Bendigo Bank home loan reviews

Bendigo Bank
Bendigo Bank's overall rating for home loans

(as rated by the Mozo community)

8.6 / 10

based on 232 reviews

Price

Features

Customer service

Convenience

Trust

Top 5 home loans 2015

Featured home loan from Bendigo Bank

Recent Bendigo Bank home loan reviews

Bendigo Bank

Bendigo Bank Home Equity Loan (Owner Occupier) (Package) home loan review

Overall rating   9 / 10

Answered all my questions with good understanding.

Have been extremely helpful and convenient.

Full review

Have been extremely helpful and convenient.

    Price   8 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Cheryle (SA), reviewed 7 days ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Competitive rates and personal service

I have direct access to the bank manager of the Bendigo Bank branch that I go to. He attends my home by discussing the loans I can use. If I miss a signature on a form, he also arranges to call in at my home to sign the form. He makes other...

Full review

I have direct access to the bank manager of the Bendigo Bank branch that I go to. He attends my home by discussing the loans I can use. If I miss a signature on a form, he also arranges to call in at my home to sign the form. He makes other senior managers aware of my needs and informs me about contacting them if necessary. In addition, the phone service from Bendigo Bank is excellent in resolving any questions and help I may require. They also call immediately to inform of any online dubious dealings in my accounts.

    Price   10 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

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Louise (NSW), reviewed 5 months ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Great bank and Staff

Great bank in all aspects of service staff and product!

Full review

Great bank in all aspects of service staff and product!

    Price   10 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

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Bob (QLD), reviewed 6 months ago

Bendigo Bank

Bendigo Bank Fixed Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Excellent provider

I am treated like a valued customer and staff are friendly and part of my community.

Full review

I am treated like a valued customer and staff are friendly and part of my community.

    Price   8 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

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Paul (VIC), reviewed 9 months ago

Bendigo Bank

Bendigo Bank home loan review

Overall rating   9 / 10

Great customer service

Always have a smile and a friendly word to say when in the bank and any small problems are dealt with promptly.

Full review

Always have a smile and a friendly word to say when in the bank and any small problems are dealt with promptly.

    Price   8 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

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Angela (SA), reviewed 12 months ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   5 / 10

Room for improvement

Minimal staff, maximum customers.

Full review

Minimal staff, maximum customers.

    Price   6 / 10

    Features   6 / 10

    Customer service   4 / 10

    Convenience   3 / 10

    Trust   4 / 10

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Cate (WA), reviewed over 1 year ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Good communication with management

Intetest rate could be a little less which would make for a more easy payment.

Full review

Intetest rate could be a little less which would make for a more easy payment.

    Price   6 / 10

    Features   3 / 10

    Customer service   9 / 10

    Convenience   6 / 10

    Trust   7 / 10

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Rhonda (VIC), reviewed over 1 year ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Excellent

My consultant at Bendigo was very helpful

Full review

My consultant at Bendigo was very helpful

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Julie (SA), reviewed over 1 year ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Service to the community and the customer.

A bank that provides excellent products, customer service and excellent support to the community.

Full review

A bank that provides excellent products, customer service and excellent support to the community.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Christine (WA), reviewed over 1 year ago

Bendigo Bank

Bendigo Bank home loan review

Overall rating   9 / 10

Great customer service, met my individual needs

Fantastic customer service. Provided an individual service to me. Felt they understood my needs

Full review

Fantastic customer service. Provided an individual service to me. Felt they understood my needs

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Colleen (VIC), reviewed over 1 year ago

Bendigo Bank

Bendigo Bank home loan review

Overall rating   9 / 10

Excellent price and service and flexible product

Fantastic product with flexibility, fixed and variable mixed, linked accounts that are offset with loan. GREAT customer service and ease of use. Added value with insurances offered

Full review

Fantastic product with flexibility, fixed and variable mixed, linked accounts that are offset with loan. GREAT customer service and ease of use. Added value with insurances offered

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Michelle (NSW), reviewed over 1 year ago

Bendigo Bank

Bendigo Bank Home Equity Loan (Owner Occupier) (Package) home loan review

Overall rating   9 / 10

Fantastic customer service & Community Based.

I like the personal attention given when I enter my bank. Also like the bank is a community bank; passing on profits to the community.

Full review

I like the personal attention given when I enter my bank. Also like the bank is a community bank; passing on profits to the community.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

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Robyn (VIC), reviewed over 1 year ago

Bendigo Bank

Bendigo Bank Variable Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Well priced and you are a customer not a number

Exceptional customer service

Full review

Exceptional customer service

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

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Chris (VIC), reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank Home Equity Loan (Owner Occupier) (Package) home loan review

Overall rating   9 / 10

Great customer service

Bendigo Bank a great community Bank.

Full review

Bendigo Bank a great community Bank.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Lance (WA), reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank Variable Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

A1 customer service, family friendly, accessible

We are treated like family when we attend the bank. We are known by our names as well as our needs and we are treated individually as our needs are understood and respected. We wouldn't bank anywhere else.

Full review

We are treated like family when we attend the bank. We are known by our names as well as our needs and we are treated individually as our needs are understood and respected. We wouldn't bank anywhere else.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sara (VIC), reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank Fixed Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Great service

Bendigo Bank has been a great provider for all my banking needs for over 20 years. They are always ready to assist me with any enquiries or issues I may have and resolution is always swift and agreeable

Full review

Bendigo Bank has been a great provider for all my banking needs for over 20 years. They are always ready to assist me with any enquiries or issues I may have and resolution is always swift and agreeable

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Paul (VIC), reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank home loan review

Overall rating   10 / 10

Local bank helping the local community

Bendigo have a bank in my town and they help out with the local school and sporting clubs.

