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Low Deposit Home Loans

  • If you're looking for a way into the housing market, a low deposit home loan could be your ticket to home ownership. Compare home loans that only require a 10 percent deposit or less in the table below.

Home loan comparisons on Mozo - rates updated daily

  • promoted

    Discounted Home Value Loan

    Owner Occupier, Principal & Interest

    • Owner occupier only
    • Available to new borrowings to HSBC of $50,000 or more
    • Your own Personal Relationship Manager

    interest
    rate

    3.65% p.a. variable

    comparison
    rate*

    3.66% p.a.

    upfront
    fees

    $0

    initial monthly
    repayment**

  • MOZO EXPERTS CHOICE 2017
    promoted

    Platinum Home Loan

    Intro Rate Special, Owner Occupied, LVR<90%

    • Forget traditional models! Get a more flexible home loan
    • Be approved in 24 hrs. Stay approved for 4 months
    • 10% deposit OK. 100% offset. No App & Val fees

    interest
    rate

    3.70% p.a.variable for 12 months and then 3.87% p.a. variable

    comparison
    rate*

    3.95% p.a.

    upfront
    fees

    $0

    initial monthly
    repayment**

  • promoted

    Mortgage Saver Special

    Owner Occupier, Principal & Interest

    • No upfront or ongoing fees
    • Unlimited additional repayments
    • Borrow up to 95% of the property value

    interest
    rate

    3.74% p.a. variable

    comparison
    rate*

    3.74% p.a.

    upfront
    fees

    $0

    initial monthly
    repayment**

  • promoted

    Health, Wealth and Happiness Variable Rate Package

    Owner Occupier, Principal & Interest

    • No annual fee on a credit card of your choice
    • 100% offset facility
    • Owner occupied only

    interest
    rate

    3.84% p.a. variable

    comparison
    rate*

    4.25% p.a.

    upfront
    fees

    $0

    initial monthly
    repayment**

  • promoted

    Essential Home Loan

    Owner Occupier, Principal & Interest

    • Experts Choice Winner - Home Loans 2017
    • Additional repayments anytime
    • Waived establishment & settlement fees

    interest
    rate

    3.96% p.a. variable

    comparison
    rate*

    3.98% p.a.

    upfront
    fees

    $295

    initial monthly
    repayment**

  • promoted

    Essentials Home Loan

    LVR<90%, Owner Occupier, Principal & Interest

    • Experts Choice Winner - Best Value Full Feature Home Loan
    • 100% offset account
    • No monthly, annual or establishment fees

    interest
    rate

    4.19% p.a. variable

    comparison
    rate*

    4.19% p.a.

    upfront
    fees

    $0

    initial monthly
    repayment**

Want more? Compare all 531 home loans in the Mozo comparison engine.

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*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

**Monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Fees are included in the representative example but not the monthly repayment. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

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