Domain Insure comes from the minds behind popular property listings website, Domain.com.au. This new insurance offering comprehensively covers buildings on your property and the contents within your home. The policy comes with a thorough 24/7 claims service, as well as a buy online discount.
Domain Insure Home & Contents Insurance covers a huge range of insured events which may impact your home, as well as specified cover for items within your four walls.
You can rely on your policy in the case of fire, floods, explosions, burst pipes and other leakages, glass breakages, storms and even earthquakes and tsunamis. Any damages or loss caused by an attempted or successful theft or burglary will also be covered, as will the result of vandalism. Be sure to note some specific circumstances in your PDS where these events won’t be considered insurable, like storm surges caused by anything besides a storm.
On the building front, coverage extends beyond your residence and things like flooring, wardrobes and cupboards, out to garages and any permanent pools, spas and decks. While landscaping is included, trees and shrubs aren’t, and neither are building materials or mobile structures like a caravan. Also remember your building cover will be void if your residence is unoccupied for more than 100 days.
The list of contents inclusions is vast, covering everything from jewellery to work equipment, sports items and cash. Check the limits on the standard cover for these, and consider opting to increase it if your items are more valuable and require additional security.
Plus if you're after a discount, Domain Insure currently offers 12% off your first year’s premium if you buy your policy online.
Homeowners who want to protect all of their belongings as well as the structure and additional elements of their home.
Like all insurance policies, not every single item is included. Keep in mind in-ground plants, trees, soil and any building materials or partially built structures aren’t covered under this policy.
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100 |
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No |
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Yes |
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$500 |
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true |
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yes |
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15% Online Discount |
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Yes |
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Optional Extra, up to 30 days |
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Up to 20% sum insured |
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Up to $20,000,000 |
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n/a |
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n/a |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Up to 7 years old |
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No |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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Yes |
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No |
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Yes |
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Yes |
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Up to $250 |
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Up to $1,000 |
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Yes. Up to $1,000 for electronic files |
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Yes |
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Yes |
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Yes |
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Up to $2,000 per item |
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Up to $1,000 per item or set, up to $5,000 in total |
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Up to $1,000 per item or set, up to $5,000 in total |
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No |
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Up to $500 |
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No |
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Yes |
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Up to $2,000 |
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No |
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Yes |
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$5,000 |
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No |
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Up to $1,000 |
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Up to 10% of sum insured. Combined with temporary accommodation for pets and emergency storage. |
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Up to 10% of sum insured. Combined with temporary accommodation and emergency storage. |
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Up to 10% of sum insured. Combined with temporary accommodation and temporary accommodation for pets. |
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Up to 10% of sum insured combined with demolition cost |
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Up to 10% of sum insured combined with debris removal cost |
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No |
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Up to 60 days, contents only |
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Yes |
Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.