Your selected home loans
Your selected home loans
Bendigo bank is local to me and has always supported my family and my family home
I have been with since 2008 I had many times was unable to pay. I was scammed 72K out of my bank account. It took Manager 8 months to check with a phone call. I do believe banks should take more responsibility under 1000,000 insurance.
As I am 63 and my interest only loan was approaching renewal I try every other lending institute in the market. Bendigo Bank was extraordinarily accommodating and welcoming. I had never missed a payment in my life or was late and they looked at that personal approach. I will be strongly recommending Bendigo Bank to anyone.
The service we've recieved from Bendigo Bank is very personalised and personal. We felt they actually care about us as people and weren't treated as just a number. A community bank that we are proud to be a part of.
The staff from Bendigo check in to ensure things are going smoothly and when something is about to change. We were originally drawn to them because of their local presence and because they give back to local communities. Disappointed that we no longer have a branch but then didn't realistically didn't use it that much. It was just very good for community groups and those who don't leave town often.
When my husband sold his business he got a large cash transfer and Bendigo bank couldn’t track the money The man said we should wait 24hours We were like we are not leaving till you find out where in your system it is They found it within the hour Also they have a lot of online banking outages which can be frustrating when you are shopping We are actually going to open another account with another bank and put some money in for when they go down
Have been with Bendigo bank for many years they always make sure we are getting the best products that suits our needs.
Sign up was easy, staff were helpful. A few months after I took out this loan, they actually called me to ask if I'd like a lower interest rate! Was with cba for ten years prior and never received such a call.
staff are great, local branches and access to teller machine is good
Happy with the bank and the service when we first signed up as well as our options given when we recently came off a fixed rate. It was disappointing to see branch and atm leave our local town as that's why we first signed up.
Bendigo Bank is a highly decorated home loan lender, which experts agree makes them a very good choice if you’re looking for a home loan.
Bendigo Bank home loans won several accolades in the 2024 Mozo Experts Choice Awards, including an Exceptional Value Home Lender award. Its Express Home Loan product also won a Low Cost Home Loan, Offset Home Loan, and First Home Buyer Loan award in 2024.
With Bendigo Bank, owner-occupiers can apply for its Standard Residential Rate home loan with as little as an 8% deposit (92% LVR), according to the Mozo database. However, the reference rate is rather high.
For a more competitive rate from Bendigo Bank, the Express Home Loan is open for owner occupiers with at least a 10% house deposit (90% LVR).
With Bendigo Bank, you can make redraws online or by filling out a Loan Redraw Request form. To redraw your extra repayments through Bendigo e-Banking, you will need to fill out an Application for
Online Redraw form.
If you have a Bendigo Bank home loan, check your home loan schedule to see if there are any rules about fees, minimum redraw amounts, or limits.
However, redrawing your funds on a Bendigo Bank home loan usually doesn’t incur a fee, no matter if you perform the request online or in-person at a bank branch, according to the bank’s Lending Fees and Charges guide.
* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
^See information about the Mozo Experts Choice Home Loan Awards
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.