ING Mortgage Simplifier

4.70% p.a.

4.72% p.a.

$0.00

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5.05% p.a.

5.07% p.a.

$0.00

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3.94% p.a.

3.96% p.a.

$0.00

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3.89% p.a.

3.92% p.a.

$0.00

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4.29% p.a.

4.31% p.a.

$0.00

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4.19% p.a.

4.21% p.a.

$0.00

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4.70% p.a.

4.72% p.a.

$0.00

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4.95% p.a.

4.97% p.a.

$0.00

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5.30% p.a.

5.32% p.a.

$0.00

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4.69% p.a.

4.71% p.a.

$0.00

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4.84% p.a.

4.86% p.a.

$0.00

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Currently showing

Rates

  • 4.70% p.a.

  • n/a

  • 0 Months

  • none

  • 4.72% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • none

  • none

  • $299.00

  • none

  • $0.00

  • $250.00

Other financial bits

  • $50,000

  • $149,999

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • $1.00

  • yes

  • no

  • none

  • none

Rates

  • 5.05% p.a.

  • n/a

  • 0 Months

  • none

  • 5.07% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • none

  • none

  • $299.00

  • none

  • $0.00

  • $250.00

Other financial bits

  • $50,000

  • $149,999

  • none

  • 95.00%

Features

  • Owner Occupier

  • Interest Only

  • Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • $1.00

  • yes

  • no

  • none

  • none

Rates

  • 3.94% p.a.

  • n/a

  • 0 Months

  • none

  • 3.96% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • none

  • none

  • $299.00

  • none

  • $0.00

  • $250.00

Other financial bits

  • $150,000

  • $500,000

  • none

  • 80.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • $1.00

  • yes

  • no

  • none

  • none

Rates

  • 3.89% p.a.

  • n/a

  • 0 Months

  • none

  • 3.92% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • none

  • none

  • $299.00

  • none

  • $0.00

  • $250.00

Other financial bits

  • $500,000

  • $2,000,000

  • none

  • 80.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • $1.00

  • yes

  • no

  • none

  • none

Rates

  • 4.29% p.a.

  • n/a

  • 0 Months

  • none

  • 4.31% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • none

  • none

  • $299.00

  • none

  • $0.00

  • $250.00

Other financial bits

  • $150,000

  • $2,000,000

  • none

  • 80.00%

Features

  • Owner Occupier

  • Interest Only

  • Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • $1.00

  • yes

  • no

  • none

  • none

Rates

  • 4.19% p.a.

  • n/a

  • 0 Months

  • none

  • 4.21% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • none

  • none

  • $299.00

  • none

  • $0.00

  • $250.00

Other financial bits

  • $150,000

  • $2,000,000

  • 80.00%

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • $1.00

  • yes

  • no

  • none

  • none

Rates

  • 4.70% p.a.

  • n/a

  • 0 Months

  • none

  • 4.72% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • none

  • none

  • $299.00

  • none

  • $0.00

  • $250.00

Other financial bits

  • $150,000

  • $2,000,000

  • 90.00%

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • $1.00

  • yes

  • no

  • none

  • none

Rates

  • 4.95% p.a.

  • n/a

  • 0 Months

  • none

  • 4.97% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • none

  • none

  • $299.00

  • none

  • $0.00

  • $250.00

Other financial bits

  • $50,000

  • $149,999

  • none

  • 80.00%

Features

  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • $1.00

  • yes

  • no

  • none

  • none

Rates

  • 5.30% p.a.

  • n/a

  • 0 Months

  • none

  • 5.32% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • none

  • none

  • $299.00

  • none

  • $0.00

  • $250.00

Other financial bits

  • $50,000

  • $149,999

  • none

  • 80.00%

Features

  • Investor

  • Interest Only

  • Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • $1.00

  • yes

  • no

  • none

  • none

Rates

  • 4.69% p.a.

  • n/a

  • 0 Months

  • none

  • 4.71% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • none

  • none

  • $299.00

  • none

  • $0.00

  • $250.00

Other financial bits

  • $150,000

  • $2,000,000

  • none

  • 80.00%

Features

  • Investor

  • Principal & Interest

  • Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • $1.00

  • yes

  • no

  • none

  • none

Rates

  • 4.84% p.a.

  • n/a

  • 0 Months

  • none

  • 4.86% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • none

  • none

  • $299.00

  • none

  • $0.00

  • $250.00

Other financial bits

  • $150,000

  • $2,000,000

  • none

  • 80.00%

Features

  • Investor

  • Interest Only

  • Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • $1.00

  • yes

  • no

  • none

  • none

About ING

ING DIRECT is part of the ING Group, one of the world's largest financial institutions, but it isn't like other banks. ING DIRECT pioneered branch-less banking in Australia, getting rid of branches and passing on the savings to customers in the form of better rates and lower fees. From high interest savings accounts and term deposits to low rate home loans, ING DIRECT aims to keep your banking simple.

How are ING home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
8.1

Based on 185
ING home loans reviews

7.8 7.5 7.8 7.6 7.9

Read ING home loan reviews by the Mozo community

Latest reviews of ING Mortgage Simplifier

ING

ING Mortgage Simplifier (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Highly recommend ING Direct for mortgages

I've been with ING Direct for many years now, and have been very pleased with them and would also recommend them to my family and friends.

I've been with ING Direct for many years now, and have been very pleased with them and would also recommend them to my family and friends.

    Price   10 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Donna (NSW), reviewed about 2 months ago

ING

ING Mortgage Simplifier (Owner Occupier, Principal & Interest) home loan review

Overall rating   7 / 10

Need to improve their application process

Although they promise fast responses, dealing with applications can be tiresome. Once a loan is set up this bank is great but if you want to refinance it is a long drawn out process even for existing customers.

Although they promise fast responses, dealing with applications can be tiresome. Once a loan is set up this bank is great but if you want to refinance it is a long drawn out process even for existing customers.

    Price   5 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Anita (TAS), reviewed 7 months ago

ING

ING Mortgage Simplifier (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Great customer service

Staff are friendly and knowledgeable. Internet banking is also easy to use. Their call centre is located in Australia which is very important for me due to convenience.

Staff are friendly and knowledgeable. Internet banking is also easy to use. Their call centre is located in Australia which is very important for me due to convenience.

    Price   6 / 10

    Features   / 10

    Customer service   / 10

    Convenience   / 10

    Trust   / 10

Less

Charmaine (QLD), reviewed 7 months ago

ING

ING Mortgage Simplifier (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Easy to use and understand where you are.

Can only be used online. Great redraw system that can be used from a mobile app. Redraw can be used to pay bills or transfer funds. I have found all fund transfers available the next working day.

Can only be used online. Great redraw system that can be used from a mobile app. Redraw can be used to pay bills or transfer funds. I have found all fund transfers available the next working day.

    Price   7 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Ian (NSW), reviewed over 1 year ago

ING

ING Mortgage Simplifier (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Simple, Easy to deal with & great customer service

Got a competitive rate with ING for home loan. Dealt with them over the phone a few times and everytime they have been really helpful and easy to deal with. No frustrations.

Got a competitive rate with ING for home loan. Dealt with them over the phone a few times and everytime they have been really helpful and easy to deal with. No frustrations.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   4 / 10

    Trust   9 / 10

Less

Jason (TAS), reviewed over 1 year ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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