Bendigo Bank home loan reviews

Bendigo Bank
Bendigo Bank's overall rating for home loans

(as rated by the Mozo community)

8.3 / 10

based on 681 reviews

Price

Features

Customer service

Convenience

Trust

Featured home loan from Bendigo Bank

Recent Bendigo Bank home loan reviews

Bendigo Bank

Bendigo Bank Basic Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   5 / 10

Average

Very adequate but it does the job.

Full review

Very adequate but it does the job.

    Price   3 / 10

    Features   3 / 10

    Customer service   4 / 10

    Convenience   5 / 10

    Trust   5 / 10

Less

Colleen, Queensland, reviewed 5 months ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   6 / 10

Great home loan

Everything has been very good with my home loan so far.

Full review

Everything has been very good with my home loan so far.

    Price   8 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Georgia, Victoria, reviewed 5 months ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Excellent

Bendigo Bank is definitely first rate and I am extremely happy with them.

Full review

Bendigo Bank is definitely first rate and I am extremely happy with them.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Colleen, Queensland, reviewed 5 months ago

Bendigo Bank

Bendigo Bank Variable Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   4 / 10

No benefits for customer loyalty

Due to the age of my husband we are trapped with this mortgage. They have increased the monthly fee to $20 - up from $10. We had to take out car insurance with them to get a discount rate but still not the cheapest in the market.

Full review

Due to the age of my husband we are trapped with this mortgage. They have increased the monthly fee to $20 - up from $10. We had to take out car insurance with them to get a discount rate but still not the cheapest in the market.

    Price   2 / 10

    Features   2 / 10

    Customer service   6 / 10

    Convenience   5 / 10

    Trust   4 / 10

Less

Tracey, Queensland, reviewed 6 months ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Fantastic service throught out

The service at the Bendigo Bank are a lot better in East Gippsland than other banks.

Full review

The service at the Bendigo Bank are a lot better in East Gippsland than other banks.

    Price   9 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Leonard, Victoria, reviewed about 1 year ago

Bendigo Bank

Bendigo Bank Fixed Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Great bank

Always friendly, eager to help and available when required.

Full review

Always friendly, eager to help and available when required.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Willem, Victoria, reviewed about 1 year ago

Bendigo Bank

Bendigo Bank Variable Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Great contact online, phone and branch

Been with them over 30 years. I can call, do online and branch opened Saturday morning

Full review

Been with them over 30 years. I can call, do online and branch opened Saturday morning

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Christine, Victoria, reviewed about 1 year ago

Bendigo Bank

Bendigo Bank Fixed Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Great bank

Great friendly bank with great products

Full review

Great friendly bank with great products

    Price   8 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Carissa, Western Australia, reviewed about 1 year ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Local bank working for local people

I like this bank because they are locals dealing with locals

Full review

I like this bank because they are locals dealing with locals

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Rynn, New South Wales, reviewed about 1 year ago

Bendigo Bank

Bendigo Bank Fixed Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Very helpful and competitive rates.

We have found Bendigo will work with us for everything that we need. They have been awesome.

Full review

We have found Bendigo will work with us for everything that we need. They have been awesome.

    Price   10 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Tracey, Queensland, reviewed about 1 year ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Very helpful and friendly

I find Bendigo bank to be very helpful.

Full review

I find Bendigo bank to be very helpful.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Wayne, Queensland, reviewed about 1 year ago

Bendigo Bank

Bendigo Bank home loan review

Overall rating   10 / 10

Good Bank

Friendly, easy access, easy to understand the products, totally trustworthy and honest.

Full review

Friendly, easy access, easy to understand the products, totally trustworthy and honest.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Lynda, Western Australia, reviewed over 1 year ago

Bendigo Bank

Bendigo Bank Home Equity Loan (Owner Occupier) (Package) home loan review

Overall rating   9 / 10

Answered all my questions with good understanding.

Have been extremely helpful and convenient.

Full review

Have been extremely helpful and convenient.

