The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $7,500,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $7,500,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $50,000 | $7,500,000 |
| | Investor | Principal & Interest | < 80% | $50,000 | $7,500,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $50,000 $7,500,000
Investor (Principal & Interest)
LVR < 80%
Loan: $50,000 $7,500,000
| 4.51% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 4.53% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $0.00 | |
| $0.00 | |
| $120.00 | |
| $150.00 | |
| n/a | |
| $0.00 | |
| $300.00 |
| $50,000 | |
| $7,500,000 | |
| none | |
| 90.00% |
| Owner Occupier | |
| Principal & Interest | |
| Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $0.00 | |
| yes | |
| no | |
| none | |
| Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post. | |
| Receive $3,288 cashback when you refinance a minimum of $250k for applications until 31 August 2021. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 5.13% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 5.15% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $0.00 | |
| $0.00 | |
| $120.00 | |
| $150.00 | |
| n/a | |
| $0.00 | |
| $300.00 |
| $50,000 | |
| $7,500,000 | |
| none | |
| 80.00% |
| Investor | |
| Principal & Interest | |
| Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $0.00 | |
| yes | |
| no | |
| none | |
| Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post. | |
| Receive $3,288 cashback when you refinance a minimum of $250k for applications until 31 August 2021. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Very good product but online banking is not very good.
Read full reviewVery good product but online banking is not very good.
They are bank, like all others. Only one branch in Adelaide.
Read full reviewThey are bank, like all others. Only one branch in Adelaide.
Great personal service, direct access to the manager and senior personnel. Always available to assist, answer questions and advise. Friendly, real people, with a genuine care for our needs. Rates always competitive.
Read full reviewGreat personal service, direct access to the manager and senior personnel. Always available to assist, answer questions and advise. Friendly, real people, with a genuine care for our needs. Rates always competitive.
I read a book promoting this as the best account to pay off your home loan quickly. They were right! We managed it on a single income in just a few years.
Read full reviewI read a book promoting this as the best account to pay off your home loan quickly. They were right! We managed it on a single income in just a few years.
HSBC have never been a problem. From time to time when we do need their assistance, they have sorted it out and explained what has happened. We have a very small loan now compared to our friends which I credit to HSBC for giving us the right home loan to suit our needs. I'm so very proud to say we have a home loan of what would be considered the amount of a small car loan! Thanks HSBC for getting it right for us!
Read full reviewHSBC have never been a problem. From time to time when we do need their assistance, they have sorted it out and explained what has happened. We have a very small loan now compared to our friends which I credit to HSBC for giving us the right home loan to suit our needs. I'm so very proud to say we have a home loan of what would be considered the amount of a small car loan! Thanks HSBC for getting it right for us!
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
Bank of Queensland
Fixed Rate
1.94% p.a.
fixed 3 years
2.97% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.09% p.a.
fixed 3 years
3.58% p.a.
Bank of Queensland
Fixed Rate
1.94% p.a.
fixed 3 years
2.97% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
