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Domain Insure Home & Contents Insurance

Advertiser disclosure
Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Yes
Storm
Yes
Building cover
Contents cover

Mozo editorial review Domain Insure Home & Contents Insurance - last updated: 11 March 2021

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What's hot
  • 12% buy online discount
  • 24/7 claims service
  • Covers building and contents
What's not
  • Doesn’t cover building materials or plants/trees/lawns
Mozo snapshot

Domain Insure comes from the minds behind popular property listings website, Domain.com.au. This new insurance offering comprehensively covers buildings on your property and the contents within your home. The policy comes with a thorough 24/7 claims service, as well as a buy online discount.

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Key features

Domain Insure Home & Contents Insurance covers a huge range of insured events which may impact your home, as well as specified cover for items within your four walls. 

You can rely on your policy in the case of fire, floods, explosions, burst pipes and other leakages, glass breakages, storms and even earthquakes and tsunamis. Any damages or loss caused by an attempted or successful theft or burglary will also be covered, as will the result of vandalism. Be sure to note some specific circumstances in your PDS where these events won’t be considered insurable, like storm surges caused by anything besides a storm.

On the building front, coverage extends beyond your residence and things like flooring, wardrobes and cupboards, out to garages and any permanent pools, spas and decks. While landscaping is included, trees and shrubs aren’t, and neither are building materials or mobile structures like a caravan. Also remember your building cover will be void if your residence is unoccupied for more than 100 days.

The list of contents inclusions is vast, covering everything from jewellery to work equipment, sports items and cash. Check the limits on the standard cover for these, and consider opting to increase it if your items are more valuable and require additional security.

Plus if you're after a discount, Domain Insure currently offers 12% off your first year’s premium if you buy your policy online. 

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Who is it good for

Homeowners who want to protect all of their belongings as well as the structure and additional elements of their home.

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Any catches

Like all insurance policies, not every single item is included. Keep in mind in-ground plants, trees, soil and any building materials or partially built structures aren’t covered under this policy.

Details

Rates and fees information correct as at 19 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features

100

No

Yes

$500

true

yes

15% Online Discount

Yes

Optional Extra, up to 30 days

Up to 20% sum insured

Up to $20,000,000

n/a

n/a

Events

No

Yes

Yes

Yes

Yes

Yes

Yes

Up to 7 years old

No

Yes

Yes

Yes

Yes

Yes

Yes

Yes

Buildings

Yes

No

Yes

Yes

Contents

Up to $250

Up to $1,000

Yes. Up to $1,000 for electronic files

Yes

Yes

Yes

Up to $2,000 per item

Up to $1,000 per item or set, up to $5,000 in total

Up to $1,000 per item or set, up to $5,000 in total

No

Up to $500

No

Yes

Up to $2,000

No

Yes

Other cover

$5,000

No

Up to $1,000

Up to 10% of sum insured. Combined with temporary accommodation for pets and emergency storage.

Up to 10% of sum insured. Combined with temporary accommodation and emergency storage.

Up to 10% of sum insured. Combined with temporary accommodation and temporary accommodation for pets.

Up to 10% of sum insured combined with demolition cost

Up to 10% of sum insured combined with debris removal cost

No

Up to 60 days, contents only

Yes

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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