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ING Home and Contents Insurance

Advertiser disclosure
Important information on terms, conditions and sub-limits
Fire
Yes
Theft or burglary
Yes
Flood
Optional Extra
Storm
Yes
Building cover
Contents cover

Mozo editorial review ING Home and Contents Insurance - last updated: 2 February 2021

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What's hot
  • 30% online discount
  • New for old cover
  • 2020 Mozo Experts Choice Award
What's not
  • Doesn’t offer veterinary expense cover
Mozo snapshot

If you’re after an award-winning home and contents insurance policy, then you’ve come to the right place. With coverage on a broad range of events, fab features like a new for old replacement offer, plus a 30% discount when you apply online, ING Home and Contents Insurance is where it’s at! Oh, and did we mention that it won a 2020 Mozo Experts Choice Award for Exceptional Value Home & Contents Insurance? 

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Key features

On the hunt for an award-winning home and contents insurance policy? Look no further than ING Home and Contents Insurance, which won a 2020 Mozo Experts Choice Award for Exceptional Value. From natural disasters, including fire, storm, earthquake cover and as an optional extra flood cover, to theft or burglary cover and much more, ING Home and Contents Insurance provides broad coverage for your home and possessions.

Rest assured that should your home or contents be destroyed in an insured event, ING Home and Contents Insurance will cover personal items, such as antiques and valuables (artwork up to $5,000 per item or set, $12,000 total), jewellery (up to $1,000 per item or up to $5,000 total), and tools of trade (up to $2,000).

On top of all this, ING Home and Contents Insurance will help keep a roof over your head, offering up to 12 months (up to 10% sum insured) of temporary accommodation, as well as 12 months (up to 10% sum insured) of temporary accommodation for your pets, too. Other cover includes death and injury cover up to $7,000 for a funeral, modifications in your home for some medical conditions, and specific cover for personal effects away from your home ($1,000).

ING Home and Contents Insurance also comes with a new for old replacement offer, and as an optional extra, you can opt-in for underinsurance protection (up to 25% of the building sum insured). And if you apply online, you’ll receive a generous 30% discount on your first annual premium.

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Who is it good for

If you’re an Aussie homeowner looking for a solid insurance policy to cover your home and belongings, then ING Home and Contents Insurance could be just the thing for you.

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Any catches

While ING Home and Contents Insurance offers a huge range of coverage on many different events, it does not, however, provide cover for landscaping or veterinary expenses. So, if these are things you’re interested in, then you might be better suited to a different policy.

Details

Rates and fees information correct as at 17 September 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Policy and service features

60

Optional Extra, up to 25% of building sum insured

Yes

$100

true

n/a

30% online discount

Yes

Up to 90 days, up to 20% of sum insured

Up to $1,000

Up to $20,000,000

n/a

Coverage is provided subject to eligibility and name-screening assessment.

Events

Optional Extra

Yes

Yes

Yes

Yes

Optional Extra

Yes

Optional Extra, up to 10 years old

No

Yes

Yes

No

Yes

Yes

Yes

Yes

Buildings

Yes

Up to $1,000

No

Yes

Contents

Up to $800 in total

No

Up to $3,000 combined with computer software

Hardware yes, software up to $3,000 combined with CDs/DVDs

Yes

Yes

Up to $2,500 per item

Artwork - up to $5,000 per item/$12,000 in total. Collections - Up to $2,000 per item or set

Up to $1,000 per item, up to $5,000 in total

No

No

No

Yes

Up to $2,000

No

Up to $12,000

Other cover

Up to $7,000 for funeral

No

Up to $1,000

Up to 12 months, up to 10% sum insured. Combined with temporary accommodation.

Up to 10% of sum insured, up to 12 months. Combined with temporary accommodation.

Up to 10% of sum insured combined with removal of debris and demolition cost

Up to 10% of sum insured combined with emergency storage and demolition cost

Up to 10% of sum insured combined with emergency storage and debris removal

Up to 10% of sum insured

Up to 14 days for contents

Up to 20% of sum insured

*Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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