ME and Heritage Bank latest to launch Apple Pay

By Tom Watson · · 2 min read
Fact Checked
Advertiser disclosure

Four years after debuting in Australia, Apple Pay is now available to customers of both ME and Heritage Bank following separate announcements last week. 

The respective moves mean customers will now be able to forgo using cash or tapping with a physical card. Instead they’ll be able to pay in-person with an Apple smartphone or smartwatch after linking their credit or debit card to the service. 

“We’re pleased to announce that all new and existing ME cardholders can now use Apple Pay. Customers have been asking for it, and we’re happy to be introducing it during a time when people are looking for an alternative to cash,” said ME Group Executive for Customer Banking, Craig Ralston.

This is the first digital wallet ME has rolled out to customers, while for Heritage Bank, Apple Pay is just the latest option available as the bank has already launched both Google Pay and Samsung Pay.

Of the bank account providers being tracked in the Mozo database, 47% now offer all three digital wallet options. Breaking it down further: 

- 69% offer Apple Pay

- 66% offer Google Pay 

- 52% offer Samsung Pay

The use of mobile payment options are becoming more and more popular, as data from Roy Morgan’s 2020 Digital Payments Report revealed that 9.8% of Aussies are now using services such as Apple and Google Pay - a 3% increase on the previous year.

And with COVID-19 very much still at the forefront of many minds, that number could continue to increase. 

Many businesses have encouraged customers to reach for a card or phone instead of notes when paying, and recent research from Mastercard suggests that Australians are heading this call with 44% of people reporting using less cash than before the pandemic started.

In fact, both ME and Heritage Bank acknowledged the importance of rolling out contactless payment options like Apple Pay at a time when many Australians are refraining from using cash for hygiene reasons. 

“With the impacts of COVID-19 changing everyday life, it’s more important than ever we support our customers to make contactless digital payments simply and safely,” said Heritage Bank CEO, Peter Lock.

RELATED: Westpac becomes the final big bank to offer Apple Pay

Ready to find a digitally-friendly bank account to help you manage your money and make your everyday payments? Check out some of the hottest options around in the table below, or head on over to our dedicated bank account comparison table for even more offers.

Compare bank accounts

Mozo may receive payment if you click products on our site. We don’t compare the entire market, but you can search our database of 168 bank accounts.
Last updated 22 May 2025 Important disclosures
  • Everyday Account

    $0.00

    Apple Pay, Google wallet

    0% p.a.

    In addition to $0 monthly account-keeping fees and 24/7 real human support, you can turn your everyday banking into Qantas Points. Link your Qantas Frequent Flyer account to your AMP Bank Everyday Account, in the new AMP Bank app and earn 1 point for every $10 on your average monthly balance. T&Cs apply.

    Compare
    Go to site
    Details
  • Mozo Expert Choice Badge
    Everyday Edge Account

    $0.00

    Apple Pay, Google Pay, PayID, Samsung Pay

    0% p.a.

    This bank account has no account keeping fees to pay. There are unlimited fee-free domestic transactions. Safe and secure digital banking. Fee-free card purchases and cash-out transactions in-store. Free access to thousands of ATMs nationwide. For customers 18 or over.

    Compare
    Go to site
    Details
  • Choice

    $5.00

    Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay, Digital Card

    0% p.a.

    Enjoy no monthly account-keeping fees for the first 12 months, for deposits of $2,000 a month or for eligible customers. No withdrawal fees at branded and select non-branded ATMs. No international transfer fees when sending foreign currency overseas via Online Banking or the Westpac App. Unlimited free transactions and account enquiries.

    Compare
    Go to site
    Details
  • Everyday Global Account

    $0.00

    Apple Pay, Google Pay

    0% p.a.

    Enjoy $0 monthly account fees and international fees, with no minimum deposit or balance requirements. Buy, hold and spend in 10 currencies (AUD included) and earn 2% cashback for purchases under $100 (T&C’s apply). Mozo's Experts Choice 2025 winner for Exceptional Everyday Account.^

    Compare
    Go to site
    Details
  • Orange Everyday

    $0.00

    Apple Pay, Google Pay, PayID, PayTo

    0% p.a.

    ING’s Orange Everyday bank account offers no monthly fees and 1% cashback on eligible utility bills up to $100 (T&Cs apply). Experts Choice Awards Highly Commended Everyday & Savings Bank 2025^

    Compare
    Go to site
    Details

^See information about the Mozo Experts Choice Bank Account Awards

Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.

While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.

Today's bank account rates