This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $7,500,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $7,500,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $50,000 | $7,500,000 |
| | Investor | Principal & Interest | < 80% | $50,000 | $7,500,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $50,000 $7,500,000
Investor (Principal & Interest)
LVR < 80%
Loan: $50,000 $7,500,000
4.76% p.a.
4.82% p.a.
$0.00
HSBC Home Smart Loan
4.76% p.a.
4.82% p.a.
$0.00
5.38% p.a.
5.44% p.a.
$0.00
HSBC Home Smart Loan
5.38% p.a.
5.44% p.a.
$0.00
4.76% p.a.
n/a
n/a
n/a
4.82% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$120.00
$150.00
n/a
$0.00
$300.00
$50,000
$7,500,000
none
90.00%
Owner Occupier
Principal & Interest
Monthly
yes - free
no
yes - free
$0.00
yes
no
none
Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.
none
5.38% p.a.
n/a
n/a
n/a
5.44% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$120.00
$150.00
n/a
$0.00
$300.00
$50,000
$7,500,000
none
80.00%
Investor
Principal & Interest
Monthly
yes - free
no
yes - free
$0.00
yes
no
none
Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.
none
They are bank, like all others. Only one branch in Adelaide.
Read full review
They are bank, like all others. Only one branch in Adelaide.
Less
Greg | South Australia
reviewed over 3 years ago
Great personal service, direct access to the manager and senior personnel. Always available to...
Read full review
Great personal service, direct access to the manager and senior personnel. Always available to assist, answer questions and advise. Friendly, real people, with a genuine care for our needs. Rates always competitive.
Less
Shawn | Australian Capital Territory
reviewed almost 4 years ago
I read a book promoting this as the best account to pay off your home loan quickly. They were...
Read full review
I read a book promoting this as the best account to pay off your home loan quickly. They were right! We managed it on a single income in just a few years.
Less
Rachel | Victoria
reviewed over 4 years ago
HSBC have never been a problem. From time to time when we do need their assistance, they have...
Read full review
HSBC have never been a problem. From time to time when we do need their assistance, they have sorted it out and explained what has happened. We have a very small loan now compared to our friends which I credit to HSBC for giving us the right home loan to suit our needs. I'm so very proud to say we have a home loan of what would be considered the amount of a small car loan! Thanks HSBC for getting it right for us!
Less
Name not supplied | New South Wales
reviewed about 6 years ago
Convenient offset account with linked credit card, but poor customer service is detrimental.
Read full review
Convenient offset account with linked credit card, but poor customer service is detrimental.
Less
Name not supplied | New South Wales
reviewed over 6 years ago
HSBC in Australia is part of the HSBC Group, one of the world's largest banking and financial services organisations. HSBC has products for every money need you can think of, including savings accounts and term deposits for your day-to-day money management, a suite of home loans to finance your dream home, plus credit card and personal loan options. With branches all over the world, HSBC is the world's local bank!
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