The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $10,000 | |
| | Owner Occupier | Interest Only | < 80% | $10,000 | |
| | Investor | Principal & Interest | < 90% | $10,000 | |
| | Investor | Interest Only | < 90% | $10,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $10,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000
Investor (Interest Only)
LVR < 90%
Loan: $10,000
4.55% p.a.
n/a
n/a
n/a
4.70% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
n/a
$0.00
$200.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Legal fees charged at cost.
none
$2,000 cashback for refinancers who apply before 31 October 2020 and have their loan funded by 31 December 2020. Minimum refinance amount $250,000. Eligibility criteria applies. This offer is not available for Bridging Loans.
5.04% p.a.
n/a
n/a
n/a
4.88% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
n/a
$0.00
$200.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
80.00%
Owner Occupier
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Legal fees charged at cost.
none
none
5.13% p.a.
n/a
n/a
n/a
5.28% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
n/a
$0.00
$200.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Legal fees charged at cost.
none
$2,000 cashback for refinancers who apply before 31 October 2020 and have their loan funded by 31 December 2020. Minimum refinance amount $250,000. Eligibility criteria applies. This offer is not available for Bridging Loans.
5.39% p.a.
n/a
n/a
n/a
5.37% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
n/a
$0.00
$200.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
90.00%
Investor
Interest Only
Monthly
yes - free
yes
yes - free
$0.00
yes
yes
Legal fees charged at cost.
none
$2,000 cashback for refinancers who apply before 31 October 2020 and have their loan funded by 31 December 2020. Minimum refinance amount $250,000. Eligibility criteria applies. This offer is not available for Bridging Loans.
CBA is a good bank which heavily invested itself in being tech savvy. Website and apps are easy to navigate/user-friendly. The ATM has cardless ATM withdrawal and pay with phone app. Overall a bank that is innovative and meet customers expectations and needs.
Read full reviewCBA is a good bank which heavily invested itself in being tech savvy. Website and apps are easy to navigate/user-friendly. The ATM has cardless ATM withdrawal and pay with phone app. Overall a bank that is innovative and meet customers expectations and needs.
Transparent, easy to use, honest.
Read full reviewTransparent, easy to use, honest.
My personal lender is amazing, fast to help and lets us know if we can better rates! Huge amount of branches and best app/website of all the banks I have seen!
Read full reviewMy personal lender is amazing, fast to help and lets us know if we can better rates! Huge amount of branches and best app/website of all the banks I have seen!
I feel that with the big banks you do not get any rewards for loyalty, which is a shame. I did have some difficulty with dealings and the establishment of the loan. Once established and did not have to consult with them again, fine. Have consulted with a broker and in the process of refinancing to another bank. CommBank did not match the offer. Shame.
Read full reviewI feel that with the big banks you do not get any rewards for loyalty, which is a shame. I did have some difficulty with dealings and the establishment of the loan. Once established and did not have to consult with them again, fine. Have consulted with a broker and in the process of refinancing to another bank. CommBank did not match the offer. Shame.
Being a big bank I find them trustworthy as they’ve been around forever. Good rates, easy banking app but I do find it takes a little while to get through on the phone at times. Overall I believe they are the best for my needs and am very happy to be with them.
Read full reviewBeing a big bank I find them trustworthy as they’ve been around forever. Good rates, easy banking app but I do find it takes a little while to get through on the phone at times. Overall I believe they are the best for my needs and am very happy to be with them.
The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.
Promoted
Homestar
Star Essentials Home Loan
2.29% p.a. variable
2.32% p.a.
Promoted
Bank of Queensland
Economy
2.59% p.a. variable
2.76% p.a.
Promoted
Homestar
Star Essentials Home Loan
2.29% p.a. variable
2.32% p.a.
Promoted
Suncorp
Fixed Home Loan (Home Package Plus)
2.49% p.a.
fixed 3 years
3.28% p.a.
Promoted
Bank of Queensland
Economy
2.59% p.a. variable
2.76% p.a.
Promoted
Homestar
Star Essentials Home Loan
2.29% p.a.
2.32% p.a.
Promoted
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Promoted
Homestar
Star Classic Fixed Home Loan
2.06% p.a.
fixed 3 years
2.38% p.a.
Promoted
Suncorp
Fixed Home Loan (Home Package Plus)
2.49% p.a.
fixed 3 years
3.28% p.a.
Promoted
Bank of Queensland
Fixed Rate
2.25% p.a.
fixed 3 years
3.41% p.a.
Promoted
AMP Bank
Fixed Rate Loan (Professional Package)
2.49% p.a.
fixed 3 years
3.07% p.a.
Promoted
Macquarie
Offset Home Loan (Package)
2.54% p.a.
2.81% p.a.
$248.00 yearly
Promoted
Homestar
Star Essentials Home Loan
2.29% p.a.
2.32% p.a.
$0.00
Promoted
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
$10.00 monthly
