ANZ launches home loan refinance cash back reward

Finding simple ways to save on your home loan can be a hard ask, but ANZ is making that job a little easier with a new limited time $2,500 cash back reward for home loan refinancers.

All you need to to is switch your home loan of $250,000 or more to ANZ to get $2,500 cash to spend on whatever you like. You'll also be able to take advantage of ANZ's new low variable rates and have your loan approval fee waived on request.

The offer is available on the ANZ Simplicity Plus Home Loan for owner occupiers refinancing less than 80% of the property value. You'll need to open an eligible ANZ transaction account for the cash back to be paid into, and apply by 31 January 2020. Too easy!

ANZ’s refinance reward isn’t the only deal to help you save on your home loan right now, so read on for the Mozo expert rundown on this deal plus some of the other top home loan offers on the market right now.


ANZ - Simplicity PLUS Special Offer
  • $2,500 cash back on eligible refinanced loans of $250K+
  • Low 3.24% variable rate (3.28% comparison rate*)
  • No ongoing fees

If you like the sound of a competitive variable rate from a big bank, plus a heap of other perks, it’s hard to look past this ANZ Simplicity Plus home loan special offer. Not only will you pay no ongoing service fees and have access to free extra repayments and a redraw facility, you could also take advantage of ANZ's $2,500 cash back offer and get your loan approval fee waived if you refinance an eligible home loan of $250,000 or more by 31 January 2020 (T&Cs apply).


Suncorp - Fixed Home Loan Special Offer
  • 2.89% fixed rate for 3 years (3.70% comparison rate*)
  • Free extra repayments - up to $500 each month
  • $2,000 cashback bonus - limited time offer
Find out more

Winner of the 2019 Mozo Experts Choice Awards for best Fixed Rate Home Loan, the Home Package Plus mortgage from Suncorp lets you lock in a super low sub-3.00% interest rate for 3 years, giving you peace of mind over your mortgage repayments. What's more, right now you’ll receive a $2,000 cash bonus when you take out a loan of $250,000 or more (T&Cs apply). Together no loan establishment fee and up to $500/month extra repayments, this one’s a real winner!

Where do I get it? Head over to Suncorp to find out more >>

ONLINE SAVER - Smart Home Loan 80
  • Special 2.88% variable rate (2.90% comparison rate*)
  • $0 application or ongoing fees
  • Unlimited free extra repayments and redraw facility
Find out more

Popular online lender not only offers up an ultra low rate with its Smart Home Loan special offer, but you can also make use of a few handy features, including unlimited free extra repayments, a redraw facility and the chance to split your loan between fixed and variable rates. Its no wonder is a perennial Mozo Experts Choice Awards winner for Best Low Cost Home Loan. You can borrow up to $1 million with this loan, and pay no annual or application fee.

Where do I get it? Head over to to find out more >>

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Want to compare more home loans? View the latest mortgage rates from over 80 lenders at Mozo's home loan comparison hub.

* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

** Initial monthly repayment figures are estimates only, based on the advertised rate, loan amount and term entered. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.

^See information about the Mozo Experts Choice Home Loan Awards

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