Westpac becomes the final big bank to offer Apple Pay

It’s been a long time coming, but banking giant Westpac today announced it will offer Apple Pay.

While Westpac has offered customers other digital wallets for some time, it’s the last of the big four banks to introduce Apple Pay since ANZ kicked-off the shift in 2017. 

David Lindberg, Westpac chief executive of the consumer division, linked the move to spending behaviour induced by COVID-19 social restrictions. 

“We have seen a significant increase in customers using digital banking in recent weeks as more Australians stay at home. With the introduction of Apple Pay, it will now be even easier for customers to pay for goods and services in stores, via apps or online without the need for a card or wallet,” Lindberg said.

RELATED ARTICLE: Apple, Google and Samsung Pay adoption hits 10% in Australia.

So, whether you’re shopping from the couch or heading to the supermarket, Westpac customers toting iPhones can now make contactless transactions using Apple Pay through eligible Mastercard debit or credit cards, or Wetpac’s eftpos Handycards.

This is a significant step in the forecasted evolution of fintech payments. The 2020 Worldpay Global Payments Report predicts digital wallets will be the source of around 52% of ecommerce transactions worldwide by 2023 and 30% of all in-store purchases. 

Of the 69 Australian providers offering personal bank accounts in Mozo’s database, Westpac now joins the crew of 48 offering Apple Pay, 48 facilitating Google Pay, 38 providing Samsung Pay.

RELATED ARTICLE: Could my bank or lender go bankrupt, and what would happen to my money?

Keen to learn more about the world of digital banking? Explore neobanks and money apps with Mozo’s handy comparison tools.

Compare bank accounts - last updated 29 November 2023

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