Bendigo Bank Variable Rate Residential

The details shown below are for an owner occupier taking out a principal & interest loan of at least $5,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $5,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $5,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $5,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $5,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $5,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $5,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $5,000

5.58% p.a.

5.75% p.a.

$10.00 monthly

Bendigo Bank Variable Rate Residential

5.58% p.a.

5.75% p.a.

$10.00 monthly

5.94% p.a.

6.11% p.a.

$10.00 monthly

Bendigo Bank Variable Rate Residential

5.94% p.a.

6.11% p.a.

$10.00 monthly

6.11% p.a.

6.28% p.a.

$10.00 monthly

Bendigo Bank Variable Rate Residential

6.11% p.a.

6.28% p.a.

$10.00 monthly

6.51% p.a.

6.67% p.a.

$10.00 monthly

Bendigo Bank Variable Rate Residential

6.51% p.a.

6.67% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 5.58% p.a.

  • n/a

  • 0 Months

  • none

  • 5.75% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $295.00

  • $205.00

  • $100.00

  • none

  • $10.00 monthly

  • $250.00

Other financial bits
  • $5,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • no

  • yes

  • none

  • Full transaction account rebate on all of your eligible transaction accounts.

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 5.94% p.a.

  • n/a

  • 0 Months

  • none

  • 6.11% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $295.00

  • $205.00

  • $100.00

  • none

  • $10.00 monthly

  • $250.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • no

  • yes

  • none

  • Full transaction account rebate on all of your eligible transaction accounts.

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 6.11% p.a.

  • n/a

  • 0 Months

  • none

  • 6.28% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $295.00

  • $205.00

  • $100.00

  • none

  • $10.00 monthly

  • $250.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • no

  • yes

  • none

  • Full transaction account rebate on all of your eligible transaction accounts.

Details

Rates and fees information correct as at 16 August 2018.

Rates
  • 6.51% p.a.

  • n/a

  • 0 Months

  • none

  • 6.67% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $295.00

  • $205.00

  • $100.00

  • none

  • $10.00 monthly

  • $250.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • no

  • yes

  • none

  • Full transaction account rebate on all of your eligible transaction accounts.

Customer Reviews

How are Bendigo Bank home loans rated by the Mozo community?

Overall customer rating
8.6/10
Price
7.8/10
Features
7.5/10
Customer service
8.8/10
Convenience
8.8/10
Trust
8.7/10

Latest reviews of Bendigo Bank Variable Rate Residential

  • Overall
    10/10
    Great contact online, phone and branch

    Been with them over 30 years. I can call, do online and branch opened Saturday morning

    Been with them over 30 years. I can call, do online and branch opened Saturday morning

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Christine | VIC

    23 Feb 2018

  • Overall
    9/10
    Well priced and you are a customer not a number

    Exceptional customer service

    Exceptional customer service

    Price
    8/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    7/10
    Trust
    10/10

    Chris | VIC

    04 Mar 2016

  • Overall
    10/10
    A1 customer service, family friendly, accessible

    We are treated like family when we attend the bank. We are known by our names as well as our...

    We are treated like family when we attend the bank. We are known by our names as well as our needs and we are treated individually as our needs are understood and respected. We wouldn't bank anywhere else.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Sara | VIC

    24 Feb 2016

  • Overall
    9/10
    The friendly bank

    My Bendigo Bank branch has always had a fantastic customer service where they they greet you by...

    My Bendigo Bank branch has always had a fantastic customer service where they they greet you by name when you enter.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    9/10

    Stacey | NSW

    15 Dec 2015

  • Overall
    10/10
    Great customer service & great rates

    Bendigo staff have always helped us whether it's a personal matter or a business matter. Even...

    Bendigo staff have always helped us whether it's a personal matter or a business matter. Even when my husband was seriously injured at work last year they were there to help us through with our home loan and sort out financial help for us. Bendigo Bank is 1 in a million.

    Price
    8/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Diann | QLD

    10 Dec 2015

Bendigo Bank

About Bendigo Bank

Bendigo Bank is a community focused bank that's all about customer satisfaction. Over the past 20 years, Bendigo Bank has given back $165 million to help communities build the things they need to thrive. With a national presence and an innovative digital experience, Bendigo Bank offers a full range of financial services including credit cards, personal loans, home loans, savings and bank accounts to help Aussies meet their money goals.

See Bendigo Bank home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.