Commonwealth Bank Fixed Rate

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $10,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $10,000

3.14% p.a.

4.51% p.a.

$8.00 monthly

Commonwealth Bank Fixed Rate

3.14% p.a.

4.51% p.a.

$8.00 monthly

Details
Customer Reviews
Similar loans

3.94% p.a.

5.08% p.a.

$8.00 monthly

Commonwealth Bank Fixed Rate

3.94% p.a.

5.08% p.a.

$8.00 monthly

Details
Customer Reviews
Similar loans

3.79% p.a.

5.10% p.a.

$8.00 monthly

Commonwealth Bank Fixed Rate

3.79% p.a.

5.10% p.a.

$8.00 monthly

Details
Customer Reviews
Similar loans

3.94% p.a.

5.33% p.a.

$8.00 monthly

Commonwealth Bank Fixed Rate

3.94% p.a.

5.33% p.a.

$8.00 monthly

Details
Customer Reviews
Similar loans
Details
Customer Reviews
Similar loans

Details

Rates and fees information correct as at 16 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.44% (4.82%*)

  • 3.14% (4.65%*)

  • 3.14% (4.51%*)

  • 3.64% (4.56%*)

  • 3.64% (4.48%*)

  • n/a

  • n/a

  • 4.80% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • none

  • yes

  • yes - partial only

  • none

  • none

  • $2,000 cashback for refinancers with applications before 10 January 2020 and have their loan funded by 6 March 2020. Minimum refinance amount $250,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.04% (5.32%*)

  • 3.94% (5.19%*)

  • 3.94% (5.08%*)

  • 4.14% (5.04%*)

  • 4.14% (4.96%*)

  • n/a

  • n/a

  • 5.29% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • none

  • yes

  • yes - partial only

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.79% (5.37%*)

  • 3.59% (5.19%*)

  • 3.79% (5.10%*)

  • 3.79% (4.98%*)

  • 3.79% (4.87%*)

  • n/a

  • n/a

  • 5.38% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 90.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • none

  • yes

  • yes - partial only

  • none

  • none

  • $2,000 cashback for refinancers with applications before 10 January 2020 and have their loan funded by 6 March 2020. Minimum refinance amount $250,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.04% (5.63%*)

  • 3.94% (5.47%*)

  • 3.94% (5.33%*)

  • 4.14% (5.26%*)

  • 4.14% (5.16%*)

  • n/a

  • n/a

  • 5.64% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • n/a

  • $8.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 90.00%

Features

  • Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • none

  • yes

  • yes - partial only

  • none

  • none

  • $2,000 cashback for refinancers with applications before 10 January 2020 and have their loan funded by 6 March 2020. Minimum refinance amount $250,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Commonwealth Bank home loans rated by the Mozo community?

Overall customer rating
6.8/10

Based on 5710 Commonwealth Bank home loan reviews

Price
6.3/10
Features
6.3/10
Customer service
6.9/10
Convenience
7.9/10
Trust
6.7/10

Latest reviews of Commonwealth Bank Fixed Rate

  • Overall
    8/10
    Easy to access information and competitive rate.

    Being one of the big 4, Commbank is trustworthy and secure. Their rates are competitive and their...

    Read full review

    Being one of the big 4, Commbank is trustworthy and secure. Their rates are competitive and their account access and NetBank facilities are easy to use.

    Price
    9/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    9/10

    Less

    Milan | New South Wales

    reviewed 28 days ago

  • Overall
    8/10
    Would not think of changing.

    Have no issues with current provider. Exceptional customer service. Very easy to obtain first...

    Read full review

    Have no issues with current provider. Exceptional customer service. Very easy to obtain first home loan, they explained everything and stepped through the whole process very efficiently.

    Price
    5/10
    Features
    4/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    6/10

    Less

    Lisa | New South Wales

    reviewed about 1 month ago

  • Overall
    9/10
    Ok.

    Never have I had any problems with Commonwealth. They have always helped and explained everything.

