Bendigo Bank home loan reviews

Bendigo Bank
Bendigo Bank's overall rating for home loans

(as rated by the Mozo community)

8.3 / 10

based on 681 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from Bendigo Bank

Recent Bendigo Bank home loan reviews

Bendigo Bank

Bendigo Bank Basic Home Loan (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   5 / 10

Average

Very adequate but it does the job.

Full review

Very adequate but it does the job.

    Price   3 / 10

    Features   3 / 10

    Customer service   4 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Colleen, Queensland, reviewed 7 months ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   6 / 10

Great home loan

Everything has been very good with my home loan so far.

Full review

Everything has been very good with my home loan so far.

    Price   8 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Georgia, Victoria, reviewed 7 months ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) Home Loan review

Overall rating   9 / 10

Excellent

Bendigo Bank is definitely first rate and I am extremely happy with them.

Full review

Bendigo Bank is definitely first rate and I am extremely happy with them.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Colleen, Queensland, reviewed 7 months ago

Bendigo Bank

Bendigo Bank Variable Rate Residential (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   4 / 10

No benefits for customer loyalty

Due to the age of my husband we are trapped with this mortgage. They have increased the monthly fee to $20 - up from $10. We had to take out car insurance with them to get a discount rate but still not the cheapest in the market.

Full review

Due to the age of my husband we are trapped with this mortgage. They have increased the monthly fee to $20 - up from $10. We had to take out car insurance with them to get a discount rate but still not the cheapest in the market.

    Price   2 / 10

    Features   2 / 10

    Customer service   6 / 10

    Convenience   5 / 10

    Trust   4 / 10

Less

Tracey, Queensland, reviewed 8 months ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) Home Loan review

Overall rating   10 / 10

Fantastic service throught out

The service at the Bendigo Bank are a lot better in East Gippsland than other banks.

Full review

The service at the Bendigo Bank are a lot better in East Gippsland than other banks.

    Price   9 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Leonard, Victoria, reviewed about 1 year ago

Bendigo Bank

Bendigo Bank Fixed Rate Residential (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   10 / 10

Great bank

Always friendly, eager to help and available when required.

Full review

Always friendly, eager to help and available when required.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Willem, Victoria, reviewed about 1 year ago

Bendigo Bank

Bendigo Bank Variable Rate Residential (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   10 / 10

Great contact online, phone and branch

Been with them over 30 years. I can call, do online and branch opened Saturday morning

Full review

Been with them over 30 years. I can call, do online and branch opened Saturday morning

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Christine, Victoria, reviewed over 1 year ago

Bendigo Bank

Bendigo Bank Fixed Rate Residential (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   9 / 10

Great bank

Great friendly bank with great products

Full review

Great friendly bank with great products

    Price   8 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Carissa, Western Australia, reviewed over 1 year ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   10 / 10

Local bank working for local people

I like this bank because they are locals dealing with locals

Full review

I like this bank because they are locals dealing with locals

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Rynn, New South Wales, reviewed over 1 year ago

Bendigo Bank

Bendigo Bank Fixed Rate Residential (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   10 / 10

Very helpful and competitive rates.

We have found Bendigo will work with us for everything that we need. They have been awesome.

Full review

We have found Bendigo will work with us for everything that we need. They have been awesome.

    Price   10 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tracey, Queensland, reviewed over 1 year ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Owner Occupier, Principal & Interest) Home Loan review

Overall rating   9 / 10

Very helpful and friendly

I find Bendigo bank to be very helpful.

Full review

I find Bendigo bank to be very helpful.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Wayne, Queensland, reviewed over 1 year ago

Bendigo Bank

Bendigo Bank Home Loan review

Overall rating   10 / 10

Good Bank

Friendly, easy access, easy to understand the products, totally trustworthy and honest.

Full review

Friendly, easy access, easy to understand the products, totally trustworthy and honest.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Lynda, Western Australia, reviewed over 1 year ago

Bendigo Bank

Bendigo Bank Home Equity Loan (Owner Occupier) (Package) Home Loan review

Overall rating   9 / 10

Answered all my questions with good understanding.

Have been extremely helpful and convenient.

Full review

Have been extremely helpful and convenient.

