$2,000 Refinance Cash Bonus (T&Cs apply)
Suncorp

Fixed Home Loan Special Offer Home Package Plus

Owner Occupier, Principal & Interest

No monthly account keeping fee.

No loan establishment fee.

Option to lock in a rate at the time of the application.
interest
rate

2.29% p.a.
fixed 2 years

comparison
rate*

3.28% p.a.

initial monthly
repayment^**
- Go to site
- Interest rate 2.29% p.a.
  fixed 2 years
- Comparison rate* 3.28% p.a.
- Upfront fees $0
- Ongoing fees $375.00 yearly
- Discharge fee $350.00
- Extra repayments yes - free up to $500 per month
- Redraw facility no
- Offset account no
- Upfront fees $0
- Maximum loan to value ratio 90.00%
- Minimum borrowing amount $150,000
- Maximum borrowing amount
- Type of mortgage Fixed
- Repayment types Principal & Interest
- Availability Owner Occupier
- Repayment options Weekly, Fortnightly, Monthly
- Special offers Refinance from another lender to receive a $2,000 cash bonus for loans of at least $250,000 or $3,000 bonus for loans over $750,000. Available for loans with an LVR <90% and applications made by 18 December 2020 and settled by 26 March 2021.
Overall rating

Based on 897 Suncorp home loan reviews
Need more information?
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IMB Bank

Budget Home Loan

LVR <80%, Owner Occupier, Principal & Interest

Free extra repayments

Free redraw facility

Split account available
interest
rate

2.61% p.a. variable

comparison
rate*

2.67% p.a.

initial monthly
repayment^**
- Go to site
- Interest rate 2.61% p.a. variable
- Comparison rate* 2.67% p.a.
- Upfront fees $773
- Ongoing fees $0.00
- Discharge fee $350.00
- Extra repayments yes - free
- Redraw facility yes - free
- Offset account no
- Upfront fees $773
- Maximum loan to value ratio 80.00%
- Minimum borrowing amount $75,000
- Maximum borrowing amount $5,000,000
- Type of mortgage Variable
- Repayment types Principal & Interest
- Availability Owner Occupier
- Repayment options Weekly, Fortnightly, Monthly
- Special offers
Overall rating

Based on 109 IMB Bank home loan reviews
Need more information?
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Illawarra Credit Union

The Works Special Variable Home Loan

Owner Occupier, Principal & Interest

For new home loans over $250k only

No annual or ongoing fees

100% Offset Account available with no transaction or account keeping fees
interest
rate

1.99% p.a.variable for 24 months and then 2.50% p.a. variable

comparison
rate*

2.93% p.a.

initial monthly
repayment^**
- Go to site
- Interest rate 1.99% p.a.variable for 24 months and then 2.50% p.a. variable
- Comparison rate* 2.93% p.a.
- Upfront fees $1,282
- Ongoing fees $395.00 yearly
- Discharge fee $350.00
- Extra repayments yes - free
- Redraw facility yes - free
- Offset account yes
- Upfront fees $1,282
- Maximum loan to value ratio 95.00%
- Minimum borrowing amount $150,000
- Maximum borrowing amount
- Type of mortgage Variable
- Repayment types Principal & Interest
- Availability Owner Occupier
- Repayment options Weekly, Fortnightly, Monthly
- Special offers
Overall rating

Based on 11 Illawarra Credit Union home loan reviews
Need more information?
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MOZO EXPERTS CHOICE 2020
Qudos Bank

Fixed Rate Home Loan

Owner Occupier, Principal & Interest, LVR<80%

$0 annual fee

Choice of 1, 2, 3, 4 or 5 year terms

Extra repayments up to $10,000 a year
interest
rate

2.29% p.a.
fixed 3 years

comparison
rate*

2.82% p.a.

initial monthly
repayment^**
- Go to site
- Interest rate 2.29% p.a.
  fixed 3 years
- Comparison rate* 2.82% p.a.
- Upfront fees $0
- Ongoing fees $0.00
- Discharge fee $275.00
- Extra repayments yes - free up to $10,000 p.a.
- Redraw facility no
- Offset account no
- Upfront fees $0
- Maximum loan to value ratio 80.00%
- Minimum borrowing amount $150,000
- Maximum borrowing amount
- Type of mortgage Fixed
- Repayment types Principal & Interest
- Availability Owner Occupier
- Repayment options Monthly, Fortnightly, Weekly
- Special offers
Overall rating

Based on 46 Qudos Bank home loan reviews
Need more information?
Go to site
Newcastle Permanent

