HSBC Home Smart Loan

5.23% p.a.

5.29% p.a.

$0.00

Rates

  • 5.23% p.a.

  • n/a

  • 0 Months

  • none

  • 5.29% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $120.00

  • $150.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • $50,000

  • $7,500,000

  • none

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.

About HSBC

HSBC in Australia is part of the HSBC Group, one of the world's largest banking and financial services organisations. HSBC has products for every money need you can think of, including savings accounts and term deposits for your day-to-day money management, a suite of home loans to finance your dream home, plus credit card and personal loan options. With branches all over the world, HSBC is the world's local bank!

How are HSBC home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.1

Based on 32
HSBC home loans reviews

7.0 6.5 7.2 6.2 7.3

Read HSBC home loan reviews by the Mozo community

Latest reviews of HSBC Home Smart Loan

HSBC

HSBC Home Smart Loan (Owner Occupier) home loan review

Overall rating   7 / 10

Excellent customer service

They are bank, like all others. Only one branch in Adelaide.

Full review

They are bank, like all others. Only one branch in Adelaide.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   5 / 10

    Trust   7 / 10

Less

Greg (SA), reviewed over 1 year ago

HSBC

HSBC Home Smart Loan (Owner Occupier) home loan review

Overall rating   10 / 10

Genuine, smart, friendly, trustworthy.

Great personal service, direct access to the manager and senior personnel. Always available to assist, answer questions and advise. Friendly, real people, with a genuine care for our needs. Rates always competitive.

Full review

Great personal service, direct access to the manager and senior personnel. Always available to assist, answer questions and advise. Friendly, real people, with a genuine care for our needs. Rates always competitive.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Shawn (ACT), reviewed almost 2 years ago

HSBC

HSBC Home Smart Loan (Owner Occupier) home loan review

Overall rating   9 / 10

Flexible offset facility means less interest

I read a book promoting this as the best account to pay off your home loan quickly. They were right! We managed it on a single income in just a few years.

Full review

I read a book promoting this as the best account to pay off your home loan quickly. They were right! We managed it on a single income in just a few years.

    Price   10 / 10

    Features   8 / 10

    Customer service   2 / 10

    Convenience   2 / 10

    Trust   5 / 10

Less

Rachel (VIC), reviewed over 2 years ago

HSBC

HSBC Home Smart Loan (Owner Occupier) home loan review

Overall rating   9 / 10

Helping us to get the right home loan to suit us!

HSBC have never been a problem. From time to time when we do need their assistance, they have sorted it out and explained what has happened. We have a very small loan now compared to our friends which I credit to HSBC for giving us the right home...

Full review

HSBC have never been a problem. From time to time when we do need their assistance, they have sorted it out and explained what has happened. We have a very small loan now compared to our friends which I credit to HSBC for giving us the right home loan to suit our needs. I'm so very proud to say we have a home loan of what would be considered the amount of a small car loan! Thanks HSBC for getting it right for us!

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Mozo reviewer (NSW), reviewed about 4 years ago

HSBC

HSBC Home Smart Loan (Owner Occupier) home loan review

Overall rating   5 / 10

Good product but poor service

Convenient offset account with linked credit card, but poor customer service is detrimental.

Full review

Convenient offset account with linked credit card, but poor customer service is detrimental.

    Price   5 / 10

    Features   7 / 10

    Customer service   1 / 10

    Convenience   7 / 10

    Trust   1 / 10

Less

Mozo reviewer (NSW), reviewed about 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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