Full review

Bendigo have a bank in my town and they help out with the local school and sporting clubs.

    Price   9 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Kerry (QLD), reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank Fixed Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Great customer service

My bank contacted me when the variable rate changed and we then locked in a fixed terms at a lower rate

Full review

My bank contacted me when the variable rate changed and we then locked in a fixed terms at a lower rate

    Price   8 / 10

    Features   5 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Ilona (NSW), reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank home loan review

Overall rating   10 / 10

Finances done with ease.

Business done with ease, and they aim to please.

Full review

Business done with ease, and they aim to please.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Susannah (SA), reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank home loan review

Overall rating   6 / 10

Mostly happy overall

There have been a few mistakes lately. Very time consuming and frustrating to deal with. Mostly just set and forget.

Full review

There have been a few mistakes lately. Very time consuming and frustrating to deal with. Mostly just set and forget.

    Price   4 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   3 / 10

    Trust   3 / 10

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Gillian (ACT), reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank home loan review

Overall rating   9 / 10

Very reliable and great customer service

They offer an offset account which is awesome and saves heaps of money in the long run.

Full review

They offer an offset account which is awesome and saves heaps of money in the long run.

    Price   8 / 10

    Features   10 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Danielle (SA), reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank home loan review

Overall rating   9 / 10

Great service both with product and offer.

I have used the Bendigo Bank since it first started and have always been very happy with the service and their products. I like the fact that they charge very minimal fees for their different products and have many offers to choose from.

Full review

I have used the Bendigo Bank since it first started and have always been very happy with the service and their products. I like the fact that they charge very minimal fees for their different products and have many offers to choose from.

    Price   8 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Lee ann (VIC), reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank Fixed Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Bendigo bank is a real peoples bank.

Bendigo bank still feels like a friendly country bank .Its not intimidating when you walk in and your always greeted with a smile.

Full review

Bendigo bank still feels like a friendly country bank .Its not intimidating when you walk in and your always greeted with a smile.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Andrew (VIC), reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank Variable Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

The friendly bank

My Bendigo Bank branch has always had a fantastic customer service where they they greet you by name when you enter.

Full review

My Bendigo Bank branch has always had a fantastic customer service where they they greet you by name when you enter.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Stacey (NSW), reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank Fixed Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Exceptional customer service and competitive rates

The main reason I like the bank is that they know me, they remember me, and always treat me as if I am special, even though I'm just an average customer. Pros: Personal services, competitive rates, low monthly fees. Cons: Don't always provide...

Full review

The main reason I like the bank is that they know me, they remember me, and always treat me as if I am special, even though I'm just an average customer. Pros: Personal services, competitive rates, low monthly fees. Cons: Don't always provide the lowest fixed rate.

    Price   7 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Kristen (SA), reviewed about 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    loans.com.au Essentials Variable 80 Homebuyer Special (Owner Occupier, Principal & Interest)

    loans.com.au Essentials Variable 80 Homebuyer Special (Owner Occupier, Principal & Interest)

    • A super-low rate available to purchases and 20% minimum deposit required
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product

    interest rate

    3.54% p.a. variable

    comparison rate*

    3.56% p.a.

    upfront fees

    $520

    Go to site

    More info

    • A super-low rate available to purchases and 20% minimum deposit required
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product
    • Interest rate: 3.54% p.a. variable
    • Comparison rate*: 3.56% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $1,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.2

    Based on 202 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    Featured product

     

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required

    interest rate

    3.62% p.a. variable

    comparison rate*

    3.62% p.a.

    upfront fees

    $0

    Go to site

    More info

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • No monthly fees
    • 20% minimum deposit required
    • Interest rate: 3.62% p.a. variable
    • Comparison rate*: 3.62% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $700,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    4.8

    Based on 56 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • State Custodians Low Rate Home Loan with Offset (LVR<80%, Owner Occupier, Principal & Interest)

    State Custodians Low Rate Home Loan with Offset (LVR<80%, Owner Occupier, Principal & Interest)

    • $0 Application Fee, Free Redraws, Extra Repayments
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account

    interest rate

    3.64% p.a. variable

    comparison rate*

    3.67% p.a.

    upfront fees

    $286

    Go to site

    More info

    • $0 Application Fee, Free Redraws, Extra Repayments
    • P&I or Interest Only Up to 5yrs
    • Free 100% Offset Account
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 3.67% p.a.
    • Upfront fees: $286
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.7

    Based on 3 State Custodians home loan reviews

    Need more information?
    Go to site

    More info

  • MOZO EXPERTS CHOICE AWARDS 2016

    Newcastle Permanent Discounted Variable Home Loan (Owner Occupier, Principal & Interest) (Premium Plus Package)

    Newcastle Permanent Discounted Variable Home Loan (Owner Occupier, Principal & Interest) (Premium Plus Package)

    • 100% Offset Facility
    • $0 application fee for Personal and Car Loans
    • Additional repayments and redraws at any time

    interest rate

    3.64% p.a. variable

    comparison rate*

    4.03% p.a.

    upfront fees

    $0

    Go to site

    More info

    • 100% Offset Facility
    • $0 application fee for Personal and Car Loans
    • Additional repayments and redraws at any time
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 4.03% p.a.
    • Upfront fees: $0
    • Ongoing fees: $395.00 yearly
    • Discharge fee:
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.5

    Based on 80 Newcastle Permanent home loan reviews

    Need more information?
    Go to site

    More info

  • HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager

    interest rate

    3.65% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $0

    Go to site

    More info

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager
    • Interest rate: 3.65% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $7,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.1

    Based on 32 HSBC home loan reviews

    Need more information?
    Go to site

    More info

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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