Best 2018 travel credit cards for every Aussie traveller - Mozo editors’ picks
Lately it’s starting to feel like everyone is either on holiday or packing for their next international adventure. But as Aussie travellers tick buying travel size shampoos or getting travel insurance off their to-do list, they’ll also be on the lookout for their perfect travel plastic match.
And to save you the trouble of endlessly scrolling through credit card comparisons, the Mozo editors have perused the Experts Choice Awards’ winners list to find the best travel card for every traveller.
The thrifty traveller
Bankwest - Breeze Platinum Mastercard
Key features:
- 0% foreign transaction margin
- Complimentary travel insurance
- Low ongoing 12.99% purchase rate
Why it's hot:
If your next holiday involves multiple shopping bags or more cocktails than you can count, then the Bankwest Breeze Platinum Mastercard might be the plastic for you. Shopping is made a ‘breeze’ (get it?) with its low 12.99% purchase rate and 0% foreign transaction margin, meaning you’re technically saving money on your trip! And you won’t need to worry about finding the best deal overseas, as price guarantee insurance is included in your complimentary travel insurance. Happy shopping!
28 Degrees - Platinum MastercardKey features:
- $0 annual fee
- 0% foreign exchange margin
- Ongoing 21.99% purchase rate
Why it's hot:
As they say, catch flights, not feelings. But before you head off, you might want to check out the 28 Degrees Platinum Mastercard. This card is designed with Aussie travellers in mind, thanks to its free concierge service and 0% foreign exchange margin on overseas purchases. And although you’ll have up to 55 interest free days, this is a card you do not want to carry a balance on with its pricey 21.99% purchase rate. Along with no annual fee, you’ll also have first-hand access to exclusive offers just for being a Mastercard member.
Bankwest - Zero Platinum Mastercard
Key features:
- No annual fee
- 17.99% purchase rate
- Complimentary travel insurance
Why it's hot:
When you hear the words ‘platinum credit card’, your mind jumps to an astronomical annual fee, but not with Bankwest and its Zero Platinum Mastercard. Say goodbye to annual and foreign exchange fees and hello to complimentary travel insurance and up to 55 interest-free days on purchases! While you will have a decent 17.99% purchase rate and a $6,000 credit limit, be sure to keep this plastic away from ATMs, as it has a 21.99% cash advance rate.
The AMEX fan
American Express - Qantas Discovery Card
Key features:
- No annual fee
- Points are never capped
- Earn up to 2 Qantas Points per $1 spent on eligible purchases
Why it's hot:
Travelling in style has never looked so luxe with AMEX and its Qantas Discovery Card. With this premium piece of plastic, you’ll not only earn 1 Qantas Point for every dollar spent on card purchases, you’ll also earn an extra Qantas Point for every dollar spent on eligible Qantas products and services. While there is the high 20.74% purchase rate to consider, you can redeem your points for a one way, return or multi-destination Classic Flight Reward! And if you lose your card while travelling, thanks to the AMEX Emergency Card replacement service, you’ll receive a replacement card within 48 hours.
The rewards lover
Bankwest More World MastercardKet features:
- 2.5 rewards points per dollar spent
- 0% foreign exchange margin
- Earn 115,000 annual bonus points (minimum spend applies)
Why it's hot:
What do you get when you combine a premium rewards program with heaps of nifty travel perks? The Bankwest More World Mastercard. With this rewards card, you’ll be treated like a celebrity with unlimited airport lounge access and complimentary travel and credit card insurance. And did we mention you’ll have the chance to earn an extra 115,000 bonus points? The only thing you need to make sure of is that you’re getting your money’s worth as this card comes with a hefty $270 annual fee.
Need more variety with your travel plastic options? Our travel money comparison tool compares credit, debit and prepaid cards, helping you find your next plastic match.