Special Fixed Rate Home Loan Premium Plus Package

Owner Occupier, Principal & Interest

100% Offset account available

$0 annual Value+ Credit Card Fee

$2,000 cashback for new refinanced loans^
interest
rate

2.18% p.a.
fixed 2 years

comparison
rate*

3.72% p.a.

initial monthly
repayment^**
- Go to site
- Interest rate 2.18% p.a.
  fixed 2 years
- Comparison rate* 3.72% p.a.
- Upfront fees $0
- Ongoing fees $395.00 yearly
- Discharge fee $0.00
- Extra repayments yes - free up to $25,000 p.a.
- Redraw facility yes - free
- Offset account no
- Upfront fees $0
- Maximum loan to value ratio 80.00%
- Minimum borrowing amount $5,000
- Maximum borrowing amount
- Type of mortgage Fixed
- Repayment types Principal & Interest
- Availability Owner Occupier
- Repayment options Weekly, Fortnightly, Monthly
- Special offers $2,000 cashback when you refinance your home loan from another financial institution when you apply by 30 November 2020, min $250k, LVR <80%
Overall rating

Based on 216 Newcastle Permanent home loan reviews
Need more information?
Go to site
$2,000 Refinance Cash Bonus (T&Cs apply)
Suncorp

Back to Basics Special

LVR<80%, Owner Occupier, Principal & Interest

No monthly account keeping fee.

$0 ongoing annual fee.

Make additional repayments anytime.
interest
rate

2.68% p.a. variable

comparison
rate*

2.69% p.a.

initial monthly
repayment^**
- Go to site
- Interest rate 2.68% p.a. variable
- Comparison rate* 2.69% p.a.
- Upfront fees $0
- Ongoing fees $0.00
- Discharge fee $350.00
- Extra repayments Yes - free
- Redraw facility first redraw per month free
- Offset account no
- Upfront fees $0
- Maximum loan to value ratio 80.00%
- Minimum borrowing amount $150,000
- Maximum borrowing amount
- Type of mortgage Variable
- Repayment types Principal & Interest
- Availability Owner Occupier
- Repayment options Weekly, Fortnightly, Monthly
- Special offers Refinance from another lender to receive a $2,000 cash bonus for loans of at least $250,000 or $3,000 bonus for loans over $750,000. Available for loans with an LVR <90% and applications made by 18 December 2020 and settled by 26 March 2021.
Overall rating

Based on 897 Suncorp home loan reviews
Need more information?
Go to site
IMB Bank

Fixed Home Loan

Owner Occupier, Principal & Interest

Choose from a fixed loan term of 1-5 years

Fixed loan repayments for peace of mind and easy budgeting

Up to 12 months repayments in advance without penalties
interest
rate

2.39% p.a.
fixed 3 years

comparison
rate*

3.08% p.a.

initial monthly
repayment^**
- Go to site
- Interest rate 2.39% p.a.
  fixed 3 years
- Comparison rate* 3.08% p.a.
- Upfront fees $799
- Ongoing fees $6.00 monthly
- Discharge fee $350.00
- Extra repayments yes - free up to 1 year in advance
- Redraw facility yes - free
- Offset account no
- Upfront fees $799
- Maximum loan to value ratio 90.00%
- Minimum borrowing amount $10,000
- Maximum borrowing amount $5,000,000
- Type of mortgage Fixed
- Repayment types Principal & Interest
- Availability Owner Occupier
- Repayment options Weekly, Fortnightly, Monthly
- Special offers
Overall rating

Based on 109 IMB Bank home loan reviews
Need more information?
Go to site
Newcastle Permanent

Special Real Deal Home Loan

Owner Occupier, Principal & Interest

Free extra repayments.

No application or service fees.

Only 10% deposit needed.
interest
rate

2.59% p.a. variable

comparison
rate*

2.63% p.a.

initial monthly
repayment^**
- Go to site
- Interest rate 2.59% p.a. variable
- Comparison rate* 2.63% p.a.
- Upfront fees $0
- Ongoing fees $0.00
- Discharge fee $0.00
- Extra repayments yes - free
- Redraw facility yes - fees apply
- Offset account yes - partial only
- Upfront fees $0
- Maximum loan to value ratio 80.00%
- Minimum borrowing amount $150,000
- Maximum borrowing amount
- Type of mortgage Variable
- Repayment types Principal & Interest
- Availability Owner Occupier
- Repayment options Weekly, Fortnightly, Monthly
- Special offers $2,000 cashback when you refinance your home loan from another financial institution when you apply by 30 November 2020, min $250k, LVR <80%
Overall rating

Based on 216 Newcastle Permanent home loan reviews
Need more information?
Go to site

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

^**Initial monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

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