Newcastle Permanent Fixed Rate Home Loan (Premium Plus Package)

The details shown below are for an owner occupier taking out a principal & interest loan of at least $5,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $5,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $5,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan of at least $5,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $5,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $5,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $5,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $5,000

3.74% p.a.

4.65% p.a.

$395.00 yearly

Newcastle Permanent Fixed Rate Home Loan (Premium Plus Package)

3.74% p.a.

4.65% p.a.

$395.00 yearly

3.84% p.a.

5.02% p.a.

$395.00 yearly

Newcastle Permanent Fixed Rate Home Loan (Premium Plus Package)

3.84% p.a.

5.02% p.a.

$395.00 yearly

3.99% p.a.

4.95% p.a.

$395.00 yearly

Newcastle Permanent Fixed Rate Home Loan (Premium Plus Package)

3.99% p.a.

4.95% p.a.

$395.00 yearly

4.09% p.a.

5.30% p.a.

$395.00 yearly

Newcastle Permanent Fixed Rate Home Loan (Premium Plus Package)

4.09% p.a.

5.30% p.a.

$395.00 yearly

Details

Rates and fees information correct as at 20 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.59% (4.75%*)

  • 3.69% (4.70%*)

  • 3.74% (4.65%*)

  • 3.99% (4.68%*)

  • 3.99% (4.65%*)

  • 7.49% (6.56%*)

  • 7.49% (7.04%*)

  • 4.45% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $5,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • Settlement fee is variable and depends on Solicitor costs.

  • none

Details

Rates and fees information correct as at 20 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.69% (5.19%*)

  • 3.79% (5.10%*)

  • 3.84% (5.02%*)

  • 4.09% (5.02%*)

  • 4.09% (4.96%*)

  • (*)

  • (*)

  • 4.94% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • Settlement fee is variable and depends on Solicitor costs.

  • none

Details

Rates and fees information correct as at 20 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.99% (5.09%*)

  • 3.99% (5.02%*)

  • 3.99% (4.95%*)

  • 4.39% (5.03%*)

  • 4.39% (5.00%*)

  • 7.59% (6.77%*)

  • 7.59% (7.20%*)

  • 4.79% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $5,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • Settlement fee is variable and depends on Solicitor costs.

  • none

Details

Rates and fees information correct as at 20 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.09% (5.50%*)

  • 4.09% (5.39%*)

  • 4.09% (5.30%*)

  • 4.49% (5.35%*)

  • 4.49% (5.30%*)

  • (*)

  • (*)

  • 5.24% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $0.00

Other financial bits
  • $5,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $25,000 p.a.

  • yes

  • yes - free

  • $0.00

  • yes

  • no

  • Settlement fee is variable and depends on Solicitor costs.

  • none

Customer Reviews

How are Newcastle Permanent home loans rated by the Mozo community?

Overall customer rating
8.6/10
Price
8.5/10
Features
7.6/10
Customer service
8.6/10
Convenience
8.3/10
Trust
8.7/10
Newcastle Permanent

About Newcastle Permanent

Newcastle Permanent is an independent, mutual retail financial services provider which offers a genuine alternative to traditional banks. It has comprehensive range of retail banking products and services such as savings accounts, bank accounts, home loans, personal loans, credit cards, and insurance. Newcastle permanent also provides meaningful support for the communities it serves.

See Newcastle Permanent home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.