    Price   8 / 10

Less

Cheryle, South Australia, reviewed over 1 year ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) Home Loan review

Overall rating   9 / 10

Good provider

Good

    Price   10 / 10

Less

Amanda, New South Wales, reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) Home Loan review

Overall rating   10 / 10

Competitive rates and personal service

I have direct access to the bank manager of the Bendigo Bank branch that I go to. He attends my home by discussing the loans I can use. If I miss a signature on a form, he also arranges to call in at my home to sign the form. He makes other...

Full review

I have direct access to the bank manager of the Bendigo Bank branch that I go to. He attends my home by discussing the loans I can use. If I miss a signature on a form, he also arranges to call in at my home to sign the form. He makes other senior managers aware of my needs and informs me about contacting them if necessary. In addition, the phone service from Bendigo Bank is excellent in resolving any questions and help I may require. They also call immediately to inform of any online dubious dealings in my accounts.

    Price   10 / 10

Less

Louise, New South Wales, reviewed almost 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    loans.com.au Smart Home Loan (Owner Occupier, Principal & Interest)

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments

    interest rate

    3.28% p.a. variable

    comparison rate*

    3.30% p.a.

    upfront fees

    $520

    Go to site

    More info

    • For purchase and refinance, min 20% deposit
    • No application or ongoing fees
    • Unlimited redraws and additional repayments
    • Interest rate: 3.28% p.a. variable
    • Comparison rate*: 3.30% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.2

    Based on 636 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank UHomeLoan (Owner Occupier, Principal & Interest) (Fixed)

    UBank UHomeLoan (Owner Occupier, Principal & Interest) (Fixed)

    • Fast, easy apply
    • No ongoing fees
    • Repayments will not change during fixed period

    interest rate

    2.99% p.a.
    fixed 1 year

    comparison rate*

    4.09% p.a.

    upfront fees

    $395

    Go to site

    More info

    • Fast, easy apply
    • No ongoing fees
    • Repayments will not change during fixed period
    • Interest rate: 2.99% p.a.
      fixed 1 year
    • Comparison rate*: 4.09% p.a.
    • Upfront fees: $395
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free up to $20,000 p.a.
    • Redraw facility: no
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Fixed
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • Bank of Queensland Discount Fixed Rate (Owner Occupier, Principal & Interest)

    Bank of Queensland Discount Fixed Rate (Owner Occupier, Principal & Interest)

    • Borrow with as little as 5% deposit (owner occupiers)
    • Ability to make extra repayments
    • 1-5 year fixed term rates

    interest rate

    3.39% p.a.
    fixed 3 years

    comparison rate*

    4.41% p.a.

    upfront fees

    $450

    Go to site

    More info

    • Borrow with as little as 5% deposit (owner occupiers)
    • Ability to make extra repayments
    • 1-5 year fixed term rates
    • Interest rate: 3.39% p.a.
      fixed 3 years
    • Comparison rate*: 4.41% p.a.
    • Upfront fees: $450
    • Ongoing fees: $10.00 monthly
    • Discharge fee: $320.00
    • Extra repayments: yes - free up to $5,000 p.a
    • Redraw facility: no
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Fixed
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.6

    Based on 510 Bank of Queensland home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    Athena Variable Home Loan (Owner Occupier, Principal & Interest)

    • No application fees
    • No monthly fees
    • No annual fees

    interest rate

    3.34% p.a. variable

    comparison rate*

    3.30% p.a.

    upfront fees

    $0

    Go to site

    More info

    • No application fees
    • No monthly fees
    • No annual fees
    • Interest rate: 3.34% p.a. variable
    • Comparison rate*: 3.30% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    Tic:Toc Variable Home Loan (Owner Occupier, Principal & Interest)

    Tic:Toc Variable Home Loan (Owner Occupier, Principal & Interest)

    • A low hassle online home loan.
    • Tic:Toc’s award winning platform means you could save thousands with low rates and no application, valuation or settlement fees.
    • Unlimited free redraws and extra repayments.

    interest rate

    3.27% p.a. variable

    comparison rate*

    3.28% p.a.

    upfront fees

    $0

    Go to site

    More info

    • A low hassle online home loan.
    • Tic:Toc’s award winning platform means you could save thousands with low rates and no application, valuation or settlement fees.
    • Unlimited free redraws and extra repayments.
    • Interest rate: 3.27% p.a. variable
    • Comparison rate*: 3.28% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $325.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: Optional - $10 per month
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 531 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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