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HSBC Standard Variable Home Loan (Home Loan Package)

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $7,500,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $7,500,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $7,500,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $15,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest, interest only loan between $150,000 and $7,500,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan between $750,000 and $15,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $7,500,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $7,500,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $750,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $7,500,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $7,500,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $150,000 and $7,500,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 70% $150,000 $7,500,000
Owner Occupier Principal & Interest < 60% $150,000 $7,500,000
Owner Occupier Principal & Interest 70%-80% $150,000 $7,500,000
Owner Occupier Principal & Interest 70%-80% $750,000 $15,000,000
Owner Occupier Principal & Interest, Interest Only 80%-90% $150,000 $7,500,000
Owner Occupier Interest Only < 80% $750,000 $15,000,000
Investor Principal & Interest < 70% $150,000 $7,500,000
Investor Principal & Interest < 60% $150,000 $7,500,000
Owner Occupier Interest Only < 80% $50,000 $750,000
Investor Principal & Interest 70%-80% $750,000
Investor Principal & Interest 70%-80% $150,000 $7,500,000
Investor Principal & Interest 80%-90% $150,000 $7,500,000
Investor Interest Only < 80% $150,000 $7,500,000
Investor Interest Only 80%-90% $750,000
  • Owner Occupier (Principal & Interest)
    LVR < 70%
    Loan: $150,000 $7,500,000
  • Owner Occupier (Principal & Interest)
    LVR < 60%
    Loan: $150,000 $7,500,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $150,000 $7,500,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $750,000 $15,000,000
  • Owner Occupier (Principal & Interest, Interest Only)
    LVR 80%-90%
    Loan: $150,000 $7,500,000
  • Owner Occupier (Interest Only)
    LVR < 80%
    Loan: $750,000 $15,000,000
  • Investor (Principal & Interest)
    LVR < 70%
    Loan: $150,000 $7,500,000
  • Investor (Principal & Interest)
    LVR < 60%
    Loan: $150,000 $7,500,000
  • Owner Occupier (Interest Only)
    LVR < 80%
    Loan: $50,000 $750,000
  • Investor (Principal & Interest)
    LVR 70%-80%
    Loan: $750,000
  • Investor (Principal & Interest)
    LVR 70%-80%
    Loan: $150,000 $7,500,000
  • Investor (Principal & Interest)
    LVR 80%-90%
    Loan: $150,000 $7,500,000
  • Investor (Interest Only)
    LVR < 80%
    Loan: $150,000 $7,500,000
  • Investor (Interest Only)
    LVR 80%-90%
    Loan: $750,000
Rate
6.14% p.a.
Comparison Rate
6.51% p.a.
Service fee
$390.00 yearly
Upfront fee
$0
Rate
6.09% p.a.
Comparison Rate
6.46% p.a.
Service fee
$390.00 yearly
Upfront fee
$0
Rate
6.19% p.a.
Comparison Rate
6.56% p.a.
Service fee
$390.00 yearly
Upfront fee
$0
Rate
6.19% p.a.
Comparison Rate
6.56% p.a.
Service fee
$390.00 yearly
Upfront fee
$0
Rate
6.49% p.a.
Comparison Rate
6.85% p.a.
Service fee
$390.00 yearly
Upfront fee
$0
Rate
6.69% p.a.
Comparison Rate
6.68% p.a.
Service fee
$390.00 yearly
Upfront fee
$0
Rate
6.34% p.a.
Comparison Rate
6.71% p.a.
Service fee
$390.00 yearly
Upfront fee
$0
Rate
6.29% p.a.
Comparison Rate
6.66% p.a.
Service fee
$390.00 yearly
Upfront fee
$0
Rate
6.69% p.a.
Comparison Rate
6.68% p.a.
Service fee
$390.00 yearly
Upfront fee
$0
Rate
6.39% p.a.
Comparison Rate
6.76% p.a.
Service fee
$390.00 yearly
Upfront fee
$0
Rate
6.39% p.a.
Comparison Rate
6.76% p.a.
Service fee
$390.00 yearly
Upfront fee
$0
Rate
6.69% p.a.
Comparison Rate
7.05% p.a.
Service fee
$390.00 yearly
Upfront fee
$0
Rate
6.69% p.a.
Comparison Rate
6.86% p.a.
Service fee
$390.00 yearly
Upfront fee
$0
Rate
6.99% p.a.
Comparison Rate
7.16% p.a.
Service fee
$390.00 yearly
Upfront fee
$0

Mozo editorial review HSBC Standard Variable Home Loan (Home Loan Package) - last updated: 14 February 2024

binocular icon
What's hot
  • 6.09% variable rate (6.46% comparison rate*) for <60% LVR
  • Free extra repayments and redraw available
What's not
  • $300 application fee
Mozo snapshot

HSBC know a thing or two about providing great value financial products. The HSBC Variable Home Loan (with Home Loan Package) offers a 6.09% variable rate (6.46% comparison rate*) for LVR less than or equal to 80%. While there is a $35 monthly service fee, you’ll be able make free extra repayments to your loan as well as have access to the free redraw facility and an offset account.


key icon
Key features

The HSBC Premier Variable Home Loan (with Home Loan Package) is all about flexibility. With this loan, you could have a variable rate of:

  • 6.19% p.a. (6.56% p.a. comparison rate*) for LVRs less than or equal to 80%.

