The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $10,000 | |
| | Owner Occupier | Interest Only | < 80% | $10,000 | |
| | Investor | Principal & Interest | < 90% | $10,000 | |
| | Investor | Interest Only | < 90% | $10,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $10,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000
Investor (Interest Only)
LVR < 90%
Loan: $10,000
n/a
n/a
n/a
n/a
2.44% (4.50%*)
2.44% (4.31%*)
2.44% (4.15%*)
3.14% (4.22%*)
3.14% (4.12%*)
n/a
n/a
4.55% p.a.
$600.00
n/a
$0.00
$200.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
no
no
none
yes
no
Legal fees charged at cost.
none
$2,000 cashback for refinancers who apply before 31 October 2020 and have their loan funded by 31 December 2020. Minimum refinance amount $250,000. Eligibility criteria applies. This offer is not available for Bridging Loans.
n/a
n/a
n/a
n/a
3.54% (4.60%*)
3.54% (4.51%*)
3.54% (4.43%*)
3.94% (4.48%*)
3.94% (4.44%*)
n/a
n/a
5.04% p.a.
$600.00
n/a
$0.00
$200.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
80.00%
Monthly
yes - free up to $10,000 p.a.
no
no
none
yes
no
Legal fees charged at cost.
none
none
n/a
n/a
n/a
n/a
2.84% (5.05%*)
2.84% (4.85%*)
2.84% (4.67%*)
3.24% (4.63%*)
3.24% (4.50%*)
n/a
n/a
5.13% p.a.
$600.00
n/a
$0.00
$200.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $10,000 p.a.
no
no
none
yes
no
Legal fees charged at cost.
none
$2,000 cashback for refinancers who apply before 31 October 2020 and have their loan funded by 31 December 2020. Minimum refinance amount $250,000. Eligibility criteria applies. This offer is not available for Bridging Loans.
n/a
n/a
n/a
n/a
3.04% (5.07%*)
3.04% (4.89%*)
3.04% (4.73%*)
3.44% (4.71%*)
3.44% (4.59%*)
n/a
n/a
5.39% p.a.
$600.00
n/a
$0.00
$200.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
90.00%
Monthly
yes - free up to $10,000 p.a.
no
no
none
yes
no
Legal fees charged at cost.
none
$2,000 cashback for refinancers who apply before 31 October 2020 and have their loan funded by 31 December 2020. Minimum refinance amount $250,000. Eligibility criteria applies. This offer is not available for Bridging Loans.
Best rates.
Read full reviewGood rates.
Read full reviewWe banked with CBA for many, many years. On one occasion we attempted to renegotiate and was told that our loyalty would ensure the most competitive outcome. CBA were unable to provide us with an equal or better variable rate than a 2nd tier lender so we jumped ship.
Read full reviewWe banked with CBA for many, many years. On one occasion we attempted to renegotiate and was told that our loyalty would ensure the most competitive outcome. CBA were unable to provide us with an equal or better variable rate than a 2nd tier lender so we jumped ship.
Just like the other major banks, they will steal from you if they think they can get away with it.
Read full reviewJust like the other major banks, they will steal from you if they think they can get away with it.
CBA are always so accommodating with great interest rates and are very up front about what’s available.
Read full reviewCBA are always so accommodating with great interest rates and are very up front about what’s available.
The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.
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