Commonwealth Bank Viridian Line of Credit (Wealth Package)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier, investor taking out a no set repayments loan between $150,000 and $349,999 with an LVR below 80%

The details shown below are for an owner occupier, investor taking out a no set repayments loan between $350,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier, investor taking out a no set repayments loan of at least $750,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier, Investor (No set repayments)

    LVR < 80%

    Loan: $150,000 $349,999

  • Owner Occupier, Investor (No set repayments)

    LVR < 80%

    Loan: $350,000 $749,999

  • Owner Occupier, Investor (No set repayments)

    LVR < 80%

    Loan: $750,000

5.78% p.a.

n/a

$395.00 yearly

Commonwealth Bank Viridian Line of Credit (Wealth Package)

5.78% p.a.

n/a

$395.00 yearly

5.68% p.a.

n/a

$395.00 yearly

Commonwealth Bank Viridian Line of Credit (Wealth Package)

5.68% p.a.

n/a

$395.00 yearly

5.58% p.a.

n/a

$395.00 yearly

Commonwealth Bank Viridian Line of Credit (Wealth Package)

5.58% p.a.

n/a

$395.00 yearly

Details

Rates and fees information correct as at 17 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.78% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • $349,999

  • none

  • 80.00%

Features
  • Owner Occupier, Investor

  • No set repayments

  • No set repayments

  • n/a

  • none

  • n/a

  • none

  • yes

  • no

  • none

  • none

  • $2,000 cashback for refinancers that apply before 7 October 2019 and have their loan funded by 9 December 2019. Minimum refinance amount $250,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.68% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $350,000

  • $749,999

  • none

  • 80.00%

Features
  • Owner Occupier, Investor

  • No set repayments

  • No set repayments

  • n/a

  • none

  • n/a

  • none

  • yes

  • no

  • none

  • none

  • $2,000 cashback for refinancers that apply before 7 October 2019 and have their loan funded by 9 December 2019. Minimum refinance amount $250,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.58% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $200.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $750,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier, Investor

  • No set repayments

  • No set repayments

  • n/a

  • none

  • n/a

  • none

  • yes

  • no

  • none

  • none

  • $2,000 cashback for refinancers that apply before 7 October 2019 and have their loan funded by 9 December 2019. Minimum refinance amount $250,000.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Commonwealth Bank home loans rated by the Mozo community?

Overall customer rating
6.8/10
Price
6.3/10
Features
6.3/10
Customer service
6.9/10
Convenience
7.9/10
Trust
6.7/10

Latest reviews of Commonwealth Bank Viridian Line of Credit (Wealth Package)

  • Overall
    7/10
    Very professional and accurate information

    The bank is great to deal with in all areas of our banking requirements. We had a few financial...

    The bank is great to deal with in all areas of our banking requirements. We had a few financial issues a few years ago and Commonwealth bank worked with us to get through and maintain the accounts.

    Price
    7/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Andrew | Queensland

    reviewed almost 3 years ago

  • Overall
    9/10
    Excellent financial package works for me

    I am extremely happy with the package of products I have with Commonwealth Bank. This has taken...

    I am extremely happy with the package of products I have with Commonwealth Bank. This has taken my income and allowed me to use it to make that money work for me, so I am not worrying about paying bills etc. They developed a plan for me and I follow the instructions and it really does make my money work for me. It's a real advantage.

    Price
    9/10
    Features
    9/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    8/10

    Narelle | Queensland

    reviewed over 4 years ago

  • Overall
    8/10
    Good features and customer service.

    Could do better on interest rates. I don't want to be asking the bank, they should provide us...

    Could do better on interest rates. I don't want to be asking the bank, they should provide us with better rates automatically. I think that should be the bank managers job! Will be looking at options in the next few weeks and simply switch.

    Price
    5/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Ambika | New South Wales

    reviewed over 4 years ago

  • Overall
    8/10
    Safety and security, but with good service to boot

    They have all the conveniences of the big bank that it is, but still an element of personal...

    They have all the conveniences of the big bank that it is, but still an element of personal service. Pros: big bank safety and convenience Cons: can be another number

    Price
    7/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    10/10

    Charles | Queensland

    reviewed over 4 years ago

  • Overall
    9/10
    Flexible, valuable options. Convenience & support.

