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Bonus saver savings accounts

  • A good savings habit deserves a good interest rate and choosing the right savings account can help you super-size your nest egg in record time through the power of compound interest.

  • What is a bonus rate savings account?

    Bonus rate savings accounts are temporary high-interest offers. Usually after a time (perhaps 3-12 months) the 'honeymoon' rate will revert to normal, but in the meanwhile you get the benefit of a little savings boost. When looking at bonus saver accounts double-check you're happy with the reversion rate.

  • Should I get a savings account or a term deposit?

    If you need regular access to your cash, or haven't got a huge amount to invest, then a savings account is the way to go. However, if your savings are quite substantial (perhaps over $5000) and you won't be calling on it anytime soon then a term deposit could be a better option.

  • Can I apply for a bonus rate savings account online?

    Absolutely! In fact a number of bonus rate savings accounts are only available online as keeping them 'virtual' lets the provider save on overheads and pass the savings on to you. To apply simply click the 'go to site' button on your favourite savings account and follow the instructions to open your new account.

Savings account comparisons on Mozo - rates updated daily

  • promoted

    Savings Maximiser

    • No ING fees
    • Great variable rate every month, no matter how many times you withdraw
    • Anytime, anywhere banking with mobile app and 24/7 Australian call centre

    special
    rate

    2.80% p.a. (for $0 to $100,000)

    For customers who also have an Orange Everyday and deposit their pay of $1,000+ each month.

    conditions

    For customers who also have an Orange Everyday and deposit their pay of $1,000+ each month.

  • MOZO EXPERTS CHOICE 2017
    promoted

    Bonus Saver

    • High interest rate of up to 2.60%p.a.
    • Bonus interest
    • Access to your savings

    special
    rate

    2.60% p.a. (for $1 and over)

    minimum deposit $100, no withdrawals

    conditions

    Minimum deposit of $100 and no withdrawals in the month

  • promoted

    iSaver

    • Unlimited transfers between your iSaver & linked NAB everyday account
    • Transfers won’t impact your interest rate
    • Interest is calculated daily & paid monthly. No minimum deposits

    special
    rate

    1.90% p.a. (for $0 to $20,000,000)

    Bonus rate for the first 4 months from account opening. Introductory rate only applied to a customer's first NAB iSaver account.

    conditions

    Bonus rate for the first 4 months from account opening. Introductory rate only applied to a customers first NAB iSaver account.

  • promoted

    Maxi Saver

    • 24/7 access online savings account
    • No monthly service fees
    • No minimum monthly balance or deposit required

    special
    rate

    2.80% p.a. (for $0 and over)

    bonus rate for first 3 months

    conditions

    Bonus rate for the first 3 months from account opening

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