You'll also have the option to split your loan between fixed and variable rates if you ever want to lock in your rate.

Your can also pay your loan off on a schedule that suits you best - either weekly, fortnightly or monthly, while saving on interest with the free extra repayments feature and 100% offset account. And if you’re ever hit with an unexpected bill, you’ll be able to redraw any of these extra repayments for free.

You’ll need to factor the $300 application fee into your budget along with the $35 monthly service fee and while you are able to borrow with as little as a 10% deposit, remember that if you do you’ll have to pay Lenders Mortgage Insurance (LMI), as with any home loan.



snapshot
Who is it good for

The HSBC Variable Home Loan (with Home Loan Package) is a good choice for borrowers who are looking for a low rate loan of up to $7.5 million and want the flexibility and value of a few extra features, like the 100% offset account.

question icon
Any catches

You will also need to consider whether the loan’s flexible features outweigh the $300 application fee and $35 monthly service fee.

Details

Rates and fees information correct as at 16 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.14% p.a.

n/a

n/a

n/a

6.51% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$390.00 yearly

$300.00

Other financial bits

$150,000

$7,500,000

none

70.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.09% p.a.

n/a

n/a

n/a

6.46% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$390.00 yearly

$300.00

Other financial bits

$150,000

$7,500,000

none

60.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.19% p.a.

n/a

n/a

n/a

6.56% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$390.00 yearly

$300.00

Other financial bits

$150,000

$7,500,000

70.00%

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.19% p.a.

n/a

n/a

n/a

6.56% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$390.00 yearly

$300.00

Other financial bits

$750,000

$15,000,000

70.00%

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.49% p.a.

n/a

n/a

n/a

6.85% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$390.00 yearly

$300.00

Other financial bits

$150,000

$7,500,000

80.00%

90.00%

Features

Owner Occupier

Principal & Interest, Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.69% p.a.

n/a

n/a

n/a

6.68% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$390.00 yearly

$300.00

Other financial bits

$750,000

$15,000,000

none

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.34% p.a.

n/a

n/a

n/a

6.71% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$390.00 yearly

$300.00

Other financial bits

$150,000

$7,500,000

none

70.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.29% p.a.

n/a

n/a

n/a

6.66% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$390.00 yearly

$300.00

Other financial bits

$150,000

$7,500,000

none

60.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.69% p.a.

n/a

n/a

n/a

6.68% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$390.00 yearly

$300.00

Other financial bits

$50,000

$750,000

none

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.39% p.a.

n/a

n/a

n/a

6.76% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$390.00 yearly

$300.00

Other financial bits

$750,000

none

70.00%

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.39% p.a.

n/a

n/a

n/a

6.76% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$390.00 yearly

$300.00

Other financial bits

$150,000

$7,500,000

70.00%

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.69% p.a.

n/a

n/a

n/a

7.05% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$390.00 yearly

$300.00

Other financial bits

$150,000

$7,500,000

80.00%

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.69% p.a.

n/a

n/a

n/a

6.86% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$390.00 yearly

$300.00

Other financial bits

$150,000

$7,500,000

none

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 April 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.99% p.a.

n/a

n/a

n/a

7.16% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$0.00

$0.00

$0.00

n/a

$390.00 yearly

$300.00

Other financial bits

$750,000

none

80.00%

90.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are HSBC home loans rated by the Mozo community?

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Price
Features
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Based on 139 HSBC home loan reviews

Latest reviews of HSBC Standard Variable Home Loan (Home Loan Package)

About HSBC

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HSBC

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5.99% p.a.

5.99% p.a.

$0.00

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

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Bendigo Bank

Express Home Loan

6.01% p.a. variable

6.14% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.37% p.a.

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Home Value Loan

6.09% p.a. variable

6.09% p.a.

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ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

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Variable

6.29% p.a. variable

6.20% p.a.

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ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

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ubank

Flex Home Loan

6.24% p.a. variable

6.48% p.a.

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Variable

5.99% p.a. variable

5.90% p.a.

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Bendigo Bank

Express Home Loan

6.01% p.a. variable

6.14% p.a.

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ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

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Unloan

Variable

6.29% p.a. variable

6.20% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.37% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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ubank

Flex Home Loan

6.24% p.a. variable

6.48% p.a.

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Unloan

Variable

5.99% p.a.

5.90% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

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Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

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ubank

Neat Home Loan

6.14% p.a.

6.16% p.a.

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Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

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ubank

Flex Home Loan Fixed

p.a.

6.37% p.a.

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Aussie

Elevate

6.09% p.a.

6.20% p.a.

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ubank

Flex Home Loan

6.24% p.a.

6.48% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

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Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

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ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.09% p.a.
fixed 3 years

6.19% p.a.

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ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

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Unloan

Variable

5.99% p.a.

5.90% p.a.

$0.00

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Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

$10.00 monthly

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HSBC

Home Value Loan

6.09% p.a.

6.09% p.a.

$0.00

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Aussie

Elevate

6.09% p.a.

6.20% p.a.

$0.00

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G&C Mutual Bank

First Home Buyer Loan

5.90% p.a.

5.93% p.a.

$0.00

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Community First Bank

Basic Variable Home Loan

5.94% p.a.

5.99% p.a.

$0.00

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Unity Bank

First Home Buyer Advantage Plus Home Loan

5.99% p.a.

6.76% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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