Commonwealth Bank Extra Home Loan - 4 Year Introductory Rate (for First Home Buyers)

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $150,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $150,000

3.79% p.a.variable for 48 months and then 4.35% p.a.

4.18% p.a.

$0.00

Commonwealth Bank Extra Home Loan - 4 Year Introductory Rate (for First Home Buyers)

3.79% p.a.variable for 48 months and then 4.35% p.a.

4.18% p.a.

$0.00

4.41% p.a.variable for 48 months and then 4.97% p.a.

4.80% p.a.

$0.00

Commonwealth Bank Extra Home Loan - 4 Year Introductory Rate (for First Home Buyers)

4.41% p.a.variable for 48 months and then 4.97% p.a.

4.80% p.a.

$0.00

4.19% p.a.variable for 48 months and then 4.70% p.a.

4.55% p.a.

$0.00

Commonwealth Bank Extra Home Loan - 4 Year Introductory Rate (for First Home Buyers)

4.19% p.a.variable for 48 months and then 4.70% p.a.

4.55% p.a.

$0.00

4.93% p.a.variable for 48 months and then 5.44% p.a.

5.28% p.a.

$0.00

Commonwealth Bank Extra Home Loan - 4 Year Introductory Rate (for First Home Buyers)

4.93% p.a.variable for 48 months and then 5.44% p.a.

5.28% p.a.

$0.00

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • 4.35% p.a.

  • 3.79% p.a.

  • 48 Months

  • Variable

  • 4.18% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • no

  • no

  • Only available for first home buyers where none of the applicants have previously owned or currently hold an interest in a property anywhere in Australia.

  • none

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • 4.97% p.a.

  • 4.41% p.a.

  • 48 Months

  • Variable

  • 4.80% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • no

  • no

  • Only available for first home buyers where none of the applicants have previously owned or currently hold an interest in a property anywhere in Australia.

  • none

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • 4.70% p.a.

  • 4.19% p.a.

  • 48 Months

  • Variable

  • 4.55% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • no

  • no

  • Only available for first home buyers where none of the applicants have previously owned or currently hold an interest in a property anywhere in Australia.

  • none

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • 5.44% p.a.

  • 4.93% p.a.

  • 48 Months

  • Variable

  • 5.28% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • no

  • no

  • Only available for first home buyers where none of the applicants have previously owned or currently hold an interest in a property anywhere in Australia.

  • none

Customer Reviews

How are Commonwealth Bank home loans rated by the Mozo community?

Overall customer rating
7.3/10
Price
6.8/10
Features
6.9/10
Customer service
7.5/10
Convenience
8.0/10
Trust
7.3/10
Commonwealth Bank

About Commonwealth Bank

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

See Commonwealth Bank home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.