When it comes to getting the best deal on your banking, most people tend to focus on locking in a solid term deposit interest rate or finding a hot rewards credit card offer. The most important piece of the puzzle, however, is often overlooked… your bank account!
Your everyday account is essentially the glue that holds all of your different banking products together. And what many people don’t realise is they could be getting a whole lot more bang for their buck on their bank account in better interest rates, cashback offers and other cool perks - you just need to know where to look.
So, to help get you started, here are a few value-packed everyday bank accounts that are filled to the brim with hot offers and top features:
HSBC Everyday Global Account
$100 bonus for new HSBC customers (conditions apply)
Ready to up your everyday banking game? Well, with the chance for new HSBC customers to snag a $100 bonus when you open an account before 31 March 2020 and make a monthly deposit of $2,000 or more for 3 consecutive months within the first 6 months of account opening, the HSBC Everyday Global Account is where it’s at! On top of all this, you could even score 2% cashback (up to $50 per month) on eligible tap and pay purchases below $100, when you deposit at least $2,000 each month.
ING Orange Everyday
Multi-award-winner in 2020 Mozo Expert Choice Awards
Free ATM withdrawals in Australia & overseas (conditions apply)
When you deposit $1,000 or more into your ING Orange Everyday account each month from an external bank account and make at least 5 card purchases (each month) using your ING debit card, then not only will you get a free-pass when using ATM’s in Australia and overseas, but you’ll also score free international transactions! On top of all this, this account won a 2020 Mozo Experts Choice Award for best Exceptional Everyday Account* and a 2019 award for best Travel Debit Card**.
Bankwest Hero Transaction Account
$0 monthly fees when you deposit $2,000 a month
Earn 0.75% interest on balances up to $5,000
Make payments via Apple Pay, Google Pay, PayID, Payment Ring
Proving that not all heroes wear capes, the Bankwest Hero Transaction Account saves the day with its wide range of digital payment options and unlimited free transactions made online, over the phone, via network ATMs or debit Mastercard. But the real secret weapon here is a generous 0.75% interest offer on balances up to $5,000. The account even gives you access to the Bankwest Lounge at Perth Arena and a solid 10% discount to use on snacks and drinks while you’re there.
UBank USpend Transaction Account
Generous 2.10% p.a. special interest rate (conditions apply)
Innovative sweep technology
2020 Mozo Experts Choice Award-winner
Working hand in hand with the UBank USaver, the UBank USaver with Ultra Transaction Account uses innovative sweep technology to help plump up your savings balance by automatically pulling money across your accounts based on the limit you set. Plus, with a 2.10% p.a. special interest rate up for grabs when you deposit $200 or more into either account each month and a 2020 Mozo Experts Choice Award for best Regular Saver^ under its belt, this account is a total show-stopper!