This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan up to $249,999 with an LVR below 92%
The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 92%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $500,000 with an LVR below 92%
The details shown below are for an owner occupier taking out a interest only loan up to $249,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $500,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan up to $249,999 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $500,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $250,000 and $499,999 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan up to $249,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $250,000 and $499,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $500,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $150,000 | |
| | Owner Occupier | Principal & Interest | < 92% | $249,999 | |
| | Owner Occupier | Principal & Interest | < 92% | $250,000 | $499,999 |
| | Owner Occupier | Principal & Interest | < 92% | $500,000 | |
| | Owner Occupier | Interest Only | < 80% | $249,999 | |
| | Owner Occupier | Interest Only | < 80% | $250,000 | $499,999 |
| | Owner Occupier | Interest Only | < 80% | $500,000 | |
| | Investor | Principal & Interest | < 90% | $249,999 | |
| | Investor | Principal & Interest | < 90% | $500,000 | |
| | Investor | Principal & Interest | < 90% | $250,000 | $499,999 |
| | Investor | Interest Only | < 80% | $249,999 | |
| | Investor | Interest Only | < 80% | $250,000 | $499,999 |
| | Investor | Interest Only | < 80% | $500,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR < 92%
Loan: $249,999
Owner Occupier (Principal & Interest)
LVR < 92%
Loan: $250,000 $499,999
Owner Occupier (Principal & Interest)
LVR < 92%
Loan: $500,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $249,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $250,000 $499,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $500,000
Investor (Principal & Interest)
LVR < 90%
Loan: $249,999
Investor (Principal & Interest)
LVR < 90%
Loan: $500,000
Investor (Principal & Interest)
LVR < 90%
Loan: $250,000 $499,999
Investor (Interest Only)
LVR < 80%
Loan: $249,999
Investor (Interest Only)
LVR < 80%
Loan: $250,000 $499,999
Investor (Interest Only)
LVR < 80%
Loan: $500,000
3.34% p.a.
3.64% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
3.34% p.a.
3.64% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
3.34% p.a.
3.64% p.a.
$20.00 monthly
3.88% p.a.
4.18% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
3.88% p.a.
4.18% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
3.88% p.a.
4.18% p.a.
$20.00 monthly
3.68% p.a.
3.98% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
3.68% p.a.
3.98% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
3.68% p.a.
3.98% p.a.
$20.00 monthly
3.58% p.a.
3.89% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
3.58% p.a.
3.89% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
3.58% p.a.
3.89% p.a.
$20.00 monthly
4.99% p.a.
5.19% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
4.99% p.a.
5.19% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
4.99% p.a.
5.19% p.a.
$20.00 monthly
4.79% p.a.
4.99% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
4.79% p.a.
4.99% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
4.79% p.a.
4.99% p.a.
$20.00 monthly
4.69% p.a.
4.89% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
4.69% p.a.
4.89% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
4.69% p.a.
4.89% p.a.
$20.00 monthly
3.99% p.a.
4.29% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
3.99% p.a.
4.29% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
3.99% p.a.
4.29% p.a.
$20.00 monthly
3.69% p.a.
3.99% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
3.69% p.a.
3.99% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
3.69% p.a.
3.99% p.a.
$20.00 monthly
3.79% p.a.
4.09% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
3.79% p.a.
4.09% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
3.79% p.a.
4.09% p.a.
$20.00 monthly
4.14% p.a.
4.34% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
4.14% p.a.
4.34% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
4.14% p.a.
4.34% p.a.
$20.00 monthly
3.94% p.a.
4.14% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
3.94% p.a.
4.14% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
3.94% p.a.
4.14% p.a.
$20.00 monthly
3.84% p.a.
4.04% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
3.84% p.a.
4.04% p.a.
$20.00 monthly
Bendigo Bank Variable Rate Residential (Connect Package)
3.84% p.a.
4.04% p.a.
