The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $999,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $1,000,000 and $2,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $149,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $999,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $1,000,000 and $2,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $149,999 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $149,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $50,000 and $149,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $2,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $150,000 and $2,000,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 80% | $150,000 | $999,999 |
|
|
Owner Occupier | Principal & Interest | < 80% | $1,000,000 | $2,000,000 |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $150,000 | $2,000,000 |
|
|
Owner Occupier | Principal & Interest | 90%-95% | $150,000 | $2,000,000 |
|
|
Owner Occupier | Principal & Interest | < 95% | $50,000 | $149,999 |
|
|
Owner Occupier | Interest Only | < 80% | $150,000 | $999,999 |
|
|
Owner Occupier | Interest Only | < 80% | $1,000,000 | $2,000,000 |
|
|
Owner Occupier | Interest Only | < 95% | $50,000 | $149,999 |
|
|
Investor | Principal & Interest | < 80% | $50,000 | $149,999 |
|
|
Investor | Interest Only | < 80% | $50,000 | $149,999 |
|
|
Investor | Principal & Interest | < 80% | $150,000 | $2,000,000 |
|
|
Investor | Interest Only | < 80% | $150,000 | $2,000,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000 $999,999
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $1,000,000 $2,000,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $150,000 $2,000,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $150,000 $2,000,000
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $50,000 $149,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000 $999,999
Owner Occupier (Interest Only)
LVR < 80%
Loan: $1,000,000 $2,000,000
Owner Occupier (Interest Only)
LVR < 95%
Loan: $50,000 $149,999
Investor (Principal & Interest)
LVR < 80%
Loan: $50,000 $149,999
Investor (Interest Only)
LVR < 80%
Loan: $50,000 $149,999
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000 $2,000,000
Investor (Interest Only)
LVR < 80%
Loan: $150,000 $2,000,000
With competitive rates and flexible options such as free extra repayments, a redraw facility, split loan option and 100% offset account to help you save on interest, the Orange Advantage (Package) home loan from ING could be an option for borrowers wanting the best of both worlds. Little wonder our expert judges awarded ING the 2021 Mozo Experts Choice Award for Home Loan Lender of the Year.
ING's Orange Advantage (Package) comes with different variable rate tiers depending on the amount you are borrowing, your loan-to-value ratio (LVR) and whether you're an owner occupier or investor. Rates currently start at 2.49% (2.84% comparison rate*) for owner occupiers with an LVR of 80% or lower and a loan amount over $1 million, but there are a number of other competitive rates for different borrowing needs as well.
In terms of features, you can pretty much take your pick. There's a 100% offset account on offer if you're willing to link your home loan to the Orange Everyday transaction account which could save you a bunch of interest over the life of your loan. Plus, the ING Everyday Round Up feature lets you automatically round up purchases made with your Orange Everyday Transaction Account to the nearest $1 or $5, with the difference transferred towards your loan balance.
You can also make extra repayments anytime for free and if you find yourself in need of some extra cash down the line you can take advantage of the free online redraw facility. There is also a split loan option if you decide that you want to fix some of your loan for a set period.
While there is no application fee, there are one-off settlement ($299) and discharge ($250) fees which you'll need to pay, plus a $299 yearly service fee.
If you're looking for a low rate, full feature loan to help you pay down your mortgage quicker and save on interest, the Orange Advantage (Package) loan could be the pick for you, particularly if you're already an ING customer with an Everyday Transaction account.
You can choose to make repayments on a fortnightly or monthly basis but these need to be made either via direct debit or salary credit, so if you need an alternative payment method you'll need to consider an alternative loan.
