Choose the version of this loan that suits you best
| Loan type | Name | Min loan amount | Max loan amount | |
|---|---|---|---|---|
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|
Variable | Unsecured Personal Loan (Variable) | $4,000 | $50,000 |
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Fixed | Unsecured Personal Loan (Fixed) | $4,000 | $50,000 |
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Variable |
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8.50% p.a.variable |
|
|
9.53% p.a.to 21.39% p.a.based on $30,000 |
|
$0.00 |
|
|
$15.00 |
|
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$20.00 |
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|
$0.00 |
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$0.00 |
|
$4,000.00 |
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$50,000.00 |
|
|
1 Year |
|
|
7 Years |
|
|
Unsecured |
|
Car, Debt consolidation, Travel |
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|
Weekly, Fortnightly, Monthly |
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yes |
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yes |
|
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none |
|
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
|
Fixed |
|
|
8.50% p.a.to 20.50% p.a. fixed |
|
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9.53% p.a.to 21.39% p.a.based on $30,000 |
|
$0.00 |
|
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$15.00 |
|
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$20.00 |
|
|
$0.00 |
|
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May be payable at cost |
|
$4,000.00 |
|
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$50,000.00 |
|
|
1 Year |
|
|
7 Years |
|
|
Unsecured |
|
Car, Debt consolidation, Travel |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes |
|
|
no |
|
|
Can make extra repayments up to $1,000 per year without penalty. |
|
|
none |
WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.
Overall I'm not too happy with the banks in general. I think they are greedy and don't offer much incentives
Read full reviewOverall I'm not too happy with the banks in general. I think they are greedy and don't offer much incentives
I find when in financial hardship you have to jump through hoops to advise this, they take while to get back to you, and when they do; they use their own calculator which I don't believe takes into account all debts and debits. I have been a customer since I was 5 through the school dollarmites account, and am now 31. For 26 years holding an account with only them, I would of thought their customer service would be a bit better, and more understanding of peoples hardships.
Read full reviewI find when in financial hardship you have to jump through hoops to advise this, they take while to get back to you, and when they do; they use their own calculator which I don't believe takes into account all debts and debits. I have been a customer since I was 5 through the school dollarmites account, and am now 31. For 26 years holding an account with only them, I would of thought their customer service would be a bit better, and more understanding of peoples hardships.
It's been pretty easy to deal with and good customer service
Read full reviewIt's been pretty easy to deal with and good customer service
I find securing an unsecured personal loan is easy, but that's because the interest rate is alot higher and the more desperate you are for fast cash, the unsecured loan is the option due to urgency I feel banks play on this factor. With secured personal loans they don't give you a great option as your car has to be 5 years or less old to snatch a great secured loan rate. It sets us middle class people strapped for cash vulnerable and limited which plays in the banks favour.
Read full reviewI find securing an unsecured personal loan is easy, but that's because the interest rate is alot higher and the more desperate you are for fast cash, the unsecured loan is the option due to urgency I feel banks play on this factor. With secured personal loans they don't give you a great option as your car has to be 5 years or less old to snatch a great secured loan rate. It sets us middle class people strapped for cash vulnerable and limited which plays in the banks favour.
App is great - makes things easier. Problem when you have to talk to a person.
Read full reviewApp is great - makes things easier. Problem when you have to talk to a person.
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Debt Consolidation
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Low Rate Personal Loan
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 18.99% p.a.
7.19% p.a.to 19.39% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Express Personal Loan
14.95% p.a.to 27.95% p.a.
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
9.14% p.a.to 11.19% p.a.
9.50% p.a.to 11.56% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Unsecured Personal Loan
5.76% p.a.to 24.03% p.a.
6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years
Debt Consolidation
5.76% p.a.to 24.03% p.a.
6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years
Low Rate Personal Loan
6.57% p.a.to 8.48% p.a.
7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years