to improve the outcome I am trying to do.

    Read full review

    I have found the P&N Bank to be very customer service based and any enquiry made is always dealt in a friendly and polite manner. This is at a branch, online or by web chat. The staff go out of their way to provide me with the best banking experience of all time. They have the most competitive rates around and will look at any product I may have to improve the outcome I am trying to do.

    Price
    8/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10
    Less
    Tony, Western Australia reviewed almost 5 years ago
  • Overall 9/10
    Above average in everything they do!!

    I highly recommend & prefer to use P&N Bank over the 4 major banks. I have accounts with 2 major banks as well however P&N Bank has consistently above average rates and products and they are always helpful, knowledgeable and quick to answer when you call up customer service. And something that is a big relief when your call is answered is to find that you haven't been diverted to an overseas call centre, you are still speaking to staff in Australia. The phone app and internet banking is also very easy to use. There is a minor con that if you are familiar with the 4 big banks, you will know they are quick to market the latest greatest thing and put their product out there and are highly competitive with each other. With P&N they can sometimes be a bit slower to take on the latest idea or product, but when they do its well thought out and much better than the rest, and more beneficial to you!

    Read full review

    I highly recommend & prefer to use P&N Bank over the 4 major banks. I have accounts with 2 major banks as well however P&N Bank has consistently above average rates and products and they are always helpful, knowledgeable and quick to answer when you call up customer service. And something that is a big relief when your call is answered is to find that you haven't been diverted to an overseas call centre, you are still speaking to staff in Australia. The phone app and internet banking is also very easy to use. There is a minor con that if you are familiar with the 4 big banks, you will know they are quick to market the latest greatest thing and put their product out there and are highly competitive with each other. With P&N they can sometimes be a bit slower to take on the latest idea or product, but when they do its well thought out and much better than the rest, and more beneficial to you!

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    7/10
    Less
    Sarah, New South Wales reviewed almost 5 years ago
  • Overall 10/10
    Exceptional

    When ever I have a query, no matter how large or small, there is always someone to attend to me.

    Read full review

    When ever I have a query, no matter how large or small, there is always someone to attend to me.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Dianne, Western Australia reviewed almost 5 years ago
  • Overall 10/10
    A phone call is all I need to solve any problems

    I bank online with this bank and have not had any dramas.

    Read full review

    I bank online with this bank and have not had any dramas.

    Price
    10/10
    Features
    10/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    10/10
    Less
    Shirley, New South Wales reviewed about 5 years ago
  • Overall 5/10
    Competitive products and good customer service.

    P&N bank has branches in most large shopping centres, their staff are friendly and polite.

    Read full review

    P&N bank has branches in most large shopping centres, their staff are friendly and polite.

    Price
    5/10
    Features
    5/10
    Customer service
    6/10
    Convenience
    5/10
    Trust
    5/10
    Less
    Nola, Western Australia reviewed about 5 years ago
P&N Bank

About P&N Bank

P&N Bank is Western Australia's largest mutual bank, and offers competitive rates and fees that are personalised to its members. Formerly Police & Nurses Credit Society, P&N has served the local Western Australian community for over 30 years, and provides a range of quality banking and financial services including credit cards, bank and savings accounts, term deposits, home and personals loans, and insurance products. As a mutual bank, every member has a say, and profits go directly back into benefiting its members.

See P&N Bank savings accounts

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Serious Saver

2.10% p.a. (for $0 to $1,000,000)

0% p.a.(for $0 and over)

Yesup to $250,000

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Rabobank

Rabobank

High Interest Savings Account

2.25% p.a. (for $0 to $250,001)

0.80% p.a.(for $0 to $250,001)

Yesup to $250,000

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Citi

Citi

Online Saver

2.05% p.a. (for $0 to $500,000)

0.35% p.a.(for $0 and over)

Yesup to $250,000

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Bankwest

Bankwest

Hero Saver

1.25% p.a. (for $0 to $250,000)

0.01% p.a.(for $0 to $5,000,000)

Yesup to $250,000

Promoted

Bank of Queensland

Bank of Queensland

Fast Track Saver Account

1.85% p.a. (for $1 to $250,000)

0.20% p.a.(for $1 and over)

Yesup to $250,000

Promoted

HSBC

HSBC

Flexi Saver

1.25% p.a. (for $0 to $5,000,000)

0.01% p.a.(for $0 to $5,000,000)

Yesup to $250,000

Promoted

Westpac

Westpac

Life (18-29 years old)

3.00% p.a. (for $0 to $30,000)

0.40% p.a.(for $0 and over)

Yesup to $250,000

Promoted

HSBC

HSBC

Serious Saver

2.10% p.a. (for $0 to $1,000,000)

0% p.a.(for $0 and over)

Yesup to $250,000

Promoted

Citi

Citi

Online Saver

2.05% p.a. (for $0 to $500,000)

0.35% p.a.(for $0 and over)

Yesup to $250,000

Promoted

Bankwest

Bankwest

Hero Saver

1.25% p.a. (for $0 to $250,000)

0.01% p.a.(for $0 to $5,000,000)

Yesup to $250,000

Promoted

Rabobank

Rabobank

High Interest Savings Account

2.25% p.a. (for $0 to $250,001)

0.80% p.a.(for $0 to $250,001)

Yesup to $250,000

Promoted

Heritage Bank

Heritage Bank

Online Saver

2.20% p.a. (for $1 to $100,000)

0.80% p.a.(for $1 to $250,000)

Yesup to $250,000

Promoted

Bank of Queensland

Bank of Queensland

Fast Track Saver Account

1.85% p.a. (for $1 to $250,000)

0.20% p.a.(for $1 and over)

Yesup to $250,000

Promoted

HSBC

HSBC

Flexi Saver

1.25% p.a. (for $0 to $5,000,000)

0.01% p.a.(for $0 to $5,000,000)

Yesup to $250,000

Promoted

HSBC

HSBC

Serious Saver

0% p.a.(for $0 and over)

2.10% p.a. (for $0 to $1,000,000)

Promoted

Bankwest

Bankwest

Hero Saver

0.01% p.a.(for $0 to $5,000,000)

1.25% p.a. (for $0 to $250,000)

Promoted

Bank of Queensland

Bank of Queensland

Fast Track Saver Account

0.20% p.a.(for $1 and over)

1.85% p.a. (for $1 to $250,000)

Promoted

HSBC

HSBC

Flexi Saver

0.01% p.a.(for $0 to $5,000,000)

1.25% p.a. (for $0 to $5,000,000)

Promoted

Newcastle Permanent

Newcastle Permanent

Smart Saver

0% p.a.(for $0 and over)

2.00% p.a. (for $0 and over)

Promoted

ANZ

ANZ

Progress Saver

0.01% p.a.(for $0 and over)

0.85% p.a. (for $0 and over)

Promoted

UniBank

UniBank

Mighty Saver Account

0.10% p.a.(for $0 and over)

1.65% p.a. (for $0 and over)

Promoted

Teachers Mutual Bank

Teachers Mutual Bank

Mighty Saver Account

0.10% p.a.(for $0 and over)

1.65% p.a. (for $0 and over)