|
2.49% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
2.59% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$299.00 |
|
|
n/a |
|
|
$299.00 yearly |
|
|
$250.00 |
|
$150,000 |
|
|
$999,999 |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$1.00 |
|
|
yes |
|
|
yes |
|
|
Can only be paid by Direct Debit or Salary Credit. |
|
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
|
Receive $3,000 cashback when you refinance your home loan from another lender, apply by 31 May 2022, settle by 31 August 2022, and open an Orange Everyday account within 70 days. Minimum amount of $500,000 and LVR less than or equal to 80%. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
2.49% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
2.59% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$299.00 |
|
|
n/a |
|
|
$299.00 yearly |
|
|
$250.00 |
|
$1,000,000 |
|
|
$2,000,000 |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$1.00 |
|
|
yes |
|
|
yes |
|
|
Can only be paid by Direct Debit or Salary Credit. |
|
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
|
Receive $3,000 cashback when you refinance your home loan from another lender, apply by 31 May 2022, settle by 31 August 2022, and open an Orange Everyday account within 70 days. Minimum amount of $500,000 and LVR less than or equal to 80%. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
2.64% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
2.74% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$299.00 |
|
|
n/a |
|
|
$299.00 yearly |
|
|
$250.00 |
|
$150,000 |
|
|
$2,000,000 |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$1.00 |
|
|
yes |
|
|
yes |
|
|
Can only be paid by Direct Debit or Salary Credit. |
|
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
2.69% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
2.79% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$299.00 |
|
|
n/a |
|
|
$299.00 yearly |
|
|
$250.00 |
|
$150,000 |
|
|
$2,000,000 |
|
|
90.00% |
|
|
95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$1.00 |
|
|
yes |
|
|
yes |
|
|
Can only be paid by Direct Debit or Salary Credit. |
|
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.32% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.39% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$299.00 |
|
|
n/a |
|
|
$299.00 yearly |
|
|
$250.00 |
|
$50,000 |
|
|
$149,999 |
|
|
none |
|
|
95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$1.00 |
|
|
yes |
|
|
yes |
|
|
Can only be paid by Direct Debit or Salary Credit. |
|
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.09% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.18% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$299.00 |
|
|
n/a |
|
|
$299.00 yearly |
|
|
$250.00 |
|
$150,000 |
|
|
$999,999 |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$1.00 |
|
|
yes |
|
|
yes |
|
|
Can only be paid by Direct Debit or Salary Credit. |
|
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
|
Receive $3,000 cashback when you refinance your home loan from another lender, apply by 31 May 2022, settle by 31 August 2022, and open an Orange Everyday account within 70 days. Minimum amount of $500,000 and LVR less than or equal to 80%. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.09% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.43% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$299.00 |
|
|
n/a |
|
|
$299.00 yearly |
|
|
$250.00 |
|
$1,000,000 |
|
|
$2,000,000 |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$1.00 |
|
|
yes |
|
|
yes |
|
|
Can only be paid by Direct Debit or Salary Credit. |
|
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
|
Receive $3,000 cashback when you refinance your home loan from another lender, apply by 31 May 2022, settle by 31 August 2022, and open an Orange Everyday account within 70 days. Minimum amount of $500,000 and LVR less than or equal to 80%. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.20% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.52% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$299.00 |
|
|
n/a |
|
|
$299.00 yearly |
|
|
$250.00 |
|
$50,000 |
|
|
$149,999 |
|
|
none |
|
|
95.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$1.00 |
|
|
yes |
|
|
yes |
|
|
Can only be paid by Direct Debit or Salary Credit. |
|
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.45% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.77% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$299.00 |
|
|
n/a |
|
|
$299.00 yearly |
|
|
$250.00 |
|
$50,000 |
|
|
$149,999 |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$1.00 |
|
|
yes |
|
|
yes |
|
|
Can only be paid by Direct Debit or Salary Credit. |
|
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.75% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.06% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$299.00 |
|
|
n/a |
|
|
$299.00 yearly |
|
|
$250.00 |
|
$50,000 |
|
|
$149,999 |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$1.00 |
|
|
yes |
|
|
yes |
|
|
Can only be paid by Direct Debit or Salary Credit. |
|
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
2.69% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.04% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$299.00 |
|
|
n/a |
|
|
$299.00 yearly |
|
|
$250.00 |
|
$150,000 |
|
|
$2,000,000 |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$1.00 |
|
|
yes |
|
|
yes |
|
|
Can only be paid by Direct Debit or Salary Credit. |
|
|
Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
|
|
Receive $3,000 cashback when you refinance your home loan from another lender, apply by 31 May 2022, settle by 31 August 2022, and open an Orange Everyday account within 70 days. Minimum amount of $500,000 and LVR less than or equal to 80%. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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2.99% p.a. |
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n/a |
