Life insurance is one of those things many would prefer not to think about, but it’s absolutely essential you get it right. That’s why in the 2021 Mozo Experts Choice Life Insurance Awards, we sifted through a whole heap of life insurance policies to determine which ones were the most deserving of your attention.
Of the 26 we considered, Kogan Insurance made quite the impression, taking home a win in the Exceptional Value Life & TPD Insurance category. Our panel of judges assessed individual policies on the basis of either value or quality, and Kogan Life Cover stood out for its affordable and wide-ranging cover.
Kogan.com started out as a retailer for electronics and household goods, but has since branched out to offer a diverse range of services. We have covered Mozo Experts Choice Award winning Kogan.com NBN and Kogan Money home loans in the past, but Kogan Life Insurance was the latest to get our attention in 2021.
As an insurance provider, Kogan Insurance is underwritten by Hannover Life Re of Australasia Ltd, a leading name in the life insurance industry. Along with the base policy, there are a number of extras you can add to the mix to ensure you have maximum peace of mind, such as Children’s Insurance, Serious Illness Insurance, and Total & Permanent Disability Insurance.
While cover ranges from $100,000 to $1 million, the amount you will be eligible for will depend on your age.
As for how much you’ll pay on your premium, that will come down to things like age, level of cover, and the type of plan you’ve chosen. It will also vary depending on other factors, such as your general health, family history, occupation, and whether or not you smoke.
You’ll be able to choose from a range of optional extras to give you the policy that’s best suited to you.
To receive a quote for Kogan Life Insurance, you’ll need to fill out a form on the Kogan Insurance website, detailing your date of birth, gender, smoking status, and the level of cover you’d like.
You’ll also need to provide details about residency status, employment status, if you have dependent children, and general information about your health and lifestyle. The good news is the application process is fairly simple, and you won’t be asked to undergo any medical or blood tests as part of it.
For a look at other high quality insurance policies, be sure to check out the full list of 2021 Mozo Experts Choice Life Insurance Award winners.