$20.00 monthly
3.34% p.a.
n/a
n/a
n/a
3.64% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$300.00
$229.00
$125.00
n/a
$20.00 monthly
$350.00
$150,000
none
none
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$0.00
yes
yes
Rate is available for Victorian customers with new variable Owner Occupied, Principal and Interest home loans above $150,000 with a loan to valuation ratio of up to 80%, and three complementary products taken as part of the Connect Package.
150,000 Reward points when you spend $2,500 or more on your Bendigo Platinum Rewards Mastercard within 90 days of settlement date. Additional transaction account rebate, no MasterCard debit fee, 0.25% bonus interest on Piggy account and many more.
none
3.88% p.a.
n/a
n/a
n/a
4.18% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$150.00
$300.00
$229.00
$125.00
n/a
$20.00 monthly
$350.00
none
$249,999
none
92.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$0.00
yes
yes
Lowest interest rate can be obtained by connecting home loan with a range of eligible products such as offset, credit card, insurance, term deposit, and many more.
Additional transaction account rebate, no MasterCard debit fee, 0.25% bonus interest on Piggy account, 20% off travel insurance, and many more.
none
3.68% p.a.
n/a
n/a
n/a
3.98% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$150.00
$300.00
$229.00
$125.00
n/a
$20.00 monthly
$350.00
$250,000
$499,999
none
92.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$0.00
yes
yes
Lowest interest rate can be obtained by connecting home loan with a range of eligible products such as offset, credit card, insurance, term deposit, and many more.
Additional transaction account rebate, no MasterCard debit fee, 0.25% bonus interest on Piggy account, 20% off travel insurance, and many more.
none
3.58% p.a.
n/a
n/a
n/a
3.89% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$150.00
$300.00
$229.00
$125.00
n/a
$20.00 monthly
$350.00
$500,000
none
none
92.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$0.00
yes
yes
Lowest interest rate can be obtained by connecting home loan with a range of eligible products such as offset, credit card, insurance, term deposit, and many more.
Additional transaction account rebate, no MasterCard debit fee, 0.25% bonus interest on Piggy account, 20% off travel insurance, and many more.
none
4.99% p.a.
n/a
n/a
n/a
5.19% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$150.00
$300.00
$229.00
$125.00
n/a
$20.00 monthly
$350.00
none
$249,999
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
$0.00
yes
yes
Lowest interest rate can be obtained by connecting home loan with a range of eligible products such as offset, credit card, insurance, term deposit, and many more.
Additional transaction account rebate, no MasterCard debit fee, 0.25% bonus interest on Piggy account, 20% off travel insurance, and many more.
none
4.79% p.a.
n/a
n/a
n/a
4.99% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$150.00
$300.00
$229.00
$125.00
n/a
$20.00 monthly
$350.00
$250,000
$499,999
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
$0.00
yes
yes
Lowest interest rate can be obtained by connecting home loan with a range of eligible products such as offset, credit card, insurance, term deposit, and many more.
Additional transaction account rebate, no MasterCard debit fee, 0.25% bonus interest on Piggy account, 20% off travel insurance, and many more.
none
4.69% p.a.
n/a
n/a
n/a
4.89% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$150.00
$300.00
$229.00
$125.00
n/a
$20.00 monthly
$350.00
$500,000
none
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
$0.00
yes
yes
Lowest interest rate can be obtained by connecting home loan with a range of eligible products such as offset, credit card, insurance, term deposit, and many more.
Additional transaction account rebate, no MasterCard debit fee, 0.25% bonus interest on Piggy account, 20% off travel insurance, and many more.
none
3.99% p.a.
n/a
n/a
n/a
4.29% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$150.00
$300.00
$229.00
$125.00
n/a
$20.00 monthly
$350.00
none
$249,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$0.00
yes
yes
Lowest interest rate can be obtained by connecting home loan with a range of eligible products such as offset, credit card, insurance, term deposit, and many more.
Additional transaction account rebate, no MasterCard debit fee, 0.25% bonus interest on Piggy account, 20% off travel insurance, and many more.
none
3.69% p.a.
n/a
n/a
n/a
3.99% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$150.00
$300.00
$229.00
$125.00
n/a
$20.00 monthly
$350.00
$500,000
none
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$0.00
yes
yes
Lowest interest rate can be obtained by connecting home loan with a range of eligible products such as offset, credit card, insurance, term deposit, and many more.
