The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $10,000 | |
| | Owner Occupier | Interest Only | < 80% | $10,000 | |
| | Investor | Principal & Interest | < 90% | $10,000 | |
| | Investor | Interest Only | < 90% | $10,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $10,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000
Investor (Interest Only)
LVR < 90%
Loan: $10,000
n/a
n/a
n/a
n/a
2.34% (4.49%*)
2.29% (4.29%*)
2.29% (4.12%*)
2.14% (3.89%*)
3.14% (4.12%*)
n/a
n/a
4.55% p.a.
$600.00
n/a
$0.00
$200.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
no
no
none
yes
no
Legal fees charged at cost.
none
$2,000 cashback for refinancers who apply before 31 March 2021 and have their loan funded by 30 June 2021. Minimum refinance amount $250,000. Eligibility criteria applies. This offer is not available for Bridging Loans.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.54% (4.60%*)
3.54% (4.51%*)
3.54% (4.43%*)
3.94% (4.48%*)
3.94% (4.44%*)
n/a
n/a
5.04% p.a.
$600.00
n/a
$0.00
$200.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
80.00%
Monthly
yes - free up to $10,000 p.a.
no
no
none
yes
no
Legal fees charged at cost.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.84% (5.05%*)
2.84% (4.85%*)
2.84% (4.67%*)
3.24% (4.63%*)
3.24% (4.50%*)
n/a
n/a
5.13% p.a.
$600.00
n/a
$0.00
$200.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
no
no
none
yes
no
Legal fees charged at cost.
none
$2,000 cashback for refinancers who apply before 31 March 2021 and have their loan funded by 30 June 2021. Minimum refinance amount $250,000. Eligibility criteria applies. This offer is not available for Bridging Loans.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.04% (5.07%*)
3.04% (4.89%*)
3.04% (4.73%*)
3.44% (4.71%*)
3.44% (4.59%*)
n/a
n/a
5.39% p.a.
$600.00
n/a
$0.00
$200.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
90.00%
Monthly
yes - free up to $10,000 p.a.
no
no
none
yes
no
Legal fees charged at cost.
none
$2,000 cashback for refinancers who apply before 31 March 2021 and have their loan funded by 30 June 2021. Minimum refinance amount $250,000. Eligibility criteria applies. This offer is not available for Bridging Loans.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Very happy with my Commonwealth Bank fixed rate home loan.
Read full reviewVery happy with my Commonwealth Bank fixed rate home loan.
They have great service and the interest rate really suits our needs. Great all round!!
Read full reviewThey have great service and the interest rate really suits our needs. Great all round!!
Banked with them for 15 years. Never have issues. Get great offers all the time.
Read full reviewBanked with them for 15 years. Never have issues. Get great offers all the time.
The bank only cares about money and they have no morals or ethics on how they get it.
Read full reviewThe bank only cares about money and they have no morals or ethics on how they get it.
Been with commonwealth for all my home loan needs and find their apps very user friendly and easy to make changes to repayments or setting up scheduled repayments for any accounts. Couldn’t fault them. Great service and rates.
Read full reviewBeen with commonwealth for all my home loan needs and find their apps very user friendly and easy to make changes to repayments or setting up scheduled repayments for any accounts. Couldn’t fault them. Great service and rates.
The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
People's Choice Credit Union
Fixed Rate Home Loan (Package)
1.99% p.a.
fixed 3 years
3.62% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
