Woolworths team bank obviously is not a big player in the industry but in my opinion they are very competitive with their term deposit rates and a brand you can trust
I really like WECU because a representative comes to the store regularly and I have got to know her quite well in my dealings with setting up accounts, one loan and a term deposit. The service is efficient and friendly, as well as the rates being comparable (or more than) with other banks and unions.
Different interest rates apply to different amounts or different interest payment frequencies.
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