The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $149,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $149,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $999,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $1,000,000 and $2,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $499,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $500,000 and $999,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $1,000,000 and $2,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $149,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $50,000 and $149,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $150,000 and $2,000,000 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $50,000 | $149,999 |
| | Owner Occupier | Interest Only | < 95% | $50,000 | $149,999 |
| | Owner Occupier | Principal & Interest | < 80% | $150,000 | $499,999 |
| | Owner Occupier | Principal & Interest | < 80% | $500,000 | $999,999 |
| | Owner Occupier | Principal & Interest | < 80% | $1,000,000 | $2,000,000 |
| | Owner Occupier | Interest Only | < 80% | $150,000 | $499,999 |
| | Owner Occupier | Interest Only | < 80% | $500,000 | $999,999 |
| | Owner Occupier | Interest Only | < 80% | $1,000,000 | $2,000,000 |
| | Owner Occupier | Principal & Interest | 80%-90% | $150,000 | $2,000,000 |
| | Owner Occupier | Principal & Interest | 90%-95% | $150,000 | $2,000,000 |
| | Investor | Principal & Interest | < 80% | $50,000 | $149,999 |
| | Investor | Interest Only | < 80% | $50,000 | $149,999 |
| | Investor | Principal & Interest | < 80% | $150,000 | $2,000,000 |
| | Investor | Interest Only | < 80% | $150,000 | $2,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $50,000 $149,999
Owner Occupier (Interest Only)
LVR < 95%
Loan: $50,000 $149,999
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000 $499,999
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $500,000 $999,999
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $1,000,000 $2,000,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000 $499,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $500,000 $999,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $1,000,000 $2,000,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $150,000 $2,000,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $150,000 $2,000,000
Investor (Principal & Interest)
LVR < 80%
Loan: $50,000 $149,999
Investor (Interest Only)
LVR < 80%
Loan: $50,000 $149,999
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000 $2,000,000
Investor (Interest Only)
LVR < 80%
Loan: $150,000 $2,000,000
4.70% p.a.
4.72% p.a.
$0.00
ING Mortgage Simplifier
4.70% p.a.
4.72% p.a.
$0.00
5.05% p.a.
5.07% p.a.
$0.00
ING Mortgage Simplifier
5.05% p.a.
5.07% p.a.
$0.00
3.73% p.a.
3.76% p.a.
$0.00
ING Mortgage Simplifier
3.73% p.a.
3.76% p.a.
$0.00
3.73% p.a.
3.76% p.a.
$0.00
ING Mortgage Simplifier
3.73% p.a.
3.76% p.a.
$0.00
3.69% p.a.
3.72% p.a.
$0.00
ING Mortgage Simplifier
3.69% p.a.
3.72% p.a.
$0.00
4.13% p.a.
4.15% p.a.
$0.00
ING Mortgage Simplifier
4.13% p.a.
4.15% p.a.
$0.00
4.13% p.a.
4.15% p.a.
$0.00
ING Mortgage Simplifier
4.13% p.a.
4.15% p.a.
$0.00
4.09% p.a.
4.11% p.a.
$0.00
ING Mortgage Simplifier
4.09% p.a.
4.11% p.a.
$0.00
3.83% p.a.
3.85% p.a.
$0.00
ING Mortgage Simplifier
3.83% p.a.
3.85% p.a.
$0.00
4.03% p.a.
4.05% p.a.
$0.00
ING Mortgage Simplifier
4.03% p.a.
4.05% p.a.
$0.00
4.95% p.a.
4.97% p.a.
$0.00
ING Mortgage Simplifier
4.95% p.a.
4.97% p.a.
$0.00
5.30% p.a.
5.32% p.a.
$0.00
ING Mortgage Simplifier
5.30% p.a.
5.32% p.a.
$0.00
4.14% p.a.
4.16% p.a.
$0.00
ING Mortgage Simplifier
4.14% p.a.
4.16% p.a.
$0.00
4.44% p.a.
4.46% p.a.
$0.00
ING Mortgage Simplifier
4.44% p.a.
4.46% p.a.
$0.00
Rates and fees information correct as at 24 September 2018.
4.70% p.a.
n/a
0 Months
none
4.72% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
none
none
$299.00
none
$0.00
$250.00
$50,000
$149,999
none
95.00%
Owner Occupier
Principal & Interest
Fortnightly, Monthly
yes - free
none
yes
$1.00
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
5.05% p.a.
n/a
0 Months
none
5.07% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
none
none
$299.00
none
$0.00
$250.00
$50,000
$149,999
none
95.00%
Owner Occupier
Interest Only
Fortnightly, Monthly
yes - free
none
yes
$1.00
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
3.73% p.a.
n/a
0 Months
none
3.76% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
none
none
$299.00
none
$0.00
$250.00
$150,000
$499,999
none
80.00%
Owner Occupier
Principal & Interest
Fortnightly, Monthly
yes - free
none
yes
$1.00
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
3.73% p.a.
