Bendigo Bank home loan reviews

Bendigo Bank
Bendigo Bank's overall rating for home loans

(as rated by the Mozo community)

8.6 / 10

based on 232 reviews

Price

Features

Customer service

Convenience

Trust

Top 5 home loans 2015

Featured home loan from Bendigo Bank

Recent Bendigo Bank home loan reviews

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Fantastic service throught out

The service at the Bendigo Bank are a lot better in East Gippsland than other banks.

Full review

The service at the Bendigo Bank are a lot better in East Gippsland than other banks.

    Price   9 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Leonard (VIC), reviewed 2 months ago

Bendigo Bank

Bendigo Bank Fixed Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Great bank

Always friendly, eager to help and available when required.

Full review

Always friendly, eager to help and available when required.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Willem (VIC), reviewed 3 months ago

Bendigo Bank

Bendigo Bank Variable Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Great contact online, phone and branch

Been with them over 30 years. I can call, do online and branch opened Saturday morning

Full review

Been with them over 30 years. I can call, do online and branch opened Saturday morning

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Christine (VIC), reviewed 4 months ago

Bendigo Bank

Bendigo Bank Fixed Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Great bank

Great friendly bank with great products

Full review

Great friendly bank with great products

    Price   8 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Carissa (WA), reviewed 4 months ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Local bank working for local people

I like this bank because they are locals dealing with locals

Full review

I like this bank because they are locals dealing with locals

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Rynn (NSW), reviewed 5 months ago

Bendigo Bank

Bendigo Bank Fixed Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Very helpful and competitive rates.

We have found Bendigo will work with us for everything that we need. They have been awesome.

Full review

We have found Bendigo will work with us for everything that we need. They have been awesome.

    Price   10 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Tracey (QLD), reviewed 5 months ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Very helpful and friendly

I find Bendigo bank to be very helpful.

Full review

I find Bendigo bank to be very helpful.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Wayne (QLD), reviewed 5 months ago

Bendigo Bank

Bendigo Bank home loan review

Overall rating   10 / 10

Good Bank

Friendly, easy access, easy to understand the products, totally trustworthy and honest.

Full review

Friendly, easy access, easy to understand the products, totally trustworthy and honest.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Lynda (WA), reviewed 6 months ago

Bendigo Bank

Bendigo Bank Home Equity Loan (Owner Occupier) (Package) home loan review

Overall rating   9 / 10

Answered all my questions with good understanding.

Have been extremely helpful and convenient.

Full review

Have been extremely helpful and convenient.

    Price   8 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

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Cheryle (SA), reviewed 7 months ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Competitive rates and personal service

I have direct access to the bank manager of the Bendigo Bank branch that I go to. He attends my home by discussing the loans I can use. If I miss a signature on a form, he also arranges to call in at my home to sign the form. He makes other...

Full review

I have direct access to the bank manager of the Bendigo Bank branch that I go to. He attends my home by discussing the loans I can use. If I miss a signature on a form, he also arranges to call in at my home to sign the form. He makes other senior managers aware of my needs and informs me about contacting them if necessary. In addition, the phone service from Bendigo Bank is excellent in resolving any questions and help I may require. They also call immediately to inform of any online dubious dealings in my accounts.

    Price   10 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

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Louise (NSW), reviewed 12 months ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Great bank and Staff

Great bank in all aspects of service staff and product!

Full review

Great bank in all aspects of service staff and product!

    Price   10 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

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Bob (QLD), reviewed 12 months ago

Bendigo Bank

Bendigo Bank Fixed Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Excellent provider

I am treated like a valued customer and staff are friendly and part of my community.

Full review

I am treated like a valued customer and staff are friendly and part of my community.

    Price   8 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Paul (VIC), reviewed about 1 year ago

Bendigo Bank

Bendigo Bank home loan review

Overall rating   9 / 10

Great customer service

Always have a smile and a friendly word to say when in the bank and any small problems are dealt with promptly.

Full review

Always have a smile and a friendly word to say when in the bank and any small problems are dealt with promptly.

    Price   8 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Angela (SA), reviewed over 1 year ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   5 / 10

Room for improvement

Minimal staff, maximum customers.

Full review

Minimal staff, maximum customers.

    Price   6 / 10

    Features   6 / 10

    Customer service   4 / 10

    Convenience   3 / 10

    Trust   4 / 10

Less

Cate (WA), reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Good communication with management

Intetest rate could be a little less which would make for a more easy payment.

Full review

Intetest rate could be a little less which would make for a more easy payment.

    Price   6 / 10

    Features   3 / 10

    Customer service   9 / 10

    Convenience   6 / 10

    Trust   7 / 10

Less

Rhonda (VIC), reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Excellent

My consultant at Bendigo was very helpful

Full review

My consultant at Bendigo was very helpful

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Julie (SA), reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Service to the community and the customer.

A bank that provides excellent products, customer service and excellent support to the community.

