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Low Deposit Home Loans

  • If you're looking for a way into the housing market, a low deposit home loan could be your ticket to home ownership. Compare home loans that only require a 10 percent deposit or less in the table below.

Home loan comparisons on Mozo - rates updated daily

  • MOZO EXPERTS CHOICE 2017
    promoted

    Discounted Variable Home Loan Premium Plus Package

    Owner Occupier, Principal & Interest

    • Experts Choice - Home Lender of the Year 2016
    • $0 application fee. 100% offset facility available
    • Additional repayments and redraws at any time

    interest
    rate

    3.84% p.a. variable

    comparison
    rate*

    4.22% p.a.

    upfront
    fees

    $0

    initial monthly
    repayment**

  • MOZO EXPERTS CHOICE 2017
    promoted

    Platinum Home Loan

    Owner Occupied, LVR<90%

    • Join the Big Bank Rebellion
    • Only 10% deposit required, 100% offset & redraw facilities
    • Award winning, customer owned banking

    interest
    rate

    3.87% p.a. variable

    comparison
    rate*

    3.97% p.a.

    upfront
    fees

    $0

    initial monthly
    repayment**

  • promoted

    Mortgage Saver

    Owner Occupier

    • Owner occupiers in Queensland only
    • Unlimited repayments at no extra cost and redraw
    • Borrow up to 95% of the property value, ideal for first-time buyers & young families

    interest
    rate

    3.95% p.a. variable

    comparison
    rate*

    3.95% p.a.

    upfront
    fees

    $0

    initial monthly
    repayment**

  • promoted

    Health, Wealth and Happiness Variable Rate Package

    Owner Occupier, Principal & Interest

    • No annual fee on a credit card of your choice
    • 100% offset facility
    • Owner occupied only

    interest
    rate

    3.99% p.a. variable

    comparison
    rate*

    4.02% p.a.

    upfront
    fees

    $600

    initial monthly
    repayment**

  • promoted

    Base Variable Rate Home Loan

    Owner Occupier, Principal & Interest

    • Low ongoing rate
    • No annual or monthly fees
    • Free extra repayments and redraw facility

    interest
    rate

    4.17% p.a. variable

    comparison
    rate*

    4.21% p.a.

    upfront
    fees

    $600

    initial monthly
    repayment**

Want more? Compare all 510 home loans in the Mozo comparison engine.

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* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Monthly repayment figures are estimates only, based on the loan amount and term entered, excluding fees. Actual repayments will depend on your individual circumstances and interest rate changes.

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