n/a
0 Months
none
3.76% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
none
none
$299.00
none
$0.00
$250.00
$500,000
$999,999
none
80.00%
Owner Occupier
Principal & Interest
Fortnightly, Monthly
yes - free
none
yes
$1.00
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
3.69% p.a.
n/a
0 Months
none
3.72% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
none
none
$299.00
none
$0.00
$250.00
$1,000,000
$2,000,000
none
80.00%
Owner Occupier
Principal & Interest
Fortnightly, Monthly
yes - free
none
yes
$1.00
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
4.13% p.a.
n/a
0 Months
none
4.15% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
none
none
$299.00
none
$0.00
$250.00
$150,000
$499,999
none
80.00%
Owner Occupier
Interest Only
Fortnightly, Monthly
yes - free
none
yes
$1.00
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
4.13% p.a.
n/a
0 Months
none
4.15% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
none
none
$299.00
none
$0.00
$250.00
$500,000
$999,999
none
80.00%
Owner Occupier
Interest Only
Fortnightly, Monthly
yes - free
none
yes
$1.00
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
4.09% p.a.
n/a
0 Months
none
4.11% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
none
none
$299.00
none
$0.00
$250.00
$1,000,000
$2,000,000
none
80.00%
Owner Occupier
Interest Only
Fortnightly, Monthly
yes - free
none
yes
$1.00
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
3.83% p.a.
n/a
0 Months
none
3.85% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
none
none
$299.00
none
$0.00
$250.00
$150,000
$2,000,000
80.00%
90.00%
Owner Occupier
Principal & Interest
Fortnightly, Monthly
yes - free
none
yes
$1.00
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
4.03% p.a.
n/a
0 Months
none
4.05% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
none
none
$299.00
none
$0.00
$250.00
$150,000
$2,000,000
90.00%
95.00%
Owner Occupier
Principal & Interest
Fortnightly, Monthly
yes - free
none
yes
$1.00
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
4.95% p.a.
n/a
0 Months
none
4.97% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
none
none
$299.00
none
$0.00
$250.00
$50,000
$149,999
none
80.00%
Investor
Principal & Interest
Fortnightly, Monthly
yes - free
none
yes
$1.00
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
5.30% p.a.
n/a
0 Months
none
5.32% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
none
none
$299.00
none
$0.00
$250.00
$50,000
$149,999
none
80.00%
Investor
Interest Only
Fortnightly, Monthly
yes - free
none
yes
$1.00
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
4.14% p.a.
n/a
0 Months
none
4.16% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
none
none
$299.00
none
$0.00
$250.00
$150,000
$2,000,000
none
80.00%
Investor
Principal & Interest
Fortnightly, Monthly
yes - free
none
yes
$1.00
yes
no
none
none
Rates and fees information correct as at 24 September 2018.
4.44% p.a.
n/a
0 Months
none
4.46% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
none
none
$299.00
none
$0.00
$250.00
$150,000
$2,000,000
none
80.00%
Investor
Interest Only
Fortnightly, Monthly
yes - free
none
yes
$1.00
yes
no
none
none
I've been with ING Direct for many years now, and have been very pleased with them and would also...
Read full review
I've been with ING Direct for many years now, and have been very pleased with them and would also recommend them to my family and friends.
Less
Donna | New South Wales
reviewed about 1 year ago
Although they promise fast responses, dealing with applications can be tiresome. Once a loan is...
Read full review
Although they promise fast responses, dealing with applications can be tiresome. Once a loan is set up this bank is great but if you want to refinance it is a long drawn out process even for existing customers.
Less
Anita | Tasmania
reviewed over 1 year ago
Staff are friendly and knowledgeable. Internet banking is also easy to use. Their call centre is...
Read full review
Staff are friendly and knowledgeable. Internet banking is also easy to use. Their call centre is located in Australia which is very important for me due to convenience.
Less
Charmaine | Queensland
reviewed over 1 year ago
Can only be used online. Great redraw system that can be used from a mobile app. Redraw can be...
Read full review
Can only be used online. Great redraw system that can be used from a mobile app. Redraw can be used to pay bills or transfer funds. I have found all fund transfers available the next working day.
Less
Ian | New South Wales
reviewed over 2 years ago
Got a competitive rate with ING for home loan. Dealt with them over the phone a few times and...
Read full review
Got a competitive rate with ING for home loan. Dealt with them over the phone a few times and everytime they have been really helpful and easy to deal with. No frustrations.
Less
Jason | Tasmania
reviewed over 2 years ago
ING is part of the ING Group, one of the world's largest financial institutions, but it isn't like other banks. ING pioneered branch-less banking in Australia, getting rid of branches and passing on the savings to customers in the form of better rates and lower fees. From high interest savings accounts and term deposits to low rate home loans, ING aims to keep your banking simple.
See ING home loans
