Bendigo Bank home loan reviews

Bendigo Bank
Bendigo Bank's overall rating for home loans

(as rated by the Mozo community)

8.3 / 10

based on 677 reviews

Price

Features

Customer service

Convenience

Trust

Top 5 home loans 2015

Featured home loan from Bendigo Bank

Recent Bendigo Bank home loan reviews

Bendigo Bank

Bendigo Bank Variable Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   4 / 10

No benefits for customer loyalty

Due to the age of my husband we are trapped with this mortgage. They have increased the monthly fee to $20 - up from $10. We had to take out car insurance with them to get a discount rate but still not the cheapest in the market.

Full review

Due to the age of my husband we are trapped with this mortgage. They have increased the monthly fee to $20 - up from $10. We had to take out car insurance with them to get a discount rate but still not the cheapest in the market.

    Price   2 / 10

    Features   2 / 10

    Customer service   6 / 10

    Convenience   5 / 10

    Trust   4 / 10

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Tracey, Queensland, reviewed 2 days ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Fantastic service throught out

The service at the Bendigo Bank are a lot better in East Gippsland than other banks.

Full review

The service at the Bendigo Bank are a lot better in East Gippsland than other banks.

    Price   9 / 10

    Features   9 / 10

    Customer service   8 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Leonard, Victoria, reviewed 6 months ago

Bendigo Bank

Bendigo Bank Fixed Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Great bank

Always friendly, eager to help and available when required.

Full review

Always friendly, eager to help and available when required.

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Willem, Victoria, reviewed 7 months ago

Bendigo Bank

Bendigo Bank Variable Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Great contact online, phone and branch

Been with them over 30 years. I can call, do online and branch opened Saturday morning

Full review

Been with them over 30 years. I can call, do online and branch opened Saturday morning

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Christine, Victoria, reviewed 8 months ago

Bendigo Bank

Bendigo Bank Fixed Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Great bank

Great friendly bank with great products

Full review

Great friendly bank with great products

    Price   8 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   10 / 10

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Carissa, Western Australia, reviewed 8 months ago

Bendigo Bank

Bendigo Bank Basic Home Loan Special (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Local bank working for local people

I like this bank because they are locals dealing with locals

Full review

I like this bank because they are locals dealing with locals

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Rynn, New South Wales, reviewed 8 months ago

Bendigo Bank

Bendigo Bank Fixed Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Very helpful and competitive rates.

We have found Bendigo will work with us for everything that we need. They have been awesome.

Full review

We have found Bendigo will work with us for everything that we need. They have been awesome.

    Price   10 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Tracey, Queensland, reviewed 8 months ago

Bendigo Bank

Bendigo Bank Basic Home Loan Special (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Very helpful and friendly

I find Bendigo bank to be very helpful.

Full review

I find Bendigo bank to be very helpful.

    Price   8 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Wayne, Queensland, reviewed 9 months ago

Bendigo Bank

Bendigo Bank home loan review

Overall rating   10 / 10

Good Bank

Friendly, easy access, easy to understand the products, totally trustworthy and honest.

Full review

Friendly, easy access, easy to understand the products, totally trustworthy and honest.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Lynda, Western Australia, reviewed 10 months ago

Bendigo Bank

Bendigo Bank Home Equity Loan (Owner Occupier) (Package) home loan review

Overall rating   9 / 10

Answered all my questions with good understanding.

Have been extremely helpful and convenient.

Full review

Have been extremely helpful and convenient.

    Price   8 / 10

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Cheryle, South Australia, reviewed 10 months ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Good provider

Good

    Price   10 / 10

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Amanda, New South Wales, reviewed over 1 year ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Competitive rates and personal service

I have direct access to the bank manager of the Bendigo Bank branch that I go to. He attends my home by discussing the loans I can use. If I miss a signature on a form, he also arranges to call in at my home to sign the form. He makes other...

Full review

I have direct access to the bank manager of the Bendigo Bank branch that I go to. He attends my home by discussing the loans I can use. If I miss a signature on a form, he also arranges to call in at my home to sign the form. He makes other senior managers aware of my needs and informs me about contacting them if necessary. In addition, the phone service from Bendigo Bank is excellent in resolving any questions and help I may require. They also call immediately to inform of any online dubious dealings in my accounts.

