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Newcastle Permanent Fixed Rate Home Loan (Premium Plus Package)

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $5,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $5,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $5,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $5,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $5,000 with an LVR below 95%
The details shown below are for an investor taking out a interest only loan of at least $5,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $5,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 80%
Owner Occupier Principal & Interest 80%-95% $5,000
Owner Occupier Interest Only < 80% $5,000
Owner Occupier Interest Only 80%-90% $5,000
Investor Principal & Interest < 80% $5,000
Investor Principal & Interest 80%-95% $5,000
Investor Interest Only < 80% $5,000
Investor Interest Only 80%-90% $5,000
  • Owner Occupier (Principal & Interest)
    LVR < 80%
    Loan:
  • Owner Occupier (Principal & Interest)
    LVR 80%-95%
    Loan: $5,000
  • Owner Occupier (Interest Only)
    LVR < 80%
    Loan: $5,000
  • Owner Occupier (Interest Only)
    LVR 80%-90%
    Loan: $5,000
  • Investor (Principal & Interest)
    LVR < 80%
    Loan: $5,000
  • Investor (Principal & Interest)
    LVR 80%-95%
    Loan: $5,000
  • Investor (Interest Only)
    LVR < 80%
    Loan: $5,000
  • Investor (Interest Only)
    LVR 80%-90%
    Loan: $5,000
Fixed 3 year rate
5.49% p.a.
Comparison Rate
7.46% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
5.59% p.a.
Comparison Rate
7.48% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
5.89% p.a.
Comparison Rate
7.57% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
6.09% p.a.
Comparison Rate
7.62% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
5.59% p.a.
Comparison Rate
7.71% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
5.69% p.a.
Comparison Rate
7.74% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
5.69% p.a.
Comparison Rate
7.74% p.a.
Service fee
$395.00 yearly
Upfront fee
$0
Fixed 3 year rate
5.79% p.a.
Comparison Rate
7.77% p.a.
Service fee
$395.00 yearly
Upfront fee
$0

Details

Rates and fees information correct as at 8 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

5.79% (7.92%*)

5.49% (7.65%*)

5.49% (7.46%*)

5.59% (7.31%*)

5.59% (7.15%*)

n/a

n/a

7.82% p.a.

Fees

$0.00

n/a

$0.00

$0.00

n/a

$395.00 yearly

$250.00

Other financial bits

none

none

none

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $25,000 p.a.

yes

yes - free

$500.00

yes

no

Settlement fee is variable and depends on Solicitor costs.

5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance. Rate Lock Option available for a fee of $750 per loan account.

$2,000 online cashback for new purchase or refinance loans of $250,000 -$499,999.99, $3,000 for loan amounts of $500,000 or more. Up to 80% LVR.

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

5.89% (7.93%*)

5.59% (7.68%*)

5.59% (7.48%*)

5.69% (7.34%*)

5.69% (7.19%*)

n/a

n/a

7.82% p.a.

Fees

$0.00

n/a

$0.00

$0.00

n/a

$395.00 yearly

$250.00

Other financial bits

$5,000

none

80.00%

95.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $25,000 p.a.

yes

yes - free

$500.00

yes

no

Settlement fee is variable and depends on Solicitor costs.

5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance. Rate Lock Option available for a fee of $750 per loan account.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.19% (7.96%*)

5.89% (7.74%*)

5.89% (7.57%*)

5.99% (7.45%*)

5.99% (7.32%*)

n/a

n/a

7.82% p.a.

Fees

$0.00

n/a

$0.00

$0.00

n/a

$395.00 yearly

$250.00

Other financial bits

$5,000

none

none

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $25,000 p.a.

yes

yes - free

$500.00

yes

no

Settlement fee is variable and depends on Solicitor costs.

5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance. Rate Lock Option available for a fee of $750 per loan account.

$2,000 online cashback for new purchase or refinance loans of $250,000 -$499,999.99, $3,000 for loan amounts of $500,000 or more. Up to 80% LVR.

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.39% (7.98%*)

6.09% (7.78%*)

6.09% (7.62%*)

6.19% (7.52%*)

6.19% (7.41%*)

n/a

n/a

7.82% p.a.

Fees

$0.00

n/a

$0.00

$0.00

n/a

$395.00 yearly

$250.00

Other financial bits

$5,000

none

80.00%

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $25,000 p.a.

yes

yes - free

$500.00

yes

no

Settlement fee is variable and depends on Solicitor costs.

5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance. Rate Lock Option available for a fee of $750 per loan account.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

5.89% (8.22%*)

5.59% (7.94%*)

5.59% (7.71%*)

5.69% (7.55%*)

5.69% (7.37%*)

n/a

n/a

8.16% p.a.

