This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $10,000 | |
| | Owner Occupier | Interest Only | < 80% | $10,000 | |
| | Investor | Principal & Interest | < 90% | $10,000 | |
| | Investor | Interest Only | < 90% | $10,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $10,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000
Investor (Interest Only)
LVR < 90%
Loan: $10,000
Commonwealth Bank Standard Variable Rate
5.42% p.a.
5.57% p.a.
$8.00 monthly
Commonwealth Bank Standard Variable Rate
5.42% p.a.
5.57% p.a.
$8.00 monthly
5.42% p.a.
5.57% p.a.
$8.00 monthly
5.51% p.a.
5.66% p.a.
$8.00 monthly
Commonwealth Bank Standard Variable Rate
5.51% p.a.
5.66% p.a.
$8.00 monthly
5.51% p.a.
5.66% p.a.
$8.00 monthly
5.89% p.a.
6.04% p.a.
$8.00 monthly
Commonwealth Bank Standard Variable Rate
5.89% p.a.
6.04% p.a.
$8.00 monthly
5.89% p.a.
6.04% p.a.
$8.00 monthly
4.93% p.a.
n/a
n/a
n/a
5.08% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$200.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
$2,000 cashback for refinancers that apply before 7 October 2019 and have their loan funded by 9 December 2019. Minimum refinance amount $250,000.
5.42% p.a.
n/a
n/a
n/a
5.57% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$200.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
none
5.51% p.a.
n/a
n/a
n/a
5.66% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$200.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
$2,000 cashback for refinancers that apply before 7 October 2019 and have their loan funded by 9 December 2019. Minimum refinance amount $250,000.
5.89% p.a.
n/a
n/a
n/a
6.04% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$200.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
$2,000 cashback for refinancers that apply before 7 October 2019 and have their loan funded by 9 December 2019. Minimum refinance amount $250,000.
They are great but sometimes its hard to find anyone to talk.
Read full review
They are great but sometimes its hard to find anyone to talk.
Less
Paul | Queensland
reviewed 9 months ago
They could be more competitive with stuff other than their interest rates.
Read full review
They could be more competitive with stuff other than their interest rates.
Less
Nicole | Queensland
reviewed 10 months ago
CBA's home loan deal isn't the best but it also isn't the worst. It's ok.
Read full review
CBA's home loan deal isn't the best but it also isn't the worst. It's ok.
Less
Adam | Victoria
reviewed 11 months ago
I have a reverse mortgage loan, the reason I have this loan is be used. I cannot survive on the...
Read full review
I have a reverse mortgage loan, the reason I have this loan is be used. I cannot survive on the pension and because I have to pay high interest on this loan, it has made it even harder to keep the family home. I feel that the reverse mortgage loan should be the same interest rate as the cheapest home loan rate. I feel that the Commonwealth Bank just wants the pensioner to be in a position to either have to sell the family home or because they cannot pay the monthly interest payments the bank eventually just takes the home.
Less
Lynne | Queensland
reviewed over 1 year ago
Looking at my rating I might have to change banks soon.
Read full review
Looking at my rating I might have to change banks soon.
Less
Colleen | Western Australia
reviewed over 1 year ago
The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.
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