    Price   8 / 10

Less

Cheryle, South Australia, reviewed over 1 year ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Good provider

Good

    Price   10 / 10

Less

Amanda, New South Wales, reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Competitive rates and personal service

I have direct access to the bank manager of the Bendigo Bank branch that I go to. He attends my home by discussing the loans I can use. If I miss a signature on a form, he also arranges to call in at my home to sign the form. He makes other...

Full review

I have direct access to the bank manager of the Bendigo Bank branch that I go to. He attends my home by discussing the loans I can use. If I miss a signature on a form, he also arranges to call in at my home to sign the form. He makes other senior managers aware of my needs and informs me about contacting them if necessary. In addition, the phone service from Bendigo Bank is excellent in resolving any questions and help I may require. They also call immediately to inform of any online dubious dealings in my accounts.

    Price   10 / 10

Less

Louise, New South Wales, reviewed almost 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2019

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • A Low rate Home Loan with $0 application fees for variable rate, $0 ongoing fees, $0 annual fees
    • Choose between weekly, fortnightly or monthly repayments and make extra repayments for free on a variable rate home loan
    • 20% minimum deposit required

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.59% p.a.

    upfront fees

    $0

    Go to site

    More info

    • A Low rate Home Loan with $0 application fees for variable rate, $0 ongoing fees, $0 annual fees
    • Choose between weekly, fortnightly or monthly repayments and make extra repayments for free on a variable rate home loan
    • 20% minimum deposit required
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.59% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2019

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    • Owner occupier only
    • Available on new borrowings from $50,000
    • Your own Personal Relationship Manager

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.61% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Owner occupier only
    • Available on new borrowings from $50,000
    • Your own Personal Relationship Manager
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.61% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free online
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $7,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.0

    Based on 109 HSBC home loan reviews

    Need more information?
    Go to site

    More info

  • Virgin Money Reward Me Variable Rate Home Loan (Owner Occupier, Principal & Interest, LVR<80%)

    Virgin Money Reward Me Variable Rate Home Loan (Owner Occupier, Principal & Interest, LVR<80%)

    • Competitive rates from 3.69% p.a.
    • No application fees
    • Receive 20,000 Velocity Points for every $100,000 drawn at settlement.

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.83% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Competitive rates from 3.69% p.a.
    • No application fees
    • Receive 20,000 Velocity Points for every $100,000 drawn at settlement.
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.83% p.a.
    • Upfront fees: $150
    • Ongoing fees: $10.00 monthly
    • Discharge fee: $320.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $750,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.1

    Based on 7 Virgin Money home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    ME Flexible Home Loan (Fixed, Owner Occupier, LVR<80%, Principal & Interest)

    ME Flexible Home Loan (Fixed, Owner Occupier, LVR<80%, Principal & Interest)

    • Option to split your loan into fixed and variable
    • Offset available on the variable rate facility
    • Meet a mobile banker at a time or place that suits you

    interest rate

    3.89% p.a.
    fixed 2 years

    comparison rate*

    4.90% p.a.

    upfront fees

    $400

    Go to site

    More info

    • Option to split your loan into fixed and variable
    • Offset available on the variable rate facility
    • Meet a mobile banker at a time or place that suits you
    • Interest rate: 3.89% p.a.
      fixed 2 years
    • Comparison rate*: 4.90% p.a.
    • Upfront fees: $400
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free up to $30,000 during fixed rate period
    • Redraw facility: no
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $40,000
    • Maximum loan amount:
    • Type of loan: Fixed
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.7

    Based on 901 ME home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

    Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

    • Heritage’s current lowest variable interest rate
    • Unlimited extra repayments and unlimited redraw
    • People First service from your own dedicated lending specialist

    interest rate

    3.67% p.a. variable

    comparison rate*

    3.69% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Heritage’s current lowest variable interest rate
    • Unlimited extra repayments and unlimited redraw
    • People First service from your own dedicated lending specialist
    • Interest rate: 3.67% p.a. variable
    • Comparison rate*: 3.69% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.3

    Based on 243 Heritage Bank home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 522 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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