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Bendigo Bank Variable Rate Residential

The details shown below are for an owner occupier taking out a principal & interest loan of at least $5,000 with an LVR below 92%

The details shown below are for an owner occupier taking out a interest only loan of at least $5,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $5,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $5,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 92%

    Loan: $5,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $5,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $5,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $5,000

Rate
3.98% p.a.
Comparison Rate*
4.17% p.a.
Service fee
$10.00 monthly
Upfront fee
$904
Rate
5.09% p.a.
Comparison Rate*
5.27% p.a.
Service fee
$10.00 monthly
Upfront fee
$904
Rate
4.14% p.a.
Comparison Rate*
4.33% p.a.
Service fee
$10.00 monthly
Upfront fee
$904
Rate
4.24% p.a.
Comparison Rate*
4.43% p.a.
Service fee
$10.00 monthly
Upfront fee
$904

Details

Rates and fees information correct as at 2 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.98% p.a.

  • n/a

  • n/a

  • n/a

  • 4.17% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $300.00

  • $229.00

  • $225.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 92.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • no

  • yes

  • none

  • Full transaction account rebate on all of your eligible transaction accounts.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 2 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.09% p.a.

  • n/a

  • n/a

  • n/a

  • 5.27% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $300.00

  • $229.00

  • $225.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • no

  • yes

  • none

  • Full transaction account rebate on all of your eligible transaction accounts.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 2 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.14% p.a.

  • n/a

  • n/a

  • n/a

  • 4.33% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $300.00

  • $229.00

  • $225.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • no

  • yes

  • none

  • Full transaction account rebate on all of your eligible transaction accounts.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 2 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.24% p.a.

  • n/a

  • n/a

  • n/a

  • 4.43% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $300.00

  • $229.00

  • $225.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • no

  • yes

  • none

  • Full transaction account rebate on all of your eligible transaction accounts.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bendigo Bank home loans rated by the Mozo community?

Overall customer rating
8.3/10
Price
7.6/10
Features
7.2/10
Customer service
8.5/10
Convenience
8.5/10
Trust
8.5/10

Latest reviews of Bendigo Bank Variable Rate Residential

  • Overall 8/10
    Customer focused.

    Community minded.

    Read full review

    Community minded.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10
    Less
    David, South Australia reviewed about 2 months ago
  • Overall 10/10
    Community bank looking after the community.

    Super friendly staff and environment. Never feel like you shouldn't be there.

    Read full review

    Super friendly staff and environment. Never feel like you shouldn't be there.

    Price
    10/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Adam, Victoria reviewed 4 months ago
  • Overall 9/10
    Great Service

    This is my first time dealing with this bank. I am absolutely thrilled with the service I received from their Paradise Point Manager. He would even email or call me over the weekend. A great result was achieved and I have no hesitation in recommending them to anyone else.

    Read full review

    This is my first time dealing with this bank. I am absolutely thrilled with the service I received from their Paradise Point Manager. He would even email or call me over the weekend. A great result was achieved and I have no hesitation in recommending them to anyone else.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Paul, Queensland reviewed 11 months ago
  • Overall 4/10
    No benefits for customer loyalty

    Due to the age of my husband we are trapped with this mortgage. They have increased the monthly fee to $20 - up from $10. We had to take out car insurance with them to get a discount rate but still not the cheapest in the market.

    Read full review

    Due to the age of my husband we are trapped with this mortgage. They have increased the monthly fee to $20 - up from $10. We had to take out car insurance with them to get a discount rate but still not the cheapest in the market.

    Price
    2/10
    Features
    2/10
    Customer service
    6/10
    Convenience
    5/10
    Trust
    4/10
    Less
    Tracey, Queensland reviewed over 1 year ago
  • Overall 10/10
    Great contact online, phone and branch

    Been with them over 30 years. I can call, do online and branch opened Saturday morning

    Read full review

    Been with them over 30 years. I can call, do online and branch opened Saturday morning

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Christine, Victoria reviewed over 2 years ago
Bendigo Bank

About Bendigo Bank

Bendigo Bank is a community focused bank that's all about customer satisfaction. Over the past 22 years, Bendigo Bank has given back $230 million to help communities build the things they need to thrive. With a national presence and an innovative digital experience, Bendigo Bank offers a full range of financial services including credit cards, personal loans, home loans, savings and bank accounts to help Aussies meet their money goals.

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