    Price   10 / 10

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Louise, New South Wales, reviewed over 1 year ago

Bendigo Bank

Bendigo Bank home loan review

Overall rating   9 / 10

Good friendly service, easy access

Good friendly service, easy access

Full review

Good friendly service, easy access

    Price   7 / 10

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Ian, Tasmania, reviewed over 1 year ago

Bendigo Bank

Bendigo Bank Basic Home Loan Special (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Great bank and Staff

Great bank in all aspects of service staff and product!

Full review

Great bank in all aspects of service staff and product!

    Price   10 / 10

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Bob, Queensland, reviewed over 1 year ago

Bendigo Bank

Bendigo Bank Fixed Rate Residential (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Excellent provider

I am treated like a valued customer and staff are friendly and part of my community.

Full review

I am treated like a valued customer and staff are friendly and part of my community.

    Price   8 / 10

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Paul, Victoria, reviewed over 1 year ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Service is great

just great to deal with

Full review

just great to deal with

    Price   6 / 10

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Kel, Victoria, reviewed over 1 year ago

Bendigo Bank

Bendigo Bank Basic Home Loan Special (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Excellent provider, very professional service

Very professional

Full review

Very professional

    Price   10 / 10

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Susan, Victoria, reviewed over 1 year ago

Bendigo Bank

Bendigo Bank home loan review

Overall rating   9 / 10

Great customer service

Always have a smile and a friendly word to say when in the bank and any small problems are dealt with promptly.

Full review

Always have a smile and a friendly word to say when in the bank and any small problems are dealt with promptly.

    Price   8 / 10

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Angela, South Australia, reviewed almost 2 years ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   5 / 10

Room for improvement

Minimal staff, maximum customers.

Full review

Minimal staff, maximum customers.

    Price   6 / 10

    Features   6 / 10

    Customer service   4 / 10

    Convenience   3 / 10

    Trust   4 / 10

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Cate, Western Australia, reviewed about 2 years ago

Bendigo Bank

Bendigo Bank Basic Home Loan Special (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Good communication with management

Intetest rate could be a little less which would make for a more easy payment.

Full review

Intetest rate could be a little less which would make for a more easy payment.

    Price   6 / 10

    Features   3 / 10

    Customer service   9 / 10

    Convenience   6 / 10

    Trust   7 / 10

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Rhonda, Victoria, reviewed about 2 years ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Excellent

My consultant at Bendigo was very helpful

Full review

My consultant at Bendigo was very helpful

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Julie, South Australia, reviewed about 2 years ago

Bendigo Bank

Bendigo Bank Basic Home Loan (Fixed, Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Service to the community and the customer.

A bank that provides excellent products, customer service and excellent support to the community.

Full review

A bank that provides excellent products, customer service and excellent support to the community.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

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Christine, Western Australia, reviewed over 2 years ago

Bendigo Bank

Bendigo Bank home loan review

Overall rating   9 / 10

Great customer service, met my individual needs

Fantastic customer service. Provided an individual service to me. Felt they understood my needs

Full review

Fantastic customer service. Provided an individual service to me. Felt they understood my needs

    Price   7 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Colleen, Victoria, reviewed over 2 years ago

Bendigo Bank

Bendigo Bank home loan review

Overall rating   9 / 10

Excellent price and service and flexible product

Fantastic product with flexibility, fixed and variable mixed, linked accounts that are offset with loan. GREAT customer service and ease of use. Added value with insurances offered

Full review

Fantastic product with flexibility, fixed and variable mixed, linked accounts that are offset with loan. GREAT customer service and ease of use. Added value with insurances offered

    Price   9 / 10

    Features   9 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   9 / 10

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Michelle, New South Wales, reviewed over 2 years ago

Bendigo Bank

Bendigo Bank Home Equity Loan (Owner Occupier) (Package) home loan review

Overall rating   9 / 10

Fantastic customer service & Community Based.

I like the personal attention given when I enter my bank. Also like the bank is a community bank; passing on profits to the community.

Full review

I like the personal attention given when I enter my bank. Also like the bank is a community bank; passing on profits to the community.

