Bank Australia banking app review

About Bank Australia

Bank Australia recognises that many Australians want their financial institutions to have more of a moral compass, so it’s made responsible banking the cornerstone of its business. That means it only invests in companies that advance social and environmental causes, plus as a customer-owned bank, its members are the ones that reap the benefits. 

Bank Australia has also been recognised on many occasions throughout the years for the value and quality of its banking products, most recently with a 2021 Mozo Experts Choice Credit Card Award for best No Annual Fee Credit Card.

What does the Bank Australia app do?

The Bank Australia app is exactly what you’d expect from a 2022 Mozo Experts Choice Award Excellent Banking App winner - elegant, simple and full of useful banking features.

It provides users with all the functions you’d want from a modern banking app, including the ability to check your Bank Australia account balance, transfer money between accounts, pay bills, make international transfers and make payments on the go. But there’s much more on offer. 

Features we love

At its heart the Bank Australia app combines a straightforward user experience with a number of handy features for its customers to make the most of. Those includes:

  • Major digital wallet options like Apple Pay and Google Pay, plus Garmin Pay and Fitbit Pay
  • PayID for quick, simple transfers over the New Payments Platform
  • Receive alerts each time you use your card, receive a payment, and approach a balance threshold
  • Notify Bank Australia if you’re heading overseas so they can keep an eye on your card activity
  • Nearest branch locater
  • Make use of calculators to help you keep on top of your finances.
  • Activate a new card, change your PIN, or report a lost or stolen card
  • We’re not so hot on…

    Currently, you can’t sign up for an account with Bank Australia through the app, so anyone looking to join will have to go through the usual avenues, such as calling up the bank, visiting a branch, or visiting the Bank Australia website.

    Other banking app reviews by Mozo

    Interested in seeing how the Bank Australia app compares to other great bankings apps? Have a read through our reviews of the Bendigo Bank or CommBank apps, or head on over to our fintech hub for other reviews and the latest banking technology news. 


    Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

    While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.