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Bendigo Bank Variable Rate Residential

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan of at least $5,000 with an LVR below 92%
The details shown below are for an owner occupier taking out a interest only loan of at least $5,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $5,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $5,000 with an LVR below 80%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 92% $5,000
Owner Occupier Interest Only < 80% $5,000
Investor Principal & Interest < 80% $5,000
Investor Interest Only < 80% $5,000
  • Owner Occupier (Principal & Interest)
    LVR < 92%
    Loan: $5,000
  • Owner Occupier (Interest Only)
    LVR < 80%
    Loan: $5,000
  • Investor (Principal & Interest)
    LVR < 80%
    Loan: $5,000
  • Investor (Interest Only)
    LVR < 80%
    Loan: $5,000
Rate
9.03% p.a.
Comparison Rate
9.19% p.a.
Service fee
$10.00 monthly
Upfront fee
$250
Rate
9.44% p.a.
Comparison Rate
9.38% p.a.
Service fee
$10.00 monthly
Upfront fee
$250
Rate
9.61% p.a.
Comparison Rate
9.77% p.a.
Service fee
$10.00 monthly
Upfront fee
$250
Rate
10.06% p.a.
Comparison Rate
9.99% p.a.
Service fee
$10.00 monthly
Upfront fee
$250

Details

Rates and fees information correct as at 25 February 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

9.03% p.a.

n/a

n/a

n/a

9.19% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$150.00

n/a

n/a

$100.00

n/a

$10.00 monthly

$350.00

Other financial bits

$5,000

none

none

92.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

no

yes

Valuation fee on application.

Full transaction account rebate on all of your eligible transaction accounts.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 February 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

9.44% p.a.

n/a

n/a

n/a

9.38% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$150.00

n/a

n/a

$100.00

n/a

$10.00 monthly

$350.00

Other financial bits

$5,000

none

none

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

no

yes

Valuation fee on application.

Full transaction account rebate on all of your eligible transaction accounts.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 February 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

9.61% p.a.

n/a

n/a

n/a

9.77% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$150.00

n/a

n/a

$100.00

n/a

$10.00 monthly

$350.00

Other financial bits

$5,000

none

none

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

no

yes

Valuation fee on application.

Full transaction account rebate on all of your eligible transaction accounts.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 February 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

10.06% p.a.

n/a

n/a

n/a

9.99% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$150.00

n/a

n/a

$100.00

n/a

$10.00 monthly

$350.00

Other financial bits

$5,000

none

none

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

no

yes

Valuation fee on application.

Full transaction account rebate on all of your eligible transaction accounts.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bendigo Bank home loans rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

Latest reviews of Bendigo Bank Variable Rate Residential Home Loan

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Flex Home Loan Fixed

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Straight Up with AcceleRATES Variable Home Loan

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6.11% p.a.

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6.20% p.a.

$0.00

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6.09% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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