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Owner Occupier, Principal and Interest
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Owner Occupier, Principal & Interest, LVR 80%
A great value 3 year fixed home loan rate with SWSbank for new loans over $800K and up to $2.5M. No application or monthly fees to pay. Free redraw available. Choose from a weekly, fortnightly or monthly repayment schedule. Additional repayments up to $20,000 per year. 20% deposit required. No application fees. Other fees may be applicable. T&Cs apply.
A great value 3 year fixed home loan rate with SWSbank for new loans over $800K and up to $2.5M. No application or monthly fees to pay. Free redraw available. Choose from a weekly, fortnightly or monthly repayment schedule. Additional repayments up to $20,000 per year. 20% deposit required. No application fees. Other fees may be applicable. T&Cs apply.
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LVR <80%, Owner Occupier, Principal & Interest
IMB has confirmed they will decrease rates by 0.25% p.a. effective 4 March 2025. Enjoy a discounted variable home loan from IMB. Get up to $4,000 cashback (T&Cs apply). Life-of-loan discount off IMB’s standard variable interest rate. Unrestricted additional repayments. Free Internet and Mobile Banking redraws (T&Cs apply). No monthly fees to pay. Up to a 30 year loan term. Split loan available. No offset account.
IMB has confirmed they will decrease rates by 0.25% p.a. effective 4 March 2025. Enjoy a discounted variable home loan from IMB. Get up to $4,000 cashback (T&Cs apply). Life-of-loan discount off IMB’s standard variable interest rate. Unrestricted additional repayments. Free Internet and Mobile Banking redraws (T&Cs apply). No monthly fees to pay. Up to a 30 year loan term. Split loan available. No offset account.
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Owner Occupier, Interest Only, LVR <60%
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Owner Occupier, Principal & Interest, <60% LVR
BCU Bank’s OMG owner occupied home loan offers a variety of great low rates depending on your deposit. Save with no ongoing annual fees. Access your extra payments when you need to through the redraw facility. Pre-approval valid for 3 months.
BCU Bank’s OMG owner occupied home loan offers a variety of great low rates depending on your deposit. Save with no ongoing annual fees. Access your extra payments when you need to through the redraw facility. Pre-approval valid for 3 months.
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Owner Occupier, LVR <60%
P&N has confirmed they will decrease rates by 0.25% p.a. effective 5 March 2025. Competitive interest rate. No ongoing monthly loan maintenance fees. You can redraw your repayments if you’re ahead. Choose to repay weekly, fortnightly, or monthly. Make extra payments without penalty, to pay off your home loan even faster.
P&N has confirmed they will decrease rates by 0.25% p.a. effective 5 March 2025. Competitive interest rate. No ongoing monthly loan maintenance fees. You can redraw your repayments if you’re ahead. Choose to repay weekly, fortnightly, or monthly. Make extra payments without penalty, to pay off your home loan even faster.
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Owner Occupier, Principal & Interest, LVR <95%
Get the security of a competitive fixed rate home loan for 2 years with IMB. Get up to $4,000 cashback (T&Cs apply). Up to 12 months repayments in advance without penalties. Free Internet and Mobile Banking redraws (T&Cs apply). Up to a 30 year loan term. Split loan available. No offset account.
Get the security of a competitive fixed rate home loan for 2 years with IMB. Get up to $4,000 cashback (T&Cs apply). Up to 12 months repayments in advance without penalties. Free Internet and Mobile Banking redraws (T&Cs apply). Up to a 30 year loan term. Split loan available. No offset account.
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Owner Occupier, Principal & Interest, 60-80% LVR
BCU Bank’s OMG owner occupied home loan offers a variety of great low rates depending on your deposit. Save with no ongoing annual fees. Access your extra payments when you need to through the redraw facility. Pre-approval valid for 3 months.
BCU Bank’s OMG owner occupied home loan offers a variety of great low rates depending on your deposit. Save with no ongoing annual fees. Access your extra payments when you need to through the redraw facility. Pre-approval valid for 3 months.
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Owner Occupier, LVR<80%
Get repayment security with fixed rates from one to five years. Free extra repayments of up to $25,000 during the fixed rate period. Fix a portion of your loan and leave the rest variable. Choose to repay weekly, fortnightly, or monthly.
Get repayment security with fixed rates from one to five years. Free extra repayments of up to $25,000 during the fixed rate period. Fix a portion of your loan and leave the rest variable. Choose to repay weekly, fortnightly, or monthly.
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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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CBA really works hard to engender a relationship with us as clients. We purchased a new home 12 mths ago and they were excellent at communicating with us throughout the entire process, always heeding our needs and not “pushing” a particular product. Our interest rate was super competitive too. Additionally they seemed genuinely interested in helping us reduce loan interest by suggesting offset accounts. At a time where people can be super cynical about banks being preoccupied with excessive profit margins, we found that CBA were very customer focused. We feel that they really know us and our families needs very well.
Read full reviewCBA really works hard to engender a relationship with us as clients. We purchased a new home 12 mths ago and they were excellent at communicating with us throughout the entire process, always heeding our needs and not “pushing” a particular product. Our interest rate was super competitive too. Additionally they seemed genuinely interested in helping us reduce loan interest by suggesting offset accounts. At a time where people can be super cynical about banks being preoccupied with excessive profit margins, we found that CBA were very customer focused. We feel that they really know us and our families needs very well.
Our interest is absurdly high.
Read full reviewOur interest is absurdly high.
Pretty good, the dropped the home loan rate instantly after the RBA decision, and helped me with concession rates and hardship plans and were 90% of the time thoughtful, compassionate and helpful.
Read full reviewPretty good, the dropped the home loan rate instantly after the RBA decision, and helped me with concession rates and hardship plans and were 90% of the time thoughtful, compassionate and helpful.
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