Bank of Sydney logo

Bank of Sydney Everyday Saver Account

Advertiser disclosure
Account fee
$0.00
Payment options
Apple Pay, Google Wallet, Samsung Pay
Interest rate
0.01% p.a.

Mozo editorial review Bank of Sydney Everyday Saver Account - last updated: 19 February 2024

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What's hot
  • Optional Visa Debit card
  • Free ATM withdrawals from BOS or atmx
What's not
  • 0.05% p.a. interest rate for balances under $50,000
Mozo snapshot

An everyday bank account that pays interest, yes, you read correctly. The Everyday Saver Account from Bank of Sydney (BOS) has a 0.05% p.a. interest rate for balances over $50,000. There is no monthly account keeping fee, and you get free ATM withdrawals from any BOS or atmx and unlike some banks that charge for over the counter deposits or withdrawals, these are also free.


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Key features

The BOS Everyday Saver has a standard interest rate of 0.05% p.a for balances over $50,000 and 0.01% p.a. for balances under $50,000, which is a nice addition to an everyday transaction account. 

The account has an optional Visa Debit Card which is great if you are planning on travelling overseas or shopping online. It comes chip enabled so you'll also be able to "tap n go" for purchases under $200 in Australia wherever Visa is accepted. 

You can use the BOS Everyday Saver ATM and Visa Debit Card overseas for making withdrawals and purchases. With the standard BOS ATM card or the Visa Debit card, overseas ATM withdrawals are free (another unheard of). For both card options, there is a 3% foreign exchange margin on all overseas transactions so factor this into your travel budgeting.

Applying for the Bank of Sydney Everyday Saver is easy, if you're not near a branch you can apply online. Plus you'll get access to online banking.

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Who is it good for

This account is good for people who are looking for an everyday account which is great on flexibility, plus pays 0.05% p.a. interest on balances over $50,000.

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Any catches

There's a $1000 daily ATM withdrawal limit, so just watch this if you need to make a large purchase.

Details

Rates and fees information correct as at 28 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

Balances from $0: 0.01% p.a.
Balances from $50,000: 0.05% p.a.

n/a

n/a

Fees

$0.00

n/a

Free unlimited ATM withdrawals, EFTPOS transactions and balance enquiries.

$0.00

Bank of Sydney

$0.00

$0.00

$0.00

$0.00

n/a

$0.00

$0.00

$0.00

3.00%

$0.00 annually

Other financial bits

$0.00

$0.00

Features

$1,000.00

yes

no

yes

yes

no

yes

yes

none

none

Atm card

$0.00

$0.00

3.00%

Debit card

$0.00

$0.00

3.00%

Payment options

Apple Pay, Google Wallet, Samsung Pay

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