Jacaranda Finance logo

Jacaranda Finance Express Personal Loan

Advertiser disclosure
Interest rate from
14.95% p.a.to 27.95% p.a.
Comparison rate from
29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years
Upfront fee
$990.00
Go to site

Mozo editorial review Jacaranda Finance Express Personal Loan - last updated: 13 December 2023

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What's hot
  • Flexible repayment schedule
  • Borrow up to $25,000
  • No discharge fees
What's not
  • Application fee up to $990
  • Monthly fee of $24
Mozo snapshot

Whether it’s funding a wedding or consolidating debt, Jacaranda Finance’s Express Personal Loan is multi-purpose and could help you get the job done. Fixed rates for this secured loan start from 14.95% p.a. (29.30% p.a. comparison rate*) with a minimum borrowing amount of $5,000. The option to make repayments on a weekly, fortnightly or monthly basis is also offered. 

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Key features

If you’re looking for a personal loan to cover your medical expenses or to make home improvements, then Jacaranda Finance’s Express Personal Loan may be one to consider. Its features include the flexibility to make repayments on a weekly, fortnightly, or monthly basis to match your pay cycle, and the option to make free extra repayments for when you have some spare cash you’d like to put towards your loan.


Borrow a minimum of $5,000 if you need a bit of a cash boost, all the way up to $25,000 for more demanding projects. Fixed rates start from 14.95% p.a. (29.30% p.a. comparison rate*), and you can take out this loan for a term between 2-4 years if eligible. 


While there are no exit fees, do keep in mind that there are application, ongoing, and late payment fees you’ll need to budget for. As it’s a secured loan, you’ll also have to put up an asset as collateral against the loan.

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Who is it good for

This loan could be good if you’re looking for a multi-purpose loan to meet your financial needs.

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Any catches

Keep in mind that there's an associated establishment fee, ongoing fees, as well as a risk fee.

Picture of Sophie Wong
Sophie Wong
Money writer

Details

Rates and fees information correct as at 23 February 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Fixed

14.95% p.a.to 27.95% p.a. fixed

29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years

Fees

$990.00

$24.00

$35.00

$0.00

0

Other financial bits

$5,000.00

$25,000.00

2 Years

4 Years

Various, Vehicle

Features

Car, Debt consolidation, Home improvements, Medical, Weddings

Weekly, Fortnightly, Monthly

yes

no

Application fee from $475 to $990. Additional Risk Fee of $0 to $995 applies.

none

WARNING: The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a personal loan. The comparison rates displayed are calculated based on a loan of $30,000 for a term of 5 years or a loan of $10,000 for a term of 3 years as indicated, based on monthly principal and interest repayments, on a secured basis for secured loans and an unsecured basis for unsecured loans. This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Customer Reviews

How are Jacaranda Finance personal loans rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
Trust

About Jacaranda Finance

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OurMoneyMarket

Low Rate Personal Loan

6.57% p.a.to 8.48% p.a.

7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years

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NOW Finance

Unsecured Personal Loan

6.75% p.a.to 26.95% p.a.

6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years

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Harmoney

Unsecured Personal Loan

5.76% p.a.to 24.03% p.a.

6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years

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OurMoneyMarket

Debt Consolidation

6.57% p.a.to 8.48% p.a.

7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years

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Harmoney

Debt Consolidation

5.76% p.a.to 24.03% p.a.

6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years

Thumbnail icon for Jacaranda Finance
Jacaranda Finance

Express Personal Loan

14.95% p.a.to 27.95% p.a.

29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years

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OurMoneyMarket

Low Rate Personal Loan

9.14% p.a.to 11.19% p.a.

9.50% p.a.to 11.56% p.a.based on $30,000
over 5 years

Thumbnail icon for OurMoneyMarket
OurMoneyMarket

Personal Loan (Secured)

6.57% p.a.to 8.48% p.a.

7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years

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loans.com.au

New Car Loan - Special

8.29% p.a.

