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Commonwealth Bank Fixed Rate

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $10,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $10,000

Fixed 3 year rate
2.34% p.a.
Comparison Rate
4.13% p.a.
Service fee
$8.00 monthly
Upfront fee
$800
Fixed 3 year rate
3.64% p.a.
Comparison Rate
4.82% p.a.
Service fee
$8.00 monthly
Upfront fee
$800
Fixed 3 year rate
2.54% p.a.
Comparison Rate
4.60% p.a.
Service fee
$8.00 monthly
Upfront fee
$800
Fixed 3 year rate
2.74% p.a.
Comparison Rate
4.65% p.a.
Service fee
$8.00 monthly
Upfront fee
$800

Details

Rates and fees information correct as at 24 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.24% (4.49%*)

2.09% (4.25%*)

2.34% (4.13%*)

2.39% (3.97%*)

3.14% (4.12%*)

n/a

n/a

4.55% p.a.
Fees

$600.00

n/a

$0.00

$200.00

n/a

$8.00 monthly

$350.00
Other financial bits

$10,000

none

none

95.00%
Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a.

no

no

none

yes

no

Legal fees charged at cost.

none

$2,000 cashback for refinancers who apply before 30 June 2021 and have their loan funded by 30 September 2021. Minimum refinance amount $250,000. Eligibility criteria applies. This offer is not available for Bridging Loans.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

3.54% (4.60%*)

3.54% (4.51%*)

3.64% (4.82%*)

3.94% (4.48%*)

4.04% (4.78%*)

n/a

n/a

5.04% p.a.
Fees

$600.00

n/a

$0.00

$200.00

n/a

$8.00 monthly

$350.00
Other financial bits

$10,000

none

none

80.00%
Features

Monthly

yes - free up to $10,000 p.a.

no

no

none

yes

no

Legal fees charged at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.84% (5.05%*)

2.64% (4.81%*)

2.54% (4.60%*)

3.24% (4.63%*)

3.24% (4.50%*)

n/a

n/a

5.13% p.a.
Fees

$600.00

n/a

$0.00

$200.00

n/a

$8.00 monthly

$350.00
Other financial bits

$10,000

none

none

90.00%
Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 p.a.

no

no

none

yes

no

Legal fees charged at cost.

none

$2,000 cashback for refinancers who apply before 30 June 2021 and have their loan funded by 30 September 2021. Minimum refinance amount $250,000. Eligibility criteria applies. This offer is not available for Bridging Loans.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

3.04% (5.07%*)

2.84% (4.85%*)

2.74% (4.65%*)

3.44% (4.71%*)

3.44% (4.59%*)

n/a

n/a

5.39% p.a.
Fees

$600.00

n/a

$0.00

$200.00

n/a

$8.00 monthly

$350.00
Other financial bits

$10,000

none

none

90.00%
Features

Monthly

yes - free up to $10,000 p.a.

no

no

none

yes

no

Legal fees charged at cost.

none

$2,000 cashback for refinancers who apply before 30 June 2021 and have their loan funded by 30 September 2021. Minimum refinance amount $250,000. Eligibility criteria applies. This offer is not available for Bridging Loans.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Commonwealth Bank home loans rated by the Mozo community?

Overall
6.8/10
Price
6.4/10
Features
6.3/10
Customer service
7.0/10
Convenience
7.9/10
Trust
6.7/10
Based on 5926 Commonwealth Bank home loan reviews

Latest reviews of Commonwealth Bank Fixed Rate Home Loan

About Commonwealth Bank

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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