ING Home and Contents Insurance

Optional extra

ING Home and Contents Insurance

Optional extra

Mozo Review   ING Home and Contents Insurance Review

Last updated: 26 September 2019.

What's hot:
  • 30% online discount

  • New for old cover

  • 2019 Mozo Experts Choice Award

What's not:
  • Doesn’t offer veterinary expense cover

Mozo snapshot:

If you’re after an award-winning home and contents insurance policy, then you’ve come to the right place! With coverage on a broad range of events, fab features like a new for old replacement offer, plus a 30% discount when you apply online, ING Home and Contents Insurance is where it’s at! Oh, and did we mention that it won a 2019 Mozo Experts Choice Award for Exceptional Value Home & Contents Insurance? 

Key features:

On the hunt for an award-winning home and contents insurance policy? Look no further than ING Home and Contents Insurance, which won a 2019 Mozo Experts Choice Award for Exceptional Value. From natural disasters, including fire, storm, earthquake cover and as an optional extra flood cover, to theft or burglary cover and much more, ING Home and Contents Insurance provides broad coverage for your home and possessions.

Rest assured that should your home or contents be destroyed in an insured event, ING Home and Contents Insurance will cover personal items, such as antiques and valuables (artwork up to $5,000 per item or $12,000 total, collections up to $2,000 per item or set), jewellery (up to $1,000 per item or up to $5000 total), personal medical equipment and tools of trade (up to $2,000).

On top of all this, ING Home and Contents Insurance will help keep a roof over your head, offering up to 12 months (up to 10% sum insured) of temporary accommodation, as well as 12 months (up to 10% sum insured) of temporary accommodation for your pets too (combined with temporary accommodation). Other cover includes death and injury cover of up to $7,000 for a funeral.

ING Home and Contents Insurance also comes with a new for old replacement offer, and as an optional extra, you can opt-in for underinsurance protection (up to 25% of the building sum insured). And if you apply online, you’ll even receive a generous 30% discount, plus, if you switch to ING Home and Contents Insurance you’ll also receive a $100 eGift card.

Who it's good for:

If you’re an Aussie homeowner looking for a solid insurance policy to cover your home and contents, then with its extensive range of cover, plus, top features, ING Home and Contents Insurance could be just the thing for you.

Any catches?

While ING Home and Contents Insurance offers a huge range of coverage on many different events, it does not, however, provide cover for landscaping or veterinary expenses. So, if these are things you’re interested in, then you might be better suited to a different policy.

Details

Rates and fees information correct as at 13 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features
  • 60

  • Optional Extra, up to 25% of building sum insured

  • $100

  • n/a

  • 30% online discount

  • Up to 90 days, up to 20% of sum insured

  • Up to $1,000

  • Up to $20,000,000

  • Switch to ING Home and Contents Insurance and receive a $100 eGift card.

  • Coverage is provided subject to eligibility and name-screening assessment.

Events
  • Optional extra

  • Optional extra

  • Optional Extra, up to 10 years old

Buildings
  • Up to $1,000

Contents
  • Up to $800

  • Up to $3,000 combined with computer software

  • Hardware yes, software up to $3,000 combined with CD's/DVD's

  • Up to $2,500 per item

  • Artwork - up to $5,000 per item/$12,000 in total. Collections - Up to $2,000 per item or set

  • Up to $1,000 per item, up to $5,000 in total

  • Up to $2,000

  • Up to $12,000

Other cover
  • Up to $7,000 for funeral

  • Up to $1,000

  • Up to 12 months, up to 10% sum insured. Combined with temporary accommodation.

  • Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation.

  • Up to 10% of sum insured combined with removal of debris and demolition cost

  • Up to 10% of sum insured combined with emergency storage and demolition cost

  • Up to 10% of sum insured combined with emergency storage and debris removal

  • Up to 20% of sum insured

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