Commonwealth Bank Fixed Rate

The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $10,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $10,000

4.04% p.a.

5.05% p.a.

$8.00 monthly

Commonwealth Bank Fixed Rate

4.04% p.a.

5.05% p.a.

$8.00 monthly

4.49% p.a.

5.57% p.a.

$8.00 monthly

Commonwealth Bank Fixed Rate

4.49% p.a.

5.57% p.a.

$8.00 monthly

4.24% p.a.

5.52% p.a.

$8.00 monthly

Commonwealth Bank Fixed Rate

4.24% p.a.

5.52% p.a.

$8.00 monthly

4.34% p.a.

5.86% p.a.

$8.00 monthly

Commonwealth Bank Fixed Rate

4.34% p.a.

5.86% p.a.

$8.00 monthly

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.04% (5.26%*)

  • 3.94% (5.13%*)

  • 4.04% (5.05%*)

  • 4.34% (5.06%*)

  • 4.54% (5.09%*)

  • 7.74% (6.83%*)

  • (*)

  • 5.22% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • none

  • yes

  • yes - partial only

  • none

  • none

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.69% (5.81%*)

  • 4.44% (5.66%*)

  • 4.49% (5.57%*)

  • 4.79% (5.57%*)

  • 5.04% (5.61%*)

  • 7.74% (7.07%*)

  • (*)

  • 5.77% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • none

  • yes

  • yes - partial only

  • none

  • none

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.29% (5.80%*)

  • 4.14% (5.63%*)

  • 4.24% (5.52%*)

  • 4.54% (5.50%*)

  • 4.64% (5.46%*)

  • 7.74% (7.08%*)

  • (*)

  • 5.80% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • none

  • yes

  • yes - partial only

  • none

  • none

Details

Rates and fees information correct as at 25 September 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.54% (6.21%*)

  • 4.34% (6.02%*)

  • 4.34% (5.86%*)

  • 5.04% (5.96%*)

  • 5.14% (5.91%*)

  • 7.74% (7.27%*)

  • (*)

  • 6.24% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a.

  • no

  • no

  • none

  • yes

  • yes - partial only

  • none

  • none

Customer Reviews

How are Commonwealth Bank home loans rated by the Mozo community?

Overall customer rating
6.8/10
Price
6.3/10
Features
6.3/10
Customer service
6.9/10
Convenience
7.9/10
Trust
6.7/10

Latest reviews of Commonwealth Bank Fixed Rate

  • Overall
    9/10
    Best online banking I've found

    Friendly and swift service. Good locations. Excellent online banking and phone app.

    Friendly and swift service. Good locations. Excellent online banking and phone app.

    Price
    9/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Jo | South Australia

    reviewed about 1 year ago

  • Overall
    10/10
    Totally satisfied with all aspects of this bank

    I like Commonwealth Bank because I have been banking with them for many years and am always...

    I like Commonwealth Bank because I have been banking with them for many years and am always satisfied with the service I receive.

    Price
    10/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Graham | Queensland

    reviewed about 1 year ago

  • Overall
    10/10
    Friendly and professional staff

    The staff at Commonwealth Bank were willing to loan us a mortgage when the banks we had been with...

    The staff at Commonwealth Bank were willing to loan us a mortgage when the banks we had been with for years wouldn't.

    Price
    7/10
    Features
    -
    Customer service
    -
    Convenience
    -
    Trust
    -

    Chris | Western Australia

    reviewed over 1 year ago

  • Overall
    4/10
    Interest rate higher than other places

    Interest rate higher than other places, not competitive, very disappointing.

    Interest rate higher than other places, not competitive, very disappointing.

    Price
    3/10
    Features
    2/10
    Customer service
    6/10
    Convenience
    4/10
    Trust
    4/10

    Leanne | Victoria

    reviewed over 2 years ago

  • Overall
    10/10
    Lots of branches, helpful and friendly staff!

    lots of branches, helpful and friendly staff!

    lots of branches, helpful and friendly staff!

    Price
    9/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Siobhan | Western Australia

    reviewed over 2 years ago

Commonwealth Bank

About Commonwealth Bank

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

See Commonwealth Bank home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.