Commonwealth Bank Standard Variable Rate

5.22% p.a.

5.37% p.a.

$8.00 monthly

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5.77% p.a.

5.92% p.a.

$8.00 monthly

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5.80% p.a.

5.95% p.a.

$8.00 monthly

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6.24% p.a.

6.39% p.a.

$8.00 monthly

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Currently showing

Rates

  • 5.22% p.a.

  • n/a

  • 0 Months

  • none

  • 5.37% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 5.77% p.a.

  • n/a

  • 0 Months

  • none

  • 5.92% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 80.00%

Features

  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 5.80% p.a.

  • n/a

  • 0 Months

  • none

  • 5.95% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 6.24% p.a.

  • n/a

  • 0 Months

  • none

  • 6.39% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $200.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 80.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

About Commonwealth Bank

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

How are Commonwealth Bank home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.3

Based on 1645
Commonwealth Bank home loans reviews

6.8 6.8 7.5 8.0 7.3

Read Commonwealth Bank home loan reviews by the Mozo community

Latest reviews of Commonwealth Bank Standard Variable Rate

Commonwealth Bank

Commonwealth Bank Standard Variable Rate (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Competitive rates

Commonwealth Bank is one of the big four major banks, so I feel very comfortable being a customer with them. Although internet banking is quite easy, I like that there are plenty of branches that are easily accessible as this makes personal...

Commonwealth Bank is one of the big four major banks, so I feel very comfortable being a customer with them. Although internet banking is quite easy, I like that there are plenty of branches that are easily accessible as this makes personal banking more convenient.

    Price   7 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Rae (SA), reviewed 7 months ago

Commonwealth Bank

Commonwealth Bank Standard Variable Rate (Owner Occupier, Principal & Interest) home loan review

Overall rating   7 / 10

Great in some departments, others need more work.

They were very helpful when I injured my spine and needed to have a payment holiday on my mortgage. Very helpful within the mortgage section helping with this temporary situation. Helpful and friendly on the phones and understanding. The other...

They were very helpful when I injured my spine and needed to have a payment holiday on my mortgage. Very helpful within the mortgage section helping with this temporary situation. Helpful and friendly on the phones and understanding. The other department dealing with redundancy of my partner job and trying to claim were horrendous. Hence we have cancelled policy with Comm Bank and wouldn't advise anyone to take out any insurance with them. We followed and did what they advised only for them to then say that we couldn't claim due to what we had entered on form, but this is what we were informed to do.

    Price   6 / 10

    Features   4 / 10

    Customer service   6 / 10

    Convenience   7 / 10

    Trust   5 / 10

Less

Natasha (SA), reviewed about 1 year ago

Commonwealth Bank

Commonwealth Bank Standard Variable Rate (Owner Occupier, Principal & Interest) home loan review

Overall rating   5 / 10

Customer service needs a lot of attention.

I have a credit card I don't need or use. Last time I was thinking of moving house they would only organise a meeting with a manager over a computer. Not face to face hence I had no further interest in dealing with them.

I have a credit card I don't need or use. Last time I was thinking of moving house they would only organise a meeting with a manager over a computer. Not face to face hence I had no further interest in dealing with them.

    Price   7 / 10

    Features   6 / 10

    Customer service   1 / 10

    Convenience   9 / 10

    Trust   3 / 10

Less

Amy (VIC), reviewed over 1 year ago

Commonwealth Bank

Commonwealth Bank Standard Variable Rate (Owner Occupier, Principal & Interest) home loan review

Overall rating   7 / 10

Trust worthy and reliable banking

Always felt very safe with the CBA with the home loan. Would have like to have more ongoing support for the home loan and more competition with interest rates.

Always felt very safe with the CBA with the home loan. Would have like to have more ongoing support for the home loan and more competition with interest rates.

    Price   5 / 10

    Features   6 / 10

    Customer service   8 / 10

    Convenience   9 / 10

    Trust   6 / 10

Less

Jacq (QLD), reviewed over 1 year ago

Commonwealth Bank

Commonwealth Bank Standard Variable Rate (Owner Occupier, Principal & Interest) home loan review

Overall rating   7 / 10

Honest, reliable with great customer service.

We have had our home loan with Commenwealth Bank for over a decade. They have always meet our needs. They have always been approachable and met with us either in person or via phone contact if we require their assistance. Their rates have...

We have had our home loan with Commenwealth Bank for over a decade. They have always meet our needs. They have always been approachable and met with us either in person or via phone contact if we require their assistance. Their rates have always been competitive. I would not have my home loan with anyone else.

    Price   7 / 10

    Features   8 / 10

    Customer service   5 / 10

    Convenience   9 / 10

    Trust   4 / 10

Less

Katrina (QLD), reviewed over 1 year ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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