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Commonwealth Bank Fixed Rate

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 95% $10,000
Owner Occupier Interest Only < 80% $10,000
Investor Principal & Interest < 90% $10,000
Investor Interest Only < 90% $10,000
  • Owner Occupier (Principal & Interest)
    LVR < 95%
    Loan: $10,000
  • Owner Occupier (Interest Only)
    LVR < 80%
    Loan: $10,000
  • Investor (Principal & Interest)
    LVR < 90%
    Loan: $10,000
  • Investor (Interest Only)
    LVR < 90%
    Loan: $10,000
Fixed 3 year rate
6.74% p.a.
Comparison Rate
8.31% p.a.
Service fee
$8.00 monthly
Upfront fee
$800
Fixed 3 year rate
6.84% p.a.
Comparison Rate
8.34% p.a.
Service fee
$8.00 monthly
Upfront fee
$800
Fixed 3 year rate
6.79% p.a.
Comparison Rate
8.72% p.a.
Service fee
$8.00 monthly
Upfront fee
$800
Fixed 3 year rate
6.89% p.a.
Comparison Rate
8.75% p.a.
Service fee
$8.00 monthly
Upfront fee
$800

Details

Rates and fees information correct as at 21 February 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.74% (8.71%*)

6.99% (8.55%*)

6.74% (8.31%*)

6.84% (8.18%*)

6.84% (8.04%*)

n/a

n/a

8.80% p.a.

Fees

$600.00

n/a

$0.00

$200.00

n/a

$8.00 monthly

$350.00

Other financial bits

$10,000

none

none

95.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a.

no

no

none

yes

no

Legal fees charged at cost.

CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible clean energy products. Loan size $5,000-$30,000.

To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 February 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.74% (8.71%*)

7.04% (8.56%*)

6.84% (8.34%*)

6.94% (8.22%*)

6.94% (8.09%*)

n/a

n/a

8.80% p.a.

Fees

$600.00

n/a

$0.00

$200.00

n/a

$8.00 monthly

$350.00

Other financial bits

$10,000

none

none

80.00%

Features

Monthly

yes - free up to $10,000 p.a.

no

no

none

yes

no

Legal fees charged at cost.

CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible clean energy products. Loan size $5,000-$30,000.

To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 February 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.79% (9.22%*)

7.04% (9.01%*)

6.79% (8.72%*)

6.94% (8.57%*)

6.94% (8.39%*)

n/a

n/a

9.38% p.a.

Fees

$600.00

n/a

$0.00

$200.00

n/a

$8.00 monthly

$350.00

Other financial bits

$10,000

none

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a.

no

no

none

yes

no

Legal fees charged at cost.

CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible clean energy products. Loan size $5,000-$30,000.

To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 February 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.79% (9.22%*)

7.09% (9.02%*)

6.89% (8.75%*)

7.04% (8.60%*)

7.04% (8.43%*)

n/a

n/a

9.38% p.a.

Fees

$600.00

n/a

$0.00

$200.00

n/a

$8.00 monthly

$350.00

Other financial bits

$10,000

none

none

90.00%

Features

Monthly

yes - free up to $10,000 p.a.

no

no

none

yes

no

Legal fees charged at cost.

CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible clean energy products. Loan size $5,000-$30,000.

To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

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Latest reviews of Commonwealth Bank Fixed Rate Home Loan

About Commonwealth Bank

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6.09% p.a. variable

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5.99% p.a. variable

5.90% p.a.

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Up

Home Variable Rate

6.15% p.a. variable

6.15% p.a.

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Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

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ubank

Neat Home Loan

6.09% p.a. variable

6.11% p.a.

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Variable

6.29% p.a. variable

6.20% p.a.

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ubank

Flex Home Loan Fixed

6.64% p.a.
fixed 3 years

6.52% p.a.

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Up

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5.80% p.a.
fixed 3 years

6.05% p.a.

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ubank

Flex Home Loan

6.19% p.a. variable

6.43% p.a.

Thumbnail icon for Unloan
Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Up
Up

Home Variable Rate

6.15% p.a.

6.15% p.a.

Thumbnail icon for Sucasa
Sucasa

Ultra Low Rate

6.30% p.a.

6.58% p.a.

Thumbnail icon for ubank
ubank

Neat Home Loan

6.09% p.a.

6.11% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

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ubank

Flex Home Loan Fixed

p.a.

6.52% p.a.

Thumbnail icon for Aussie
Aussie

Elevate

6.09% p.a.

6.20% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan

6.19% p.a.

6.43% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

6.64% p.a.
fixed 3 years

6.56% p.a.

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ING

Fixed Rate Loan (with Orange Advantage)

6.29% p.a.
fixed 3 years

6.24% p.a.

Thumbnail icon for ubank
ubank

Flex Home Loan Fixed

6.64% p.a.
fixed 3 years

6.56% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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