    Read full review

    Never have I had any problems with Commonwealth. They have always helped and explained everything.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    9/10

    Less

    Gail | New South Wales

    reviewed about 1 month ago

  • Overall
    9/10
    Good.

    Good.

    Read full review

    Good.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10

    Less

    Shane | Victoria

    reviewed about 1 month ago

  • Overall
    5/10
    Pass on savings to customers quicker.

    My faith in the banks integrity is low as a result of the recent press releases I've seen where...

    Read full review

    My faith in the banks integrity is low as a result of the recent press releases I've seen where they are not passing savings on to the customers. Thanks to that I don't feel like a valued customer.

    Price
    5/10
    Features
    5/10
    Customer service
    6/10
    Convenience
    8/10
    Trust
    4/10

    Less

    Kay | Western Australia

    reviewed about 1 month ago

Commonwealth Bank

About Commonwealth Bank

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

See Commonwealth Bank home loans

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a. variable

2.90% p.a.

$520

Go to site

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a. variable

2.84% p.a.

$0

Go to site

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a. variable

2.80% p.a.

$0

Go to site

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.82% p.a. variable

2.86% p.a.

$785

Go to site

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.79% p.a. variable

2.80% p.a.

$0

Go to site

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.74% p.a. variable

2.77% p.a.

$596

Go to site

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

RateSaver (Fixed)

3.49% p.a.
fixed 3 years

3.90% p.a.

$500

Go to site

Promoted

IMB Bank

IMB Bank

Budget Home Loan

3.13% p.a. variable

3.19% p.a.

$799

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a. variable

2.90% p.a.

$520

Go to site

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a. variable

2.84% p.a.

$0

Go to site

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a. variable

2.80% p.a.

$0

Go to site

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.79% p.a. variable

2.80% p.a.

$0

Go to site

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.74% p.a. variable

2.77% p.a.

$596

Go to site

Promoted

HSBC

HSBC

Home Value Loan

2.95% p.a. variable

2.97% p.a.

$150

Go to site

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.82% p.a. variable

2.86% p.a.

$785

Go to site

Promoted

Easy Street

Easy Street

Standard Variable Home Loan

2.95% p.a. variable

2.99% p.a.

$500

Go to site

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a.

2.84% p.a.

$0

Go to site

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a.

2.90% p.a.

$520

Go to site

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a.

2.80% p.a.

$0

Go to site

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.79% p.a.

2.80% p.a.

$0

Go to site

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.82% p.a.

2.86% p.a.

$785

Go to site

Promoted

HSBC

HSBC

Home Value Loan

2.95% p.a.

2.97% p.a.

$150

Go to site

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.74% p.a.

2.77% p.a.

$596

Go to site

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

3.19% p.a.

3.23% p.a.

$0

Go to site

Promoted

UBank

UBank

UHomeLoan (Fixed)

2.84% p.a.
fixed 3 years

3.59% p.a.

$395

Go to site

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

2.99% p.a.
fixed 3 years

3.27% p.a.

$520

Go to site

Promoted

Tic:Toc

Tic:Toc

Fixed Home Loan

2.84% p.a.
fixed 3 years

2.92% p.a.

$0

Go to site

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

RateSaver (Fixed)

3.49% p.a.
fixed 3 years

3.90% p.a.

$500

Go to site

Promoted

Well Home Loans

Well Home Loans

Well Balanced Fixed

2.74% p.a.
fixed 3 years

2.84% p.a.

$785

Go to site

Promoted

IMB Bank

IMB Bank

Fixed Home Loan

2.84% p.a.
fixed 3 years

3.44% p.a.

$799

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.89% p.a.
fixed 3 years

3.96% p.a.

$0

Go to site

Promoted

Heritage Bank

Heritage Bank

Fixed Rate Loan (Home Advantage)

2.99% p.a.
fixed 3 years

3.59% p.a.

$150

Go to site

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Compare other home loans