9.40% p.a.based on $30,000
over 5 years

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Jacaranda Finance

Express Personal Loan

14.95% p.a.to 27.95% p.a.

29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years

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loans.com.au

Clean Green Car Loan

7.29% p.a.

8.41% p.a.based on $30,000
over 5 years

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OurMoneyMarket

Low Rate Personal Loan

6.57% p.a.to 8.48% p.a.

7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years

Thumbnail icon for NOW Finance
NOW Finance

Unsecured Personal Loan

6.75% p.a.to 26.95% p.a.

6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years

Thumbnail icon for Harmoney
Harmoney

Unsecured Personal Loan

5.76% p.a.to 24.03% p.a.

6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years

Thumbnail icon for OurMoneyMarket
OurMoneyMarket

Debt Consolidation

6.57% p.a.to 8.48% p.a.

7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years

Thumbnail icon for Harmoney
Harmoney

Debt Consolidation

5.76% p.a.to 24.03% p.a.

6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years

Thumbnail icon for Jacaranda Finance
Jacaranda Finance

Express Personal Loan

14.95% p.a.to 27.95% p.a.

29.30% p.a.to 42.8% p.a.based on $10,000
over 3 years

Thumbnail icon for OurMoneyMarket
OurMoneyMarket

Low Rate Personal Loan

9.14% p.a.to 11.19% p.a.

9.50% p.a.to 11.56% p.a.based on $30,000
over 5 years

Thumbnail icon for NOW Finance
NOW Finance

Unsecured Personal Loan

6.75% p.a.to 26.95% p.a.

6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years

Thumbnail icon for Harmoney
Harmoney

Debt Consolidation

5.76% p.a.to 24.03% p.a.

6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years

Thumbnail icon for OurMoneyMarket
OurMoneyMarket

Low Rate Personal Loan

6.57% p.a.to 8.48% p.a.

7.19% p.a.to 8.84% p.a.based on $30,000
over 5 years

Thumbnail icon for NOW Finance
NOW Finance

Unsecured Personal Loan

6.75% p.a.to 26.95% p.a.

6.75% p.a.to 26.95% p.a.based on $30,000
over 5 years

Thumbnail icon for Harmoney
Harmoney

Unsecured Personal Loan

5.76% p.a.to 24.03% p.a.

6.55% p.a.to 24.98% p.a.based on $30,000
over 5 years

Thumbnail icon for Harmoney
Harmoney

Debt Consolidation

5.76% p.a.to 24.03% p.a.

6.57% p.a.to 24.99% p.a.based on $30,000
over 5 years

Thumbnail icon for OurMoneyMarket
OurMoneyMarket

Low Rate Personal Loan

9.14% p.a.to 11.19% p.a.

9.50% p.a.to 11.56% p.a.based on $30,000
over 5 years

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OurMoneyMarket

Low Rate Personal Loan

6.57% p.a.to 8.48% p.a.

7.19% p.a.

$0.00

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NOW Finance

Unsecured Personal Loan

6.75% p.a.to 26.95% p.a.

6.75% p.a.

$0.00

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Harmoney

Unsecured Personal Loan

5.76% p.a.to 24.03% p.a.

6.55% p.a.

$0.00

Thumbnail icon for OurMoneyMarket
OurMoneyMarket

Debt Consolidation

6.57% p.a.to 8.48% p.a.

7.19% p.a.

$0.00

Thumbnail icon for Harmoney
Harmoney

Debt Consolidation

5.76% p.a.to 24.03% p.a.

6.57% p.a.

$0.00

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OurMoneyMarket

Low Rate Personal Loan

9.14% p.a.to 11.19% p.a.

9.50% p.a.

$0.00

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OurMoneyMarket

Personal Loan (Secured)

6.57% p.a.to 8.48% p.a.

7.19% p.a.

$0.00

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loans.com.au

New Car Loan - Special

8.29% p.a.

9.40% p.a.

$8.00

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