Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 95% | $10,000 | |
|
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Owner Occupier | Interest Only | < 80% | $10,000 | |
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Investor | Principal & Interest | < 90% | $10,000 | |
|
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Investor | Interest Only | < 90% | $10,000 |
|
8.80% p.a. |
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n/a |
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n/a |
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n/a |
|
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8.95% p.a. |
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|
n/a |
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n/a |
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n/a |
|
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
|
$600.00 |
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n/a |
|
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$0.00 |
|
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$200.00 |
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n/a |
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$8.00 monthly |
|
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$350.00 |
|
$10,000 |
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none |
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none |
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95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
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yes - free |
|
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yes |
|
|
yes - free |
|
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$0.00 |
|
|
yes |
|
|
yes |
|
|
Legal fees charged at cost. |
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|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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9.29% p.a. |
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n/a |
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n/a |
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n/a |
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9.17% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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|
n/a |
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n/a |
|
$600.00 |
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n/a |
|
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$0.00 |
|
|
$200.00 |
|
|
n/a |
|
|
$8.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Monthly |
|
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yes - free |
|
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yes |
|
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yes - free |
|
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$0.00 |
|
|
yes |
|
|
yes |
|
|
Legal fees charged at cost. |
|
|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
9.38% p.a. |
|
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n/a |
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n/a |
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n/a |
|
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9.53% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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|
n/a |
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n/a |
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n/a |
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$600.00 |
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n/a |
|
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$0.00 |
|
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$200.00 |
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|
n/a |
|
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$8.00 monthly |
|
|
$350.00 |
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$10,000 |
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none |
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none |
|
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90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
Legal fees charged at cost. |
|
|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
9.64% p.a. |
|
|
n/a |
|
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n/a |
|
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n/a |
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9.64% p.a. |
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n/a |
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n/a |
|
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n/a |
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n/a |
|
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n/a |
|
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n/a |
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n/a |
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n/a |
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$600.00 |
|
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n/a |
|
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$0.00 |
|
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$200.00 |
|
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n/a |
|
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$8.00 monthly |
|
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$350.00 |
|
$10,000 |
|
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none |
|
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none |
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90.00% |
|
Investor |
|
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Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
yes |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
Legal fees charged at cost. |
|
|
CommBank home loan customers can use a 3.99% p.a. (3.99% p.a. comparison rate) 10 year fixed rate Green Loan to buy eligible energy-efficient products. Loan size $5,000-$30,000. |
|
|
To qualify as a Homeowner, you need a CommBank account, 30+ monthly transactions, and active home loan. Enjoy Kit membership, Yello Offers, cashback on loans, 1000 credit card points, insurance cashback, property trend reports, and ongoing Kit benefits. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Difficult to get someone to talk to about lowering home loan rate.
Read full reviewDifficult to get someone to talk to about lowering home loan rate.
FLEXIBLE AND ACCESSIBLE
Read full reviewFLEXIBLE AND ACCESSIBLE
Always willing to negotiate when I call re home loan rate so that's always good, although it would be better if you were just automatically on the lesser rate.
Read full reviewAlways willing to negotiate when I call re home loan rate so that's always good, although it would be better if you were just automatically on the lesser rate.
Who can love a bank? Especially these days when costs of living is up and yet banks keep increasing profits and not giving customers opportunities to reduce interest cost on loans .
Read full reviewWho can love a bank? Especially these days when costs of living is up and yet banks keep increasing profits and not giving customers opportunities to reduce interest cost on loans .
CommBank are very accommodating for a new loan but do drop the ball on rates. Their customer service is top tier.
Read full reviewCommBank are very accommodating for a new loan but do drop the ball on rates. Their customer service is top tier.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
Basic Home Loan
6.14% p.a. variable
6.16% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Basic Home Loan
6.14% p.a.
6.16% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Offset Home Loan (Package)
6.14% p.a.
6.39% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
$0.00
Home Value Loan
6.09% p.a.
6.09% p.a.
$0.00
OMG Home Loan
5.99% p.a.
6.02% p.a.
$0.00
Express Home Loan
6.09% p.a.
6.22% p.a.
$10.00 monthly
Basic Home Loan
6.14% p.a.
6.16% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