    Price   8 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

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Robyn, Victoria, reviewed over 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE AWARDS 2016

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    loans.com.au Essentials Variable 80 (Owner Occupier, Principal & Interest)

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product

    interest rate

    3.64% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $520

    Go to site

    More info

    • A super-low rate available to purchases & refinance
    • No monthly fees, Redraw facility with no minimum
    • Split loan facility – up to five free splits with fixed rate or identical variable loan product
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $520
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $2,000,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.2

    Based on 636 loans.com.au home loan reviews

    Need more information?
    Go to site

    More info

  • NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest)

    NAB Base Variable Rate Home Loan Special Offer (Owner Occupier, Principal & Interest)

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility

    interest rate

    3.69% p.a. variable

    comparison rate*

    3.73% p.a.

    upfront fees

    $600

    Go to site

    More info

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility
    • Interest rate: 3.69% p.a. variable
    • Comparison rate*: 3.73% p.a.
    • Upfront fees: $600
    • Ongoing fees: $0.00
    • Discharge fee: $350.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 95.00%
    • Minimum loan amount: $20,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    6.8

    Based on 2769 NAB home loan reviews

    Need more information?
    Go to site

    More info

  • UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    UBank UHomeLoan - Discount Offer (Owner Occupier, Principal & Interest)

    • A Low rate Home Loan with $0 application fees for variable rate, $0 ongoing fees, $0 annual fees
    • Choose between weekly, fortnightly or monthly repayments and make extra repayments for free on a variable rate home loan
    • 20% minimum deposit required

    interest rate

    3.59% p.a. variable

    comparison rate*

    3.59% p.a.

    upfront fees

    $0

    Go to site

    More info

    • A Low rate Home Loan with $0 application fees for variable rate, $0 ongoing fees, $0 annual fees
    • Choose between weekly, fortnightly or monthly repayments and make extra repayments for free on a variable rate home loan
    • 20% minimum deposit required
    • Interest rate: 3.59% p.a. variable
    • Comparison rate*: 3.59% p.a.
    • Upfront fees: $0
    • Ongoing fees: $0.00
    • Discharge fee: $0.00
    • Extra repayments: yes - free
    • Redraw facility: yes
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $200,000
    • Maximum loan amount: $699,999
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    5.2

    Based on 111 UBank home loan reviews

    Need more information?
    Go to site

    More info

  • Featured product

     

    Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

    Heritage Bank Discount Variable Home Loan (Owner Occupier, LVR<80%)

    • Heritage’s current lowest variable interest rate
    • Unlimited extra repayments and unlimited redraw
    • People First service from your own dedicated lending specialist

    interest rate

    3.67% p.a. variable

    comparison rate*

    3.69% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Heritage’s current lowest variable interest rate
    • Unlimited extra repayments and unlimited redraw
    • People First service from your own dedicated lending specialist
    • Interest rate: 3.67% p.a. variable
    • Comparison rate*: 3.69% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $250.00
    • Extra repayments: yes - free
    • Redraw facility: yes - fees apply
    • Offset account: no
    • Maximum loan to value ratio: 80.00%
    • Minimum loan amount: $150,000
    • Maximum loan amount:
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    8.3

    Based on 242 Heritage Bank home loan reviews

    Need more information?
    Go to site

    More info

  • HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    HSBC Discounted Home Value Loan (Owner Occupier, Principal & Interest)

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager

    interest rate

    3.64% p.a. variable

    comparison rate*

    3.66% p.a.

    upfront fees

    $150

    Go to site

    More info

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager
    • Interest rate: 3.64% p.a. variable
    • Comparison rate*: 3.66% p.a.
    • Upfront fees: $150
    • Ongoing fees: $0.00
    • Discharge fee: $300.00
    • Extra repayments: yes - free
    • Redraw facility: yes - free online
    • Offset account: no
    • Maximum loan to value ratio: 90.00%
    • Minimum loan amount: $50,000
    • Maximum loan amount: $7,500,000
    • Type of loan: Variable
    • Repayment types: Principal & Interest
    • Availability: Owner Occupier
    • Repayment options: Weekly, Fortnightly, Monthly
    Overall rating

    7.0

    Based on 109 HSBC home loan reviews

    Need more information?
    Go to site

    More info

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Want more? Compare all 505 home loans in the Mozo comparison engine.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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