Additional transaction account rebate, no MasterCard debit fee, 0.25% bonus interest on Piggy account, 20% off travel insurance, and many more.
none
3.79% p.a.
n/a
n/a
n/a
4.09% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$150.00
$300.00
$229.00
$125.00
n/a
$20.00 monthly
$350.00
$250,000
$499,999
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes
$0.00
yes
yes
Lowest interest rate can be obtained by connecting home loan with a range of eligible products such as offset, credit card, insurance, term deposit, and many more.
Additional transaction account rebate, no MasterCard debit fee, 0.25% bonus interest on Piggy account, 20% off travel insurance, and many more.
none
4.14% p.a.
n/a
n/a
n/a
4.34% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$150.00
$300.00
$229.00
$125.00
n/a
$20.00 monthly
$350.00
none
$249,999
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
$0.00
yes
yes
Lowest interest rate can be obtained by connecting home loan with a range of eligible products such as offset, credit card, insurance, term deposit, and many more.
Additional transaction account rebate, no MasterCard debit fee, 0.25% bonus interest on Piggy account, 20% off travel insurance, and many more.
none
3.94% p.a.
n/a
n/a
n/a
4.14% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$150.00
$300.00
$229.00
$125.00
n/a
$20.00 monthly
$350.00
$250,000
$499,999
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
$0.00
yes
yes
Lowest interest rate can be obtained by connecting home loan with a range of eligible products such as offset, credit card, insurance, term deposit, and many more.
Additional transaction account rebate, no MasterCard debit fee, 0.25% bonus interest on Piggy account, 20% off travel insurance, and many more.
none
3.84% p.a.
n/a
n/a
n/a
4.04% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$150.00
$300.00
$229.00
$125.00
n/a
$20.00 monthly
$350.00
$500,000
none
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes
$0.00
yes
yes
Lowest interest rate can be obtained by connecting home loan with a range of eligible products such as offset, credit card, insurance, term deposit, and many more.
Additional transaction account rebate, no MasterCard debit fee, 0.25% bonus interest on Piggy account, 20% off travel insurance, and many more.
none
Great bank manager, very helpful .
Read full review
Great bank manager, very helpful .
Less
Glenda | Victoria
reviewed over 4 years ago
Left NAB to join Bendigo and have never looked back. NAB rarely contacted me except to sell an...
Read full review
Left NAB to join Bendigo and have never looked back. NAB rarely contacted me except to sell an unsolicited products, and when we left (personal and business accounts for over 10 years)there was no response. In contrast, Bendigo have been helpful, friendly, responsive and trustworthy "people" who show consideration and treat you as a valued customer who they want to help, as opposed to prey on like NAB etc. Recommend them to anyone who asks.
Less
Charles | New South Wales
reviewed over 4 years ago
Easy to talk to and ask questions! Friendly staff and everyone is extremely helpful! This bank...
Read full review
Easy to talk to and ask questions! Friendly staff and everyone is extremely helpful! This bank goes out of their way to help! They also put half their profits back into our community, how awesome is that! What other bank gives OUR money back to us!!
Less
Brenda | Queensland
reviewed over 4 years ago
Fantastic product with great flexibility and great community credentials.
Read full review
Fantastic product with great flexibility and great community credentials.
Less
David | Queensland
reviewed almost 5 years ago
Good people, responsive to my needs. Good product but add on fees reduce competitive edge of...
Read full review
Good people, responsive to my needs. Good product but add on fees reduce competitive edge of product which equals higher costs/repayments for me.
Less
Chris | Victoria
reviewed almost 5 years ago
Bendigo Bank is a community focused bank that's all about customer satisfaction. Over the past 20 years, Bendigo Bank has given back $165 million to help communities build the things they need to thrive. With a national presence and an innovative digital experience, Bendigo Bank offers a full range of financial services including credit cards, personal loans, home loans, savings and bank accounts to help Aussies meet their money goals.
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