Full review

A bank that provides excellent products, customer service and excellent support to the community.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Christine (WA), reviewed about 2 years ago

Bendigo Bank

Bendigo Bank home loan review

Overall rating   9 / 10

Great customer service, met my individual needs

Fantastic customer service. Provided an individual service to me. Felt they understood my needs

Full review

Fantastic customer service. Provided an individual service to me. Felt they understood my needs

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Colleen (VIC), reviewed about 2 years ago

Bendigo Bank

Bendigo Bank home loan review

Overall rating   9 / 10

Excellent price and service and flexible product

Fantastic product with flexibility, fixed and variable mixed, linked accounts that are offset with loan. GREAT customer service and ease of use. Added value with insurances offered

Full review

Fantastic product with flexibility, fixed and variable mixed, linked accounts that are offset with loan. GREAT customer service and ease of use. Added value with insurances offered

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Michelle (NSW), reviewed about 2 years ago

Bendigo Bank

Bendigo Bank Home Equity Loan (Owner Occupier) (Package) home loan review

Overall rating   9 / 10

Fantastic customer service & Community Based.

I like the personal attention given when I enter my bank. Also like the bank is a community bank; passing on profits to the community.

Full review

I like the personal attention given when I enter my bank. Also like the bank is a community bank; passing on profits to the community.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Robyn (VIC), reviewed about 2 years ago

Bendigo Bank

Bendigo Bank Variable Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Well priced and you are a customer not a number

Exceptional customer service

Full review

Exceptional customer service

    Price   8 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   7 / 10

    Trust   10 / 10

Less

Chris (VIC), reviewed over 2 years ago

Bendigo Bank

Bendigo Bank Home Equity Loan (Owner Occupier) (Package) home loan review

Overall rating   9 / 10

Great customer service

Bendigo Bank a great community Bank.

Full review

Bendigo Bank a great community Bank.

    Price   7 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   8 / 10

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Lance (WA), reviewed over 2 years ago

Bendigo Bank

Bendigo Bank Variable Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

A1 customer service, family friendly, accessible

We are treated like family when we attend the bank. We are known by our names as well as our needs and we are treated individually as our needs are understood and respected. We wouldn't bank anywhere else.

Full review

We are treated like family when we attend the bank. We are known by our names as well as our needs and we are treated individually as our needs are understood and respected. We wouldn't bank anywhere else.

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Sara (VIC), reviewed over 2 years ago

Bendigo Bank

Bendigo Bank Fixed Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Great service

Bendigo Bank has been a great provider for all my banking needs for over 20 years. They are always ready to assist me with any enquiries or issues I may have and resolution is always swift and agreeable

Full review

Bendigo Bank has been a great provider for all my banking needs for over 20 years. They are always ready to assist me with any enquiries or issues I may have and resolution is always swift and agreeable

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Paul (VIC), reviewed over 2 years ago

Bendigo Bank

Bendigo Bank home loan review

Overall rating   10 / 10

Local bank helping the local community

Bendigo have a bank in my town and they help out with the local school and sporting clubs.

Full review

Bendigo have a bank in my town and they help out with the local school and sporting clubs.

    Price   9 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Kerry (QLD), reviewed over 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product

    interest rate

    3.64% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $520

    Go to site

    More info

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.2

    Based on 202 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest)

    NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest)

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.73% p.a.

    upfront fees

    $600

    Go to site

    More info

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.73% p.a.
    • Upfront fees: $600
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 95.00%
    • Minimum loan amount: $20,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.2

    Based on 864 NAB home loan reviews

    Need more information?
    Go to site

    More info

  • AMP Variable Rate Loan (Owner Occupier, Principal & Interest) (Professional Package)

    AMP Variable Rate Loan (Owner Occupier, Principal & Interest) (Professional Package)

    • Need a loan that responds to your borrowing needs and financial goals
    • Offers the flexibility to structure debt effectively
    • 3.69% Variable Rate

    interest rate

    3.64% p.a. variable

    comparison rate*

    4.02% p.a.

    upfront fees

    $295

    Go to site

    More info

    • Need a loan that responds to your borrowing needs and financial goals
    • Offers the flexibility to structure debt effectively
    • 3.69% Variable Rate
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 4.02% p.a.
    • Upfront fees: $295
    • Ongoing fees: $349.00 yearly
    • Discharge fee: $100.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: yes
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $750,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    6.3

    Based on 51 AMP home loan reviews

    Need more information?
    Go to site

    More info

  • CUA Advance Variable Home Loan (Owner Occupier, Principal & Interest)

    CUA Advance Variable Home Loan (Owner Occupier, Principal & Interest)

    • Offset your interest to save
    • Free redraw facility for easy access to additional payments
    • No monthly or application fees

    interest rate

    3.65% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $195

    Go to site

    More info

    • Offset your interest to save
    • Free redraw facility for easy access to additional payments
    • No monthly or application fees
    • Interest rate: 3.65% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $195
    • Ongoing fees: $0.00
    • Discharge fee: $500.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: yes - up to $50,000 maximum
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $100,000
    • Maximum loan amount: $5,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Monthly
    Overall rating

    7.8

    Based on 89 CUA home loan reviews

    Need more information?
    Go to site

    More info

  • UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • Get $1,000 cash into a USaver account on any loan (new or refinance) over $200k. (T&Cs apply).
    • 20% minimum deposit required

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.69% p.a.

    upfront fees

    $0

    Go to site

    More info

    • $0 application fee for variable rate, $0 ongoing fees, $0 annual fees
    • Get $1,000 cash into a USaver account on any loan (new or refinance) over $200k. (T&Cs apply).
    • 20% minimum deposit required
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.69% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    4.8

    Based on 56 UBank home loan reviews

    Need more information?
    Go to site

    More info

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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