The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 90%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $10,000 | |
| | Owner Occupier | Interest Only | < 80% | $10,000 | |
| | Investor | Principal & Interest | < 90% | $10,000 | |
| | Investor | Interest Only | < 90% | $10,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $10,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000
Investor (Interest Only)
LVR < 90%
Loan: $10,000
4.04% p.a.
5.16% p.a.
$8.00 monthly
Commonwealth Bank Fixed Rate
4.04% p.a.
5.16% p.a.
$8.00 monthly
Commonwealth Bank Fixed Rate
4.04% p.a.
5.16% p.a.
$8.00 monthly
4.49% p.a.
5.67% p.a.
$8.00 monthly
Commonwealth Bank Fixed Rate
4.49% p.a.
5.67% p.a.
$8.00 monthly
Commonwealth Bank Fixed Rate
4.49% p.a.
5.67% p.a.
$8.00 monthly
4.24% p.a.
5.63% p.a.
$8.00 monthly
Commonwealth Bank Fixed Rate
4.24% p.a.
5.63% p.a.
$8.00 monthly
Commonwealth Bank Fixed Rate
4.24% p.a.
5.63% p.a.
$8.00 monthly
4.34% p.a.
5.96% p.a.
$8.00 monthly
Commonwealth Bank Fixed Rate
4.34% p.a.
5.96% p.a.
$8.00 monthly
Commonwealth Bank Fixed Rate
4.34% p.a.
5.96% p.a.
$8.00 monthly
p.a.
p.a.
0 Months
none
4.04% (5.39%*)
3.94% (5.25%*)
4.04% (5.16%*)
4.34% (5.16%*)
4.54% (5.17%*)
(*)
(*)
5.37% p.a.
$600.00
$0.00
$0.00
$200.00
none
$8.00 monthly
$350.00
$10,000
none
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
no
no
none
yes
yes - partial only
none
$2,000 cashback for refinancers that apply before 31 January 2019 and have their loan funded by 31 March 2019. Minimum refinance amount $250,000.
p.a.
p.a.
0 Months
none
4.69% (5.95%*)
4.44% (5.78%*)
4.49% (5.67%*)
4.79% (5.67%*)
5.04% (5.69%*)
(*)
(*)
5.92% p.a.
$600.00
$0.00
$0.00
$200.00
none
$8.00 monthly
$350.00
$10,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
no
no
none
yes
yes - partial only
none
none
p.a.
p.a.
0 Months
none
4.29% (5.93%*)
4.14% (5.75%*)
4.24% (5.63%*)
4.54% (5.60%*)
4.64% (5.54%*)
(*)
(*)
5.95% p.a.
$600.00
$0.00
$0.00
$200.00
none
$8.00 monthly
$350.00
$10,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
no
no
none
yes
yes - partial only
none
$2,000 cashback for refinancers that apply before 31 January 2019 and have their loan funded by 31 March 2019. Minimum refinance amount $250,000.
p.a.
p.a.
0 Months
none
4.54% (6.35%*)
4.34% (6.14%*)
4.34% (5.96%*)
5.04% (6.05%*)
5.14% (6.00%*)
(*)
(*)
6.39% p.a.
$600.00
$0.00
$0.00
$200.00
none
$8.00 monthly
$350.00
$10,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
no
no
none
yes
yes - partial only
none
$2,000 cashback for refinancers that apply before 31 January 2019 and have their loan funded by 31 March 2019. Minimum refinance amount $250,000.
Friendly and swift service. Good locations. Excellent online banking and phone app.
Read full review
Friendly and swift service. Good locations. Excellent online banking and phone app.
Less
Jo | South Australia
reviewed over 1 year ago
I like Commonwealth Bank because I have been banking with them for many years and am always...
Read full review
I like Commonwealth Bank because I have been banking with them for many years and am always satisfied with the service I receive.
Less
Graham | Queensland
reviewed over 1 year ago
The staff at Commonwealth Bank were willing to loan us a mortgage when the banks we had been with...
Read full review
The staff at Commonwealth Bank were willing to loan us a mortgage when the banks we had been with for years wouldn't.
Less
Chris | Western Australia
reviewed about 2 years ago
Interest rate higher than other places, not competitive, very disappointing.
Read full review
Interest rate higher than other places, not competitive, very disappointing.
Less
Leanne | Victoria
reviewed over 2 years ago
lots of branches, helpful and friendly staff!
Read full review
lots of branches, helpful and friendly staff!
Less
Siobhan | Western Australia
reviewed almost 3 years ago
The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.
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