    I like the product that I have rather than the bank per se (I do not know "the bank"- is it...

    I like the product that I have rather than the bank per se (I do not know "the bank"- is it actually possible to know a brand?) I have the Viridian line of credit in concert with the wealth package. For me, this has been great. Despite not actually being wealthy, I have been a small time property investor, and appreciate the lower interest rate via rebate, awards points, the no fee bank accounts, and the credit card where the whole due balance is taken out automatically so I never pay card fees either. The original person I spoke to, did an absolutely great job of matching my needs with the appropriate products.

    Price
    6/10
    Features
    10/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    10/10

    Robert | Tasmania

    reviewed almost 5 years ago

Commonwealth Bank

About Commonwealth Bank

The Commonwealth Bank might be one of Australia's oldest and largest banks, but lately it's determined to do things differently. The Commonwealth Bank reckons it's focusing more on customer service and earning your business rather than counting on it. If you like the sound of that, then check out the Commonwealth Bank's wide range of personal banking products, including term deposits, savings accounts, credit cards, home loans and personal loans.

See Commonwealth Bank home loans

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.03% p.a. variable

3.05% p.a.

$520

Promoted

UBank

UBank

UHomeLoan - Discount Offer

3.09% p.a. variable

3.09% p.a.

$0

Promoted

Athena

Athena

Variable Home Loan

3.09% p.a. variable

3.05% p.a.

$0

Promoted

ME

ME

Flexible Home Loan (Member Package)

3.39% p.a. variable

3.83% p.a.

$200

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.99% p.a. variable

3.02% p.a.

$596

Promoted

HSBC

HSBC

Home Value Loan

3.27% p.a. variable

3.28% p.a.

$150

Promoted

Suncorp

Suncorp

Back to Basics

3.29% p.a. variable

3.30% p.a.

$0

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.99% p.a.
fixed 3 years

4.09% p.a.

$450

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.03% p.a.

3.05% p.a.

$520

Promoted

UBank

UBank

UHomeLoan - Discount Offer

3.09% p.a.

3.09% p.a.

$0

Promoted

ME

ME

Flexible Home Loan (Member Package)

3.39% p.a.

3.83% p.a.

$200

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.99% p.a.

3.02% p.a.

$596

Promoted

Athena

Athena

Variable Home Loan

3.09% p.a.

3.05% p.a.

$0

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.99% p.a.

3.00% p.a.

$0

Promoted

Bank of Queensland

Bank of Queensland

2 Year Intro Rate Variable Home Loan

3.39% p.a.variable for 24 months and then 3.86% p.a.

3.91% p.a.

$150

Promoted

HSBC

HSBC

Home Value Loan

3.27% p.a.

3.28% p.a.

$150

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.99% p.a.
fixed 3 years

4.09% p.a.

$450

Promoted

UBank

UBank

UHomeLoan (Fixed)

2.99% p.a.
fixed 3 years

3.45% p.a.

$395

Promoted

QBANK

QBANK

Fixed Rate

3.34% p.a.
fixed 3 years

3.98% p.a.

$195

Promoted

ME

ME

Flexible Home Loan (Fixed, Member Package)

3.18% p.a.
fixed 3 years

3.87% p.a.

$200

Promoted

IMB Bank

IMB Bank

Fixed Home Loan

3.19% p.a.
fixed 3 years

4.11% p.a.

$799

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

3.19% p.a.
fixed 3 years

3.43% p.a.

$520

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

3.24% p.a.
fixed 3 years

4.15% p.a.

$0

Promoted

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.03% p.a.

3.05% p.a.

$0.00

Promoted

UBank

UBank

UHomeLoan - Discount Offer

3.09% p.a.

3.09% p.a.

$0.00

Promoted

Athena

Athena

Variable Home Loan

3.09% p.a.

3.05% p.a.

$0.00

Promoted

ME

ME

Flexible Home Loan (Member Package)

3.39% p.a.

3.83% p.a.

$395.00 yearly

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.99% p.a.

3.02% p.a.

$0.00

Promoted

HSBC

HSBC

Home Value Loan

3.27% p.a.

3.28% p.a.

$0.00

Promoted

Suncorp

Suncorp

Back to Basics

3.29% p.a.

3.30% p.a.

$0.00

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.99% p.a.

3.00% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.