Low rate home loan comparisons on Mozo

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Last updated 18 April 2025Important disclosures and comparison rate warning*
  • OMG Home Loan

    Owner Occupier, Principal & Interest, <60% LVR

    interest rate
    comparison rate
    Initial monthly repayment
    5.74% p.a. variable
    5.77% p.a.

    BCU Bank’s OMG owner occupied home loan offers a variety of great low rates depending on your deposit. Save with no ongoing annual fees. Access your extra payments when you need to through the redraw facility. Pre-approval valid for 3 months.

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    Details
  • Elevate

    Owner Occupier, Principal & Interest, <80% LVR

    interest rate
    comparison rate
    Initial monthly repayment
    5.98% p.a. variable
    5.99% p.a.

    Get competitive rates on loan terms of 5 to 30 years with the Aussie Elevate Home Loan. Structure your loan with up to five splits. Make additional repayments (T&Cs apply). Offset accounts available. Unlimited redraw using your online banking account. Choose from weekly, fortnightly or monthly payments For loan amounts from $10,000 to $5 million.

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    Details
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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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Home loan lenders we compare at Mozo

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Home loan resources

Views, news, tips and guides to help find the home loan for you.

Home Loan Reviews

Bankwest Complete Variable Home Loan (Package)
Overall 1/10
High interest

Our interest is absurdly high.

Read full review

Our interest is absurdly high.

Price
1/10
Features
1/10
Customer service
3/10
Convenience
2/10
Trust
2/10
Less
Sekai, New South Wales, reviewed 22 days ago
Commonwealth Bank Home Loan
Overall 9/10
Pretty good bank as banks go

Pretty good, the dropped the home loan rate instantly after the RBA decision, and helped me with concession rates and hardship plans and were 90% of the time thoughtful, compassionate and helpful.

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Pretty good, the dropped the home loan rate instantly after the RBA decision, and helped me with concession rates and hardship plans and were 90% of the time thoughtful, compassionate and helpful.

Price
2/10
Features
3/10
Customer service
7/10
Convenience
10/10
Trust
8/10
Less
Adriana, Victoria, reviewed 24 days ago
Tiimely Home Home Loan
Overall 1/10
Not good as existing customer

Definitely would not recommend. As an existing customer they are charging me a higher rate than advertised to new customers and my request to have it lowered has been rejected. We have to refinance away from Tiimely to get a good rate again. At least I'll be able to join a new bank that actually has an app and faster Osko transfers!

Read full review

Definitely would not recommend. As an existing customer they are charging me a higher rate than advertised to new customers and my request to have it lowered has been rejected. We have to refinance away from Tiimely to get a good rate again. At least I'll be able to join a new bank that actually has an app and faster Osko transfers!

Price
1/10
Features
1/10
Customer service
4/10
Convenience
1/10
Trust
2/10
Less
Rhys, Victoria, reviewed about 1 month ago
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Home loan tips

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Home loan case studies

Find out how you can save on your home loan or learn about loan options for refinancing and investing with this series of helpful case studies and home loan scenarios.

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Home loan providers

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