Fees

$0.00

n/a

$0.00

$0.00

n/a

$395.00 yearly

$250.00

Other financial bits

$5,000

none

none

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $25,000 p.a.

yes

yes - free

$500.00

yes

no

Settlement fee is variable and depends on Solicitor costs.

5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance. Rate Lock Option available for a fee of $750 per loan account.

$2,000 online cashback for new purchase or refinance loans of $250,000 -$499,999.99, $3,000 for loan amounts of $500,000 or more. Up to 80% LVR.

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

5.99% (8.23%*)

5.69% (7.96%*)

5.69% (7.74%*)

5.79% (7.58%*)

5.79% (7.41%*)

n/a

n/a

8.16% p.a.

Fees

$0.00

n/a

$0.00

$0.00

n/a

$395.00 yearly

$250.00

Other financial bits

$5,000

none

80.00%

95.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $25,000 p.a.

yes

yes - free

$500.00

yes

no

Settlement fee is variable and depends on Solicitor costs.

5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance. Rate Lock Option available for a fee of $750 per loan account.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

5.99% (8.23%*)

5.69% (7.96%*)

5.69% (7.74%*)

5.79% (7.59%*)

5.79% (7.42%*)

n/a

n/a

8.16% p.a.

Fees

$0.00

n/a

$0.00

$0.00

n/a

$395.00 yearly

$250.00

Other financial bits

$5,000

none

none

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $25,000 p.a.

yes

yes - free

$500.00

yes

no

Settlement fee is variable and depends on Solicitor costs.

5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance. Rate Lock Option available for a fee of $750 per loan account.

$2,000 online cashback for new purchase or refinance loans of $250,000 -$499,999.99, $3,000 for loan amounts of $500,000 or more. Up to 80% LVR.

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 October 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.09% (8.24%*)

5.79% (7.98%*)

5.79% (7.77%*)

5.89% (7.62%*)

5.89% (7.47%*)

n/a

n/a

8.16% p.a.

Fees

$0.00

n/a

$0.00

$0.00

n/a

$395.00 yearly

$250.00

Other financial bits

$5,000

none

80.00%

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $25,000 p.a.

yes

yes - free

$500.00

yes

no

Settlement fee is variable and depends on Solicitor costs.

5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance. Rate Lock Option available for a fee of $750 per loan account.

none

^See information about the Mozo Expert Choice Home Loans Awards

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Newcastle Permanent home loans rated by the Mozo community?

Overall
8.5/10
Price
8.5/10
Features
7.5/10
Customer service
8.6/10
Convenience
8.3/10
Trust
8.7/10
Based on 221 Newcastle Permanent home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest review of Newcastle Permanent Fixed Rate Home Loan (Premium Plus Package)

About Newcastle Permanent

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

5.99% p.a. variable

6.01% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.39% p.a.
fixed 3 years

5.95% p.a.

Thumbnail icon for HSBC
HSBC

Home Value Loan

6.09% p.a. variable

6.09% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.21% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

3 Year Fixed Rate Home Loan (Special Offer)

5.49% p.a.
fixed 3 years

6.62% p.a.

Thumbnail icon for BCU Bank
BCU Bank

OMG Home Loan

5.99% p.a. variable

6.02% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a. variable

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a. variable

6.16% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

3 Year Fixed Rate Home Loan (Special Offer)

5.49% p.a.
fixed 3 years

6.62% p.a.

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

5.99% p.a. variable

6.01% p.a.

Thumbnail icon for Unloan
Unloan

Variable

6.29% p.a. variable

6.20% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan

6.14% p.a. variable

6.38% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.09% p.a. variable

6.22% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.18% p.a. variable

6.18% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

5.99% p.a.

6.01% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan

6.09% p.a.

6.22% p.a.

Thumbnail icon for BCU Bank
BCU Bank

OMG Home Loan

5.99% p.a.

6.02% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.18% p.a.

6.18% p.a.

Thumbnail icon for ING
ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.39% p.a.
fixed 3 years

5.95% p.a.

Thumbnail icon for Bendigo Bank
Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.21% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

3 Year Fixed Rate Home Loan (Special Offer)

5.49% p.a.
fixed 3 years

6.62% p.a.

Thumbnail icon for SWSbank
SWSbank

Fixed Home Loan Rate

5.59% p.a.
fixed 3 years

6.31% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

5.49% p.a.
fixed 3 years

6.02% p.a.

Thumbnail icon for Police Credit Union
Police Credit Union

3 Year Fixed Rate Home Loan (Special Offer)

5.59% p.a.
fixed 3 years

6.64% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan

5.79% p.a.
fixed 3 years

6.07% p.a.

Thumbnail icon for ANZ
ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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