This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $10,000 | |
| | Owner Occupier | Interest Only | < 80% | $10,000 | |
| | Investor | Principal & Interest | < 90% | $10,000 | |
| | Investor | Interest Only | < 90% | $10,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $10,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000
Investor (Interest Only)
LVR < 90%
Loan: $10,000
4.80% p.a.
4.95% p.a.
$8.00 monthly
Commonwealth Bank Standard Variable Rate
4.80% p.a.
4.95% p.a.
$8.00 monthly
Commonwealth Bank Standard Variable Rate
4.80% p.a.
4.95% p.a.
$8.00 monthly
5.29% p.a.
5.44% p.a.
$8.00 monthly
Commonwealth Bank Standard Variable Rate
5.29% p.a.
5.44% p.a.
$8.00 monthly
Commonwealth Bank Standard Variable Rate
5.29% p.a.
5.44% p.a.
$8.00 monthly
5.38% p.a.
5.53% p.a.
$8.00 monthly
Commonwealth Bank Standard Variable Rate
5.38% p.a.
5.53% p.a.
$8.00 monthly
Commonwealth Bank Standard Variable Rate
5.38% p.a.
5.53% p.a.
$8.00 monthly
5.64% p.a.
5.79% p.a.
$8.00 monthly
Commonwealth Bank Standard Variable Rate
5.64% p.a.
5.79% p.a.
$8.00 monthly
Commonwealth Bank Standard Variable Rate
5.64% p.a.
5.79% p.a.
$8.00 monthly
4.80% p.a.
n/a
n/a
n/a
4.95% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$200.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
$2,000 cashback for refinancers with applications before 10 January 2020 and have their loan funded by 6 March 2020. Minimum refinance amount $250,000.
5.29% p.a.
n/a
n/a
n/a
5.44% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$200.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
none
5.38% p.a.
n/a
n/a
n/a
5.53% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$200.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
$2,000 cashback for refinancers with applications before 10 January 2020 and have their loan funded by 6 March 2020. Minimum refinance amount $250,000.
5.64% p.a.
n/a
n/a
n/a
5.79% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$200.00
n/a
$8.00 monthly
$350.00
$10,000
none
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$0.00
yes
yes
none
none
$2,000 cashback for refinancers with applications before 10 January 2020 and have their loan funded by 6 March 2020. Minimum refinance amount $250,000.
We do not have a large loan. Because of this we are overlooked for low rates and offers from other financial institutions. I contacted my bank by phone and was told they couldn't offer a low rate. We are paying way above all advertised rates and dissatisfied by this.
Read full reviewWe do not have a large loan. Because of this we are overlooked for low rates and offers from other financial institutions. I contacted my bank by phone and was told they couldn't offer a low rate. We are paying way above all advertised rates and dissatisfied by this.
Typical big bank attitude where they only do what they have to. Not as competitive and don’t offer the lower interest rates as some others.
Read full reviewTypical big bank attitude where they only do what they have to. Not as competitive and don’t offer the lower interest rates as some others.
The bank does not pass on full interest rate cuts.
Read full reviewThe bank does not pass on full interest rate cuts.
Offered a loan when others wouldn’t.
Read full reviewOffered a loan when others wouldn’t.
Great service.
Read full reviewThe Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.
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