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Bendigo Bank Express Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan of at least $5,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan of at least $5,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $5,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $5,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $5,000

  • Owner Occupier (Interest Only)

    LVR < 90%

    Loan: $5,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $5,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $5,000

Rate
2.69% p.a.
Comparison Rate
2.86% p.a.
Service fee
$10.00 monthly
Upfront fee
$479
Rate
3.44% p.a.
Comparison Rate
3.17% p.a.
Service fee
$10.00 monthly
Upfront fee
$479
Rate
3.04% p.a.
Comparison Rate
3.21% p.a.
Service fee
$10.00 monthly
Upfront fee
$479
Rate
3.44% p.a.
Comparison Rate
3.39% p.a.
Service fee
$10.00 monthly
Upfront fee
$479

Details

Rates and fees information correct as at 18 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.69% p.a.

  • n/a

  • n/a

  • n/a

  • 2.86% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $229.00

  • $250.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.44% p.a.

  • n/a

  • n/a

  • n/a

  • 3.17% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $229.00

  • $250.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 90.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.04% p.a.

  • n/a

  • n/a

  • n/a

  • 3.21% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $229.00

  • $250.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.44% p.a.

  • n/a

  • n/a

  • n/a

  • 3.39% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $229.00

  • $250.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bendigo Bank home loans rated by the Mozo community?

Overall
8.3/10
Price
7.6/10
Features
7.2/10
Customer service
8.5/10
Convenience
8.5/10
Trust
8.5/10

Latest reviews of Bendigo Bank Express Home Loan

  • Overall 1/10
    Disgrace, attitude of customer is inconvenience.

    Absolutely shocking bank - both at branch level and Bendigo customer service - haha - what customer service! They are very arrogant and treat the customer as fools. Loan terms differed upon receiving documents, I believe, purposely not available until a few days to settlement. No time to go back to any other lender. It felt that this was their normal routine with everyone. Not acceptable for me. So grateful it was closed quickly, and went with Westpac. Now a few years on, Westpac are amazing. Writing this review as Bendigo had to send a refund cheque. Two years to check the accounts and they, or their auditor, discovered mistake. No contact prior, no apology. Deducted fees from the amount calculated.

    Read full review

    Absolutely shocking bank - both at branch level and Bendigo customer service - haha - what customer service! They are very arrogant and treat the customer as fools. Loan terms differed upon receiving documents, I believe, purposely not available until a few days to settlement. No time to go back to any other lender. It felt that this was their normal routine with everyone. Not acceptable for me. So grateful it was closed quickly, and went with Westpac. Now a few years on, Westpac are amazing. Writing this review as Bendigo had to send a refund cheque. Two years to check the accounts and they, or their auditor, discovered mistake. No contact prior, no apology. Deducted fees from the amount calculated.

    Price
    1/10
    Features
    1/10
    Customer service
    1/10
    Convenience
    1/10
    Trust
    1/10
    Less
    San, Victoria reviewed 3 months ago
  • Overall 10/10
    Couldn’t be happier with Bendigo and our home loan

    Bendigo were super helpful in the purchasing process and in organising our home loan. They also allowed us to borrow more than we had originally anticipated.

    Read full review

    Bendigo were super helpful in the purchasing process and in organising our home loan. They also allowed us to borrow more than we had originally anticipated.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Meghan, South Australia reviewed 10 months ago
Thumbnail icon for Bendigo Bank

About Bendigo Bank

Bendigo Bank is a community focused bank that's all about customer satisfaction. Over the past 22 years, Bendigo Bank has given back $230 million to help communities build the things they need to thrive. With a national presence and an innovative digital experience, Bendigo Bank offers a full range of financial services including credit cards, personal loans, home loans, savings and bank accounts to help Aussies meet their money goals.

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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.