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Commonwealth Bank Viridian Line of Credit (Wealth Package)

Rate
5.33% p.a.
Comparison Rate*
n/a
Service fee
$395.00 yearly
Upfront fee
$200

Details

Rates and fees information correct as at 12 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.33% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • $0.00

  • $200.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier, Investor

  • No set repayments

  • No set repayments

  • n/a

  • none

  • n/a

  • none

  • yes

  • no

  • Legal fees charged at cost.

  • none

  • $2,000 cashback for refinancers who apply before 3 August 2020 and have their loan funded by 9 October 2020. Minimum refinance amount $250,000. Eligibility criteria applies.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Commonwealth Bank home loans rated by the Mozo community?

Overall customer rating
6.8/10
Price
6.3/10
Features
6.3/10
Customer service
7.0/10
Convenience
7.9/10
Trust
6.7/10

Latest reviews of Commonwealth Bank Viridian Line of Credit (Wealth Package)

  • Overall 7/10
    Easy to use.

    Easy to deal with and have suited our needs.

    Read full review

    Easy to deal with and have suited our needs.

    Price
    9/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    5/10
    Less
    David, Victoria reviewed 8 months ago
  • Overall 7/10
    Very professional and accurate information

    The bank is great to deal with in all areas of our banking requirements. We had a few financial issues a few years ago and Commonwealth bank worked with us to get through and maintain the accounts.

    Read full review

    The bank is great to deal with in all areas of our banking requirements. We had a few financial issues a few years ago and Commonwealth bank worked with us to get through and maintain the accounts.

    Price
    7/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Andrew, Queensland reviewed over 3 years ago
  • Overall 9/10
    Excellent financial package works for me

    I am extremely happy with the package of products I have with Commonwealth Bank. This has taken my income and allowed me to use it to make that money work for me, so I am not worrying about paying bills etc. They developed a plan for me and I follow the instructions and it really does make my money work for me. It's a real advantage.

    Read full review

    I am extremely happy with the package of products I have with Commonwealth Bank. This has taken my income and allowed me to use it to make that money work for me, so I am not worrying about paying bills etc. They developed a plan for me and I follow the instructions and it really does make my money work for me. It's a real advantage.

    Price
    9/10
    Features
    9/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    8/10
    Less
    Narelle, Queensland reviewed about 5 years ago
  • Overall 8/10
    Good features and customer service.

    Could do better on interest rates. I don't want to be asking the bank, they should provide us with better rates automatically. I think that should be the bank managers job! Will be looking at options in the next few weeks and simply switch.

    Read full review

    Could do better on interest rates. I don't want to be asking the bank, they should provide us with better rates automatically. I think that should be the bank managers job! Will be looking at options in the next few weeks and simply switch.

    Price
    5/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Ambika, New South Wales reviewed over 5 years ago
  • Overall 8/10
    Safety and security, but with good service to boot

    They have all the conveniences of the big bank that it is, but still an element of personal service. Pros: big bank safety and convenience Cons: can be another number

    Read full review

    They have all the conveniences of the big bank that it is, but still an element of personal service. Pros: big bank safety and convenience Cons: can be another number

    Price
    7/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Charles, Queensland reviewed over 5 years ago
Commonwealth Bank

About Commonwealth Bank

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

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fixed 3 years

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2.59% p.a.

2.59% p.a.

$0.00

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People's Choice Credit Union

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2.69% p.a.

2.69% p.a.

$0.00

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Yard

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Variable Home Loan Winter Special

2.39% p.a.

2.42% p.a.

$0.00

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Newcastle Permanent

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2.94% p.a.

3.34% p.a.

$395.00 yearly

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Suncorp

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2.78% p.a.

2.79% p.a.

$0.00

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Star Essentials Home Loan

2.39% p.a.

2.39% p.a.

$0.00

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2.59% p.a.

2.55% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.