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Commonwealth Bank Fixed Rate

The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $10,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $10,000

Fixed 3 year rate
2.44% p.a.
Comparison Rate*
4.15% p.a.
Service fee
$8.00 monthly
Upfront fee
$800
Fixed 3 year rate
3.54% p.a.
Comparison Rate*
4.43% p.a.
Service fee
$8.00 monthly
Upfront fee
$800
Fixed 3 year rate
2.84% p.a.
Comparison Rate*
4.67% p.a.
Service fee
$8.00 monthly
Upfront fee
$800
Fixed 3 year rate
3.04% p.a.
Comparison Rate*
4.73% p.a.
Service fee
$8.00 monthly
Upfront fee
$800

Details

Rates and fees information correct as at 5 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.44% (4.50%*)

  • 2.44% (4.31%*)

  • 2.44% (4.15%*)

  • 3.14% (4.22%*)

  • 3.14% (4.12%*)

  • n/a

  • n/a

  • 4.55% p.a.

Fees
  • $600.00

  • n/a

  • $0.00

  • $200.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • none

  • yes

  • no

  • Legal fees charged at cost.

  • none

  • $2,000 cashback for refinancers who apply before 3 August 2020 and have their loan funded by 9 October 2020. Minimum refinance amount $250,000. Eligibility criteria applies.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 5 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.54% (4.60%*)

  • 3.54% (4.51%*)

  • 3.54% (4.43%*)

  • 3.94% (4.48%*)

  • 3.94% (4.44%*)

  • n/a

  • n/a

  • 5.04% p.a.

Fees
  • $600.00

  • n/a

  • $0.00

  • $200.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • none

  • yes

  • no

  • Legal fees charged at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 5 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.84% (5.05%*)

  • 2.84% (4.85%*)

  • 2.84% (4.67%*)

  • 3.24% (4.63%*)

  • 3.24% (4.50%*)

  • n/a

  • n/a

  • 5.13% p.a.

Fees
  • $600.00

  • n/a

  • $0.00

  • $200.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • none

  • yes

  • no

  • Legal fees charged at cost.

  • none

  • $2,000 cashback for refinancers who apply before 3 August 2020 and have their loan funded by 9 October 2020. Minimum refinance amount $250,000. Eligibility criteria applies.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 5 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.04% (5.07%*)

  • 3.04% (4.89%*)

  • 3.04% (4.73%*)

  • 3.44% (4.71%*)

  • 3.44% (4.59%*)

  • n/a

  • n/a

  • 5.39% p.a.

Fees
  • $600.00

  • n/a

  • $0.00

  • $200.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 90.00%

Features
  • Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • none

  • yes

  • no

  • Legal fees charged at cost.

  • none

  • $2,000 cashback for refinancers who apply before 3 August 2020 and have their loan funded by 9 October 2020. Minimum refinance amount $250,000. Eligibility criteria applies.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Commonwealth Bank home loans rated by the Mozo community?

Overall customer rating
6.8/10
Price
6.3/10
Features
6.3/10
Customer service
7.0/10
Convenience
7.9/10
Trust
6.7/10

Latest reviews of Commonwealth Bank Fixed Rate

  • Overall 8/10
    Easy to use app

    Good rates.

    Read full review

    Good rates.

    Price
    7/10
    Features
    8/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    7/10
    Less
    Edwina, Victoria reviewed 12 days ago
  • Overall 7/10
    Good all rounder

    We banked with CBA for many, many years. On one occasion we attempted to renegotiate and was told that our loyalty would ensure the most competitive outcome. CBA were unable to provide us with an equal or better variable rate than a 2nd tier lender so we jumped ship.

    Read full review

    We banked with CBA for many, many years. On one occasion we attempted to renegotiate and was told that our loyalty would ensure the most competitive outcome. CBA were unable to provide us with an equal or better variable rate than a 2nd tier lender so we jumped ship.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    5/10
    Less
    Chris, Queensland reviewed about 2 months ago
  • Overall 3/10
    Disappointing

    Just like the other major banks, they will steal from you if they think they can get away with it.

    Read full review

    Just like the other major banks, they will steal from you if they think they can get away with it.

    Price
    1/10
    Features
    2/10
    Customer service
    5/10
    Convenience
    3/10
    Trust
    0/10
    Less
    Les, Queensland reviewed 2 months ago
  • Overall 10/10
    CBA are great

    CBA are always so accommodating with great interest rates and are very up front about what’s available.

    Read full review

    CBA are always so accommodating with great interest rates and are very up front about what’s available.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Bec, Queensland reviewed 2 months ago
  • Overall 8/10
    Competitive rates.

    Pros - interest rates, great customer service.

    Read full review

    Pros - interest rates, great customer service.

    Price
    8/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    7/10
    Trust
    -1/10
    Less
    Troy, South Australia reviewed 3 months ago
Commonwealth Bank

About Commonwealth Bank

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.