Bendigo Bank Variable Rate Residential

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $5,000 with an LVR below 92%

The details shown below are for an owner occupier taking out a interest only loan of at least $5,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $5,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $5,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 92%

    Loan: $5,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $5,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $5,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $5,000

4.23% p.a.

4.42% p.a.

$10.00 monthly

Bendigo Bank Variable Rate Residential

4.23% p.a.

4.42% p.a.

$10.00 monthly

5.34% p.a.

5.52% p.a.

$10.00 monthly

Bendigo Bank Variable Rate Residential

5.34% p.a.

5.52% p.a.

$10.00 monthly

4.39% p.a.

4.57% p.a.

$10.00 monthly

Bendigo Bank Variable Rate Residential

4.39% p.a.

4.57% p.a.

$10.00 monthly

4.49% p.a.

4.67% p.a.

$10.00 monthly

Bendigo Bank Variable Rate Residential

4.49% p.a.

4.67% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 18 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.23% p.a.

  • n/a

  • n/a

  • n/a

  • 4.42% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $300.00

  • $229.00

  • $225.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 92.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • no

  • yes

  • none

  • Full transaction account rebate on all of your eligible transaction accounts.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.34% p.a.

  • n/a

  • n/a

  • n/a

  • 5.52% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $300.00

  • $229.00

  • $225.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • no

  • yes

  • none

  • Full transaction account rebate on all of your eligible transaction accounts.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.39% p.a.

  • n/a

  • n/a

  • n/a

  • 4.57% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $300.00

  • $229.00

  • $225.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • no

  • yes

  • none

  • Full transaction account rebate on all of your eligible transaction accounts.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 November 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.49% p.a.

  • n/a

  • n/a

  • n/a

  • 4.67% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $300.00

  • $229.00

  • $225.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • no

  • yes

  • none

  • Full transaction account rebate on all of your eligible transaction accounts.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bendigo Bank home loans rated by the Mozo community?

Overall customer rating
8.3/10
Price
7.5/10
Features
7.2/10
Customer service
8.5/10
Convenience
8.4/10
Trust
8.5/10

Latest reviews of Bendigo Bank Variable Rate Residential

  • Overall
    9/10
    Great Service

    This is my first time dealing with this bank. I am absolutely thrilled with the service I...

    This is my first time dealing with this bank. I am absolutely thrilled with the service I received from their Paradise Point Manager. He would even email or call me over the weekend. A great result was achieved and I have no hesitation in recommending them to anyone else.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Paul | Queensland

    reviewed 3 months ago

  • Overall
    4/10
    No benefits for customer loyalty

    Due to the age of my husband we are trapped with this mortgage. They have increased the monthly...

    Due to the age of my husband we are trapped with this mortgage. They have increased the monthly fee to $20 - up from $10. We had to take out car insurance with them to get a discount rate but still not the cheapest in the market.

    Price
    2/10
    Features
    2/10
    Customer service
    6/10
    Convenience
    5/10
    Trust
    4/10

    Tracey | Queensland

    reviewed about 1 year ago

  • Overall
    10/10
    Great contact online, phone and branch

    Been with them over 30 years. I can call, do online and branch opened Saturday morning

    Been with them over 30 years. I can call, do online and branch opened Saturday morning

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Christine | Victoria

    reviewed over 1 year ago

  • Overall
    9/10
    Well priced and you are a customer not a number

    Exceptional customer service

    Exceptional customer service

    Price
    8/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    7/10
    Trust
    10/10

    Chris | Victoria

    reviewed over 3 years ago

  • Overall
    10/10
    A1 customer service, family friendly, accessible

    We are treated like family when we attend the bank. We are known by our names as well as our...

    We are treated like family when we attend the bank. We are known by our names as well as our needs and we are treated individually as our needs are understood and respected. We wouldn't bank anywhere else.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Sara | Victoria

    reviewed over 3 years ago

Bendigo Bank

About Bendigo Bank

Bendigo Bank is a community focused bank that's all about customer satisfaction. Over the past 20 years, Bendigo Bank has given back $165 million to help communities build the things they need to thrive. With a national presence and an innovative digital experience, Bendigo Bank offers a full range of financial services including credit cards, personal loans, home loans, savings and bank accounts to help Aussies meet their money goals.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.