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n/a |
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n/a |
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3.08% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$0.00 |
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$0.00 |
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$0.00 |
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$299.00 |
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n/a |
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$299.00 yearly |
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$250.00 |
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$150,000 |
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$2,000,000 |
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none |
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80.00% |
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Investor |
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Interest Only |
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Fortnightly, Monthly |
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yes - free |
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none |
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yes - free |
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$1.00 |
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yes |
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yes |
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Can only be paid by Direct Debit or Salary Credit. |
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Everyday round up available, a feature that automatically rounds purchases made on INGs Orange Everyday transaction account to the nearest $1 or $5 and transfers the difference against your loan balance. |
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Receive $3,000 cashback when you refinance your home loan from another lender, apply by 31 May 2022, settle by 31 August 2022, and open an Orange Everyday account within 70 days. Minimum amount of $500,000 and LVR less than or equal to 80%. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Without doubt the worst bank i have ever had to deal with. I have been trying to get a mortgage discharged for 2 weeks and despite several follow up calls I: 1. Cannot get any manager to call me regarding my account 2. They have not moved on sending the information to the solicitors to get the paperwork complete. I have had to follow them up DAILY to make sure they are doing their job but despite this still cannot get anyone in a senior position to take a phone call. Do not bank with ING if you value your sanity.
Read full reviewWithout doubt the worst bank i have ever had to deal with. I have been trying to get a mortgage discharged for 2 weeks and despite several follow up calls I: 1. Cannot get any manager to call me regarding my account 2. They have not moved on sending the information to the solicitors to get the paperwork complete. I have had to follow them up DAILY to make sure they are doing their job but despite this still cannot get anyone in a senior position to take a phone call. Do not bank with ING if you value your sanity.
Absolutely do not recommend. They took 6 weeks to decline WITH pre-approval, after repeatedly advising that I would have an answer within 2-5 days. Eventually they declined on 2 facts which were there the whole time - resell time and bushfire risk. Declined the day before the finance clause expired. Almost cost me the deposit. A total joke of a bank. Got the loan from a Broker within 7 days!
Read full reviewAbsolutely do not recommend. They took 6 weeks to decline WITH pre-approval, after repeatedly advising that I would have an answer within 2-5 days. Eventually they declined on 2 facts which were there the whole time - resell time and bushfire risk. Declined the day before the finance clause expired. Almost cost me the deposit. A total joke of a bank. Got the loan from a Broker within 7 days!
ING recently helped us refinance our mortgage, leveraging a lower interest rate, maximising our property worth and putting more money back in our pockets. They were friendly and honest, and handled everything in the transition process from one back to another.
Read full reviewING recently helped us refinance our mortgage, leveraging a lower interest rate, maximising our property worth and putting more money back in our pockets. They were friendly and honest, and handled everything in the transition process from one back to another.
Great for very low to no fees. Rates are fair not fantastic. Customer service is adequate how ever they seem to run off a if you don't ask and we wont tell you anything system. You have to approach them for most things and loyalty doesn't equate to any discounts.
Read full reviewGreat for very low to no fees. Rates are fair not fantastic. Customer service is adequate how ever they seem to run off a if you don't ask and we wont tell you anything system. You have to approach them for most things and loyalty doesn't equate to any discounts.
Great, easy to use online app. Good flexibility. Was good rates at the time we got it (2.5 years ago) but not as competitive now. Offset accounts feature is good and ability to have fixed and variable portions. No ATM fees which is great.
Read full reviewGreat, easy to use online app. Good flexibility. Was good rates at the time we got it (2.5 years ago) but not as competitive now. Offset accounts feature is good and ability to have fixed and variable portions. No ATM fees which is great.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
2.69% p.a. variable
3.10% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
Bank of Queensland
Fixed Rate
5.09% p.a.
fixed 3 years
3.94% p.a.
Qudos Bank
Fixed Rate Home Loan
4.19% p.a.
fixed 3 years
2.92% p.a.
Heritage Bank
Fixed Rate Loan (Home Advantage)
4.49% p.a.
fixed 3 years
3.32% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
